Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-12

American Integrity Insurance Group (AII)

CEO Robert Ritchie was paid $3,823,292 in fiscal year 2025, ↑ up 103.9% from fiscal year 2024 (SEC filing 0002007587-26-000043 ↗): executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$6,119,078
Jon Ritchie total, FY2025
President — highest-paid officer; CEO Robert Ritchie: $3,823,292
—
CEO (Robert Ritchie) pay percentile vs peers
—
CEO-to-median pay ratio
97.92%
Say-on-pay support, latest vote

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Sample answer — “What is the CEO’s total compensation?”
- Robert Ritchie (Chief Executive Officer), FY2025 total compensation $3,823,292 (base salary $866,667) [exec_comp, SEC accession 0002007587-26-000043, filed 2026-04-17]

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AII's next annual pay disclosure, estimated April 17, 2027.est. Filing ↗

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Jon Ritchie$700,000$0$4,402,078$0$1,005,000$0$0$6,119,078
President
Robert Ritchie866,6670459,12502,497,500003,823,292
Chief Executive Officer
Ben Lurie425,00002,152,7080801,000003,555,319
Chief Financial Officer
David Clark587,5000193,31301,005,000001,785,813
Chairman

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
Jon Ritchie$6,119,078$1,875,000—↑ +4,244,078
Robert Ritchie3,823,2921,875,000—↑ +1,948,292
Ben Lurie3,555,319———
David Clark1,785,8131,246,354—↑ +539,459

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

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Companies that benchmark against AII
No companies currently name AII as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01b

Executives — the named officers

One page per officer: the same table above, read for one person at a time — his own figure and every fiscal year the register holds.

ExecutiveRoleFY2025 total
David ClarkChairman$1,785,813
Ben LurieCFO$3,555,319
Robert RitchieCEO$3,823,292
01c

Board of directors

One page per director: the seat, the committees and the fee table, read for one person at a time.

DirectorRoleFY2025 total
Ernest N. CsiszarIndependent Director$105,705
Steven B. MathisIndependent Director$106,167
Steven SmathersIndependent Director$106,520
02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
David ClarkRSU2025-12-04——9,375——
Jon RitchieRSA2025-05-07——260,027—4,160,432
Ben LurieRSU2025-12-04——3,516——
Jon RitchieRSU2025-12-04——22,266——
Ben LurieRSA2025-05-07——130,013—2,080,208
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
David ClarkPSU9,375—$195,281
RitchiePSU22,266—463,801
RitchiePSU11,719—244,107
Ben LuriePSU3,516—73,238
05

Incentive-plan design — the Compensation Discussion & Analysis

The intent of the compensation program is to align executives' interests with those of stockholders while providing reasonable and competitive compensation. The program is administered by the Compensation Committee and includes base salary, annual cash incentive bonuses based on company financial metrics, and long-term equity awards.

CEO STI target (% of salary)—
CEO LTI target (% of salary)—
Independent consultantMeridian Compensation Partners, LLC
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-06-1115,682,721333,313228,18897.92%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-06-1197.92%a

a. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)—
CEO total compensation—
Median employee compensation—
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Steven SmathersIndependent$57,678$48,842——$0$106,520
Steven B. MathisIndependent57,32548,842——0106,167
Ernest N. CsiszarIndependent56,86348,842——0105,705
David ClarkEmployee director · Board Chair—————0
Robert RitchieEmployee director—————0
09

Board fee structure and ownership guideline

Annual cash retainer$75,000
Annual equity retainer$60,000
Per board meeting fee—
Committee chair fees (audit / comp / nom-gov)20,000 / 15,000 / 15,000
Stock ownership guideline—
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$171,866
Equity awards (grant-date value)$146,526
All other compensation$0
Total cost of the board$318,392

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1American Integrity Insurance Group2025Robert Ritchie$866,667$459,125$0$2,497,500$3,823,292

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10d

Frequently asked questions

Who was the highest-paid executive at American Integrity Insurance Group in fiscal 2025?
As disclosed, Jon Ritchie (President) was the highest-paid executive at American Integrity Insurance Group in fiscal 2025, with total compensation of $6,119,078.
How did shareholders vote on American Integrity Insurance Group's executive compensation?
As disclosed, 97.92% of shareholders supported American Integrity Insurance Group's executive compensation in the latest say-on-pay vote.
How much does American Integrity Insurance Group spend in total on board compensation for fiscal 2025?
As disclosed, American Integrity Insurance Group reported total board compensation of $318,392 for fiscal 2025.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Jon RitchieDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 6,119,078. Filing ↗machine: r6 · c7 · span 743806–743815
2Section 01, Robert RitchieDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 3,823,292. Filing ↗machine: r3 · c7 · span 735338–735347
3Section 01, Ben LurieDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 3,555,319. Filing ↗machine: r9 · c7 · span 752201–752210
4Section 01, David ClarkDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 1,785,813. Filing ↗machine: r12 · c7 · span 757913–757922
5Section 03, David Clark RSUDEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
6Section 03, Jon Ritchie RSADEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
7Section 03, Ben Lurie RSUDEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 791579–791584
8Section 03, Jon Ritchie RSUDEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 790932–790938
9Section 03, Ben Lurie RSADEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
10Section 07, pay ratio10-K2026-02-270002007587-26-000016Section “CEO Pay Ratio”. As printed: —. Filing ↗
11Section 08, Steven SmathersDEF 14A2026-04-170002007587-26-000043Section “Director Compensation”. As printed: 106,520. Filing ↗machine: span 611436–611823
12Section 08, Steven B. MathisDEF 14A2026-04-170002007587-26-000043Section “Director Compensation”. As printed: 106,167. Filing ↗machine: span 609019–609405
13Section 08, Ernest N. CsiszarDEF 14A2026-04-170002007587-26-000043Section “Director Compensation”. As printed: 105,705. Filing ↗machine: span 606729–607116
14Section 08, David ClarkDEF 14A2026-04-170002007587-26-000043Section “Director Compensation”. As printed: 0. Filing ↗
15Section 08, Robert RitchieDEF 14A2026-04-170002007587-26-000043Section “Director Compensation”. As printed: 0. Filing ↗
16Section 06, 2026 voteForm 8-K2026-06-120002007587-26-000076Item 5.07 · say-on-pay result. As reported: 97.92% (votes for as printed: 15,682,721). Filing ↗
17Section 01 trend, Δ column (computed)Computed——Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
18Section 09b board cost (computed)Computed——Cash 171,866 + equity 146,526 + all other 0 = 318,392, summed across the director compensation table rows.machine: formula: Σ = 318,392
19American Integrity Insurance Group (subject), Section 10b CEO totalDEF 14A2026-04-170002007587-26-000043CEO total compensation as printed in American Integrity Insurance Group's own proxy. As printed: 3,823,292. Filing ↗machine: r3 · c7 · span 735338–735347

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