Chief Financial Officer · Live Oak Bancshares, Inc. (LOB)

Walter J. Phifer

FY2025 is the first fiscal year CompBrief holds for Walter J. Phifer as a named executive officer of Live Oak Bancshares; the record below is that year, complete. Every figure below is printed as the company filed it and cited to the filing it came from.

Total disclosed compensation, FY2025

$1,283,643

Compensation figures as of the proxy filed April 2, 2026 (DEF 14A). Insider transactions since that proxy, current to 2026-09-24.

Walter J. Phifer compensation by year

Live Oak Bancshares Summary Compensation Table · the one fiscal year held
In US dollars, as Live Oak Bancshares reports it. Most recent year shaded. Totals are the company’s disclosed totals.
ComponentFY2025
Salary$373,750
Bonus$50,000
Stock awards$812,087
Option awards$0
Non-equity incentive$0
Pension and deferred compensation$0
All other$47,806
Total$1,283,643

Each year as stated in that year's proxy. A dash means the company reported no figure in that column. Source: Live Oak Bancshares, Inc. DEF 14A filed April 2, 2026, accession 0001462120-26-000030, and prior-year filings. Open the filing on EDGAR.

Equity holdings

unvested awards at FY2025 year-end
TypeUnvested unitsValue at year-endExercise price
RSU35,306$1,212,761—

Per the Outstanding Equity Awards at Fiscal Year-End table in Live Oak Bancshares, Inc.'s FY2025 proxy; value at the fiscal year-end close, as the company printed it.

Insider transactions since the last proxy

3 Form 4 lines since the FY2025 proxy (filed April 2, 2026)
current to 2026-09-24 · updated nightly
DateTransactionPlanSharesPriceHeld after
2026-08-18Exercise or conversion derivative—2,916$0.0011,665
2026-08-18Exercise or conversion—2,916—13,019
2026-08-18Tax withholding—1,296$42.6011,723

The 3 most recent of 3 lines, each as reported on the Form 4. "10b5-1" marks a trade the filing reports under a pre-arranged trading plan. View every Form 4 filing on EDGAR →

Live Oak Bancshares’s named executive officers, FY2025

as the company reported each
Named executive officerRoleFY2025 total
William C. Losch IIIPresident$2,776,724
Mark M. MorozChief Banking Officer$1,848,026
Walter J. Phifer · this pageChief Financial Officer$1,283,643
Renato DerraikChief Information and Digital Officer, & Interim Information Security Officer, Bank$1,255,538
James S. Mahan IIIChairman and Chief Executive Officer$965,432

The full Live Oak Bancshares compensation record

free company brief

This page is one person within Live Oak Bancshares's record. The company brief lists every named executive, each linking to their own page.

Compensation, the day it’s disclosed

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How this record is built

Every figure on this page is one figure from a public SEC filing, printed as the filing states it and cited to the document. Compensation totals are Live Oak Bancshares's own disclosed totals, not summed by Velarion. Insider transactions are read from Form 4 filings and cover every line filed since the most recent proxy. Nothing is estimated by Velarion; where the company does not disclose a value the cell reads "—", and a section appears only where the company discloses the data. Corrections: records@velarion.ai.

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