Executive Vice President, Chief Legal and Administrative Officer and Secretary · BREAD FINANCIAL HOLDINGS, INC. (BFH)

Joseph Motes

A named executive officer of BREAD FINANCIAL in every fiscal year CompBrief holds from FY2019 to FY2025. Every figure below is printed as the company filed it and cited to the filing it came from.

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Total disclosed compensation, FY2025

$3,736,479

FY2023: $2,713,218

5th of 5 named executive officers at Bread Financial by FY2025 total.

5 named officers on file for BREAD FINANCIAL, FY2025

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What this number hides

The filing gives the total. BREAD FINANCIAL’s full Executive Compensation Report gives every award, the disclosed peer set and what the total leaves out — the pair adds the board’s.

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Compensation figures as of the proxy filed April 7, 2026 (DEF 14A).

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Joseph Motes compensation by year

BREAD FINANCIAL Summary Compensation Table · all 5 fiscal years held
In US dollars, as BREAD FINANCIAL reports it. Most recent year shaded. Totals are the company’s disclosed totals.
ComponentFY2019FY2020FY2021FY2023FY2025
Salary$403,846$519,231$592,308$643,846$678,462
Bonus$500,000$50,000$29,000$0$0
Stock awards$630,831$834,801$2,422,007$900,201$1,433,957
Option awards$0$0$0$0$0
Non-equity incentive$0$500,000$921,000$1,092,308$1,506,693
Pension and deferred compensation$0$0$0$0$0
All other$44,550$49,575$45,623$76,863$117,367
Total$1,579,227$1,953,607$4,009,938$2,713,218$3,736,479

Each year as stated in that year's proxy. A dash means the company reported no figure in that column. Source: BREAD FINANCIAL HOLDINGS, INC. DEF 14A filed April 7, 2026, accession 0001193125-26-144512, and prior-year filings. Open the filing on EDGAR.

How this page was built: the BREAD FINANCIAL HOLDINGS, INC. filed document, accession 0001193125-26-144512. Every figure is read from that document and cited to the page and table it appears in. Filed April 7, 2026.

$1.6M
$2.0M
$4.0M
$2.7M
$3.7M
FY19
FY20
FY21
FY23
FY25
SalaryBonusNon-equity incentiveStock awardsAll other

Equity holdings

unvested awards at FY2025 year-end
TypeUnvested unitsValue at year-endExercise price
PSU33,635$2,489,999—
RSU23,719$1,755,918—
RSU22,804$1,688,180—
PSU22,221$1,645,021—

Per the Outstanding Equity Awards at Fiscal Year-End table in BREAD FINANCIAL HOLDINGS, INC.'s FY2025 proxy; value at the fiscal year-end close, as the company printed it.

BREAD FINANCIAL’s named executive officers, FY2025

as the company reported each
Named executive officerRoleFY2025 total
Ralph AndrettaPresident and Chief Executive Officer$11,921,231
Perry BebermanExecutive Vice President and Chief Financial Officer$4,299,606
Valerie GreerExecutive Vice President and Chief Commercial Officer$4,271,861
Allegra DriscollExecutive Vice President and Chief Technology Officer$3,883,544
Joseph Motes · this pageExecutive Vice President, Chief Legal and Administrative Officer and Secretary$3,736,479

Joseph Motes's compensation dossier, BREAD FINANCIAL

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The full BREAD FINANCIAL compensation record

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This page is one person within BREAD FINANCIAL's record. The company brief lists every named executive, each linking to their own page.

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How this record is built

Every figure on this page is one figure from a public SEC filing, printed as the filing states it and cited to the document. Compensation totals are BREAD FINANCIAL's own disclosed totals, not summed by Velarion. Insider transactions are read from Form 4 filings and cover every line filed since the most recent proxy. Nothing is estimated by Velarion; where the company does not disclose a value the cell reads "—", and a section appears only where the company discloses the data. Corrections: records@velarion.ai.

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Joseph Motes's compensation dossier