Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-07-20

Capital Bancorp Inc (CBNK)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,350,010
Edward Barry total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
96.96%
Say-on-pay support, latest vote
Companies that benchmark against CBNK
8 companies name CBNK as a compensation peer

Each company listed discloses CBNK in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named CBNK in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Edward Barry$726,250$246,730$264,355$72,625$0$0$40,050$1,350,010
Chief Executive Officer
Karl Dicker404,547280,10835,01435,0140013,346768,029
President of OpenSky & Fintech
Steven Poynot415,000226,00031,12531,1250045,318748,568
President and Chief Operating Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Edward Barry$1,350,010$1,553,782$1,118,793−203,772
Karl Dicker768,029709,563651,292+58,466
Steven Poynot748,568633,306533,208+115,262

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
James ComoEVP, COO of the Bank2026-07-20A4,000$0$0Derivative, Class A CommonForm 4 ↗
Dividend-equivalent accruals2026-07-201,0461 insider, 1 accrual row

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

View all 2 transactions
InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
James ComoEVP, COO of the Bank2026-07-20A4,000$0$0Derivative, Class A CommonForm 4 ↗
James ComoEVP, COO of the Bank2026-07-20A1,04600Derivative, Class A CommonForm 4 ↗
03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Steven PoynotOTHER$31,125
Edward BarryOTHER264,355
Karl DickerOTHER35,014
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Karl DickerRSU1,015$31,000
Edward BarryRSU12,097338,000
Karl DickerOption4,14324.2
Steven PoynotRSU1,13135,000
Karl DickerOption2,66123.54
Steven PoynotOption1,72523.54
Steven PoynotOption1,00024.25
Edward BarryRSU5,606117,000
Edward BarryOption8,90224.2
Edward BarryRSU2,86888,000
Steven PoynotOption5,16024.2
Edward BarryOption10,63230.51
Edward BarryRSU2,57055,000
Steven PoynotOption4,19230.51
Steven PoynotRSU66616,151
Karl DickerOption3,76230.51
Edward BarryOption7,67523.54
05

Incentive-plan design — the Compensation Discussion & Analysis

Capital Bancorp compensates NEOs through a combination of base salary, cash bonuses, equity awards and other benefits, designed to reward achievement of strategic and operational goals and increased stockholder value while avoiding unnecessary or excessive risk-taking. Compensation programs are intended to be competitive and focused on performance aligned with the long-term interests of stockholders.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantChaseCompGroup, LLC
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-2810,118,772317,014261,83796.96%Passed
20252025-05-1510,008,613417,318181,70896%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-2896.96%a
20252025-05-1596%b

a. Approved under the standard stated in the filing — “Abstentions and broker non-votes will have no effect on the outcome of this proposal because neither abstentions nor broker non-votes count as a vote cast.”.

b. Approved under the standard stated in the filing — “Abstentions and broker non-votes will have no effect on the outcome of this proposal because neither abstentions nor broker non-votes count as a vote cast.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)
CEO total compensation
Median employee compensation
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Steven J. SchwartzIndependent · Board Chair · Audit · Compensation · Executive (Chair) · Nominating and Corporate Governance · Risk$89,400$32,990$22,360$0$0$144,750
Jerome R. BaileyIndependent · Audit · Nominating and Corporate Governance · Risk72,60032,99022,36000127,950
James F. WhalenIndependent · Compensation · Nominating and Corporate Governance · Executive · Risk65,40032,99022,36000120,750
Fred J. LewisIndependent · Risk (Chair) · Nominating and Corporate Governance57,00032,99022,36000112,350
Randall J. LevittIndependent · Audit · Executive43,20024,74216,7700084,712
Joshua B. BernsteinIndependent · Compensation (Chair) · Nominating and Corporate Governance · Executive · Environmental, Social and Governance (Chair)23,40032,99022,3600078,750
C. Scott BrannanIndependent · Audit (Chair) · Environmental, Social and Governance26,40028,86619,5650074,831
Mark CaplanIndependent · Compensation (Chair) · Risk · Partial-year service · Newly elected31,00024,74216,7700072,512
Deborah Ratner SalzbergIndependent · Nominating and Corporate Governance (Chair) · Environmental, Social and Governance · Partial-year service20,40028,86619,5650068,831
Mary Ann ScullyIndependent · Audit40,80016,49511,1800068,475
Marc McConnellNot independent41,10012,3718,3850061,856
Edward F. BarryEmployee director · Executive00000
Scot R. BrowningEmployee director · Environmental, Social and Governance00000
09

Board fee structure and ownership guideline

Annual cash retainer$6,000
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)12,000 / 12,000 / 12,000
Stock ownership guideline$100,000
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$510,700
Equity awards (grant-date value)$301,032
All other compensation$0
Total cost of the board$811,732

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Capital Bancorp Inc2025Edward Barry$726,250$264,355$72,625$0$1,350,010

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

FAQ

Frequently asked questions

Who was the highest-paid executive at Capital Bancorp Inc in fiscal 2025?
Edward Barry served as the highest-paid executive at Capital Bancorp Inc in fiscal 2025 with total compensation of $1,350,010.
How does Capital Bancorp Inc's chief executive pay compare to its disclosed peer group?
The CEO pay percentile of disclosed peers was not disclosed in this extract.
What is Capital Bancorp Inc's CEO-to-median employee pay ratio?
The CEO-to-median employee pay ratio was not disclosed in this extract.
How did shareholders vote on Capital Bancorp Inc's executive compensation?
Shareholders approved executive compensation with 96.96% support in the latest vote.
How much does Capital Bancorp Inc spend in total on board compensation for fiscal 2025?
Total board compensation for fiscal 2025 was $811,732.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Edward BarryDEF 14A2026-04-070001419536-26-000091Section “Summary Compensation Table”. As printed: 1,350,010. Filing ↗machine: t14 · r4 · c14 · span 427121–427130
2Section 01, Karl DickerDEF 14A2026-04-070001419536-26-000091Section “Summary Compensation Table”. As printed: 768,029. Filing ↗machine: t14 · r10 · c14 · span 440908–440915
3Section 01, Steven PoynotDEF 14A2026-04-070001419536-26-000091Section “Summary Compensation Table”. As printed: 748,568. Filing ↗machine: t14 · r7 · c14 · span 433865–433872
4Section 03, Steven Poynot OTHERDEF 14A2026-04-070001419536-26-000091Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t14 · r7 · c8 · span 432503–432509
5Section 03, Edward Barry OTHERDEF 14A2026-04-070001419536-26-000091Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t14 · r4 · c8 · span 425602–425609
6Section 03, Karl Dicker OTHERDEF 14A2026-04-070001419536-26-000091Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t14 · r10 · c8 · span 439546–439552
7Section 07, pay ratio10-K2026-03-160001419536-26-000073Section “CEO Pay Ratio”. As printed: —. Filing ↗
8Section 08, Steven J. SchwartzDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 144,750. Filing ↗machine: t13 · r14 · c12 · span 404124–404131
9Section 08, Jerome R. BaileyDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 127,950. Filing ↗machine: t13 · r5 · c12 · span 388494–388501
10Section 08, James F. WhalenDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 120,750. Filing ↗machine: t13 · r16 · c12 · span 407925–407932
11Section 08, Fred J. LewisDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 112,350. Filing ↗machine: t13 · r11 · c12 · span 398414–398421
12Section 08, Randall J. LevittDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 84,712. Filing ↗machine: t13 · r10 · c12 · span 396516–396522
13Section 08, Joshua B. BernsteinDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 78,750. Filing ↗machine: t13 · r6 · c12 · span 390428–390434
14Section 08, C. Scott BrannanDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 74,831. Filing ↗machine: t13 · r7 · c12 · span 392329–392335
15Section 08, Mark CaplanDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 72,512. Filing ↗machine: t13 · r8 · c12 · span 394225–394231
16Section 08, Deborah Ratner SalzbergDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 68,831. Filing ↗machine: t13 · r13 · c12 · span 402221–402227
17Section 08, Mary Ann ScullyDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 68,475. Filing ↗machine: t13 · r15 · c12 · span 406025–406031
18Section 08, Marc McConnellDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 61,856. Filing ↗machine: t13 · r12 · c12 · span 400313–400319
19Section 08, Edward F. BarryDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 0. Filing ↗
20Section 08, Scot R. BrowningDEF 14A2026-04-070001419536-26-000091Section “Director Compensation”. As printed: 0. Filing ↗
21Section 02, James Como 2026-07-20Form 42026-07-200002145764-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
22Section 02, James Como 2026-07-20Form 42026-07-200002145764-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
23Section 06, 2026 voteForm 8-K2026-06-010001419536-26-000103Item 5.07 · say-on-pay result. As reported: 96.96% (votes for as printed: 10,118,772). Filing ↗
24Section 06, 2025 voteForm 8-K2025-05-200001419536-25-000067Item 5.07 · say-on-pay result. As reported: 96% (votes for as printed: 10,008,613). Filing ↗
25Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
26Section 09b board cost (computed)ComputedcomputedCash 510,700 + equity 301,032 + all other 0 = 811,732, summed across the director compensation table rows.machine: formula: Σ = 811,732
27Capital Bancorp Inc (subject), Section 10b CEO totalDEF 14A2026-04-070001419536-26-000091CEO total compensation as printed in Capital Bancorp Inc's own proxy. As printed: 1,350,010. Filing ↗machine: t14 · r4 · c14 · span 427121–427130