Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-09-15

Avidia Bancorp (AVBC)

CEO Robert Cozzone was paid $1,752,201 in fiscal year 2025 (SEC filing 0001193125-26-340379 ↗): executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,752,201
Robert Cozzone total, FY2025
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CEO pay percentile vs peers
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CEO-to-median pay ratio
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Say-on-pay support, latest vote

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Sample answer — “What is the CEO’s total compensation?”
- Robert Cozzone (President and Chief Executive Officer), FY2025 total compensation $1,752,201 (base salary $731,578) [exec_comp, SEC accession 0001193125-26-340379, filed 2026-08-07]

Answered within 24 hours, every figure cited to its SEC filing. If our database cannot answer your question, you are refunded automatically.

AVBC's next annual pay disclosure, estimated August 7, 2027.est. Filing ↗

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Robert Cozzone$731,578$608,000————$412,623$1,752,201
President and Chief Executive Officer
Jonathan Nelson357,212195,000————27,173579,385
Executive Vice President and Chief Financial Officer
Bartholomew Murphy Jr.356,63572,500————63,128492,263
Executive Vice President and Chief Operating Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
Robert Cozzone$1,752,201———
Jonathan Nelson579,385———
Bartholomew Murphy Jr.492,263———

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

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Companies that benchmark against AVBC
No companies currently name AVBC as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01b

Executives — the named officers

One page per officer: the same table above, read for one person at a time — his own figure and every fiscal year the register holds.

ExecutiveRoleFY2025 total
Jonathan NelsonCFO$579,385
Bartholomew Murphy Jr.COO$492,263
Robert CozzoneCEO$1,752,201
01c

Board of directors

One page per director: the seat, the committees and the fee table, read for one person at a time.

DirectorRoleFY2025 total
Carol V. GallagherIndependent Director$80,950
James N. BallIndependent Director$78,900
Jeffrey B. LelandIndependent Director$79,900
Joseph F. GrimaldoIndependent Director$84,700
Kennedy O. SaulIndependent Director$71,150
M. Neil FlaniganIndependent Director$75,950
Michael MurphyIndependent Director$100,400
Michael O. GillesIndependent Director$5,167
Michael R. GirardIndependent Director$84,700
Paul BlazarIndependent Director$84,700
Vanessa E. CandelaIndependent Director$68,900
02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

05

Incentive-plan design — the Compensation Discussion & Analysis

The Company's compensation program is designed to attract, retain, and motivate highly qualified executives. Compensation is aligned with the Company's performance and long-term success, with a focus on cash-based incentives and discretionary bonuses to recognize contributions to strategic initiatives like the IPO.

CEO STI target (% of salary)—
CEO LTI target (% of salary)—
Independent consultantPearl Meyer and Partners, LLC
Clawback policytrue
Anti-hedgingtrue
Anti-pledging—
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-09-15—————

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-09-15—a

a. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Michael MurphyIndependent · Nominating/ Corporate Governance Committee (Chair)$92,000———$8,400$100,400
Paul BlazarIndependent · Compensation Committee (Chair) · Nominating/ Corporate Governance Committee76,300———8,40084,700
Michael R. GirardIndependent · Nominating/ Corporate Governance Committee76,300———8,40084,700
Joseph F. GrimaldoIndependent · Compensation Committee · Nominating/ Corporate Governance Committee76,300———8,40084,700
Carol V. GallagherIndependent · Audit Committee · Compensation Committee72,550———8,40080,950
Jeffrey B. LelandIndependent · Nominating/ Corporate Governance Committee71,500———8,40079,900
James N. BallIndependent · Nominating/ Corporate Governance Committee70,500———8,40078,900
M. Neil FlaniganIndependent · Audit Committee · Compensation Committee67,550———8,40075,950
Kennedy O. SaulIndependent · Audit Committee62,750———8,40071,150
Vanessa E. CandelaIndependent · Audit Committee60,500———8,40068,900
Michael O. GillesIndependent · Audit Committee (Chair)5,167———05,167
09

Board fee structure and ownership guideline

Annual cash retainer$50,000
Annual equity retainer—
Per board meeting fee—
Committee chair fees (audit / comp / nom-gov)12,000
Stock ownership guideline—
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$731,417
Equity awards (grant-date value)$0
All other compensation$84,000
Total cost of the board$815,417

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Avidia Bancorp2025Robert Cozzone$731,578———$1,752,201

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10d

Frequently asked questions

Who was the highest-paid executive at Avidia Bancorp in fiscal 2025?
As disclosed, Robert Cozzone (President and Chief Executive Officer) was the highest-paid executive at Avidia Bancorp in fiscal 2025, with total compensation of $1,752,201.
How much does Avidia Bancorp spend in total on board compensation for fiscal 2025?
As disclosed, Avidia Bancorp reported total board compensation of $815,417 for fiscal 2025.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Robert CozzoneDEF 14A2026-08-070001193125-26-340379Section “Executive Compensation”. As printed: 1,752,201. Filing ↗
2Section 01, Jonathan NelsonDEF 14A2026-08-070001193125-26-340379Section “Executive Compensation”. As printed: 579,385. Filing ↗
3Section 01, Bartholomew Murphy Jr.DEF 14A2026-08-070001193125-26-340379Section “Executive Compensation”. As printed: 492,263. Filing ↗
4Section 08, Michael MurphyDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 100,400. Filing ↗machine: span 204640–204851
5Section 08, Paul BlazarDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 84,700. Filing ↗machine: span 193042–193252
6Section 08, Michael R. GirardDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 84,700. Filing ↗machine: span 200349–200559
7Section 08, Joseph F. GrimaldoDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 84,700. Filing ↗machine: span 201781–201991
8Section 08, Carol V. GallagherDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 80,950. Filing ↗machine: span 197336–197546
9Section 08, Jeffrey B. LelandDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 79,900. Filing ↗machine: span 203212–203422
10Section 08, James N. BallDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 78,900. Filing ↗machine: span 191617–191827
11Section 08, M. Neil FlaniganDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 75,950. Filing ↗machine: span 195904–196114
12Section 08, Kennedy O. SaulDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 71,150. Filing ↗machine: span 207507–207717
13Section 08, Vanessa E. CandelaDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 68,900. Filing ↗machine: span 194474–194684
14Section 08, Michael O. GillesDEF 14A2026-08-070001193125-26-340379Section “Director Compensation”. As printed: 5,167. Filing ↗machine: span 198255–198464
15Section 06, 2026 voteForm 8-K2026-09-150001193125-26-392010Item 5.07 · say-on-pay result. As reported: —. Filing ↗
16Section 09b board cost (computed)Computed——Cash 731,417 + equity 0 + all other 84,000 = 815,417, summed across the director compensation table rows.machine: formula: Σ = 815,417
17Avidia Bancorp (subject), Section 10b CEO totalDEF 14A2026-08-070001193125-26-340379CEO total compensation as printed in Avidia Bancorp's own proxy. As printed: 1,752,201. Filing ↗