Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-07-07

C & F Financial Corp (CFFI)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,471,984
Thomas Cherry total, FY2025
53rd
CEO pay percentile vs peers
19:1
CEO-to-median pay ratio
99.29%
Say-on-pay support, latest vote
Companies that benchmark against CFFI
5 companies name CFFI as a compensation peer

Each company listed discloses CFFI in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named CFFI in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Thomas Cherry$600,000$0$296,804$0$305,000$87,034$183,146$1,471,984
President and Chief Executive Officer
Jason Long335,0000139,7990132,50032,07583,927723,301
Executive Vice President, Chief Financial Officer and Secretary
S. Dustin Crone329,000083,879096,000072,528581,407
President and Chief Executive Officer of C&F Finance Company
Mark A. Fox180,000045,1660340,32407,546573,036
President and Chief Executive Officer of C&F Mortgage Corporation
John A. Seaman, III287,000053,769092,00055,83346,436535,038
Executive Vice President and Chief Credit Officer of C&F Bank

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Thomas Cherry$1,471,984$1,292,911
Jason Long723,301650,103615,699+73,198
S. Dustin Crone581,407569,690611,120+11,717
Mark A. Fox573,036
John A. Seaman, III535,038

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
David H. DownsDirector2026-04-21A450$0$0CommonForm 4 ↗
Jeffery O. SmithDirector2026-04-21A45000CommonForm 4 ↗
Julie R. AgnewDirector2026-04-21A45000CommonForm 4 ↗
Elizabeth R. KelleyDirector2026-04-21A45000CommonForm 4 ↗
George R. Sisson IIIDirector2026-04-21A45000CommonForm 4 ↗
James T. NapierDirector2026-04-21A45000CommonForm 4 ↗
Audrey D. HolmesDirector2026-04-21A45000CommonForm 4 ↗
J. P. Causey JrDirector2026-04-21A45000CommonForm 4 ↗
C. Elis OlssonDirector2026-04-21A45000CommonForm 4 ↗
Paul C. RobinsonDirector2026-04-21A45000CommonForm 4 ↗
D. Anthony PeayDirector2026-04-21A45000CommonForm 4 ↗
Elizabeth R. KelleyDirector2026-05-13D1,0257374,825CommonForm 4 ↗
Thomas F. CherryDirector2026-05-27D5007537,500CommonForm 4 ↗
Jason LongEVP, CHIEF FINANCIAL OFFICER2026-06-05D1,36076102,680CommonForm 4 ↗
Thomas F. CherryDirector2026-06-08D3297925,827CommonForm 4 ↗
Thomas F. CherryDirector2026-06-08D2007515,000CommonForm 4 ↗
Thomas F. CherryDirector2026-06-08D6787651,230CommonForm 4 ↗
Thomas F. CherryDirector2026-06-11D1417810,928CommonForm 4 ↗
Thomas F. CherryDirector2026-06-11D30792,355CommonForm 4 ↗
Elizabeth R. KelleyDirector2026-07-03A21700CommonForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Jason LongRSU765$56,947
Thomas CherryRSU1,763131,238
S. Dustin CronePSU10,28141,12561,68834,466
Thomas CherryPSU67,500135,000202,500192,576
Mark A. FoxRSU35326,277
S. Dustin CroneRSU53739,974
John A. Seaman, IIIPSU8,96935,87553,81324,714
Mark A. FoxPSU6,75027,00040,50033,275
Jason LongPSU29,31358,62587,93884,489
John A. Seaman, IIIRSU46834,838
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Jason Long$56,947$84,489$059.7%
Thomas Cherry131,238192,576059.5%
S. Dustin Crone39,97434,466046.3%
Mark A. Fox26,27733,275055.9%
John A. Seaman, III34,83824,714041.5%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
S. Dustin CroneRSU1,359$108,312
Mark A. FoxRSU72657,862
Jason LongRSU1,891150,713
Thomas CherryRSU4,309343,427
John A. Seaman, IIIRSU82566,272
05

Incentive-plan design — the Compensation Discussion & Analysis

Our executive compensation program is designed to reward the achievement of specific goals consistent with the overall strategy of the Corporation, and to align executives interests with those of our shareholders by rewarding performance that exceeds established goals within the Corporation s risk profile, with the ultimate objective of generating and sustaining long-term shareholder value.

CEO STI target (% of salary)45%
CEO LTI target (% of salary)
Independent consultantMeridian Compensation Partners
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingTrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-04-212,044,16414,69210,89199.29%Passed
20252025-04-151,796,29867,27877,99496.39%Passed
20242024-04-162,039,51390,62777,32795.75%Passed
20232023-04-182,039,43450,27520,94497.59%Passed
20222022-04-191,922,97050,58833,63197.44%Passed
20212021-04-201,947,820135,13921,12893.51%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-04-2199.29%a
20252025-04-1596.39%b
20242024-04-1695.75%c

a. Approved under the standard stated in the filing — “Thus, although abstentions and broker non-votes are counted for purposes of determining the presence or absence of a quorum, they generally do not count as votes cast and, therefore, will have no effect for purposes of determining whether such a matter is approved.”.

b. Approved under the standard stated in the filing — “therefore, abstentions and broker non-votes will have no effect.”.

c. Approved under the standard stated in the filing — “Thus, although abstentions and broker non-votes are counted for purposes of determining the presence or absence of a quorum, they generally do not count as votes cast and, therefore, will have no effect for purposes of determining whether such a matter is approved.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)19 : 1
CEO total compensation$1,471,984
Median employee compensation$75,632
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
C. Elis OlssonIndependent · Lead Independent Director · Audit · Compensation · Nominating (Chair)$47,850$24,990$0$0$931$73,771
D. Anthony PeayIndependent · Audit (Chair) · Nominating47,17524,9900093173,096
J. P. Causey JrIndependent · Audit · Compensation · Nominating43,30024,9900093169,221
Elizabeth R. KelleyIndependent · Compensation (Chair) · Nominating39,77524,9900093165,696
Paul C. RobinsonIndependent · Audit · Nominating39,40024,9900093165,321
Julie R. AgnewIndependent · Audit · Nominating39,40024,9900093165,321
James T. NapierIndependent · Audit · Nominating38,75024,9900093164,671
Jeffery O. SmithIndependent · Compensation · Nominating34,85024,9900093160,771
Audrey D. HolmesIndependent · Nominating30,95024,9900093156,871
George R. Sisson IIIIndependent · Nominating30,95024,9900093156,871
David H. DownsIndependent · Newly elected000000
Larry G. DillonEmployee director · Board Chair000000
Thomas F. CherryEmployee director000000
09

Board fee structure and ownership guideline

Annual cash retainer$14,100
Annual equity retainer$24,990
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)8,075 / 6,525 / 4,550
Stock ownership guideline$42,300
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$392,400
Equity awards (grant-date value)$249,900
All other compensation$9,310
Total cost of the board$651,610

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies C & F Financial Corp names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including C & F Financial Corp.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Blue Ridge Bankshares, Inc.2025G. William Beale$721,912$3,398,400$0$286,137$4,425,449
2Orrstown Financial Services, Inc.2025Thomas R. Quinn, Jr.812,317599,9690549,0544,222,617
3Primis Financial Corporation2025Dennis Zember, Jr.748,590912,6000435,5782,185,079
4ACNB Corporation2025James Helt593,569319,193001,825,912
5FVCBankcorp, Inc.2025David Pijor877,500208,800001,752,246
6SmartFinancial, Inc.2025William Carroll, Jr.657,297476,7570509,4331,717,633
7John Marshall Bancorp, Inc.2025Christopher Bergstrom800,000200,017001,593,287
8HomeTrust Bancshares, Inc.2025C. Hunter Westbrook675,769349,4000422,5301,487,191
9C & F Financial Corp2025Thomas Cherry600,000296,8040305,0001,471,984
10Carter Bankshares, Inc.2025Litz Van Dyke703,114300,0300183,3001,355,859
11Capital Bancorp, Inc.2025Edward Barry726,250264,35572,62501,350,010
12LINKBANCORP, Inc.2024Andrew Samuel750,000105,2800375,0001,251,046
13Citizens Financial Services, Inc.2025Randall Black675,00089,969001,212,643
14Southern First Bancshares, Inc.2025R. Arthur Seaver, Jr.515,000204,608001,146,832
15First Community Bankshares, Inc.2025William Stafford499,612146,0380316,0201,122,497
16Eagle Financial Services, Inc.2025Brandon Lorey575,000222,7680267,9271,118,007
17First United Corporation2025Carissa Rodeheaver503,244136,3460388,3531,042,004
18Citizens & Northern Corporation2025J. Bradley Scovill605,000118,3940248,8381,041,499
19First National Corporation2025Scott Harvard509,520137,7560257,610923,316
20Franklin Financial Services Corporation2025Craig Best523,19844,6100207,971788,859

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
C & F Financial Corp113%RSU 100NoMeridian Compensation Partners
ACNB Corporationnot disclosedRSU 100NoBlanchard Consulting Group
Blue Ridge Bankshares, Inc.74%RSU 100NoPearl Meyer & Partners, LLC
Capital Bancorp, Inc.not disclosednot disclosednot disclosedChaseCompGroup, LLC
Carter Bankshares, Inc.67%PSU 50 · RSU 50Yes — Total Shareholder Return (TSR)Arthur J. Gallagher & Co.
Citizens & Northern Corporation141.4%RSU 50 · PSU 50NoPearl Meyer & Partners, LLC
Citizens Financial Services, Inc.not disclosedCash LTI 70 · RSU 30NoBlanchard Consulting Group
Eagle Financial Services, Inc.not disclosedRSU 50 · PSU 50NoDavid Jones and Blanchard Consulting Group
First Community Bankshares, Inc.85.61%PSU 70 · RSU 30NoAon plc (Human Capital Solutions practice)
First National Corporationnot disclosedRSU 100not disclosedPearl Meyer
First United Corporationnot disclosedPSU 67 · RSU 33NoAon Human Capital Solutions
Franklin Financial Services Corporationnot disclosedRSU 100NoBlanchard Consulting Group
FVCBankcorp, Inc.not disclosedRSU 100not disclosedBlanchard Consulting Group
HomeTrust Bancshares, Inc.not disclosednot disclosednot disclosedMeridian Compensation Partners, LLC
John Marshall Bancorp, Inc.not disclosedRSU 100not disclosedPearl Meyer
LINKBANCORP, Inc.50%not disclosednot disclosedMeridian Compensation Partners LLC
Orrstown Financial Services, Inc.67%RSU 50 · PSU 50NoAon
Primis Financial Corporation116%PSU 70 · RSU 30Nothe Consultant
SmartFinancial, Inc.127.3%RSU 100NoBlanchard Consulting Group
Southern First Bancshares, Inc.not disclosedRSU 100not disclosedMcLagan (Aon Company)

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

FAQ

Frequently asked questions

Who was the highest-paid executive at C & F Financial Corp in fiscal 2025?
Thomas Cherry served as the highest-paid executive at C & F Financial Corp in fiscal 2025 with total compensation of $1,471,984.
How does C & F Financial Corp's chief executive pay compare to its disclosed peer group?
The company reported that Thomas Cherry's pay placed him at the 53rd percentile of the disclosed peer group.
What is C & F Financial Corp's CEO-to-median employee pay ratio?
The filing shows a CEO-to-median employee pay ratio of 19:1 for fiscal 2025.
How did shareholders vote on C & F Financial Corp's executive compensation?
Shareholders voted 99.29% in support of the executive compensation plan at the latest vote.
How much does C & F Financial Corp spend in total on board compensation for fiscal 2025?
Total board compensation for fiscal 2025 was $651,610.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Thomas CherryDEF 14A2026-03-110000913341-26-000015Section “Summary Compensation Table”. As printed: 1,471,984. Filing ↗machine: t98 · r9 · c24 · span 962909–962918
2Section 01, Jason LongDEF 14A2026-03-110000913341-26-000015Section “Summary Compensation Table”. As printed: 723,301. Filing ↗machine: t98 · r12 · c24 · span 988783–988790
3Section 01, S. Dustin CroneDEF 14A2026-03-110000913341-26-000015Section “Summary Compensation Table”. As printed: 581,407. Filing ↗machine: t98 · r15 · c24 · span 1014343–1014350
4Section 01, Mark A. FoxDEF 14A2026-03-110000913341-26-000015Section “Summary Compensation Table”. As printed: 573,036. Filing ↗machine: t98 · r21 · c24 · span 1064440–1064447
5Section 01, John A. Seaman, IIIDEF 14A2026-03-110000913341-26-000015Section “Summary Compensation Table”. As printed: 535,038. Filing ↗machine: t98 · r18 · c24 · span 1040248–1040255
6Section 03, Jason Long RSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗
7Section 03, Thomas Cherry RSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗
8Section 03, S. Dustin Crone PSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t95 · r7 · c4 · span 804864–804870
9Section 03, Thomas Cherry PSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t95 · r5 · c4 · span 794362–794369
10Section 03, Mark A. Fox RSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗
11Section 03, S. Dustin Crone RSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗
12Section 03, John A. Seaman, III PSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗
13Section 03, Mark A. Fox PSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t95 · r9 · c4 · span 815407–815413
14Section 03, Jason Long PSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t95 · r6 · c4 · span 799661–799667
15Section 03, John A. Seaman, III RSUDEF 14A2026-03-110000913341-26-000015Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗
16Section 07, pay ratioDEF 14A2026-03-110000913341-26-000015Section “CEO Pay Ratio”. As printed: 19 : 1. Filing ↗machine: span 2006249–2006253
17Section 08, C. Elis OlssonDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 73,771. Filing ↗machine: t37 · r11 · c16 · span 336701–336707
18Section 08, D. Anthony PeayDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 73,096. Filing ↗machine: t37 · r12 · c16 · span 342279–342285
19Section 08, J. P. Causey JrDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 69,221. Filing ↗machine: t37 · r7 · c16 · span 314993–314999
20Section 08, Elizabeth R. KelleyDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 65,696. Filing ↗machine: t37 · r9 · c16 · span 325850–325856
21Section 08, Paul C. RobinsonDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 65,321. Filing ↗machine: t37 · r13 · c16 · span 347554–347560
22Section 08, Julie R. AgnewDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 65,321. Filing ↗machine: t37 · r6 · c16 · span 309703–309709
23Section 08, James T. NapierDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 64,671. Filing ↗machine: t37 · r10 · c16 · span 331428–331434
24Section 08, Jeffery O. SmithDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 60,771. Filing ↗machine: t37 · r15 · c16 · span 358412–358418
25Section 08, Audrey D. HolmesDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 56,871. Filing ↗machine: t37 · r8 · c16 · span 320572–320578
26Section 08, George R. Sisson IIIDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 56,871. Filing ↗machine: t37 · r14 · c16 · span 353137–353143
27Section 08, David H. DownsDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 0. Filing ↗
28Section 08, Larry G. DillonDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 0. Filing ↗
29Section 08, Thomas F. CherryDEF 14A2026-03-110000913341-26-000015Section “Director Compensation”. As printed: 0. Filing ↗
30Section 02, David H. Downs 2026-04-21Form 42026-04-220002106027-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
31Section 02, Jeffery O. Smith 2026-04-21Form 42026-04-220001824933-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
32Section 02, Julie R. Agnew 2026-04-21Form 42026-04-220001704420-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
33Section 02, Elizabeth R. Kelley 2026-04-21Form 42026-04-220001704488-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
34Section 02, George R. Sisson III 2026-04-21Form 42026-04-220001803969-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
35Section 02, James T. Napier 2026-04-21Form 42026-04-220001191549-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
36Section 02, Audrey D. Holmes 2026-04-21Form 42026-04-220001397142-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
37Section 02, J. P. Causey Jr 2026-04-21Form 42026-04-220001182177-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
38Section 02, C. Elis Olsson 2026-04-21Form 42026-04-220001397421-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
39Section 02, Paul C. Robinson 2026-04-21Form 42026-04-220001200509-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
40Section 02, D. Anthony Peay 2026-04-21Form 42026-04-220001207969-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
41Section 02, Elizabeth R. Kelley 2026-05-13Form 42026-05-130001704488-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
42Section 02, Thomas F. Cherry 2026-05-27Form 42026-05-280001200512-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
43Section 02, Jason Long 2026-06-05Form 42026-06-090001669850-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
44Section 02, Thomas F. Cherry 2026-06-08Form 42026-06-100001200512-26-000012Insider equity transaction reported since the proxy statement. Filing ↗
45Section 02, Thomas F. Cherry 2026-06-08Form 42026-06-100001200512-26-000012Insider equity transaction reported since the proxy statement. Filing ↗
46Section 02, Thomas F. Cherry 2026-06-08Form 42026-06-100001200512-26-000012Insider equity transaction reported since the proxy statement. Filing ↗
47Section 02, Thomas F. Cherry 2026-06-11Form 42026-06-150001200512-26-000014Insider equity transaction reported since the proxy statement. Filing ↗
48Section 02, Thomas F. Cherry 2026-06-11Form 42026-06-150001200512-26-000014Insider equity transaction reported since the proxy statement. Filing ↗
49Section 02, Elizabeth R. Kelley 2026-07-03Form 42026-07-070001704488-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
50Section 06, 2026 voteForm 8-K2026-04-230000913341-26-000019Item 5.07 · say-on-pay result. As reported: 99.29% (votes for as printed: 2,044,164). Filing ↗
51Section 06, 2025 voteForm 8-K2025-04-160000913341-25-000024Item 5.07 · say-on-pay result. As reported: 96.39% (votes for as printed: 1,796,298). Filing ↗
52Section 06, 2024 voteForm 8-K2024-04-180000913341-24-000020Item 5.07 · say-on-pay result. As reported: 95.75% (votes for as printed: 2,039,513). Filing ↗
53Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
54Section 03b vehicle mix (computed)ComputedcomputedRSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
55Section 09b board cost (computed)ComputedcomputedCash 392,400 + equity 249,900 + all other 9,310 = 651,610, summed across the director compensation table rows.machine: formula: Σ = 651,610
56Blue Ridge Bankshares, Inc., Section 10b CEO totalDEF 14A2026-04-300001193125-26-196703CEO total compensation as printed in Blue Ridge Bankshares, Inc.'s own proxy. As printed: 4,425,449. Filing ↗machine: r2 · c7 · span 411884–411895
57Orrstown Financial Services, Inc., Section 10b CEO totalDEF 14A2026-03-270001628280-26-021726CEO total compensation as printed in Orrstown Financial Services, Inc.'s own proxy. As printed: 4,222,617. Filing ↗machine: t36 · r2 · c9 · span 634951–634960
58Primis Financial Corporation, Section 10b CEO totalDEF 14A2026-04-100001104659-26-041860CEO total compensation as printed in Primis Financial Corporation's own proxy. As printed: 2,185,079. Filing ↗machine: t76 · r8 · c23 · span 492432–492441
59ACNB Corporation, Section 10b CEO totalDEF 14A2026-03-300001104659-26-036515CEO total compensation as printed in ACNB Corporation's own proxy. As printed: 1,825,912. Filing ↗machine: span 502973–502982
60FVCBankcorp, Inc., Section 10b CEO totalDEF 14A2026-04-070001675644-26-000039CEO total compensation as printed in FVCBankcorp, Inc.'s own proxy. As printed: 1,752,246. Filing ↗machine: span 205994–206003
61SmartFinancial, Inc., Section 10b CEO totalDEF 14A2026-04-070001104659-26-040440CEO total compensation as printed in SmartFinancial, Inc.'s own proxy. As printed: 1,717,633. Filing ↗machine: t125 · r5 · c14 · span 980764–980773
62John Marshall Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-290001104659-26-050977CEO total compensation as printed in John Marshall Bancorp, Inc.'s own proxy. As printed: 1,593,287. Filing ↗machine: t26 · r5 · c23 · span 405120–405129
63HomeTrust Bancshares, Inc., Section 10b CEO totalDEF 14A2026-04-070001538263-26-000032CEO total compensation as printed in HomeTrust Bancshares, Inc.'s own proxy. As printed: 1,487,191. Filing ↗machine: span 442986–442995
64C & F Financial Corp (subject), Section 10b CEO totalDEF 14A2026-03-110000913341-26-000015CEO total compensation as printed in C & F Financial Corp's own proxy. As printed: 1,471,984. Filing ↗machine: t98 · r9 · c24 · span 962909–962918
65Carter Bankshares, Inc., Section 10b CEO totalDEF 14A2026-04-150001829576-26-000027CEO total compensation as printed in Carter Bankshares, Inc.'s own proxy. As printed: 1,355,859. Filing ↗machine: t13 · r2 · c7 · span 396094–396104
66Capital Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-070001419536-26-000091CEO total compensation as printed in Capital Bancorp, Inc.'s own proxy. As printed: 1,350,010. Filing ↗machine: t14 · r4 · c14 · span 427121–427130
67LINKBANCORP, Inc., Section 10b CEO totalDEF 14A2025-04-170001193125-25-083608CEO total compensation as printed in LINKBANCORP, Inc.'s own proxy. As printed: 1,251,046. Filing ↗machine: r2 · c27 · span 189378–189387
68Citizens Financial Services, Inc., Section 10b CEO totalDEF 14A2026-03-120001140361-26-009104CEO total compensation as printed in Citizens Financial Services, Inc.'s own proxy. As printed: 1,212,643. Filing ↗machine: span 524029–524038
69Southern First Bancshares, Inc., Section 10b CEO totalDEF 14A2026-04-060001206774-26-000194CEO total compensation as printed in Southern First Bancshares, Inc.'s own proxy. As printed: 1,146,832. Filing ↗machine: t89 · r1 · c9 · span 443118–443127
70First Community Bankshares, Inc., Section 10b CEO totalDEF 14A2026-03-110001437749-26-007698CEO total compensation as printed in First Community Bankshares, Inc.'s own proxy. As printed: 1,122,497. Filing ↗machine: span 473799–473808
71Eagle Financial Services, Inc., Section 10b CEO totalDEF 14A2026-04-080000880641-26-000009CEO total compensation as printed in Eagle Financial Services, Inc.'s own proxy. As printed: 1,118,007. Filing ↗machine: t14 · r8 · c25 · span 489971–489980
72First United Corporation, Section 10b CEO totalDEF 14A2026-03-250001104659-26-034521CEO total compensation as printed in First United Corporation's own proxy. As printed: 1,042,004. Filing ↗machine: t64 · r5 · c14 · span 375614–375623
73Citizens & Northern Corporation, Section 10b CEO totalDEF 14A2026-03-130001104659-26-027576CEO total compensation as printed in Citizens & Northern Corporation's own proxy. As printed: 1,041,499. Filing ↗machine: r8 · c26 · span 452428–452437
74First National Corporation, Section 10b CEO totalDEF 14A2026-04-020001437749-26-011018CEO total compensation as printed in First National Corporation's own proxy. As printed: 923,316. Filing ↗machine: span 180767–180774
75Franklin Financial Services Corporation, Section 10b CEO totalDEF 14A2026-03-240000723646-26-000020CEO total compensation as printed in Franklin Financial Services Corporation's own proxy. As printed: 788,859. Filing ↗machine: t25 · r8 · c12 · span 1148338–1148345
76Section 10a, Carter Bankshares, Inc. reciprocityDEF 14A0001829576-26-000027Carter Bankshares, Inc. names C & F Financial Corp in its own disclosed peer group (read from its most recent proxy). Filing ↗
77Section 10a, HomeTrust Bancshares, Inc. reciprocityDEF 14A0001538263-26-000032HomeTrust Bancshares, Inc.'s most recent proxy was read; its disclosed peer group does not include C & F Financial Corp. Filing ↗
78Section 10a, Orrstown Financial Services, Inc. reciprocityDEF 14A0001628280-26-021726Orrstown Financial Services, Inc.'s most recent proxy was read; its disclosed peer group does not include C & F Financial Corp. Filing ↗
79Section 10a, Southern First Bancshares, Inc. reciprocityDEF 14A0001206774-25-000204Southern First Bancshares, Inc.'s most recent proxy was read; its disclosed peer group does not include C & F Financial Corp. Filing ↗
80Section 10a, Primis Financial Corporation reciprocityDEF 14A0001104659-26-041860Primis Financial Corporation names C & F Financial Corp in its own disclosed peer group (read from its most recent proxy). Filing ↗
81Section 10a, First Community Bankshares, Inc. reciprocityDEF 14A0001437749-26-007698First Community Bankshares, Inc. names C & F Financial Corp in its own disclosed peer group (read from its most recent proxy). Filing ↗
82Section 10a, Citizens Financial Services, Inc. reciprocityDEF 14A0001140361-26-009104Citizens Financial Services, Inc.'s most recent proxy was read; its disclosed peer group does not include C & F Financial Corp. Filing ↗