CompBrief BY VELARION

Companies Juniata Valley Financial Corp

Juniata Valley Financial (JUVF): executive pay, fiscal 2025

Free brief. Every figure links to the company’s own filing.

Velarion Intel: free for 3 days, no card →

Email me Juniata Valley Financial Corp’s executive pay brief as a PDF

It arrives in about 2 minutes, with every figure cited to its filing.

After the PDF, up to three short notes on the deeper reports for this company. Reply “unsubscribe” to any of them, any time.

Juniata Valley Financial Corp's highest-paid named officer for fiscal year 2025, Executive Vice President and Chief Financial Officer Michael Wolf, was paid $385,425 · source

Full detail

Every table from the filing. Open any section.

Summary compensation table
Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Michael Wolf$265,482$0$31,091$0$63,716$0$25,136$385,425
Executive Vice President and Chief Financial Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
Michael Wolf$385,425$326,522$323,318↑ +58,903

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

Incentive-plan design — the Compensation Discussion & Analysis

The Company's compensation philosophy is designed to align with business objectives by providing a mix of base pay, annual short-term incentive cash awards, and long-term equity awards to reward short and long-term positive financial performance. The program aims to attract, motivate, and retain results-oriented executives while tying compensation directly to shareholder return and the organization's strategic objectives.

CEO STI target (% of salary)—
CEO LTI target (% of salary)—
Independent consultantCherry Bekaert LLP
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingfalse
Equity grants and outstanding awards

No plan-based awards are on file for this fiscal year.

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Michael WolfRSU1,700—$23,800
Michael WolfRSU1,990—27,860
Michael WolfRSU2,350—32,900
BarberRSU3,000—42,000
BarberRSU3,480—48,720
BarberRSU4,300—60,200
Director compensation
DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Martin L. DreibelbisIndependent · Board Chair · Personnel and Compensation · Nominating · Asset Liability Management · Audit · Strategic Planning · Loan$33,300$1,799$0$0$325$37,252
Steven C. SliverIndependent · Audit (Chair) · Asset Liability Management (Chair) · Personnel and Compensation · Loan28,0001,4550013829,593
Gary E. KelseyIndependent · Strategic Planning (Chair) · Personnel and Compensation (Chair) · Audit · Loan26,8001,4160028128,497
Michael A. BuffingtonIndependent · Nominating (Chair) · Personnel and Compensation · Strategic Planning · Loan26,2001,4020029627,898
Christina Calkins-MazurIndependent · Asset Liability Management · Nominating · Trust · Loan26,4001,3100012027,830
Joseph B. Scarnati IIIIndependent · Trust (Chair) · Nominating · Asset Liability Management · Loan25,6001,3890019527,184
John P. Henry IVIndependent · Audit · Strategic Planning · Trust · Loan · Newly elected15,550000015,550
Bradley WagnerIndependent · Not standing for re-election · Departed during FY9,3000001479,447

Board fee structure and ownership guideline

Annual cash retainer$21,000
Annual equity retainer—
Per board meeting fee$500
Committee chair fees (audit / comp / nom-gov)—
Stock ownership guideline—

Total cost of the board

ComponentFY2025
Cash retainers and fees$191,150
Equity awards (grant-date value)$8,771
All other compensation$1,502
Total cost of the board$201,423

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

Peer group, and who names Juniata Valley Financial as a peer

Companies that benchmark against JUVF

No companies currently name JUVF as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company’s own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Juniata Valley Financial Corp2025Michael Wolf$265,482$31,091$0$63,716$385,425

Each peer’s compensation is from its most recently filed proxy; fiscal years differ by company. Each peer’s figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

Say-on-pay history and pay ratio

No say-on-pay vote is on file for this company.

Insider trades since the proxy

No insider equity transactions reported since the proxy statement.

Sources (12 citations)

Each figure is listed with the filing it comes from, where it appears in that filing, and the value as printed. Any figure can be independently confirmed against the source.

  • Section 01, Michael Wolf. DEF 14A, filed 2026-03-26. Section “Executive Compensation Tables” · page 14. As printed: 385,425. View filing ↗
  • Section 08, Martin L. Dreibelbis. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 37,252. View filing ↗
  • Section 08, Steven C. Sliver. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 29,593. View filing ↗
  • Section 08, Gary E. Kelsey. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 28,497. View filing ↗
  • Section 08, Michael A. Buffington. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 27,898. View filing ↗
  • Section 08, Christina Calkins-Mazur. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 27,830. View filing ↗
  • Section 08, Joseph B. Scarnati III. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 27,184. View filing ↗
  • Section 08, John P. Henry IV. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 15,550. View filing ↗
  • Section 08, Bradley Wagner. DEF 14A, filed 2026-03-26. Section “Director Compensation”. As printed: 9,447. View filing ↗
  • Section 01 trend, Δ column (computed). Computed. Δ = current-FY total − prior-FY total per named officer.
  • Section 09b board cost (computed). Computed. Cash 191,150 + equity 8,771 + all other 1,502 = 201,423, summed across the director compensation table rows.
  • Juniata Valley Financial Corp (subject), Section 10b CEO total. DEF 14A, filed 2026-03-26. CEO total compensation as printed in Juniata Valley Financial Corp's own proxy. As printed: 385,425. View filing ↗