Velarion · Company Intelligence
Compensation Brief
Fiscal year 2024 · Filings through 2025-05-15

Atlantic American (AAME)

Fiscal year 2024 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,559,908
Hilton Howell, Jr. total, FY2024
CEO pay percentile vs peers
CEO-to-median pay ratio
97.69%
Say-on-pay support, latest vote
Companies that benchmark against AAME
2 companies name AAME as a compensation peer

Each company listed discloses AAME in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named AAME in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2024

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Hilton Howell, Jr.$594,792$800,000$0$165,116$1,559,908
Chairman of the Board, President and CEO
J. Ross Franklin419,399350,000063,366832,765
Vice President, CFO and Secretary

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2024 totalFY2023 totalFY2022 totalΔ FY20232024
Hilton Howell, Jr.$1,559,908
J. Ross Franklin832,765794,296716,576+38,469

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

05

Incentive-plan design — the Compensation Discussion & Analysis

The Company's executive compensation program is designed to retain and motivate highly qualified executive leadership with the talent to support the creation of long-term shareholder value. The Company's executive compensation program is structured to recognize current achievement, while incentivizing toward longer-term goals and objectives.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantNone - Company explicitly states they have not engaged a compensation consultant due to controlled company status
Clawback policy
Anti-hedgingCompany policy prohibits short sales and trading in puts, calls and other derivatives of Company stock
Anti-pledging
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20252025-05-1316,287,474385,45122,30897.69%Passed
20222022-05-2417,022,663550,4807,56996.87%Passed
20192019-05-2116,881,299769,3597,07795.64%Passed
20162016-05-0316,004,216256,19125,73098.42%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20252025-05-1397.69%a
20222022-05-2496.87%b
20192019-05-2195.64%c

a. Voting standard not stated in the filing.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2024

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Mark E. PreisingerIndependent · Stock Option and Compensation (Chair) · Audit$88,000$0$0$0$88,000
D. Keehln WheelerIndependent · Stock Option and Compensation · Audit (Chair) · Executive88,00000088,000
Joseph M. ScheererIndependent · Stock Option and Compensation · Audit88,00000088,000
Robin R. HowellNot independent · Executive80,00000080,000
Hilton H. Howell, JrEmployee director · Board Chair · Executive80,0000080,000
Scott G. ThompsonNot independent80,00000080,000
09

Board fee structure and ownership guideline

Annual cash retainer
Annual equity retainer
Per board meeting fee$20,000
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2024
Cash retainers and fees$504,000
Equity awards (grant-date value)$0
All other compensation$0
Total cost of the board$504,000

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Atlantic American2024Hilton Howell, Jr.$594,792$0$1,559,908

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Hilton Howell, Jr.DEF 14A2025-03-250001140361-25-010255Section “2024 Summary Compensation Table”. As printed: 1,559,908. Filing ↗machine: t23 · span 186123–186132
2Section 01, J. Ross FranklinDEF 14A2025-03-250001140361-25-010255Section “2024 Summary Compensation Table”. As printed: 832,765. Filing ↗machine: r5 · c18 · span 196675–196682
3Section 08, Mark E. PreisingerDEF 14A2025-03-250001140361-25-010255Section “Director Compensation”. As printed: 88,000. Filing ↗machine: t35 · r4 · c3 · span 288796–288802
4Section 08, D. Keehln WheelerDEF 14A2025-03-250001140361-25-010255Section “Director Compensation”. As printed: 88,000. Filing ↗
5Section 08, Joseph M. ScheererDEF 14A2025-03-250001140361-25-010255Section “Director Compensation”. As printed: 88,000. Filing ↗
6Section 08, Robin R. HowellDEF 14A2025-03-250001140361-25-010255Section “Director Compensation”. As printed: 80,000. Filing ↗
7Section 08, Hilton H. Howell, JrDEF 14A2025-03-250001140361-25-010255Section “Director Compensation”. As printed: 80,000. Filing ↗
8Section 08, Scott G. ThompsonDEF 14A2025-03-250001140361-25-010255Section “Director Compensation”. As printed: 80,000. Filing ↗
9Section 06, 2025 voteForm 8-K2025-05-150001140361-25-019287Item 5.07 · say-on-pay result. As reported: 97.69% (votes for as printed: 16,287,474). Filing ↗
10Section 06, 2022 voteForm 8-K2022-05-310001140361-22-021173Item 5.07 · say-on-pay result. As reported: 96.87%. Filing ↗
11Section 06, 2019 voteForm 8-K2019-05-220001140361-19-009627Item 5.07 · say-on-pay result. As reported: 95.64%. Filing ↗
12Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
13Section 09b board cost (computed)ComputedcomputedCash 504,000 + equity 0 + all other 0 = 504,000, summed across the director compensation table rows.machine: formula: Σ = 504,000
14Atlantic American (subject), Section 10b CEO totalDEF 14A2025-03-250001140361-25-010255CEO total compensation as printed in Atlantic American's own proxy. As printed: 1,559,908. Filing ↗machine: t23 · span 186123–186132