Velarion · Company Intelligence
Compensation Brief
Fiscal year 2022 · Filings through 2023-03-31

Summit Financial Group (SMMF)

Fiscal year 2022 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,039,986
H. Charles Maddy, III total, FY2022
CEO pay percentile vs peers
CEO-to-median pay ratio
93.57%
Say-on-pay support, latest vote
Companies that benchmark against SMMF
1 company names SMMF as a compensation peer

Each company listed discloses SMMF in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named SMMF in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2022

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
H. Charles Maddy, III$554,500$0$0$0$333,822$101,664$50,000$1,039,986
President and Chief Executive Officer
Patrick Frye304,000000151,407532,04630,4001,017,853
Executive Vice President and Chief of Credit Administration
Robert Tissue314,750000187,911420,83330,358953,852
Executive Vice President and Chief Financial Officer
Bradford Ritchie348,250000207,82229,91536,984622,971
Executive Vice President of Summit Financial Group and President of Summit Community Bank
Scott Jennings314,750000187,91169,14730,500602,308
Executive Vice President and Chief Operating Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2022 totalFY2021 totalFY2020 totalΔ FY20212022
H. Charles Maddy, III$1,039,986
Patrick Frye1,017,853
Robert Tissue953,852
Bradford Ritchie622,971
Scott Jennings602,308

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

04

Outstanding equity awards at fiscal year-end 2022

ExecutiveAwardShares unvestedExercise priceMarket value unvested
H. Charles Maddy, IIIRSU20,910$15,668
Robert TissueRSU10,7688,151
Patrick FryeRSU3,5225,604
Bradford RitchiePSU6,7683,806
05

Incentive-plan design — the Compensation Discussion & Analysis

Our fundamental philosophy is to link closely executive compensation with the achievement of annual financial performance goals, including, but not limited to, return on average tangible common equity, return on assets, net loan charge-offs and balance sheet growth.

CEO STI target (% of salary)30%
CEO LTI target (% of salary)
Independent consultantS&P Global Market Intelligence
Clawback policytrue
Anti-hedgingTrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20222022-05-197,798,111536,115177,32293.57%Passed
20192019-05-218,211,694306,531390,05496.4%Passed
20162016-05-197,119,029180,942225,20897.52%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20222022-05-1993.57%a
20192019-05-2196.4%b
20162016-05-1997.52%c

a. Approved under the standard stated in the filing — “In determining whether the proposals have received the requisite number of affirmative votes, abstentions and broker "non-votes" will be disregarded and will have no effect on the outcome of the vote.”.

b. Approved under the standard stated in the filing — “In determining whether the proposal has received the requisite number of affirmative votes, abstentions and broker "non-votes" will be disregarded and will have no effect on the outcome of the vote.”.

c. Approved under the standard stated in the filing — “In determining whether the proposal has received the requisite number of affirmative votes, abstentions and broker "non-votes" will be disregarded and will have no effect on the outcome of the vote.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2022

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Oscar M. BeanIndependent · Board Chair · Lead Independent Director · Executive Committee (Chair) · Compensation and Nominating Committee (Chair) · Asset/Liability and Funds Management Committee · Equity Compensation Committee$0$0$0$0$0$79,275
Gary L. HinkleIndependent · Executive Committee · Audit and Compliance Committee · Asset/Liability and Funds Management Committee · Compensation and Nominating Committee · Equity Compensation Committee (Chair)0000025,950
Ronald B. SpencerIndependent · Audit and Compliance Committee · Asset/Liability and Funds Management Committee0000025,100
Charles S. PiccirilloIndependent · Executive Committee · Audit and Compliance Committee · Compensation and Nominating Committee · Equity Compensation Committee0000024,750
Georgette R. GeorgeIndependent · Audit and Compliance Committee · Executive Committee · Asset/Liability and Funds Management Committee0000023,850
John W. Crites, IIIndependent · Executive Committee · Audit and Compliance Committee (Chair) · Asset/Liability and Funds Management Committee · Compensation and Nominating Committee · Equity Compensation Committee0000023,100
James P. Geary, IIIndependent · Executive Committee · Compensation and Nominating Committee · Asset/Liability and Funds Management Committee0000023,050
Jill S. UpsonIndependent · Asset/Liability and Funds Management Committee · ESOP/401(k) Committee0000022,700
Jason A. KitzmillerIndependent · Audit and Compliance Committee · Asset/Liability and Funds Management Committee0000022,650
J. Scott BridgeforthIndependent · ESOP/401(K) Committee · Asset/Liability and Funds Management Committee0000022,200
John H. ShottIndependent · Asset/Liability and Funds Management Committee · ESOP/401(K) Committee · Not standing for re-election0000021,900
James M. CookmanIndependent · Compensation and Nominating Committee · Equity Compensation Committee · ESOP/401(K) Committee0000021,150
Ronald L. BowlingIndependent · ESOP/401(k) Committee · Asset/Liability and Funds Management Committee0000020,700
H. Charles Maddy, IIIEmployee director · Executive Committee · Asset/Liability and Funds Management Committee · ESOP/401(K) Committee · Environmental, Social and Governance Committee000000
David H. Wilson, SrIndependent · Newly elected000000
09

Board fee structure and ownership guideline

Annual cash retainer$15,000
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2022
Cash retainers and fees$0
Equity awards (grant-date value)$0
All other compensation$0
Total cost of the board$0

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Summit Financial Group2022H. Charles Maddy, III$554,500$0$0$333,822$1,039,986

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, H. Charles Maddy, IIIDEF 14A2023-03-310001437749-23-008698Section “Summary Compensation Table” · page 48. As printed: 1,039,986. Filing ↗machine: r1 · c9 · span 529341–529350
2Section 01, Patrick FryeDEF 14A2023-03-310001437749-23-008698Section “Summary Compensation Table” · page 48. As printed: 1,017,853. Filing ↗machine: t27 · r3 · c9 · span 539055–539064
3Section 01, Robert TissueDEF 14A2023-03-310001437749-23-008698Section “Summary Compensation Table” · page 48. As printed: 953,852. Filing ↗machine: t27 · r2 · c9 · span 534169–534176
4Section 01, Bradford RitchieDEF 14A2023-03-310001437749-23-008698Section “Summary Compensation Table” · page 48. As printed: 622,971. Filing ↗machine: t27 · r5 · c9 · span 548758–548765
5Section 01, Scott JenningsDEF 14A2023-03-310001437749-23-008698Section “Summary Compensation Table” · page 48. As printed: 602,308. Filing ↗machine: t27 · r4 · c9 · span 543888–543895
6Section 08, Oscar M. BeanDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 79,275. Filing ↗machine: t34 · r2 · c7 · span 674112–674115
7Section 08, Gary L. HinkleDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 25,950. Filing ↗machine: t34 · r11 · c7 · span 692974–692977
8Section 08, Ronald B. SpencerDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 25,100. Filing ↗machine: t34 · r15 · c7 · span 701680–701683
9Section 08, Charles S. PiccirilloDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 24,750. Filing ↗machine: t34 · r13 · c7 · span 697332–697335
10Section 08, Georgette R. GeorgeDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 23,850. Filing ↗machine: t34 · r9 · c7 · span 688974–688977
11Section 08, John W. Crites, IIDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 23,100. Filing ↗machine: t34 · r7 · c7 · span 684630–684633
12Section 08, James P. Geary, IIDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 23,050. Filing ↗machine: t34 · r8 · c7 · span 686807–686810
13Section 08, Jill S. UpsonDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 22,700. Filing ↗machine: t34 · r16 · c7 · span 703852–703855
14Section 08, Jason A. KitzmillerDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 22,650. Filing ↗machine: t34 · r12 · c7 · span 695152–695155
15Section 08, J. Scott BridgeforthDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 22,200. Filing ↗machine: t34 · r5 · c7 · span 680278–680281
16Section 08, John H. ShottDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 21,900. Filing ↗machine: t34 · r14 · c7 · span 699504–699507
17Section 08, James M. CookmanDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 21,150. Filing ↗machine: t34 · r6 · c7 · span 682453–682456
18Section 08, Ronald L. BowlingDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 20,700. Filing ↗machine: t34 · r4 · c7 · span 678099–678102
19Section 08, H. Charles Maddy, IIIDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 0. Filing ↗
20Section 08, David H. Wilson, SrDEF 14A2023-03-310001437749-23-008698Section “Director Compensation”. As printed: 0. Filing ↗
21Section 06, 2022 voteForm 8-K2022-05-240000811808-22-000020Item 5.07 · say-on-pay result. As reported: 93.57%. Filing ↗
22Section 06, 2019 voteForm 8-K2019-05-230000811808-19-000014Item 5.07 · say-on-pay result. As reported: 96.4%. Filing ↗
23Section 06, 2016 voteForm 8-K2016-05-230000811808-16-000065Item 5.07 · say-on-pay result. As reported: 97.52%. Filing ↗
24Section 09b board cost (computed)ComputedcomputedCash 0 + equity 0 + all other 0 = 0, summed across the director compensation table rows.machine: formula: Σ = 0
25Summit Financial Group (subject), Section 10b CEO totalDEF 14A2023-03-310001437749-23-008698CEO total compensation as printed in Summit Financial Group's own proxy. As printed: 1,039,986. Filing ↗machine: r1 · c9 · span 529341–529350