Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-05-27

PCB Bancorp (PCB)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,072,180
Henry Kim total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
98.4%
Say-on-pay support, latest vote
Companies that benchmark against PCB
4 companies name PCB as a compensation peer

Each company listed discloses PCB in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named PCB in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Henry Kim$500,000$0$0$0$500,000$0$72,180$1,072,180
President and Chief Executive Officer
Timothy Chang316,131100,000000043,069459,200
Senior Executive Vice President and Chief Financial Officer
David Kim309,80965,000000033,789408,598
Senior Executive Vice President and Chief Banking Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Henry Kim$1,072,180$921,725+150,455
Timothy Chang459,200523,290−64,090
David Kim408,598

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
David KimRSA$81,160
David KimRSA2022-01-0125,000549,000
Timothy ChangRSA81,160
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Timothy ChangRSU3,000$64,950
KimRSU10,000216,500
KimOption8,00022.29
KimOption7,14015.04
KimRSU3,00064,950
05

Incentive-plan design — the Compensation Discussion & Analysis

Our Compensation Committee believes the executive compensation packages that we provide to our executives, including the named executive officers, should include both cash and equity compensation that reward performance as measured against established corporate goals. Each element of compensation is designed to achieve a specific purpose and to contribute to a total package that is competitive with similar packages provided by other institutions that compete for the services of individuals like our named executive officers.

CEO STI target (% of salary)100%
CEO LTI target (% of salary)
Independent consultant
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingfalse
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-278,493,476138,19410,06098.4%Passed
20252025-05-288,960,24774,01513,67499.18%Passed
20242024-05-237,112,997377,73320,19794.96%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-2798.4%a
20252025-05-2899.18%b
20242024-05-2394.96%c

a. Approved under the standard stated in the filing — “Abstentions and broker non-votes will therefore have no effect on this vote, unless there are a number of abstentions or broker non-votes such that the votes in favor represent less than a majority of the shares needed for a quorum.”.

b. Approved under the standard stated in the filing — “Abstentions and broker non-votes will therefore have no effect on this vote, unless there are a number of abstentions or broker non-votes such that the votes in favor represent less than a majority of the shares needed for a quorum.”.

c. Approved under the standard stated in the filing — “Therefore, broker non-votes and abstentions will not affect the outcome of this proposal.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)
CEO total compensation
Median employee compensation
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Haeyoung ChoIndependent$102,000$0$0$0$60,000$162,000
Sang Young LeeIndependent · Board Chair · Audit · Compensation · Nominating/Governance (Chair)114,000000114,000
Daniel ChoIndependent · Audit107,000000107,000
Janice ChungIndependent · Audit · Compensation102,000000102,000
Hong Kyun Daniel ParkIndependent · Audit (Chair)102,000000102,000
Kijun AhnIndependent · Compensation (Chair) · Nominating/Governance102,000000102,000
Don RheeIndependent · Compensation · Nominating/Governance84,00000084,000
Henry KimEmployee director00000
09

Board fee structure and ownership guideline

Annual cash retainer$102,000
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$713,000
Equity awards (grant-date value)$0
All other compensation$60,000
Total cost of the board$773,000

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1PCB Bancorp2025Henry Kim$500,000$0$0$500,000$1,072,180

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Henry KimDEF 14A2026-04-090001423869-26-000011Section “Summary Compensation Table” · page 19. As printed: 1,072,180. Filing ↗machine: span 369003–369012
2Section 01, Timothy ChangDEF 14A2026-04-090001423869-26-000011Section “Summary Compensation Table” · page 19. As printed: 459,200. Filing ↗machine: span 376767–376774
3Section 01, David KimDEF 14A2026-04-090001423869-26-000011Section “Summary Compensation Table” · page 19. As printed: 408,598. Filing ↗machine: span 384446–384453
4Section 03, David Kim RSADEF 14A2026-04-090001423869-26-000011Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t63 · r7 · c13 · span 386644–386650
5Section 03, David Kim RSADEF 14A2026-04-090001423869-26-000011Section “EXECUTIVE COMPENSATION CEO” · grants of plan-based awards table. Filing ↗machine: span 444602–444608
6Section 03, Timothy Chang RSADEF 14A2026-04-090001423869-26-000011Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t63 · r5 · c13 · span 378590–378596
7Section 07, pay ratio10-K2026-03-160001423869-26-000006Section “CEO Pay Ratio”. As printed: —. Filing ↗
8Section 08, Haeyoung ChoDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 162,000. Filing ↗machine: t37 · r4 · c15 · span 198464–198471
9Section 08, Sang Young LeeDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 114,000. Filing ↗machine: t37 · r6 · c3 · span 202020–202027
10Section 08, Daniel ChoDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 107,000. Filing ↗machine: t37 · r3 · c3 · span 193760–193767
11Section 08, Janice ChungDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 102,000. Filing ↗machine: t37 · r5 · c3 · span 199321–199328
12Section 08, Hong Kyun Daniel ParkDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 102,000. Filing ↗machine: r7 · c3 · span 204730–204737
13Section 08, Kijun AhnDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 102,000. Filing ↗machine: t37 · r2 · c3 · span 190785–190792
14Section 08, Don RheeDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 84,000. Filing ↗machine: t37 · r8 · c3 · span 207413–207419
15Section 08, Henry KimDEF 14A2026-04-090001423869-26-000011Section “Director Compensation”. As printed: 0. Filing ↗
16Section 06, 2026 voteForm 8-K2026-05-270001423869-26-000020Item 5.07 · say-on-pay result. As reported: 98.4% (votes for as printed: 8,493,476). Filing ↗
17Section 06, 2025 voteForm 8-K2025-05-290001423869-25-000028Item 5.07 · say-on-pay result. As reported: 99.18% (votes for as printed: 8,960,247). Filing ↗
18Section 06, 2024 voteForm 8-K2024-05-240001423869-24-000032Item 5.07 · say-on-pay result. As reported: 94.96% (votes for as printed: 7,112,997). Filing ↗
19Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
20Section 09b board cost (computed)ComputedcomputedCash 713,000 + equity 0 + all other 60,000 = 773,000, summed across the director compensation table rows.machine: formula: Σ = 773,000
21PCB Bancorp (subject), Section 10b CEO totalDEF 14A2026-04-090001423869-26-000011CEO total compensation as printed in PCB Bancorp's own proxy. As printed: 1,072,180. Filing ↗machine: span 369003–369012