Chief Operating Officer · Affirm Holdings, Inc. (AFRM)

Michael Linford

A named executive officer of Affirm in every fiscal year CompBrief holds from FY2022 to FY2025. Every figure below is printed as the company filed it and cited to the filing it came from.

Total disclosed compensation, FY2025

$9,070,340

FY2024: $8,339,438

Compensation figures as of the proxy filed October 24, 2025 (DEF 14A). Insider transactions since that proxy, current to 2026-09-24.

Michael Linford compensation by year

Affirm Summary Compensation Table · all 4 fiscal years held
In US dollars, as Affirm reports it. Most recent year shaded. Totals are the company’s disclosed totals.
ComponentFY2022FY2023FY2024FY2025
Salary$457,500$475,000$475,000$500,000
Bonus—$0$0$0
Stock awards—$2,499,986$0$3,999,987
Option awards$6,499,994$2,499,998$7,399,995$3,999,993
Non-equity incentive$367,315$0$464,443$562,860
Pension and deferred compensation—$0$0$0
All other—$0$0$7,500
Total$7,324,809$5,474,984$8,339,438$9,070,340

Each year as stated in that year's proxy. A dash means the company reported no figure in that column. Source: Affirm Holdings, Inc. DEF 14A filed October 24, 2025, accession 0001628280-25-046264, and prior-year filings. Open the filing on EDGAR.

$7.3M
$5.5M
$8.3M
$9.1M
FY22
FY23
FY24
FY25
SalaryNon-equity incentiveStock awardsOption awardsAll other

Equity holdings

unvested awards at FY2025 year-end
TypeUnvested unitsValue at year-endExercise price
RSU90,785$6,276,875—
RSU35,035$2,422,320—
RSU6,613$457,223—
Option127,877—$44.06
Option26,036—$49.00
Option63,987—$22.30
Option258,542—$23.35

Per the Outstanding Equity Awards at Fiscal Year-End table in Affirm Holdings, Inc.'s FY2025 proxy; value at the fiscal year-end close, as the company printed it.

Insider transactions since the last proxy

52 Form 4 lines since the FY2025 proxy (filed October 24, 2025)
current to 2026-09-24 · updated nightly
DateTransactionPlanSharesPriceHeld after
2026-09-16Grant or award derivative—67,006$0.0067,006
2026-09-01Exercise or conversion—11,719$0.00132,432
2026-09-01Exercise or conversion derivative—2,338$0.000
2026-09-01Tax withholding—4,662$69.94127,770
2026-09-01Exercise or conversion derivative—3,707$0.0029,659
2026-09-01Exercise or conversion derivative—5,674$0.0045,393
2026-08-28Exercise or conversion derivative10b5-179,219$0.00354,651
2026-08-28Exercise or conversion10b5-179,219$5.39199,932

The 8 most recent of 52 lines, each as reported on the Form 4. "10b5-1" marks a trade the filing reports under a pre-arranged trading plan. View every Form 4 filing on EDGAR →

Change-in-control & termination

estimated payments Affirm discloses, by trigger · FY2025
TriggerCash severanceAccelerated equityBenefits continuationTotal as disclosed
Change in control and resignation for good reason$900,000$27,723,727$35,907$28,659,634
Death—$15,496,583$35,907$16,095,350
Change in control and involuntary termination$900,000$27,723,727$35,907$28,659,634
Change in control, no termination———$562,860
Involuntary termination without cause$250,000—$17,953$267,953
Disability—$15,496,583$35,907$16,095,350

Per the Potential Payments Upon Termination or Change in Control table in Affirm Holdings, Inc.'s FY2025 proxy. Estimates as the company printed them; a dash means it printed no figure.

Affirm’s named executive officers, FY2025

as the company reported each
Named executive officerRoleFY2025 total
Michael Linford · this pageChief Operating Officer$9,070,340
Libor MichalekPresident and Director$8,570,323
Rob O'HareChief Financial Officer$6,415,357
Katherine AdkinsChief Legal Officer and Chief Compliance Officer$4,337,397
Max LevchinFounder, CEO and Chairman of the Board of Directors$538,307

The full Affirm compensation record

free company brief

This page is one person within Affirm's record. The company brief lists every named executive, each linking to their own page.

Compensation, the day it’s disclosed

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How this record is built

Every figure on this page is one figure from a public SEC filing, printed as the filing states it and cited to the document. Compensation totals are Affirm's own disclosed totals, not summed by Velarion. Insider transactions are read from Form 4 filings and cover every line filed since the most recent proxy. Nothing is estimated by Velarion; where the company does not disclose a value the cell reads "—", and a section appears only where the company discloses the data. Corrections: records@velarion.ai.

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