Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-11

Flagstar Bank, National Association (NYCB)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$3,175,428
Bao Nguyen total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
81.2%
Say-on-pay support, latest vote
Companies that benchmark against NYCB
No companies currently name NYCB as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Bao Nguyen$700,000$690,000$600,000$0$1,050,000$0$135,428$3,175,428
Senior EVP/General Counsel and Chief of Staff
George Buchanan625,0000750,0000625,000015,1222,015,122
Senior EVP/Chief Risk Officer
Lee Smith700,0000001,050,000043,3091,793,309
Senior EVP/ Chief Financial Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Bao Nguyen$3,175,428$5,848,415−2,672,987
George Buchanan2,015,122
Lee Smith1,793,3097,076,855−5,283,546

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
GagnonOption666,66710.48
OttingRSU252,9513,184,653
Bao NguyenRSU50,590636,928
Bao NguyenOption666,6679.21
GagnonRSU50,590636,928
George BuchananRSU77,611977,122
OttingOption2,083,3356
Lee SmithOption666,6679.18
Lee SmithRSU127,6831,607,529
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-06-09262,444,10560,772,7731,496,70481.2%Passed
20242024-06-05456,306,75025,374,6785,258,14294.73%Passed
20232023-06-01433,060,87813,835,2274,423,21496.9%Passed
20222022-06-01259,700,08722,787,9773,175,26891.93%Passed
20202020-06-03243,948,49043,847,0072,295,20084.76%Passed
20192019-06-04294,205,94519,930,0544,550,58993.66%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-06-0981.2%a
20242024-06-0594.73%b
20232023-06-0196.9%c

a. Voting standard not stated in the filing.

b. Approved under the standard stated in the filing — “Abstentions and broker non-votes will have no effect on the outcome of this Proposal.”.

c. Approved under the standard stated in the filing — “Abstentions and broker non-votes will not count as votes cast and will have no effect on the outcome of this Proposal.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Flagstar Bank, National Association2025Bao Nguyen$700,000$600,000$0$1,050,000$3,175,428

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Bao NguyenDEF 14A2026-04-300000910073-26-000039Section “III. EXECUTIVE COMPENSATION TABLES”. As printed: 3,175,428. Filing ↗machine: r7 · c8 · span 1178675–1178684
2Section 01, George BuchananDEF 14A2026-04-300000910073-26-000039Section “III. EXECUTIVE COMPENSATION TABLES”. As printed: 2,015,122. Filing ↗machine: r10 · c8 · span 1195924–1195933
3Section 01, Lee SmithDEF 14A2026-04-300000910073-26-000039Section “III. EXECUTIVE COMPENSATION TABLES”. As printed: 1,793,309. Filing ↗machine: r4 · c8 · span 1161924–1161933
4Section 06, 2026 voteForm 8-K2026-06-110000910073-26-000062Item 5.07 · say-on-pay result. As reported: 81.2% (votes for as printed: 262,444,105). Filing ↗
5Section 06, 2024 voteForm 8-K2024-06-100001193125-24-157842Item 5.07 · say-on-pay result. As reported: 94.73% (votes for as printed: 456,306,750). Filing ↗
6Section 06, 2023 voteForm 8-K2023-06-050001193125-23-160576Item 5.07 · say-on-pay result. As reported: 96.9% (votes for as printed: 433,060,878). Filing ↗
7Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
8Flagstar Bank, National Association (subject), Section 10b CEO totalDEF 14A2026-04-300000910073-26-000039CEO total compensation as printed in Flagstar Bank, National Association's own proxy. As printed: 3,175,428. Filing ↗machine: r7 · c8 · span 1178675–1178684