Chief Executive Officer · Heritage Insurance Holdings, Inc. (HRTG)

Ernie Garateix

A named executive officer of Heritage Insurance in every fiscal year CompBrief holds from FY2017 to FY2025. Every figure below is printed as the company filed it and cited to the filing it came from.

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Total disclosed compensation, FY2025

$5,341,897

FY2024: $4,334,512

1st of 3 named executive officers at Heritage Insurance by FY2025 total.

3 named officers on file for Heritage Insurance, FY2025

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What this number hides

The filing gives the total. Heritage Insurance’s full Executive Compensation Report gives every award, the disclosed peer set and what the total leaves out — the pair adds the board’s.

Compensation figures as of the proxy filed April 30, 2026 (DEF 14A). Insider transactions since that proxy, current to 2026-11-06.

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Ernie Garateix compensation by year

Heritage Insurance Summary Compensation Table · all 9 fiscal years held
In US dollars, as Heritage Insurance reports it. Most recent year shaded. Totals are the company’s disclosed totals.
ComponentFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Salary$772,626$900,000$900,000$1,000,000$1,000,000$1,023,400$1,000,000$850,000$875,500
Bonus$55,000$0$0$0$0$0$0$0$0
Stock awards$0$0$0$0$1,250,000$1,000,000$2,475,000$1,657,500$2,757,824
Option awards$0$0$0$0$0$0$0$0$0
Non-equity incentive$400,000$500,000$500,000$750,000$740,000$306,000$1,480,000$1,490,333$1,663,450
Pension and deferred compensation$0$0$0$0$0$0$0$0$0
All other$36,334$25,820$23,862$34,549$24,296$36,085$40,816$336,679$45,123
Total$1,263,960$1,425,820$1,423,862$1,784,549$3,014,296$2,365,485$4,995,816$4,334,512$5,341,897

Each year as stated in that year's proxy. A dash means the company reported no figure in that column. Source: Heritage Insurance Holdings, Inc. DEF 14A filed April 30, 2026, accession 0001193125-26-197339, and prior-year filings. Open the filing on EDGAR.

How this page was built: the Heritage Insurance Holdings, Inc. filed document, accession 0001193125-26-197339. Every figure is read from that document and cited to the page and table it appears in. Filed April 30, 2026.

$1.3M
$1.4M
$1.4M
$1.8M
$3.0M
$2.4M
$5.0M
$4.3M
$5.3M
FY17
FY18
FY19
FY20
FY21
FY22
FY23
FY24
FY25
SalaryBonusNon-equity incentiveStock awardsAll other

Equity holdings

unvested awards at FY2025 year-end
TypeUnvested unitsValue at year-endExercise price
RSU404,412$11,833,095—
PSU290,598$8,502,897—
PSU176,869$5,175,187—
RSU36,848$1,078,172—
RSU30,271$885,729—

Per the Outstanding Equity Awards at Fiscal Year-End table in Heritage Insurance Holdings, Inc.'s FY2025 proxy; value at the fiscal year-end close, as the company printed it.

Insider transactions since the last proxy

5 Form 4 lines since the FY2025 proxy (filed April 30, 2026)
current to 2026-11-06 · updated nightly
DateTransactionPlanSharesPriceHeld after
2026-09-14Sale—2,500$35.251,035,955
2026-09-03Sale—2,500$35.101,038,455
2026-08-24Sale—10,000$34.881,040,955
2026-08-18Sale—5,000$34.551,050,955
2026-08-17Sale—5,000$34.311,055,955

The 5 most recent of 5 lines, each as reported on the Form 4. "10b5-1" marks a trade the filing reports under a pre-arranged trading plan. View every Form 4 filing on EDGAR →

Heritage Insurance’s named executive officers, FY2025

as the company reported each
Named executive officerRoleFY2025 total
Ernie Garateix · this pageChief Executive Officer$5,341,897
Kirk LuskChief Financial Officer$2,609,930
Tim MouraPresident, Narragansett Bay Insurance Company$1,313,743

Board service

Heritage Insurance board · FY2021–FY2025

How this board is paid

Company policy: Heritage Insurance pays directors a $125,000 cash retainer and $40,000 in Restricted Stock. As stated in Heritage Insurance's FY2022 proxy.

The full Heritage Insurance compensation record

free company brief

This page is one person within Heritage Insurance's record. The company brief lists every named executive, each linking to their own page.

Peer companies

named in the Heritage Insurance proxy · each links to its own free brief

Compensation, the day it’s disclosed

The CompBrief Daily Digest lists the newest executive and director compensation disclosures as companies file them. Or order Heritage Insurance's full Executive Compensation Report with peer benchmarking.

How this record is built

Every figure on this page is one figure from a public SEC filing, printed as the filing states it and cited to the document. Compensation totals are Heritage Insurance's own disclosed totals, not summed by Velarion. Insider transactions are read from Form 4 filings and cover every line filed since the most recent proxy. Nothing is estimated by Velarion; where the company does not disclose a value the cell reads "—", and a section appears only where the company discloses the data. Corrections: records@velarion.ai.

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Ernie Garateix's compensation dossier