Companies American Coastal Insurance Corp
American Coastal Insurance (UIHC): executive pay, fiscal 2025
Free brief. Every figure links to the company’s own filing.
Velarion Intel: free for 3 days, no card →Email me American Coastal Insurance Corp’s executive pay brief as a PDF
You get it on this page the moment you ask, and a copy by email. Every figure is cited to its filing.
After the PDF, up to three short notes on the deeper reports for this company. Reply “unsubscribe” to any of them, any time.
CEO pay, last three years
- $2,811,555FY2025
CEO total pay was $2,811,555 in fiscal 2025; the brief holds no earlier figure for this CEO.
FY2025: salary $681,042 · bonus $0 · stock awards $787,500 · option awards $262,500
Executives and directors
Frequently asked questions
Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.
Full detail
Every table from the filing. Open any section.
Summary compensation table
| Named executive officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension / NQDC | All other | Total |
|---|---|---|---|---|---|---|---|---|
| B Martz | $681,042 | $0 | $787,500 | $262,500 | $945,000 | $0 | $135,513 | $2,811,555 |
| President & CEO | ||||||||
| Christopher Griffith | 480,000 | 0 | 315,000 | 105,000 | 375,638 | 0 | 84,228 | 1,359,866 |
| Chief Information Officer & Chief Operating Officer | ||||||||
| Brooke Adler | 420,000 | 0 | 275,625 | 91,875 | 354,375 | 0 | 69,345 | 1,211,220 |
| General Counsel | ||||||||
| James Gray | 385,000 | 0 | 216,563 | 72,188 | 283,500 | 0 | 38,487 | 995,737 |
| Chief Compliance and Risk Officer | ||||||||
| Svetlana Castle | 385,000 | 0 | 216,563 | 72,188 | 283,500 | 0 | 28,700 | 985,950 |
| Chief Financial Officer | ||||||||
| R Peed | 150,000 | 0 | 53,600 | 0 | 0 | 0 | 2,500 | 206,100 |
| Former CEO and Executive Chairman of Board | ||||||||
A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.
Three-year trend — total compensation per named executive
| Named executive officer | FY2025 total | FY2024 total | FY2023 total | Δ FY2024→2025 |
|---|---|---|---|---|
| B Martz | $2,811,555 | — | — | — |
| Christopher Griffith | 1,359,866 | — | — | — |
| Brooke Adler | 1,211,220 | — | — | — |
| James Gray | 995,737 | — | — | — |
| Svetlana Castle | 985,950 | — | — | — |
| R Peed | 206,100 | — | — | — |
Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.
Incentive-plan design — the Compensation Discussion & Analysis
The company follows a 'pay-for-performance' philosophy, aiming to pay above-market compensation if performance delivers higher value to stockholders and below-market if performance is below median. The program is designed to attract, retain, and motivate a highly qualified executive team by linking a significant portion of compensation to long-term stockholder value and sustained business results.
| CEO STI target (% of salary) | — |
|---|---|
| CEO LTI target (% of salary) | — |
| Independent consultant | Pay Governance LLC |
| Clawback policy | true |
| Anti-hedging | true |
| Anti-pledging | false |
Equity grants and outstanding awards
No plan-based awards are on file for this fiscal year.
Outstanding equity awards at fiscal year-end 2025
| Executive | Award | Shares unvested | Exercise price | Market value unvested |
|---|---|---|---|---|
| Svetlana Castle | RSU | 4,607 | — | $58,186 |
| James Gray | RSU | 4,607 | — | 58,186 |
| R Peed | RSU | 5,000 | — | 63,150 |
| Brooke Adler | RSU | 5,515 | — | 69,654 |
| Brooke Adler | RSU | 5,863 | — | 74,050 |
| Svetlana Castle | Option | 5,898 | 10.37 | — |
| James Gray | Option | 5,898 | 10.37 | — |
| Svetlana Castle | RSU | 6,207 | — | 78,394 |
| James Gray | RSU | 6,207 | — | 78,394 |
| Christopher Griffith | RSU | 6,700 | — | 84,621 |
| Christopher Griffith | RSU | 7,281 | — | 91,959 |
| Brooke Adler | Option | 7,453 | 4.33 | — |
| Brooke Adler | Option | 7,507 | 10.37 | — |
| Brooke Adler | RSU | 7,900 | — | 99,777 |
| Svetlana Castle | Option | 8,244 | 11.63 | — |
| James Gray | Option | 8,244 | 11.63 | — |
| Christopher Griffith | Option | 8,580 | 10.37 | — |
| Christopher Griffith | RSU | 9,028 | — | 114,024 |
| Svetlana Castle | PSU | 9,212 | — | 174,521 |
| James Gray | PSU | 9,212 | — | 174,521 |
| Christopher Griffith | Option | 9,836 | 4.33 | — |
| Brooke Adler | Option | 10,492 | 11.63 | — |
| Brooke Adler | PSU | 11,031 | — | 208,982 |
| Brooke Adler | PSU | 11,725 | — | 222,130 |
| Christopher Griffith | Option | 11,991 | 11.63 | — |
| B Martz | RSU | 12,144 | — | 153,379 |
| Svetlana Castle | PSU | 12,414 | — | 235,183 |
| James Gray | PSU | 12,414 | — | 235,183 |
| B Martz | RSU | 13,238 | — | 167,196 |
| Christopher Griffith | PSU | 13,400 | — | 253,863 |
| Christopher Griffith | PSU | 14,562 | — | 275,877 |
| B Martz | Option | 15,551 | 10.37 | — |
| Brooke Adler | PSU | 15,800 | — | 299,331 |
| B Martz | Option | 17,884 | 4.33 | — |
| Christopher Griffith | PSU | 18,057 | — | 342,090 |
| B Martz | RSU | 22,571 | — | 285,072 |
| B Martz | PSU | 24,288 | — | 460,136 |
| B Martz | PSU | 26,476 | — | 501,588 |
| B Martz | Option | 29,976 | 11.63 | — |
| B Martz | PSU | 45,142 | — | 855,215 |
Director compensation
No director compensation table is on file for fiscal year 2025.
Board fee structure and ownership guideline
| Annual cash retainer | $75,000 |
|---|---|
| Annual equity retainer | $5,000 |
| Per board meeting fee | — |
| Committee chair fees (audit / comp / nom-gov) | 20,000 / 12,500 / 10,000 |
| Stock ownership guideline | $4 |
Peer group, and who names American Coastal Insurance as a peer
Companies that benchmark against UIHC
6 companies name UIHC as a compensation peer
- Global Indemnity Group, LLCGBLIFY2025
Each company listed discloses UIHC in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named UIHC in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.
Chief executive pay against the peer group
Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company’s own proxy statement.
| Rank | Company | FY | Chief executive | Salary | Stock awards | Option awards | Non-equity incentive | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | American Coastal Insurance Corp | 2025 | B Martz | $681,042 | $787,500 | $262,500 | $945,000 | $2,811,555 |
Each peer’s compensation is from its most recently filed proxy; fiscal years differ by company. Each peer’s figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.
Say-on-pay history and pay ratio
No say-on-pay vote is on file for this company.
CEO pay ratio
| Ratio (CEO : median employee) | 16.31 : 1 |
|---|---|
| CEO total compensation | $2,853,915 |
| Median employee compensation | $174,949 |
Insider trades since the proxy
No insider equity transactions reported since the proxy statement.
Sources (8 citations)
Each figure is listed with the filing it comes from, where it appears in that filing, and the value as printed. Any figure can be independently confirmed against the source.
- Section 01, B Martz. DEF 14A, filed 2026-04-01. Section “Executive Compensation” · page 31. As printed: 2,811,555. View filing ↗
- Section 01, Christopher Griffith. DEF 14A, filed 2026-04-01. Section “Executive Compensation” · page 31. As printed: 1,359,866. View filing ↗
- Section 01, Brooke Adler. DEF 14A, filed 2026-04-01. Section “Executive Compensation” · page 31. As printed: 1,211,220. View filing ↗
- Section 01, James Gray. DEF 14A, filed 2026-04-01. Section “Executive Compensation” · page 31. As printed: 995,737. View filing ↗
- Section 01, Svetlana Castle. DEF 14A, filed 2026-04-01. Section “Executive Compensation” · page 31. As printed: 985,950. View filing ↗
- Section 01, R Peed. DEF 14A, filed 2026-04-01. Section “Executive Compensation” · page 31. As printed: 206,100. View filing ↗
- Section 07, pay ratio. DEF 14A, filed 2026-04-01. Section “CEO Pay Ratio”. As printed: 16.31 : 1. View filing ↗
- American Coastal Insurance Corp (subject), Section 10b CEO total. DEF 14A, filed 2026-04-01. CEO total compensation as printed in American Coastal Insurance Corp's own proxy. As printed: 2,811,555. View filing ↗