Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-04-21

Jefferson Capital (JCAP)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$3,795,973
David Burton total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
Say-on-pay support, latest vote
Companies that benchmark against JCAP
No companies currently name JCAP as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
David Burton$765,769$150,000$0$0$382,884$0$2,497,320$3,795,973
President and Chief Executive Officer
Mark Zellmann325,00950,00000247,2020439,9731,062,184
President of U.S. Business Lines
Penelope Person142,000000208,8640282,196633,060
Chief Commercial Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
David Burton$3,795,973
Mark Zellmann1,062,184
Penelope Person633,060

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
David BurtonRSU3,061,101$68,384,996
Mark ZellmannRSU487,26110,885,411
Penelope PersonRSU322,2217,198,417
05

Incentive-plan design — the Compensation Discussion & Analysis

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultant
Clawback policytrue
Anti-hedging
Anti-pledging
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
2026600,000

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
2026a

a. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Beth LeonardIndependent · Audit (Chair)$32,416$50,101$82,517
Ronald VaskeIndependent · Audit · Compensation32,416032,416
John OrosIndependent30,000030,000
David BurtonEmployee director · Board Chair0
James PierceIndependent · Newly elected
Thomas Lydon JrNot independent · Compensation
Thomas HardingNot independent · Audit · Compensation (Chair)
Susan AtkinsIndependent · Newly elected
09

Board fee structure and ownership guideline

Annual cash retainer$30,000
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$94,832
Equity awards (grant-date value)$0
All other compensation$0
Total cost of the board$94,832

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Jefferson Capital2025David Burton$765,769$0$0$382,884$3,795,973

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, David BurtonDEF 14A2026-04-210001140361-26-015937Section “2025 Summary Compensation Table” · page 21. As printed: 3,795,973. Filing ↗machine: r2 · c24 · span 290131–290140
2Section 01, Mark ZellmannDEF 14A2026-04-210001140361-26-015937Section “2025 Summary Compensation Table” · page 21. As printed: 1,062,184. Filing ↗machine: r4 · c24 · span 299267–299276
3Section 01, Penelope PersonDEF 14A2026-04-210001140361-26-015937Section “2025 Summary Compensation Table” · page 21. As printed: 633,060. Filing ↗machine: r6 · c24 · span 308331–308338
4Section 08, Beth LeonardDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: 82,517. Filing ↗
5Section 08, Ronald VaskeDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: 32,416. Filing ↗
6Section 08, John OrosDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: 30,000. Filing ↗
7Section 08, David BurtonDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: 0. Filing ↗
8Section 08, James PierceDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: —. Filing ↗
9Section 08, Thomas Lydon JrDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: —. Filing ↗
10Section 08, Thomas HardingDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: —. Filing ↗
11Section 08, Susan AtkinsDEF 14A2026-04-210001140361-26-015937Section “Director Compensation”. As printed: —. Filing ↗
12Section 06, 2026 voteForm 8-K2026-04-210001140361-26-015937Item 5.07 · say-on-pay result. As reported: —. Filing ↗
13Section 09b board cost (computed)ComputedcomputedCash 94,832 + equity 0 + all other 0 = 94,832, summed across the director compensation table rows.machine: formula: Σ = 94,832
14Jefferson Capital (subject), Section 10b CEO totalDEF 14A2026-04-210001140361-26-015937CEO total compensation as printed in Jefferson Capital's own proxy. As printed: 3,795,973. Filing ↗machine: r2 · c24 · span 290131–290140