Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-05-01

Ames National (ATLO)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$434,851
John Nelson total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
98.95%
Say-on-pay support, latest vote
Companies that benchmark against ATLO
No companies currently name ATLO as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
John Nelson$403,780$10,071$21,000$434,851
President and Chief Executive Officer
Michael Wilson281,1907,55418,129306,873
Executive Vice President and Chief Lending Officer
Scott Bauer278,512018,522297,034
President of First National Bank

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
John Nelson$434,851
Michael Wilson306,873
Scott Bauer297,034

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

05

Incentive-plan design — the Compensation Discussion & Analysis

The Company’s focus is on sound, profitable growth through engaging its employees and customers to create shareholder value. The Company’s executive compensation program contributes to this focus by rewarding the Executive Officers for the achievement of profitability goals. The Company’s objective is to provide compensation that is fair to the Executive Officers, focused on performance, and aligned with the long-term best interests of its shareholders and customers.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultant
Clawback policy
Anti-hedging
Anti-pledging
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-04-294,193,67844,59211,41998.95%Passed
20232023-04-263,658,70069,70122,90598.13%Passed
20202020-04-294,404,69468,3204,03598.47%Passed
20172017-04-263,870,80273,1389,21898.15%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-04-2998.95%a
20232023-04-2698.13%b
20202020-04-2998.47%c

a. Voting standard not stated in the filing.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Patrick G. HaganIndependent · Board Chair$34,840$1,709$36,549
Jeffery C. BakerIndependent · Audit (Chair) · Risk34,1401,70935,849
Betty A. Baudler HorrasIndependent · Nominating (Chair) · Not standing for re-election32,2101,70933,919
Everett S. MilesIndependent · Compensation · Risk (Chair) · Personnel32,1401,70933,849
Kevin L. SwartzIndependent · Audit · Nominating29,9101,70931,619
Michelle R. CassabaumIndependent · Compensation (Chair) · Personnel28,4601,70930,169
Scot A. TrostIndependent · Nominating26,9751,70928,684
Douglas W. BealsIndependent · Risk23,7201,70925,429
Lisa M. EslingerIndependent · Audit · Compensation · Personnel22,610022,610
John L. PierschbacherNot independent · Audit · Risk22,090022,090
David W. BensonIndependent · Not standing for re-election · Departed during FY5,93005,930
John P. NelsonEmployee director0
Amy F. RieckIndependent · Newly elected
09

Board fee structure and ownership guideline

Annual cash retainer$9,200
Annual equity retainer
Per board meeting fee$2,600
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$293,025
Equity awards (grant-date value)$0
All other compensation$13,672
Total cost of the board$306,697

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Ames National2025John Nelson$403,780$10,071$434,851

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, John NelsonDEF 14A2026-03-130001437749-26-008067Section “Summary Compensation Table for 2025 and 2024” · page 21. As printed: 434,851. Filing ↗
2Section 01, Michael WilsonDEF 14A2026-03-130001437749-26-008067Section “Summary Compensation Table for 2025 and 2024” · page 21. As printed: 306,873. Filing ↗
3Section 01, Scott BauerDEF 14A2026-03-130001437749-26-008067Section “Summary Compensation Table for 2025 and 2024” · page 21. As printed: 297,034. Filing ↗
4Section 08, Patrick G. HaganDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 36,549. Filing ↗machine: span 168651–168658
5Section 08, Jeffery C. BakerDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 35,849. Filing ↗machine: span 153190–153197
6Section 08, Betty A. Baudler HorrasDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 33,919. Filing ↗machine: span 155778–155785
7Section 08, Everett S. MilesDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 33,849. Filing ↗machine: span 171232–171239
8Section 08, Kevin L. SwartzDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 31,619. Filing ↗machine: span 178895–178902
9Section 08, Michelle R. CassabaumDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 30,169. Filing ↗machine: span 163507–163514
10Section 08, Scot A. TrostDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 28,684. Filing ↗machine: span 181473–181480
11Section 08, Douglas W. BealsDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 25,429. Filing ↗machine: span 158359–158366
12Section 08, Lisa M. EslingerDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 22,610. Filing ↗machine: span 164675–164682
13Section 08, John L. PierschbacherDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 22,090. Filing ↗machine: span 174922–174929
14Section 08, David W. BensonDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 5,930. Filing ↗machine: span 159530–159536
15Section 08, John P. NelsonDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: 0. Filing ↗
16Section 08, Amy F. RieckDEF 14A2026-03-130001437749-26-008067Section “Director Compensation”. As printed: —. Filing ↗
17Section 06, 2026 voteForm 8-K2026-05-010001437749-26-014331Item 5.07 · say-on-pay result. As reported: 98.95% (votes for as printed: 4,193,678). Filing ↗
18Section 06, 2023 voteForm 8-K2023-04-280001437749-23-011608Item 5.07 · say-on-pay result. As reported: 98.13% (votes for as printed: 3,658,700). Filing ↗
19Section 06, 2020 voteForm 8-K2020-05-010001437749-20-009095Item 5.07 · say-on-pay result. As reported: 98.47% (votes for as printed: 4,404,694). Filing ↗
20Section 09b board cost (computed)ComputedcomputedCash 293,025 + equity 0 + all other 13,672 = 306,697, summed across the director compensation table rows.machine: formula: Σ = 306,697
21Ames National (subject), Section 10b CEO totalDEF 14A2026-03-130001437749-26-008067CEO total compensation as printed in Ames National's own proxy. As printed: 434,851. Filing ↗