Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-12

American Integrity Insurance Group (AII)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$3,823,292
Robert Ritchie total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
97.92%
Say-on-pay support, latest vote
Companies that benchmark against AII
No companies currently name AII as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Robert Ritchie$866,667$0$459,125$0$2,497,500$0$0$3,823,292
Chief Executive Officer
Ben Lurie425,00002,152,7080801,0000176,6113,555,319
Chief Financial Officer
David Clark587,5000193,31301,005,000001,785,813
Chairman

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Robert Ritchie$3,823,292
Ben Lurie3,555,319
David Clark1,785,813

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Robert RitchieRSA2025-05-07260,027$4,160,432
David ClarkRSU2025-12-049,375
Ben LurieRSU2025-12-043,516
Robert RitchieRSU2025-12-0422,266
Ben LurieRSA2025-05-07130,0132,080,208
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Robert RitchiePSU22,266$463,801
Robert RitchiePSU11,719244,107
David ClarkPSU9,375195,281
Ben LuriePSU3,51673,238
05

Incentive-plan design — the Compensation Discussion & Analysis

The intent of the compensation program is to align executives' interests with those of stockholders while providing reasonable and competitive compensation. The Board aims to reward executives for the achievement of short-term and long-term strategic goals.

CEO STI target (% of salary)NaN%
CEO LTI target (% of salary)
Independent consultantMeridian Compensation Partners, LLC
Clawback policyThe Company has a compensation recovery policy requiring the recovery of incentive-based compensation erroneously awarded in the event of an accounting restatement due to material noncompliance with financial reporting requirements.
Anti-hedgingThe Insider Trading Policy prohibits Covered Persons and Family Members from engaging in hedging activities or other short-term or speculative transactions in the Company's securities.
Anti-pledgingThe Insider Trading Policy prohibits Covered Persons and Family Members from pledging the Company's securities as collateral for a loan.
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-06-1115,682,721333,313228,18897.92%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-06-1197.92%a

a. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)
CEO total compensation
Median employee compensation
09

Board fee structure and ownership guideline

Annual cash retainer$75,000
Annual equity retainer$60,000
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)20,000 / 15,000 / 15,000
Stock ownership guideline
10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1American Integrity Insurance Group2025Robert Ritchie$866,667$459,125$0$2,497,500$3,823,292

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Robert RitchieDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 3,823,292. Filing ↗machine: r3 · c7 · span 735338–735347
2Section 01, Ben LurieDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 3,555,319. Filing ↗
3Section 01, David ClarkDEF 14A2026-04-170002007587-26-000043Section “Summary Compensation Table” · page 22. As printed: 1,785,813. Filing ↗machine: r12 · c7 · span 757913–757922
4Section 03, Robert Ritchie RSADEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
5Section 03, David Clark RSUDEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
6Section 03, Ben Lurie RSUDEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 791579–791584
7Section 03, Robert Ritchie RSUDEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 790932–790938
8Section 03, Ben Lurie RSADEF 14A2026-04-170002007587-26-000043Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
9Section 07, pay ratio10-K2026-02-270002007587-26-000016Section “CEO Pay Ratio”. As printed: —. Filing ↗
10Section 06, 2026 voteForm 8-K2026-06-120002007587-26-000076Item 5.07 · say-on-pay result. As reported: 97.92% (votes for as printed: 15,682,721). Filing ↗
11American Integrity Insurance Group (subject), Section 10b CEO totalDEF 14A2026-04-170002007587-26-000043CEO total compensation as printed in American Integrity Insurance Group's own proxy. As printed: 3,823,292. Filing ↗machine: r3 · c7 · span 735338–735347