Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-30

Sound Financial Bancorp, Inc. (SFBC)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$884,379
Laura Lee Stewart total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
91.6%
Say-on-pay support, latest vote
Companies that benchmark against SFBC
1 company names SFBC as a compensation peer

Each company listed discloses SFBC in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named SFBC in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Laura Lee Stewart$533,333$0$0$0$266,636$0$84,410$884,379
Chief Executive Officer
Wesley Ochs326,000000122,2570104,375552,632
President and Chief Financial Officer
Heidi Sexton315,092000118,155085,289518,536
Executive Vice President/Chief Operating Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Laura Lee Stewart$884,379$1,007,836−123,457
Wesley Ochs552,632567,827−15,195
Heidi Sexton518,536547,968−29,432

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Rogelio RiojasDirector2026-06-10D28,916$0$0CommonForm 4 ↗
Dividend-equivalent accruals2026-06-102651 insider, 1 accrual row
Laura Lee StewartDirector2026-06-30D9004338,340CommonForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

View all 3 transactions
InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Rogelio RiojasDirector2026-06-10D28,916$0$0CommonForm 4 ↗
Rogelio RiojasDirector2026-06-10A26500Derivative, Class A CommonForm 4 ↗
Laura Lee StewartDirector2026-06-30D9004338,340CommonForm 4 ↗
04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Laura Lee StewartRSU162$7,068
Wesley OchsOption40042.85
Wesley OchsRSU2008,726
Heidi SextonOption64040.13
Heidi SextonRSU63027,487
Heidi SextonRSU2008,726
Wesley OchsRSU63027,487
Wesley OchsRSU32013,962
Wesley OchsOption60039.89
Heidi SextonOption40042.85
Heidi SextonRSU32013,962
Heidi SextonOption60039.89
Wesley OchsOption64040.13
05

Incentive-plan design — the Compensation Discussion & Analysis

The purpose of our compensation programs is to attract and retain experienced, highly qualified executives critical to our long-term success and enhancement of shareholder value.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultant
Clawback policytrue
Anti-hedgingTrue
Anti-pledgingTrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-261,301,081119,353280,32991.6%Passed
20252025-05-271,716,44938,80317,22097.79%Passed
20242024-05-291,727,35396,175149,15094.73%Passed
20232023-05-311,365,43771,571123,55995.02%Passed
20222022-05-311,511,92849,444109,68696.83%Passed
20212021-05-271,256,777132,623119,20690.45%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-2691.6%a
20252025-05-2797.79%b
20242024-05-2994.73%c

a. Approved under the standard stated in the filing — “Abstentions and broker non-votes will not be counted as votes cast on these proposals and, accordingly, will have no effect on these proposals.”.

b. Approved under the standard stated in the filing — “Abstentions and broker non-votes will not be counted as votes cast on these proposals and, accordingly, will have no effect on these proposals.”.

c. Approved under the standard stated in the filing — “Abstentions and broker non-votes will not be counted as votes cast on these proposals and, accordingly, will have no effect on these proposals.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)
CEO total compensation
Median employee compensation
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
James E. SweeneyIndependent · Compensation (Chair)$56,004$0$0$0$165$56,169
David S. Haddad, JrIndependent · Audit · Compensation · Nominating (Chair)56,00400016556,169
Tyler K. MyersIndependent · Board Chair · Compensation56,00400016556,169
Rogelio RiojasIndependent · Audit · Nominating56,00400016556,169
Robert F. CarneyIndependent · Audit56,00400016556,169
Debra JonesIndependent · Audit (Chair) · Compensation · Nominating56,00400016556,169
Corissa B. PorcelliIndependent · Audit56,00400056,004
Laura Lee StewartEmployee director00000
09

Board fee structure and ownership guideline

Annual cash retainer$56,004
Annual equity retainer$56,004
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$392,028
Equity awards (grant-date value)$0
All other compensation$990
Total cost of the board$393,018

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Sound Financial Bancorp, Inc.2025Laura Lee Stewart$533,333$0$0$266,636$884,379

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Laura Lee StewartDEF 14A2026-04-150001541119-26-000012Section “Summary Compensation Table”. As printed: 884,379. Filing ↗machine: span 243914–243921
2Section 01, Wesley OchsDEF 14A2026-04-150001541119-26-000012Section “Summary Compensation Table”. As printed: 552,632. Filing ↗machine: r9 · c24 · span 253598–253605
3Section 01, Heidi SextonDEF 14A2026-04-150001541119-26-000012Section “Summary Compensation Table”. As printed: 518,536. Filing ↗machine: r6 · c24 · span 248825–248832
4Section 07, pay ratio10-K2026-03-180001541119-26-000008Section “CEO Pay Ratio”. As printed: —. Filing ↗
5Section 08, James E. SweeneyDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,169. Filing ↗machine: t6 · r9 · c6 · span 167369–167375
6Section 08, David S. Haddad, JrDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,169. Filing ↗machine: t6 · r4 · c6 · span 160450–160456
7Section 08, Tyler K. MyersDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,169. Filing ↗machine: t6 · r3 · c10 · span 159040–159046
8Section 08, Rogelio RiojasDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,169. Filing ↗machine: t6 · r8 · c5 · span 165963–165969
9Section 08, Robert F. CarneyDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,169. Filing ↗machine: t6 · r5 · c6 · span 161856–161862
10Section 08, Debra JonesDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,169. Filing ↗machine: t6 · r6 · c6 · span 163257–163263
11Section 08, Corissa B. PorcelliDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 56,004. Filing ↗machine: t6 · r7 · c2 · span 163755–163761
12Section 08, Laura Lee StewartDEF 14A2026-04-150001541119-26-000012Section “Director Compensation”. As printed: 0. Filing ↗
13Section 02, Rogelio Riojas 2026-06-10Form 42026-06-110001437749-26-020356Insider equity transaction reported since the proxy statement. Filing ↗
14Section 02, Rogelio Riojas 2026-06-10Form 42026-06-110001437749-26-020356Insider equity transaction reported since the proxy statement. Filing ↗
15Section 02, Laura Lee Stewart 2026-06-30Form 42026-06-300001437749-26-022122Insider equity transaction reported since the proxy statement. Filing ↗
16Section 06, 2026 voteForm 8-K2026-05-280001541119-26-000020Item 5.07 · say-on-pay result. As reported: 91.6% (votes for as printed: 1,301,081). Filing ↗
17Section 06, 2025 voteForm 8-K2025-05-280001541119-25-000025Item 5.07 · say-on-pay result. As reported: 97.79% (votes for as printed: 1,716,449). Filing ↗
18Section 06, 2024 voteForm 8-K2024-05-310001541119-24-000041Item 5.07 · say-on-pay result. As reported: 94.73% (votes for as printed: 1,727,353). Filing ↗
19Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
20Section 09b board cost (computed)ComputedcomputedCash 392,028 + equity 0 + all other 990 = 393,018, summed across the director compensation table rows.machine: formula: Σ = 393,018
21Sound Financial Bancorp, Inc. (subject), Section 10b CEO totalDEF 14A2026-04-150001541119-26-000012CEO total compensation as printed in Sound Financial Bancorp, Inc.'s own proxy. As printed: 884,379. Filing ↗machine: span 243914–243921