Velarion · Company Intelligence
Compensation Brief
Fiscal year 2023 · Filings through 2024-03-22

Southern States Bancshares (SSBK)

Fiscal year 2023 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$2,215,004
Stephen Whatley total, FY2023
Former Chairman and Chief Executive Officerhighest-paid officer; CEO Mark Chambers: $944,425
CEO (Mark Chambers) pay percentile vs peers
CEO-to-median pay ratio
Say-on-pay support, latest vote
Companies that benchmark against SSBK
No companies currently name SSBK as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2023

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Stephen Whatley$185,625$0$77,631$77,631$0$0$1,874,118$2,215,004
Former Chairman and Chief Executive Officer
Mark Chambers470,00045,00051,87551,875286,465039,210944,425
Chief Executive Officer and President
Lynn Joyce363,00025,00041,14341,143176,999043,656690,941
Senior Executive Vice President and Chief Financial Officer
Greg Smith363,00025,00041,14341,143176,999037,926685,211
Senior Executive Vice President and Chief Risk Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2023 totalFY2022 totalFY2021 totalΔ FY20222023
Stephen Whatley$2,215,004$1,855,950$1,006,068+359,054
Mark Chambers944,4251,422,607614,887−478,182
Lynn Joyce690,9411,206,177552,230−515,236
Greg Smith685,2111,200,747−515,536

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2023

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Greg SmithRSA2023-02-011,361$41,143
Lynn JoyceRSA2023-02-011,71641,143
Mark ChambersRSA2023-02-012,56851,875
Stephen WhatleyRSA2023-02-011,36177,631
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2023

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Lynn JoyceRSU9,934$290,868
Lynn JoyceOption2,12030.23
SmithOption1,28920.03
Lynn JoyceOption2,12520.61
Mark ChambersRSU11,055323,690
Mark ChambersOption1,39520.03
Mark ChambersOption2,67330.23
SmithOption2,12030.23
SmithOption2,12520.61
Mark ChambersOption2,30520.61
Lynn JoyceOption1,28920.03
SmithRSU9,934290,868
05

Incentive-plan design — the Compensation Discussion & Analysis

Our Compensation Committee believes our executive compensation practices should attract, motivate, and retain key talent, while also tying pay to performance to promote stockholder value and core values. Each element of compensation is designed to achieve a specific purpose and to contribute to a total package that is competitive with similar packages provided by other institutions that compete for the services of individuals like our named executive officers.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantCompensation Advisors (member of Newcleus)
Clawback policytrue
Anti-hedgingTrue
Anti-pledgingFalse
08

Director compensation — fiscal year 2023

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
J. Henry Smith IVIndependent · Audit · Compensation · Nominating/Governance · Newly elected$61,250$15,002$76,252
Alfred J. Hayes JrIndependent · Audit · Compensation · Nominating/Governance · Newly elected52,65015,00267,652
Jay Florey PumroyIndependent · Audit · Compensation · Nominating/Governance · Newly elected49,50015,00264,502
Brian Stacy HolmesIndependent · Audit · Compensation · Nominating/Governance · Newly elected43,80015,00258,802
Brent David HitsonIndependent · Audit · Compensation · Nominating/Governance · Newly elected42,40015,00257,402
Lewis C. BeaversIndependent · Lead Independent Director · Audit (Chair) · Compensation · Nominating/Governance38,00015,00253,002
Cynthia S. McCartyIndependent · Audit · Compensation · Nominating/Governance · Newly elected36,50015,00251,502
Henry A. TurnerIndependent · Departed during FY · Newly elected32,60015,00247,602
Daniel A. CummingsIndependent · Newly elected32,80032,800
Jonathan W. HintonIndependent · Newly elected28,80028,800
Christine HunsakerIndependent · Newly elected20,80020,800
09

Board fee structure and ownership guideline

Annual cash retainer$1,200
Annual equity retainer$15,002
Per board meeting fee$1,200
Committee chair fees (audit / comp / nom-gov)700 / 700 / 700
Stock ownership guideline
09b

Total cost of the board

ComponentFY2023
Cash retainers and fees$439,100
Equity awards (grant-date value)$120,016
All other compensation$0
Total cost of the board$559,116

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Southern States Bancshares2023Mark Chambers$470,000$51,875$51,875$286,465$944,425

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Stephen WhatleyDEF 14A2024-03-220001628280-24-012666Section “Summary Compensation Table”. As printed: 2,215,004. Filing ↗machine: r8 · c48 · span 208848–208857
2Section 01, Mark ChambersDEF 14A2024-03-220001628280-24-012666Section “Summary Compensation Table”. As printed: 944,425. Filing ↗machine: r2 · c48 · span 187520–187527
3Section 01, Lynn JoyceDEF 14A2024-03-220001628280-24-012666Section “Summary Compensation Table”. As printed: 690,941. Filing ↗machine: r4 · c48 · span 194624–194631
4Section 01, Greg SmithDEF 14A2024-03-220001628280-24-012666Section “Summary Compensation Table”. As printed: 685,211. Filing ↗machine: r6 · c48 · span 201732–201739
5Section 03, Greg Smith RSADEF 14A2024-03-220001628280-24-012666Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r6 · c10 · span 200039–200045
6Section 03, Lynn Joyce RSADEF 14A2024-03-220001628280-24-012666Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r4 · c10 · span 192931–192937
7Section 03, Mark Chambers RSADEF 14A2024-03-220001628280-24-012666Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r2 · c10 · span 185619–185625
8Section 03, Stephen Whatley RSADEF 14A2024-03-220001628280-24-012666Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r8 · c10 · span 207152–207158
9Section 08, J. Henry Smith IVDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 76,252. Filing ↗machine: t11 · r11 · c8 · span 370813–370819
10Section 08, Alfred J. Hayes JrDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 67,652. Filing ↗machine: t11 · r4 · c8 · span 360173–360179
11Section 08, Jay Florey PumroyDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 64,502. Filing ↗machine: t11 · r10 · c8 · span 369292–369298
12Section 08, Brian Stacy HolmesDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 58,802. Filing ↗machine: t11 · r7 · c8 · span 364733–364739
13Section 08, Brent David HitsonDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 57,402. Filing ↗machine: t11 · r6 · c8 · span 363212–363218
14Section 08, Lewis C. BeaversDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 53,002. Filing ↗machine: t11 · r2 · c8 · span 357106–357112
15Section 08, Cynthia S. McCartyDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 51,502. Filing ↗machine: t11 · r9 · c8 · span 367772–367778
16Section 08, Henry A. TurnerDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 47,602. Filing ↗machine: t11 · r12 · c8 · span 372335–372341
17Section 08, Daniel A. CummingsDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 32,800. Filing ↗machine: t11 · r3 · c2 · span 357815–357821
18Section 08, Jonathan W. HintonDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 28,800. Filing ↗machine: t11 · r5 · c2 · span 360856–360862
19Section 08, Christine HunsakerDEF 14A2024-03-220001628280-24-012666Section “Director Compensation”. As printed: 20,800. Filing ↗machine: t11 · r8 · c2 · span 365416–365422
20Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
21Section 09b board cost (computed)ComputedcomputedCash 439,100 + equity 120,016 + all other 0 = 559,116, summed across the director compensation table rows.machine: formula: Σ = 559,116
22Southern States Bancshares (subject), Section 10b CEO totalDEF 14A2024-03-220001628280-24-012666CEO total compensation as printed in Southern States Bancshares's own proxy. As printed: 944,425. Filing ↗machine: r2 · c48 · span 187520–187527