Velarion · Company Intelligence
Compensation Brief
Fiscal year 2024 · Filings through 2025-04-09

Summit State Bank (SSBI)

Fiscal year 2024 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$545,710
Brian Reed total, FY2024
CEO pay percentile vs peers
CEO-to-median pay ratio
Say-on-pay support, latest vote
Companies that benchmark against SSBI
No companies currently name SSBI as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2024

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Brian Reed$520,965$0$0$0$0$0$24,745$545,710
President and Chief Executive Officer
Genie Del Secco321,4670000025,079346,546
Executive Vice President and Chief Operating Officer
Brandy Seppi313,0070000021,058334,065
Executive Vice President and Chief Lending Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2024 totalFY2023 totalFY2022 totalΔ FY20232024
Brian Reed$545,710$798,086−252,376
Genie Del Secco346,546490,969−144,423
Brandy Seppi334,065475,725−141,660

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

05

Incentive-plan design — the Compensation Discussion & Analysis

The Compensation Committee compares the salary range of each position to a peer group of banks and recommends salary adjustments when it is deemed appropriate.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantBlanchard Consulting Group
Clawback policyfalse
Anti-hedgingTrue
Anti-pledgingTrue
08

Director compensation — fiscal year 2024

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
John W. WrightIndependent · Audit (Chair) · Loan · Asset-Liability Management and Investment · Compensation (Chair) · Enterprise Risk Management · Mergers & Acquisitions · Nominating$66,300$0$0$0$0$66,300
Dawn M. RossIndependent · Board Chair · Loan · Asset-Liability Management and Investment · Information Technology Steering · Executive (Chair) · Corporate Governance (Chair) · Nominating (Chair) · Compensation · Enterprise Risk Management (Chair) · Mergers & Acquisitions (Chair)59,200000059,200
Nicholas J. RadoIndependent · Loan (Chair) · Compensation · Enterprise Risk Management · Nominating55,650000055,650
Todd R. FryIndependent · Audit · Asset-Liability Management and Investment (Chair) · Executive · Enterprise Risk Management · Mergers & Acquisitions · Nominating49,350000049,350
Jeffery B. AllenIndependent · Audit · Loan · Nominating · Compensation48,850000048,850
Sharon S. WrightIndependent · Loan · Information Technology Steering (Chair) · Compensation · Enterprise Risk Management · Nominating45,000000045,000
Belinda GuadarramaIndependent · Not standing for re-election · Departed during FY37,600000037,600
Douglas V. ReynoldsIndependent · Loan · Nominating34,750000034,750
Marshall T. ReynoldsIndependent · Executive · Corporate Governance · Nominating29,100000029,100
James A. FinleyIndependent · Audit · Nominating · Newly elected27,400000027,400
Frank Chong, Ed.DIndependent · Asset-Liability Management and Investment · Nominating · Newly elected25,900000025,900
Brian J. ReedEmployee director · Information Technology Steering00000
09b

Total cost of the board

ComponentFY2024
Cash retainers and fees$479,100
Equity awards (grant-date value)$0
All other compensation$0
Total cost of the board$479,100

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Summit State Bank2024Brian Reed$520,965$0$0$0$545,710

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Brian ReedDEF 14A2025-04-09Section “Executive Compensation”. As printed: 545,710. Filing ↗
2Section 01, Genie Del SeccoDEF 14A2025-04-09Section “Executive Compensation”. As printed: 346,546. Filing ↗
3Section 01, Brandy SeppiDEF 14A2025-04-09Section “Executive Compensation”. As printed: 334,065. Filing ↗
4Section 08, John W. WrightDEF 14A2025-04-09Section “Director Compensation”. As printed: 66,300. Filing ↗
5Section 08, Dawn M. RossDEF 14A2025-04-09Section “Director Compensation”. As printed: 59,200. Filing ↗
6Section 08, Nicholas J. RadoDEF 14A2025-04-09Section “Director Compensation”. As printed: 55,650. Filing ↗
7Section 08, Todd R. FryDEF 14A2025-04-09Section “Director Compensation”. As printed: 49,350. Filing ↗
8Section 08, Jeffery B. AllenDEF 14A2025-04-09Section “Director Compensation”. As printed: 48,850. Filing ↗
9Section 08, Sharon S. WrightDEF 14A2025-04-09Section “Director Compensation”. As printed: 45,000. Filing ↗
10Section 08, Belinda GuadarramaDEF 14A2025-04-09Section “Director Compensation”. As printed: 37,600. Filing ↗
11Section 08, Douglas V. ReynoldsDEF 14A2025-04-09Section “Director Compensation”. As printed: 34,750. Filing ↗
12Section 08, Marshall T. ReynoldsDEF 14A2025-04-09Section “Director Compensation”. As printed: 29,100. Filing ↗
13Section 08, James A. FinleyDEF 14A2025-04-09Section “Director Compensation”. As printed: 27,400. Filing ↗
14Section 08, Frank Chong, Ed.DDEF 14A2025-04-09Section “Director Compensation”. As printed: 25,900. Filing ↗
15Section 08, Brian J. ReedDEF 14A2025-04-09Section “Director Compensation”. As printed: 0. Filing ↗
16Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
17Section 09b board cost (computed)ComputedcomputedCash 479,100 + equity 0 + all other 0 = 479,100, summed across the director compensation table rows.machine: formula: Σ = 479,100
18Summit State Bank (subject), Section 10b CEO totalDEF 14A2025-04-09CEO total compensation as printed in Summit State Bank's own proxy. As printed: 545,710. Filing ↗