Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-08-19

First Community (FCCO)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$975,531
Michael Crapps total, FY2025
40th
CEO pay percentile vs peers
CEO-to-median pay ratio
98.55%
Say-on-pay support, latest vote
Companies that benchmark against FCCO
No companies currently name FCCO as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Michael Crapps$521,400$0$182,490$0$210,802$44,240$16,599$975,531
President and Chief Executive Officer
Ted Nissen450,0000148,7500181,93554,59716,599851,881
Executive Vice President and Chief Banking Officer
Shawn Jordan287,040096,6000116,05035,41712,841547,948
Executive Vice President and Chief Financial Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Michael Crapps$975,531$980,055−4,524
Ted Nissen851,881781,494+70,387
Shawn Jordan547,948528,849+19,099

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Shawn JordanPSU9,131$270,734
Michael CrappsPSU17,325513,686
Ted NissenPSU11,553342,546
Michael CrappsRSU10,736318,322
Ted NissenRSU7,301216,475
Shawn JordanRSU5,663167,908
05

Incentive-plan design — the Compensation Discussion & Analysis

The compensation committee's strategy is to link executive compensation with financial performance while being sensitive to external market factors, maintaining competitive levels to attract and retain talent, and using equity-based compensation to align the long-term interests of employees with those of shareholders.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantBlanchard Consulting Group
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-204,834,05871,04913,38798.55%Passed
20252025-05-214,019,10461,27424,41098.5%Passed
20242024-05-224,497,016150,12415,36996.77%Passed
20232023-05-173,854,794366,48218,53991.32%Passed
20222022-05-183,977,19059,16321,59498.53%Passed
20212021-05-194,124,39773,53438,83498.25%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-2098.55%a
20252025-05-2198.5%b
20242024-05-2296.77%c

a. Voting standard not stated in the filing.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

09

Board fee structure and ownership guideline

Annual cash retainer
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline$10,000
10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies First Community names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including First Community.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1MVB Financial Corp2025Larry Mazza$850,000$600,368$0$1,381,208$5,056,856
2Blue Ridge Bankshares, Inc.2025G. William Beale721,9123,398,4000286,1374,425,449
3FVCBankcorp, Inc.2025David Pijor877,500208,800001,752,246
4USCB Financial Holdings Inc.2025Luis de la Aguilera700,000481,763001,644,771
5John Marshall Bancorp, Inc.2025Christopher Bergstrom800,000200,017001,593,287
6C&F Financial Corporation2025Thomas Cherry600,000296,8040305,0001,471,984
7River Financial Corporation2025James M. (Jimmy) Stubbs625,0000344,2501,463,288
8MainStreet Bancshares, Inc.2025Jeff Dick710,000532,500001,267,127
9Southern First Bancshares, Inc.2025R. Arthur Seaver, Jr.515,000204,608001,146,832
10Eagle Financial Services, Inc.2025Brandon Lorey575,000222,7680267,9271,118,007
11Virginia National Bankshares Corporation2025Glenn Rust500,000325,000001,029,693
12Colony Bankcorp, Inc.2025T. Heath Fountain535,000129,573001,008,595
13First Community2025Michael Crapps521,400182,4900210,802975,531
14Southern States Bancshares, Inc.2023Mark Chambers470,00051,87551,875286,465944,425
15First National Corporation2025Scott Harvard509,520137,7560257,610923,316
16F & M Bank Corp.2025Aubrey Wilkerson388,212109,4880192,439754,389
17Peoples Bancorp of North Carolina, Inc.2025William D. Cable Sr.375,950000673,255
18Chain Bridge Bancorp, Inc.2025John Brough II397,662180,143595,305
19Old Point Financial Corporation2023Robert Shuford Jr.425,50051,600054,352587,065
20National Bankshares, Inc.2025Lara Ramsey273,49222,399036,540562,269
21BayFirst Financial Corp2025Thomas Zernick358,82747,79000428,085
Security Federal Corporationnot in coverage universe

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
First Communitynot disclosednot disclosednot disclosedBlanchard Consulting Group
BayFirst Financial Corpnot disclosednot disclosednot disclosedPearl Meyer & Partners, LLC
Blue Ridge Bankshares, Inc.74%RSU 100NoPearl Meyer & Partners, LLC
C&F Financial Corporation113%RSU 100NoMeridian Compensation Partners
Chain Bridge Bancorp, Inc.not disclosednot disclosednot disclosednot disclosed
Colony Bankcorp, Inc.not disclosedRSU 100not disclosednot disclosed
Eagle Financial Services, Inc.not disclosedRSU 50 · PSU 50NoDavid Jones and Blanchard Consulting Group
F & M Bank Corp.not disclosedRSU 100not disclosedBlanchard Consulting Group
First National Corporationnot disclosedRSU 100not disclosedPearl Meyer
FVCBankcorp, Inc.not disclosedRSU 100not disclosedBlanchard Consulting Group
John Marshall Bancorp, Inc.not disclosedRSU 100not disclosedPearl Meyer
MainStreet Bancshares, Inc.not disclosedRSU 100not disclosedIndependent compensation consultant (name not disclosed)
MVB Financial Corp216.66%PSU 50 · RSU 50NoPay Governance LLC
National Bankshares, Inc.not disclosedRSU 50 · Cash LTI 50NoMeridian Compensation Partners, LLC
Old Point Financial Corporationnot disclosedRSU 100not disclosedPearl Meyer & Partners
Peoples Bancorp of North Carolina, Inc.not disclosedRSU 100not disclosedPearl Meyer
River Financial Corporationnot disclosednot disclosednot disclosednot disclosed
Security Federal Corporationnot disclosednot disclosednot disclosednot disclosed
Southern First Bancshares, Inc.not disclosedRSU 100not disclosedMcLagan (Aon Company)
Southern States Bancshares, Inc.not disclosedRSU 50 · Options 50not disclosedCompensation Advisors (member of Newcleus)
USCB Financial Holdings Inc.not disclosedRSU 100not disclosednot disclosed
Virginia National Bankshares Corporationnot disclosedRSU 100not disclosednot disclosed

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Michael CrappsDEF 14A2026-04-070001552781-26-000218Section “Executive Compensation”. As printed: 975,531. Filing ↗
2Section 01, Ted NissenDEF 14A2026-04-070001552781-26-000218Section “Executive Compensation”. As printed: 851,881. Filing ↗
3Section 01, Shawn JordanDEF 14A2026-04-070001552781-26-000218Section “Executive Compensation”. As printed: 547,948. Filing ↗
4Section 06, 2026 voteForm 8-K2026-05-210001552781-26-000343Item 5.07 · say-on-pay result. As reported: 98.55% (votes for as printed: 4,834,058). Filing ↗
5Section 06, 2025 voteForm 8-K2025-05-220001552781-25-000197Item 5.07 · say-on-pay result. As reported: 98.5% (votes for as printed: 4,019,104). Filing ↗
6Section 06, 2024 voteForm 8-K2024-05-230001552781-24-000360Item 5.07 · say-on-pay result. As reported: 96.77% (votes for as printed: 4,497,016). Filing ↗
7Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
8MVB Financial Corp, Section 10b CEO totalDEF 14A2026-04-070001277902-26-000048CEO total compensation as printed in MVB Financial Corp's own proxy. As printed: 5,056,856. Filing ↗machine: r2 · c27 · span 558090–558100
9Blue Ridge Bankshares, Inc., Section 10b CEO totalDEF 14A2026-04-300001193125-26-196703CEO total compensation as printed in Blue Ridge Bankshares, Inc.'s own proxy. As printed: 4,425,449. Filing ↗machine: r2 · c7 · span 411884–411895
10FVCBankcorp, Inc., Section 10b CEO totalDEF 14A2026-04-070001675644-26-000039CEO total compensation as printed in FVCBankcorp, Inc.'s own proxy. As printed: 1,752,246. Filing ↗machine: span 205994–206003
11USCB Financial Holdings Inc., Section 10b CEO totalDEF 14A2026-04-210000927089-26-000070CEO total compensation as printed in USCB Financial Holdings Inc.'s own proxy. As printed: 1,644,771. Filing ↗machine: t62 · r1 · c25 · span 271106–271115
12John Marshall Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-290001104659-26-050977CEO total compensation as printed in John Marshall Bancorp, Inc.'s own proxy. As printed: 1,593,287. Filing ↗machine: t26 · r5 · c23 · span 405120–405129
13C&F Financial Corporation, Section 10b CEO totalDEF 14A2026-03-110000913341-26-000015CEO total compensation as printed in C&F Financial Corporation's own proxy. As printed: 1,471,984. Filing ↗machine: t98 · r9 · c24 · span 962909–962918
14River Financial Corporation, Section 10b CEO totalDEF 14A2026-04-060001193125-26-143184CEO total compensation as printed in River Financial Corporation's own proxy. As printed: 1,463,288. Filing ↗
15MainStreet Bancshares, Inc., Section 10b CEO totalDEF 14A2026-04-170001437749-26-012635CEO total compensation as printed in MainStreet Bancshares, Inc.'s own proxy. As printed: 1,267,127. Filing ↗machine: span 240347–240356
16Southern First Bancshares, Inc., Section 10b CEO totalDEF 14A2026-04-060001206774-26-000194CEO total compensation as printed in Southern First Bancshares, Inc.'s own proxy. As printed: 1,146,832. Filing ↗machine: t89 · r1 · c9 · span 443118–443127
17Eagle Financial Services, Inc., Section 10b CEO totalDEF 14A2026-04-080000880641-26-000009CEO total compensation as printed in Eagle Financial Services, Inc.'s own proxy. As printed: 1,118,007. Filing ↗machine: t14 · r8 · c25 · span 489971–489980
18Virginia National Bankshares Corporation, Section 10b CEO totalDEF 14A2026-04-300001193125-26-194099CEO total compensation as printed in Virginia National Bankshares Corporation's own proxy. As printed: 1,029,693. Filing ↗machine: span 311871–311880
19Colony Bankcorp, Inc., Section 10b CEO totalDEF 14A2026-04-160001104659-26-044388CEO total compensation as printed in Colony Bankcorp, Inc.'s own proxy. As printed: 1,008,595. Filing ↗machine: t35 · r3 · c17 · span 278949–278958
20First Community (subject), Section 10b CEO totalDEF 14A2026-04-070001552781-26-000218CEO total compensation as printed in First Community's own proxy. As printed: 975,531. Filing ↗
21Southern States Bancshares, Inc., Section 10b CEO totalDEF 14A2024-03-220001628280-24-012666CEO total compensation as printed in Southern States Bancshares, Inc.'s own proxy. As printed: 944,425. Filing ↗machine: r2 · c48 · span 187520–187527
22First National Corporation, Section 10b CEO totalDEF 14A2026-04-020001437749-26-011018CEO total compensation as printed in First National Corporation's own proxy. As printed: 923,316. Filing ↗machine: span 180767–180774
23F & M Bank Corp., Section 10b CEO totalDEF 14A2026-04-130001654954-26-003452CEO total compensation as printed in F & M Bank Corp.'s own proxy. As printed: 754,389. Filing ↗machine: r3 · c21 · span 164748–164755
24Peoples Bancorp of North Carolina, Inc., Section 10b CEO totalDEF 14A2026-03-250001654954-26-002731CEO total compensation as printed in Peoples Bancorp of North Carolina, Inc.'s own proxy. As printed: 673,255. Filing ↗machine: r2 · c25 · span 231762–231769
25Chain Bridge Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-280001628280-26-027880CEO total compensation as printed in Chain Bridge Bancorp, Inc.'s own proxy. As printed: 595,305. Filing ↗
26Old Point Financial Corporation, Section 10b CEO totalDEF 14A2024-04-170001140361-24-020305CEO total compensation as printed in Old Point Financial Corporation's own proxy. As printed: 587,065. Filing ↗machine: r1 · c7 · span 373898–373905
27National Bankshares, Inc., Section 10b CEO totalDEF 14A2026-03-310001193125-26-133527CEO total compensation as printed in National Bankshares, Inc.'s own proxy. As printed: 562,269. Filing ↗
28BayFirst Financial Corp, Section 10b CEO totalDEF 14A2026-08-190001649739-26-000069CEO total compensation as printed in BayFirst Financial Corp's own proxy. As printed: 428,085. Filing ↗machine: span 113957–113964
29Section 10a, MVB Financial Corp reciprocityDEF 14A0001277902-26-000048MVB Financial Corp's most recent proxy was read; its disclosed peer group does not include First Community. Filing ↗
30Section 10a, Southern First Bancshares, Inc. reciprocityDEF 14A0001206774-25-000204Southern First Bancshares, Inc.'s most recent proxy was read; its disclosed peer group does not include First Community. Filing ↗
31Section 10a, C&F Financial Corporation reciprocityDEF 14A0000913341-26-000015C&F Financial Corporation's most recent proxy was read; its disclosed peer group does not include First Community. Filing ↗
32Section 10a, Old Point Financial Corporation reciprocityDEF 14A0001140361-24-020305Old Point Financial Corporation's most recent proxy was read; its disclosed peer group does not include First Community. Filing ↗