Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.
Each company listed discloses COSO in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named COSO in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.
| Named executive officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension / NQDC | All other | Total |
|---|---|---|---|---|---|---|---|---|
| Stephen Stone | $617,333 | $0 | $357,000 | $0 | $381,700 | $0 | $34,189 | $1,390,222 |
| President & Chief Executive Officer | ||||||||
| Anthony Valduga | 380,936 | 0 | 157,500 | 0 | 235,000 | 0 | 32,690 | 806,126 |
| Chief Financial Officer & Chief Operating Officer | ||||||||
| Lauren Hemby | 241,397 | 0 | 42,000 | 0 | 110,900 | 0 | 18,072 | 412,369 |
| Executive Vice President & Chief Accounting Officer | ||||||||
A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.
| Named executive officer | FY2025 total | FY2024 total | FY2023 total | Δ FY2024→2025 |
|---|---|---|---|---|
| Stephen Stone | $1,390,222 | $1,617,741 | — | −227,519 |
| Anthony Valduga | 806,126 | 900,188 | — | −94,062 |
| Lauren Hemby | 412,369 | — | — | — |
Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.
Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.
| Insider | Role | Transaction date | Code | Shares | Price | Value | Security | Source |
|---|---|---|---|---|---|---|---|---|
| Anthony Valduga | CFO AND COO | 2026-04-27 | D | 13,000 | — | — | Derivative, Class A Common | Form 4 ↗ |
| Stephen R. Stone | Director | 2026-04-27 | A | 17,000 | 0 | 0 | Common | Form 4 ↗ |
| Stephen R. Stone | Director | 2026-04-27 | D | 5,022 | 26 | 128,513 | Common | Form 4 ↗ |
| Cameron Bradley Turner | CHIEF CREDIT OFFICER | 2026-04-27 | D | 4,000 | — | — | Derivative, Class A Common | Form 4 ↗ |
| Stephen R. Stone | Director | 2026-04-27 | D | 17,000 | — | — | Derivative, Class A Common | Form 4 ↗ |
| Lauren Hemby | CHIEF ACCOUNTING OFFICER | 2026-04-27 | D | 4,000 | — | — | Derivative, Class A Common | Form 4 ↗ |
| Lauren Hemby | CHIEF ACCOUNTING OFFICER | 2026-04-27 | A | 4,000 | 0 | 0 | Common | Form 4 ↗ |
| Lauren Hemby | CHIEF ACCOUNTING OFFICER | 2026-04-27 | D | 1,181 | 26 | 30,222 | Common | Form 4 ↗ |
| Anthony Valduga | CFO AND COO | 2026-04-27 | A | 13,000 | 0 | 0 | Common | Form 4 ↗ |
| Anthony Valduga | CFO AND COO | 2026-04-27 | D | 3,841 | 26 | 98,291 | Common | Form 4 ↗ |
| Cameron Bradley Turner | CHIEF CREDIT OFFICER | 2026-04-27 | A | 4,000 | 0 | 0 | Common | Form 4 ↗ |
| Cameron Bradley Turner | CHIEF CREDIT OFFICER | 2026-04-27 | D | 1,169 | 26 | 29,915 | Common | Form 4 ↗ |
| Anthony Valduga | CFO AND COO | 2026-05-06 | D | 4,558 | 26 | 117,779 | Common | Form 4 ↗ |
| Anthony Valduga | CFO AND COO | 2026-05-06 | D | 2,000 | 0 | 0 | Common | Form 4 ↗ |
Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.
| Executive | Award | Grant date | Threshold | Target | Granted | Maximum | Grant-date fair value |
|---|---|---|---|---|---|---|---|
| Stephen Stone | RSU | — | — | — | — | — | $357,000 |
| Anthony Valduga | RSU | — | — | — | — | — | 157,500 |
| Lauren Hemby | RSU | — | — | — | — | — | 42,000 |
| Named executive officer | Time-vested (RSU) | Performance-vested (PSU) | Options / SARs | % performance-vested |
|---|---|---|---|---|
| Stephen Stone | $357,000 | $0 | $0 | 0.0% |
| Anthony Valduga | 157,500 | 0 | 0 | 0.0% |
| Lauren Hemby | 42,000 | 0 | 0 | 0.0% |
% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.
| Executive | Award | Shares unvested | Exercise price | Market value unvested |
|---|---|---|---|---|
| Stephen Stone | RSU | 17,000 | — | $395,250 |
| Stephen Stone | RSU | 40,000 | — | 930,000 |
| Anthony Valduga | RSU | 7,500 | — | 174,375 |
| Anthony Valduga | RSU | 17,000 | — | 395,250 |
| Anthony Valduga | RSU | 13,000 | — | 302,250 |
| Lauren Hemby | RSU | 4,000 | — | 93,000 |
| Lauren Hemby | RSU | 2,500 | — | 58,125 |
| Lauren Hemby | RSU | 2,000 | — | 46,500 |
Specifically, the Company incorporates a peer-based approach in our executive compensation program to align compensation with performance. Competitive compensation data from peer companies is used as a reference point for making decisions about overall executive compensation and specific compensation components. We also consider distinct circumstances not reflected in the peer data, such as unique job descriptions or responsibilities, and the impact that a particular officer may have on our ability to meet our goals.
| CEO STI target (% of salary) | — |
|---|---|
| CEO LTI target (% of salary) | — |
| Independent consultant | FW Cook |
| Clawback policy | True |
| Anti-hedging | True |
| Anti-pledging | True |
| Ratio (CEO : median employee) | — |
|---|---|
| CEO total compensation | — |
| Median employee compensation | — |
| Director | Cash fees | Stock awards | Option awards | Non-equity incentive | All other | Total |
|---|---|---|---|---|---|---|
| James S. MacLeodIndependent · Board Chair | $95,930 | $0 | $0 | — | $0 | $95,930 |
| Patrick M. FrawleyIndependent · Credit & Risk · Nominating & Governance | 64,130 | 0 | 0 | — | 0 | 64,130 |
| Joseph V. Topper JrIndependent · Compensation · Nominating & Governance | 63,070 | 0 | 0 | — | 0 | 63,070 |
| Ernst W. BrudererIndependent · Audit · Credit & Risk | 63,070 | 0 | 0 | — | 0 | 63,070 |
| Mark A. GriffithIndependent · Audit (Chair) · Credit & Risk | 63,070 | 0 | 0 | — | 0 | 63,070 |
| J. Simon FraserIndependent · Compensation · Nominating & Governance | 58,830 | 0 | 0 | — | 0 | 58,830 |
| James N. Richardson JrIndependent · Compensation · Nominating & Governance | 58,830 | 0 | 0 | — | 0 | 58,830 |
| Michael B. HighIndependent · Audit · Credit & Risk | 58,830 | 0 | 0 | — | 0 | 58,830 |
| John G. Aldridge JrIndependent · Audit (Chair) · Compensation | 58,830 | 0 | 0 | — | 0 | 58,830 |
| L. Scott AskinsIndependent · Compensation · Nominating & Governance (Chair) | 58,830 | 0 | 0 | — | 0 | 58,830 |
| Boris GutinIndependent · Departed during FY | 58,830 | 0 | 0 | — | 0 | 58,830 |
| Stephen R. StoneEmployee director | 0 | 0 | 0 | — | 0 | 0 |
| Annual cash retainer | $58,830 |
|---|---|
| Annual equity retainer | $0 |
| Per board meeting fee | — |
| Committee chair fees (audit / comp / nom-gov) | 4,240 / 4,240 / 4,240 |
| Stock ownership guideline | — |
| Component | FY2025 |
|---|---|
| Cash retainers and fees | $702,250 |
| Equity awards (grant-date value) | $0 |
| All other compensation | $0 |
| Total cost of the board | $702,250 |
Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.
Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.
| Rank | Company | FY | Chief executive | Salary | Stock awards | Option awards | Non-equity incentive | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | CoastalSouth Bancshares | 2025 | Stephen Stone | $617,333 | $357,000 | $0 | $381,700 | $1,390,222 |
Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.
Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.
| # | Supports | Document | Filed | Accession | Location in document |
|---|---|---|---|---|---|
| 1 | Section 01, Stephen Stone | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Summary Compensation Table” · page 11. As printed: 1,390,222. Filing ↗machine: t7 · r3 · c23 · span 356920–356929 |
| 2 | Section 01, Anthony Valduga | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Summary Compensation Table” · page 11. As printed: 806,126. Filing ↗machine: t7 · r6 · c23 · span 380827–380834 |
| 3 | Section 01, Lauren Hemby | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Summary Compensation Table” · page 11. As printed: 412,369. Filing ↗machine: t7 · r9 · c23 · span 404728–404735 |
| 4 | Section 03, Stephen Stone RSU | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t7 · r3 · c11 · span 352730–352737 |
| 5 | Section 03, Anthony Valduga RSU | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t7 · r6 · c11 · span 376664–376671 |
| 6 | Section 03, Lauren Hemby RSU | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t7 · r9 · c11 · span 400566–400572 |
| 7 | Section 07, pay ratio | 10-K | 2026-03-12 | 0001193125-26-104114 | Section “CEO Pay Ratio”. As printed: —. Filing ↗ |
| 8 | Section 08, James S. MacLeod | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 95,930. Filing ↗machine: t11 · r10 · c3 · span 716339–716345 |
| 9 | Section 08, Patrick M. Frawley | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 64,130. Filing ↗machine: t11 · r5 · c3 · span 699811–699817 |
| 10 | Section 08, Joseph V. Topper Jr | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 63,070. Filing ↗machine: r11 · c3 · span 719588–719594 |
| 11 | Section 08, Ernst W. Bruderer | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 63,070. Filing ↗machine: r4 · c3 · span 696565–696571 |
| 12 | Section 08, Mark A. Griffith | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 63,070. Filing ↗machine: t11 · r7 · c3 · span 706449–706455 |
| 13 | Section 08, J. Simon Fraser | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 58,830. Filing ↗machine: t11 · r6 · c3 · span 703205–703211 |
| 14 | Section 08, James N. Richardson Jr | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 58,830. Filing ↗machine: r9 · c3 · span 713095–713101 |
| 15 | Section 08, Michael B. High | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 58,830. Filing ↗machine: t11 · r8 · c3 · span 709843–709849 |
| 16 | Section 08, John G. Aldridge Jr | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 58,830. Filing ↗machine: r2 · c3 · span 690069–690075 |
| 17 | Section 08, L. Scott Askins | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 58,830. Filing ↗machine: t11 · r3 · c3 · span 693319–693325 |
| 18 | Section 08, Boris Gutin | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 58,830. Filing ↗machine: t11 · r12 · c3 · span 722983–722989 |
| 19 | Section 08, Stephen R. Stone | DEF 14A | 2026-03-13 | 0001193125-26-105139 | Section “Director Compensation”. As printed: 0. Filing ↗ |
| 20 | Section 02, Anthony Valduga 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191615 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 21 | Section 02, Stephen R. Stone 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191618 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 22 | Section 02, Stephen R. Stone 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191618 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 23 | Section 02, Cameron Bradley Turner 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191614 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 24 | Section 02, Stephen R. Stone 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191618 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 25 | Section 02, Lauren Hemby 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191617 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 26 | Section 02, Lauren Hemby 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191617 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 27 | Section 02, Lauren Hemby 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191617 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 28 | Section 02, Anthony Valduga 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191615 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 29 | Section 02, Anthony Valduga 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191615 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 30 | Section 02, Cameron Bradley Turner 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191614 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 31 | Section 02, Cameron Bradley Turner 2026-04-27 | Form 4 | 2026-04-29 | 0001193125-26-191614 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 32 | Section 02, Anthony Valduga 2026-05-06 | Form 4 | 2026-05-06 | 0001193125-26-209443 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 33 | Section 02, Anthony Valduga 2026-05-06 | Form 4 | 2026-05-06 | 0001193125-26-209443 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 34 | Section 01 trend, Δ column (computed) | Computed | — | computed | Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1) |
| 35 | Section 03b vehicle mix (computed) | Computed | — | computed | RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio |
| 36 | Section 09b board cost (computed) | Computed | — | computed | Cash 702,250 + equity 0 + all other 0 = 702,250, summed across the director compensation table rows.machine: formula: Σ = 702,250 |
| 37 | CoastalSouth Bancshares (subject), Section 10b CEO total | DEF 14A | 2026-03-13 | 0001193125-26-105139 | CEO total compensation as printed in CoastalSouth Bancshares's own proxy. As printed: 1,390,222. Filing ↗machine: t7 · r3 · c23 · span 356920–356929 |