Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-04-02

First National (FXNC)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$923,316
Scott Harvard total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
96.34%
Say-on-pay support, latest vote
Companies that benchmark against FXNC
2 companies name FXNC as a compensation peer

Each company listed discloses FXNC in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named FXNC in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Scott Harvard$509,520$0$137,756$0$257,610$0$18,430$923,316
President & Chief Executive Officer
Dennis Dysart331,613061,8040107,079014,242514,738
Sr. Executive Vice President & Chief Operating Officer
Brad Schwartz213,4620112,200090,000011,150426,812
Executive Vice President & Chief Financial Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Scott Harvard$923,316$1,291,377−368,061
Dennis Dysart514,738781,511−266,773
Brad Schwartz426,812

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Dennis DysartRSU2024-02-142,494
Dennis DysartRSU2024-11-1313,296
Dennis DysartRSU2025-02-122,368
Scott HarvardRSU2024-02-144,633
Scott HarvardRSU2024-11-1319,725
Scott HarvardRSU2025-02-125,278
Brad SchwartzRSU2025-08-135,000
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Scott HarvardRSU3,518$88,794
Scott HarvardRSU1,54438,971
Scott HarvardRSU13,150331,906
Dennis DysartRSU8,864223,727
Brad SchwartzRSU5,000126,200
Dennis DysartRSU1,57839,829
Dennis DysartRSU83120,974
05

Incentive-plan design — the Compensation Discussion & Analysis

The Company strives to attract, motivate, and retain high-quality executives by providing total compensation that is performance-based and competitive with the various labor markets and industries in which the Company competes for talent. The compensation plans are designed to support the Company’s corporate business strategy and business plan, with expectations clearly communicated to executives and rewards tied to achievement of goals and results.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantPearl Meyer
Clawback policytrue
Anti-hedgingfalse
Anti-pledgingfalse
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20252025-05-144,820,738183,27933,30096.34%Passed
20222022-05-113,873,71948,81537,07498.76%Passed
20192019-05-082,340,495230,84132,55991.02%Passed
20162016-05-102,187,11577,89233,14996.56%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20252025-05-1496.34%a
20222022-05-1198.76%b
20192019-05-0891.02%c

a. Voting standard not stated in the filing.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)
CEO total compensation
Median employee compensation
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Elizabeth H. CottrellIndependent · Board Chair$43,693$31,755$75,448
Gerald F. Smith JrIndependent · Audit · Compensation and Governance (Chair)33,75431,75565,509
Jason C. AikensIndependent · Compensation and Governance32,40131,75564,156
George Edwin Holt IIIIndependent · Audit32,40131,75564,156
James R. Wilkins IIIIndependent32,40131,75564,156
W. Michael FunkIndependent · Audit · Compensation and Governance32,40131,75564,156
Emily Marlow BeckIndependent · Audit (Chair) · Compensation and Governance32,40131,75564,156
Boyce BrannockIndependent32,40131,75564,156
Kirtesh PatelIndependent · Compensation and Governance32,40131,75564,156
Toni T. Lee-AndrewsIndependent · Audit32,40131,75564,156
Norman D. Wagstaff JrIndependent · Compensation and Governance32,40131,75564,156
William S. WilkinsonIndependent32,40131,75564,156
Scott C. HarvardEmployee director000000
09

Board fee structure and ownership guideline

Annual cash retainer$31,500
Annual equity retainer$31,755
Per board meeting fee$0
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$401,457
Equity awards (grant-date value)$381,060
All other compensation$0
Total cost of the board$782,517

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1First National2025Scott Harvard$509,520$137,756$0$257,610$923,316

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Scott HarvardDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation”. As printed: 923,316. Filing ↗machine: span 180767–180774
2Section 01, Dennis DysartDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation”. As printed: 514,738. Filing ↗machine: span 192907–192914
3Section 01, Brad SchwartzDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation”. As printed: 426,812. Filing ↗machine: span 205068–205075
4Section 03, Dennis Dysart RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 228641–228646
5Section 03, Dennis Dysart RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 229134–229140
6Section 03, Dennis Dysart RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 227740–227745
7Section 03, Scott Harvard RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 228536–228541
8Section 03, Scott Harvard RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 229098–229104
9Section 03, Scott Harvard RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
10Section 03, Brad Schwartz RSUDEF 14A2026-04-020001437749-26-011018Section “Executive Compensation” · grants of plan-based awards table. Filing ↗machine: span 228195–228200
11Section 07, pay ratio10-K2026-03-250001437749-26-009748Section “CEO Pay Ratio”. As printed: —. Filing ↗
12Section 08, Elizabeth H. CottrellDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 75,448. Filing ↗machine: span 380797–380803
13Section 08, Gerald F. Smith JrDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 65,509. Filing ↗machine: span 392803–392809
14Section 08, Jason C. AikensDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 374796–374802
15Section 08, George Edwin Holt IIIDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 386802–386808
16Section 08, James R. Wilkins IIIDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 396813–396819
17Section 08, W. Michael FunkDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 382795–382801
18Section 08, Emily Marlow BeckDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 376796–376802
19Section 08, Boyce BrannockDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 378793–378799
20Section 08, Kirtesh PatelDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 390800–390806
21Section 08, Toni T. Lee-AndrewsDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 388804–388810
22Section 08, Norman D. Wagstaff JrDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 394809–394815
23Section 08, William S. WilkinsonDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 64,156. Filing ↗machine: span 399284–399290
24Section 08, Scott C. HarvardDEF 14A2026-04-020001437749-26-011018Section “Director Compensation”. As printed: 0. Filing ↗
25Section 06, 2025 voteForm 8-K2025-05-150001437749-25-017041Item 5.07 · say-on-pay result. As reported: 96.34% (votes for as printed: 4,820,738). Filing ↗
26Section 06, 2022 voteForm 8-K2022-05-120001437749-22-012100Item 5.07 · say-on-pay result. As reported: 98.76% (votes for as printed: 3,873,719). Filing ↗
27Section 06, 2019 voteForm 8-K2019-05-090001002105-19-000031Item 5.07 · say-on-pay result. As reported: 91.02% (votes for as printed: 2,340,495). Filing ↗
28Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
29Section 09b board cost (computed)ComputedcomputedCash 401,457 + equity 381,060 + all other 0 = 782,517, summed across the director compensation table rows.machine: formula: Σ = 782,517
30First National (subject), Section 10b CEO totalDEF 14A2026-04-020001437749-26-011018CEO total compensation as printed in First National's own proxy. As printed: 923,316. Filing ↗machine: span 180767–180774