Walter J. Phifer compensation by year
Live Oak Bancshares Summary Compensation Table · the one fiscal year held| Component | FY2025 |
|---|---|
| Salary | $373,750 |
| Bonus | $50,000 |
| Stock awards | $812,087 |
| Option awards | $0 |
| Non-equity incentive | $0 |
| Pension and deferred compensation | $0 |
| All other | $47,806 |
| Total | $1,283,643 |
Each year as stated in that year's proxy. A dash means the company reported no figure in that column. Source: Live Oak Bancshares, Inc. DEF 14A filed April 2, 2026, accession 0001462120-26-000030, and prior-year filings. Open the filing on EDGAR.
How this page was built: the Live Oak Bancshares, Inc. filed document, accession 0001462120-26-000030. Every figure is read from that document and cited to the page and table it appears in. Filed April 2, 2026.
Equity holdings
unvested awards at FY2025 year-end| Type | Unvested units | Value at year-end | Exercise price |
|---|---|---|---|
| RSU | 35,306 | $1,212,761 | — |
Per the Outstanding Equity Awards at Fiscal Year-End table in Live Oak Bancshares, Inc.'s FY2025 proxy; value at the fiscal year-end close, as the company printed it.
Insider transactions since the last proxy
3 Form 4 lines since the FY2025 proxy (filed April 2, 2026)current to 2026-11-10 · updated nightly
| Date | Transaction | Plan | Shares | Price | Held after |
|---|---|---|---|---|---|
| 2026-08-18 | Exercise or conversion | — | 2,916 | — | 13,019 |
| 2026-08-18 | Exercise or conversion derivative | — | 2,916 | $0.00 | 11,665 |
| 2026-08-18 | Tax withholding | — | 1,296 | $42.60 | 11,723 |
The 3 most recent of 3 lines, each as reported on the Form 4. "10b5-1" marks a trade the filing reports under a pre-arranged trading plan. View every Form 4 filing on EDGAR →
Change-in-control & termination
estimated payments Live Oak Bancshares discloses, by trigger · FY2025| Trigger | Cash severance | Accelerated equity | Benefits continuation | Total as disclosed |
|---|---|---|---|---|
| Disability | — | — | — | $0 |
| Death | — | — | — | $0 |
| Change in control and involuntary termination | — | $1,212,761 | — | $1,212,761 |
| Retirement | — | — | — | $0 |
| Involuntary termination without cause | — | — | — | $0 |
Per the Potential Payments Upon Termination or Change in Control table in Live Oak Bancshares, Inc.'s FY2025 proxy. Estimates as the company printed them; a dash means it printed no figure.
Live Oak Bancshares’s named executive officers, FY2025
as the company reported each| Named executive officer | Role | FY2025 total |
|---|---|---|
| William C. Losch III | President | $2,776,724 |
| Mark M. Moroz | Chief Banking Officer | $1,848,026 |
| Walter J. Phifer · this page | Chief Financial Officer | $1,283,643 |
| Renato Derraik | Chief Information and Digital Officer, & Interim Information Security Officer, Bank | $1,255,538 |
| James S. Mahan III | Chairman and Chief Executive Officer | $965,432 |
Walter J. Phifer's compensation dossier, Live Oak Bancshares
You have read Walter J. Phifer's totals and holdings. The dossier adds each equity grant Live Oak Bancshares disclosed for Walter J. Phifer and Live Oak Bancshares's own disclosed peer group, where the company discloses them, with every row in a PDF and a CSV cited to its filing.
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free company briefThis page is one person within Live Oak Bancshares's record. The company brief lists every named executive, each linking to their own page.
Compensation, the day it’s disclosed
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How this record is built
Every figure on this page is one figure from a public SEC filing, printed as the filing states it and cited to the document. Compensation totals are Live Oak Bancshares's own disclosed totals, not summed by Velarion. Insider transactions are read from Form 4 filings and cover every line filed since the most recent proxy. Nothing is estimated by Velarion; where the company does not disclose a value the cell reads "—", and a section appears only where the company discloses the data. Corrections: records@velarion.ai.
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