Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-07-16

Enova International, Inc. (ENVA)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$11,703,176
David Fisher total, FY2025
65th
CEO pay percentile vs peers
137:1
CEO-to-median pay ratio
94.45%
Say-on-pay support, latest vote
Companies that benchmark against ENVA
18 companies name ENVA as a compensation peer

Each company listed discloses ENVA in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named ENVA in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
David Fisher$1,030,385$672,849$4,121,406$3,969,397$1,519,815$389,324$11,703,176
Chief Executive Officer (through 12/31/25)
Steven Cunningham633,722276,0213,945,2201,172,889623,472176,4146,827,738
Chief Financial Officer (through 12/31/25)
Kirk Chartier510,812177,853768,783740,335401,731100,4762,699,990
Chief Strategy Officer
Sean Rahilly476,641155,703457,972441,022351,699119,4892,002,526
General Counsel and Chief Compliance Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
David Fisher$11,703,176$10,047,064$9,898,946+1,656,112
Steven Cunningham6,827,7383,542,1573,398,438+3,285,581
Kirk Chartier2,699,9902,460,5862,393,207+239,404
Sean Rahilly2,002,5263,379,8511,607,331−1,377,325

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Steven E. CunninghamDirector2026-04-28A3,696$32$118,198CommonForm 4 ↗
Steven E. CunninghamDirector2026-04-28D3,69600Derivative, Class A CommonForm 4 ↗
Steven E. CunninghamDirector2026-04-28D4,156176729,378CommonForm 4 ↗
Steven E. CunninghamDirector2026-04-28D3,696176648,648CommonForm 4 ↗
David FisherDirector2026-05-07D20,0001733,463,568Common, open-market saleForm 4 ↗
Scott CornelisChief Financial Officer2026-05-10D54417595,146CommonForm 4 ↗
Scott CornelisChief Financial Officer2026-05-10A2,17600Derivative, Class A CommonForm 4 ↗
Mark A. TebbeDirector2026-05-13A1,32000CommonForm 4 ↗
Mark P. McGowanDirector2026-05-13A1,32000CommonForm 4 ↗
Linda Johnson RiceDirector2026-05-13A1,32000CommonForm 4 ↗
Daniel R. FeehanDirector2026-05-13A1,32000CommonForm 4 ↗
William M. GoodyearDirector2026-05-13A1,32000CommonForm 4 ↗
James A. GrayDirector2026-05-13A1,32000CommonForm 4 ↗
Sean RahillyGeneral Counsel and Secretary2026-05-13A2,10800Derivative, Class A CommonForm 4 ↗
Gregg A. KaplanDirector2026-05-13A1,32000CommonForm 4 ↗
Lindsay Y. CorbyDirector2026-05-13A1,32000CommonForm 4 ↗
Kirk ChartierChief Strategy Officer2026-05-13A3,03800Derivative, Class A CommonForm 4 ↗
David FisherDirector2026-05-13A8,97900Derivative, Class A CommonForm 4 ↗
Steven E. CunninghamDirector2026-05-13A10,67400Derivative, Class A CommonForm 4 ↗
Ellen CarnahanDirector2026-05-13A1,32000CommonForm 4 ↗
William M. GoodyearDirector2026-05-18D6,2311661,034,830Common, open-market saleForm 4 ↗
David FisherDirector2026-05-21A7,18021148,841CommonForm 4 ↗
David FisherDirector2026-05-21A3,0762163,765CommonForm 4 ↗
David FisherDirector2026-05-21D3,07600Derivative, Class A CommonForm 4 ↗
David FisherDirector2026-05-21D7,1801601,151,474Common, open-market saleForm 4 ↗
David FisherDirector2026-05-21D3,076158487,382Common, open-market saleForm 4 ↗
David FisherDirector2026-05-21D7,18000Derivative, Class A CommonForm 4 ↗
Linda Johnson RiceDirector2026-05-29D1,300161209,556Common, open-market saleForm 4 ↗
William M. GoodyearDirector2026-06-01D5,983163975,999Common, open-market saleForm 4 ↗
William M. GoodyearDirector2026-06-12D8,43700CommonForm 4 ↗
William M. GoodyearDirector2026-06-12D3,500188658,055Common, open-market saleForm 4 ↗
David FisherDirector2026-06-17D33,0601996,580,639Common, open-market saleForm 4 ↗
David FisherDirector2026-06-17A33,06021685,334CommonForm 4 ↗
David FisherDirector2026-06-17D33,06000Derivative, Class A CommonForm 4 ↗
Mark A. TebbeDirector2026-06-18D20,0002014,027,360Common, open-market saleForm 4 ↗
David FisherDirector2026-07-14D17,00600Derivative, Class A CommonForm 4 ↗
David FisherDirector2026-07-14D11,49400Derivative, Class A CommonForm 4 ↗
David FisherDirector2026-07-14D17,0062323,936,993Common, open-market saleForm 4 ↗
David FisherDirector2026-07-14D11,4942312,660,332Common, open-market saleForm 4 ↗
David FisherDirector2026-07-14A11,49421238,271CommonForm 4 ↗
David FisherDirector2026-07-14A17,00621352,534CommonForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Kirk ChartierRSU2025-02-056,807$768,783
Kirk ChartierOPTION2025-02-054,108189,338
Steven CunninghamOPTION2025-08-066,619271,247
David FisherRSU2025-02-0536,4924,121,406
David FisherOPTION2025-08-0622,401917,993
Steven CunninghamOPTION2025-02-056,508299,954
Kirk ChartierOPTION2025-11-063,878193,435
Steven CunninghamOPTION2025-11-066,144306,463
Steven CunninghamOPTION2025-05-147,313295,226
David FisherOPTION2025-05-1424,749999,117
Kirk ChartierOPTION2025-08-064,178171,214
Steven CunninghamRSU2025-02-0534,9323,945,220
Kirk ChartierOPTION2025-05-144,616186,348
David FisherOPTION2025-02-0522,0251,015,132
David FisherOPTION2025-11-0620,7931,037,155
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Kirk Chartier$768,783$0$740,3350.0%
Steven Cunningham3,945,22001,172,8900.0%
David Fisher4,121,40603,969,3970.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Sean RahillyRSU26,648$4,189,066
David FisherRSU18,9692,981,927
David FisherOption22,401103.92
David FisherOption22,025112.94
David FisherOption11,82442.63
David FisherOption9,89355.22
David FisherOption10,80541.49
Steven CunninghamOption5,91854.04
Steven CunninghamOption6,619103.92
Steven CunninghamOption6,144128
Steven CunninghamOption4,19289.33
Sean RahillyOption2,75099.22
Kirk ChartierOption2,02855.22
Sean RahillyRSU1,901298,837
Sean RahillyRSU3,934618,425
Steven CunninghamOption3,46442.63
David FisherRSU39,4346,199,025
Kirk ChartierOption4,14054.04
David FisherRSU36,4925,736,542
David FisherOption20,32254.04
Kirk ChartierRSU9,6161,511,635
Steven CunninghamRSU11,7561,848,043
Kirk ChartierRSU6,8071,070,060
Steven CunninghamOption5,09062.6
Sean RahillyRSU4,055637,446
Sean RahillyOption2,310128
Kirk ChartierOption4,178103.92
Kirk ChartierOption2,62652.41
Sean RahillyOption1,17942.63
Sean RahillyOption98755.22
Kirk ChartierRSU8,0841,270,805
Kirk ChartierOption3,56162.6
Steven CunninghamRSU11,5541,816,289
David FisherOption24,74999.22
David FisherOption16,24676.47
David FisherOption20,793128
Steven CunninghamOption3,75352.41
Steven CunninghamRSU13,7442,160,557
Steven CunninghamOption2,89855.22
Kirk ChartierOption2,93389.33
Sean RahillyOption1,07841.49
David FisherOption12,81052.41
Steven CunninghamOption7,31399.22
David FisherOption14,39889.33
Kirk ChartierOption4,61699.22
Steven CunninghamOption6,508112.94
Steven CunninghamOption4,73076.47
Steven CunninghamOption3,16641.49
Kirk ChartierOption3,31076.47
Sean RahillyOption2,39654.04
Kirk ChartierOption4,108112.94
Kirk ChartierOption3,878128
Kirk ChartierOption2,42442.63
Kirk ChartierOption2,21541.49
Sean RahillyOption2,489103.92
Sean RahillyOption1,91676.47
Sean RahillyOption2,447112.94
Sean RahillyOption1,69889.33
Sean RahillyOption2,06162.6
Steven CunninghamRSU34,9325,491,310
David FisherRSU47,1997,419,683
David FisherOption17,47962.6
Sean RahillyOption1,27852.41
Kirk ChartierRSU6,9931,099,300
05

Incentive-plan design — the Compensation Discussion & Analysis

We believe compensation provided to our executives should be performance-based, competitive in the markets and industries in which we compete for talent, closely linked to our stockholders interests and reflect each executive s contribution in enhancing our stockholders investment in us.

CEO STI target (% of salary)150%
CEO LTI target (% of salary)
Independent consultantWillis Towers Watson
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingTrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-1319,342,651901,115236,41094.45%Passed
20252025-05-1419,436,673653,246116,47796.19%Passed
20242024-05-0822,492,192831,96930,58396.31%Passed
20232023-05-1025,500,051373,907198,98997.8%Passed
20222022-05-1024,384,267973,639724,23593.49%Passed
20212021-08-0228,043,384385,15435,87698.52%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-1394.45%a
20252025-05-1496.19%b
20242024-05-0896.31%c

a. Approved under the standard stated in the filing — “Abstentions will have the same effect as a vote AGAINST this proposal, and broker non-votes will have no effect on the vote for this proposal.”.

b. Approved under the standard stated in the filing — “Abstentions will have the same effect as a vote AGAINST this proposal, and broker non-votes will have no effect on the vote for this proposal.”.

c. Approved under the standard stated in the filing — “Abstentions will have the same effect as a vote AGAINST this proposal, and broker non-votes will have no effect on the vote for this proposal.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)137 : 1
CEO total compensation$11,703,176
Median employee compensation$85,212
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
James A. GrayIndependent · Lead Independent Director · Nominating and Corporate Governance$130,000$178,894$0$0$308,894
Ellen CarnahanIndependent · Audit (Chair)130,000178,89400308,894
Daniel R. FeehanIndependent · Compensation (Chair)125,000178,894004,033307,927
Linda Johnson RiceIndependent · Nominating and Corporate Governance (Chair)125,000178,89400303,894
William M. GoodyearIndependent · Audit100,000178,894006,453285,347
Gregg A. KaplanIndependent · Compensation100,000178,894001,759280,653
Lindsay Y. CorbyIndependent · Audit100,000178,89400278,894
Mark P. McGowanIndependent · Nominating and Corporate Governance100,000178,89400278,894
Mark A. TebbeIndependent · Compensation100,000178,89400278,894
David FisherEmployee director00000
Steven E. CunninghamEmployee director · Partial-year service · Newly elected00000
09

Board fee structure and ownership guideline

Annual cash retainer$100,000
Annual equity retainer$170,000
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)25,000
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$1,010,000
Equity awards (grant-date value)$1,610,046
All other compensation$12,245
Total cost of the board$2,632,291

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies Enova International, Inc. names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Enova International, Inc..

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Fair Isaac Corporation2025William Lansing$750,000$34,091,860$0$1,100,000$36,045,267
2SoFi Technologies, Inc.2025Anthony Noto1,000,00025,308,94102,760,00030,275,733
3TransUnion2025Christopher Cartwright1,058,25012,665,1492,852,44716,731,398
4FirstCash Holdings, Inc.2025Rick Wessel1,452,9469,706,65404,358,83815,658,761
5OneMain Holdings, Inc.2025Douglas Shulman1,097,3088,190,54204,551,25015,074,230
6Bread Financial Holdings, Inc.2025Ralph Andretta1,196,5397,019,36903,430,80011,921,231
7Enova International, Inc.2025David Fisher1,030,3854,121,4063,969,3971,519,81511,703,176
8The Western Union Company2025Devin B. McGranahan1,000,0007,122,6001,900,000478,80010,697,800
9NCR Atleos Corporation2025Timothy Oliver900,0008,283,26201,080,00010,291,882
10PROG Holdings, Inc.2025Steven Michaels1,000,0007,424,43201,408,5009,880,430
11Morningstar2025Kunal Kapoor650,0006,251,74302,150,5779,070,695
12Jack Henry & Associates, Inc.2025Gregory Adelson750,0005,306,7490938,9067,016,992
13Navient Corporation2025Dave Yowan895,5483,330,73301,296,0005,539,945
14LendingTree, Inc.2025Scott Peyree507,3083,848,9750521,9094,888,692
15Envestnet, Inc.2023William Crager650,0003,520,568004,880,843
16LendingClub Corporation2025Scott Sanborn575,0002,690,86501,004,8134,823,478
17Euronet Worldwide, Inc.2025Michael Brown925,000001,850,0002,786,575
18Nelnet, Inc.2025Jeffrey Noordhoek906,921275,114002,243,420
19Green Dot Corporation2024William Jacobs00000

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
Enova International, Inc.142%RSU 50 · Options 50not disclosedWillis Towers Watson
Bread Financial Holdings, Inc.not disclosedPSU 60 · RSU 40Nonot disclosed
Envestnet, Inc.100%PSU 50 · RSU 50Yes — Relative TSR vs. Russell 2000 Index constituentsWillis Towers Watson US LLC
Euronet Worldwide, Inc.200%PSU 100NoFW Cook
Fair Isaac Corporation147%PSU 33 · RSU 33 · Other 33NoCompensia, Inc.
FirstCash Holdings, Inc.300%PSU 50 · RSU 50Yes — Three-year TSR vs. compensation peer groupPay Governance
Green Dot Corporation50.4%PRSUs 75 · RSUs 25Yes — Relative TSR vs. S&P 1500 Financials IndexMercer, LLC
Jack Henry & Associates, Inc.not disclosedPSU 60 · RSU 40NoMeridian Compensation Partners, LLC
LendingClub Corporation116.5%PSU 41 · RSU 34 · Cash LTI 25Yes — Relative TSRFW Cook
LendingTree, Inc.119%RSU 50 · PSU 50NoFW Cook
Morningstar111.4%MSU 75 · RSU 25NoPay Governance LLC
Navient Corporation96%PSU 60 · RSU 40Yes — Relative Total Shareholder Return (rTSR)Pearl Meyer
NCR Atleos Corporation80%PSU 60 · RSU 40Yes — Relative TSRFW Cook
Nelnet, Inc.110%RSU 100not disclosedTowers Watson
OneMain Holdings, Inc.166%PSU 55 · RSU 45NoMeridian Compensation Partners, LLC
PROG Holdings, Inc.93.9%PSU 70 · RSU 30Yes — Relative TSRExequity
SoFi Technologies, Inc.138%RSU 50 · PSU 50NoCompensia, Inc.
The Western Union Company27%PSU 60 · RSU 20 · Options 20NoMeridian Compensation Partners, LLC
TransUnion154.0%RSU 50 · PSU 50Yes — Relative TSRFW Cook

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

FAQ

Frequently asked questions

Who was the highest-paid executive at Enova International, Inc. in fiscal 2025?
The highest-paid executive at Enova International, Inc. in fiscal 2025 was David Fisher, Chief Executive Officer (through 12/31/25), who received total compensation of $11,703,176.
How does Enova International, Inc.'s chief executive pay compare to its disclosed peer group?
As disclosed, the CEO-to-median employee pay ratio was 137:1, and the CEO's pay percentile of disclosed peers was the 65th percentile.
What is Enova International, Inc.'s CEO-to-median employee pay ratio?
The CEO-to-median employee pay ratio for Enova International, Inc. was 137:1 as reported in the filing.
How did shareholders vote on Enova International, Inc.'s executive compensation?
Shareholders supported the latest executive compensation proposal with 94.45% approval in the Say on Pay vote.
How much does Enova International, Inc. spend in total on board compensation for fiscal 2025?
The total board compensation for Enova International, Inc. in fiscal 2025 was $2,632,291.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, David FisherDEF 14A2026-04-020001193125-26-138937Section “Summary Compensation Table – 2025, 2024 and 2023” · page 41. As printed: 11,703,176. Filing ↗machine: t29 · r2 · c29 · span 933846–933856
2Section 01, Steven CunninghamDEF 14A2026-04-020001193125-26-138937Section “Summary Compensation Table – 2025, 2024 and 2023” · page 41. As printed: 6,827,738. Filing ↗machine: t29 · r5 · c29 · span 966064–966073
3Section 01, Kirk ChartierDEF 14A2026-04-020001193125-26-138937Section “Summary Compensation Table – 2025, 2024 and 2023” · page 41. As printed: 2,699,990. Filing ↗machine: t29 · r8 · c29 · span 998265–998274
4Section 01, Sean RahillyDEF 14A2026-04-020001193125-26-138937Section “Summary Compensation Table – 2025, 2024 and 2023” · page 41. As printed: 2,002,526. Filing ↗machine: t29 · r11 · c29 · span 1030399–1030408
5Section 03, Kirk Chartier RSUDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t29 · r8 · c13 · span 992825–992832
6Section 03, Kirk Chartier OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r20 · c28 · span 1312492–1312499
7Section 03, Steven Cunningham OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r15 · c28 · span 1258152–1258159
8Section 03, David Fisher RSUDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t29 · r2 · c13 · span 928400–928409
9Section 03, David Fisher OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r8 · c28 · span 1182088–1182095
10Section 03, Steven Cunningham OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r13 · c28 · span 1236429–1236436
11Section 03, Kirk Chartier OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r23 · c28 · span 1345073–1345080
12Section 03, Steven Cunningham OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r16 · c28 · span 1269010–1269017
13Section 03, Steven Cunningham OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r14 · c28 · span 1247295–1247302
14Section 03, David Fisher OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r7 · c28 · span 1171230–1171237
15Section 03, Kirk Chartier OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r22 · c28 · span 1334215–1334222
16Section 03, Steven Cunningham RSUDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t29 · r5 · c13 · span 960620–960629
17Section 03, Kirk Chartier OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r21 · c28 · span 1323358–1323365
18Section 03, David Fisher OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r6 · c28 · span 1160361–1160370
19Section 03, David Fisher OPTIONDEF 14A2026-04-020001193125-26-138937Section “Grants of Plan-Based Awards – 202” · grants of plan-based awards table. Filing ↗machine: t31 · r9 · c28 · span 1192947–1192956
20Section 07, pay ratioDEF 14A2026-04-020001193125-26-138937Section “CEO Pay Ratio”. As printed: 137 : 1. Filing ↗machine: span 2849809–2849817
21Section 08, James A. GrayDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 308,894. Filing ↗machine: t12 · r6 · c15 · span 440707–440714
22Section 08, Ellen CarnahanDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 308,894. Filing ↗machine: t12 · r2 · c15 · span 416791–416798
23Section 08, Daniel R. FeehanDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 307,927. Filing ↗machine: t12 · r4 · c15 · span 428749–428756
24Section 08, Linda Johnson RiceDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 303,894. Filing ↗machine: t12 · r9 · c15 · span 458645–458652
25Section 08, William M. GoodyearDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 285,347. Filing ↗machine: t12 · r5 · c15 · span 434730–434737
26Section 08, Gregg A. KaplanDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 280,653. Filing ↗machine: t12 · r7 · c15 · span 446684–446691
27Section 08, Lindsay Y. CorbyDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 278,894. Filing ↗machine: t12 · r3 · c15 · span 422771–422778
28Section 08, Mark P. McGowanDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 278,894. Filing ↗machine: t12 · r8 · c15 · span 452663–452670
29Section 08, Mark A. TebbeDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 278,894. Filing ↗machine: t12 · r10 · c15 · span 464622–464629
30Section 08, David FisherDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 0. Filing ↗
31Section 08, Steven E. CunninghamDEF 14A2026-04-020001193125-26-138937Section “Director Compensation”. As printed: 0. Filing ↗
32Section 02, Steven E. Cunningham 2026-04-28Form 42026-04-300001193125-26-197473Insider equity transaction reported since the proxy statement. Filing ↗
33Section 02, Steven E. Cunningham 2026-04-28Form 42026-04-300001193125-26-197473Insider equity transaction reported since the proxy statement. Filing ↗
34Section 02, Steven E. Cunningham 2026-04-28Form 42026-04-300001193125-26-197473Insider equity transaction reported since the proxy statement. Filing ↗
35Section 02, Steven E. Cunningham 2026-04-28Form 42026-04-300001193125-26-197473Insider equity transaction reported since the proxy statement. Filing ↗
36Section 02, David Fisher 2026-05-07Form 42026-05-110001193125-26-216888Insider equity transaction reported since the proxy statement. Filing ↗
37Section 02, Scott Cornelis 2026-05-10Form 42026-05-150001193125-26-226985Insider equity transaction reported since the proxy statement. Filing ↗
38Section 02, Scott Cornelis 2026-05-10Form 42026-05-150001193125-26-226985Insider equity transaction reported since the proxy statement. Filing ↗
39Section 02, Mark A. Tebbe 2026-05-13Form 42026-05-150001193125-26-226933Insider equity transaction reported since the proxy statement. Filing ↗
40Section 02, Mark P. McGowan 2026-05-13Form 42026-05-150001193125-26-226940Insider equity transaction reported since the proxy statement. Filing ↗
41Section 02, Linda Johnson Rice 2026-05-13Form 42026-05-150001193125-26-226941Insider equity transaction reported since the proxy statement. Filing ↗
42Section 02, Daniel R. Feehan 2026-05-13Form 42026-05-150001193125-26-226924Insider equity transaction reported since the proxy statement. Filing ↗
43Section 02, William M. Goodyear 2026-05-13Form 42026-05-150001193125-26-226943Insider equity transaction reported since the proxy statement. Filing ↗
44Section 02, James A. Gray 2026-05-13Form 42026-05-150001193125-26-226945Insider equity transaction reported since the proxy statement. Filing ↗
45Section 02, Sean Rahilly 2026-05-13Form 42026-05-150001193125-26-226922Insider equity transaction reported since the proxy statement. Filing ↗
46Section 02, Gregg A. Kaplan 2026-05-13Form 42026-05-150001193125-26-226944Insider equity transaction reported since the proxy statement. Filing ↗
47Section 02, Lindsay Y. Corby 2026-05-13Form 42026-05-150001193125-26-226931Insider equity transaction reported since the proxy statement. Filing ↗
48Section 02, Kirk Chartier 2026-05-13Form 42026-05-150001193125-26-226928Insider equity transaction reported since the proxy statement. Filing ↗
49Section 02, David Fisher 2026-05-13Form 42026-05-150001193125-26-226934Insider equity transaction reported since the proxy statement. Filing ↗
50Section 02, Steven E. Cunningham 2026-05-13Form 42026-05-150001193125-26-226927Insider equity transaction reported since the proxy statement. Filing ↗
51Section 02, Ellen Carnahan 2026-05-13Form 42026-05-150001193125-26-226923Insider equity transaction reported since the proxy statement. Filing ↗
52Section 02, William M. Goodyear 2026-05-18Form 42026-05-200001193125-26-232704Insider equity transaction reported since the proxy statement. Filing ↗
53Section 02, David Fisher 2026-05-21Form 42026-05-260001193125-26-239437Insider equity transaction reported since the proxy statement. Filing ↗
54Section 02, David Fisher 2026-05-21Form 42026-05-260001193125-26-239437Insider equity transaction reported since the proxy statement. Filing ↗
55Section 02, David Fisher 2026-05-21Form 42026-05-260001193125-26-239437Insider equity transaction reported since the proxy statement. Filing ↗
56Section 02, David Fisher 2026-05-21Form 42026-05-260001193125-26-239437Insider equity transaction reported since the proxy statement. Filing ↗
57Section 02, David Fisher 2026-05-21Form 42026-05-260001193125-26-239437Insider equity transaction reported since the proxy statement. Filing ↗
58Section 02, David Fisher 2026-05-21Form 42026-05-260001193125-26-239437Insider equity transaction reported since the proxy statement. Filing ↗
59Section 02, Linda Johnson Rice 2026-05-29Form 42026-06-020001193125-26-253599Insider equity transaction reported since the proxy statement. Filing ↗
60Section 02, William M. Goodyear 2026-06-01Form 42026-06-030001193125-26-255557Insider equity transaction reported since the proxy statement. Filing ↗
61Section 02, William M. Goodyear 2026-06-12Form 42026-06-160001193125-26-272696Insider equity transaction reported since the proxy statement. Filing ↗
62Section 02, William M. Goodyear 2026-06-12Form 42026-06-160001193125-26-272696Insider equity transaction reported since the proxy statement. Filing ↗
63Section 02, David Fisher 2026-06-17Form 42026-06-220001193125-26-277580Insider equity transaction reported since the proxy statement. Filing ↗
64Section 02, David Fisher 2026-06-17Form 42026-06-220001193125-26-277580Insider equity transaction reported since the proxy statement. Filing ↗
65Section 02, David Fisher 2026-06-17Form 42026-06-220001193125-26-277580Insider equity transaction reported since the proxy statement. Filing ↗
66Section 02, Mark A. Tebbe 2026-06-18Form 42026-06-230001193125-26-279537Insider equity transaction reported since the proxy statement. Filing ↗
67Section 02, David Fisher 2026-07-14Form 42026-07-160001315224-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
68Section 02, David Fisher 2026-07-14Form 42026-07-160001315224-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
69Section 02, David Fisher 2026-07-14Form 42026-07-160001315224-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
70Section 02, David Fisher 2026-07-14Form 42026-07-160001315224-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
71Section 02, David Fisher 2026-07-14Form 42026-07-160001315224-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
72Section 02, David Fisher 2026-07-14Form 42026-07-160001315224-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
73Section 06, 2026 voteForm 8-K2026-05-130001193125-26-221703Item 5.07 · say-on-pay result. As reported: 94.45% (votes for as printed: 19,342,651). Filing ↗
74Section 06, 2025 voteForm 8-K2025-05-140000950170-25-071451Item 5.07 · say-on-pay result. As reported: 96.19% (votes for as printed: 19,436,673). Filing ↗
75Section 06, 2024 voteForm 8-K2024-05-080000950170-24-055692Item 5.07 · say-on-pay result. As reported: 96.31% (votes for as printed: 22,492,192). Filing ↗
76Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
77Section 03b vehicle mix (computed)ComputedcomputedRSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
78Section 09b board cost (computed)ComputedcomputedCash 1,010,000 + equity 1,610,046 + all other 12,245 = 2,632,291, summed across the director compensation table rows.machine: formula: Σ = 2,632,291
79Fair Isaac Corporation, Section 10b CEO totalDEF 14A2026-01-270001193125-26-024403CEO total compensation as printed in Fair Isaac Corporation's own proxy. As printed: 36,045,267. Filing ↗machine: r3 · c35 · span 1413656–1413666
80SoFi Technologies, Inc., Section 10b CEO totalDEF 14A2026-04-300001818874-26-000032CEO total compensation as printed in SoFi Technologies, Inc.'s own proxy. As printed: 30,275,733. Filing ↗machine: span 683389–683399
81TransUnion, Section 10b CEO totalDEF 14A2026-03-240001193125-26-121876CEO total compensation as printed in TransUnion's own proxy. As printed: 16,731,398. Filing ↗machine: r3 · c34 · span 858177–858187
82FirstCash Holdings, Inc., Section 10b CEO totalDEF 14A2026-04-280001104659-26-049885CEO total compensation as printed in FirstCash Holdings, Inc.'s own proxy. As printed: 15,658,761. Filing ↗machine: t199 · r7 · c27 · span 587037–587047
83OneMain Holdings, Inc., Section 10b CEO totalDEF 14A2026-04-290001584207-26-000012CEO total compensation as printed in OneMain Holdings, Inc.'s own proxy. As printed: 15,074,230. Filing ↗machine: r2 · c24 · span 638050–638060
84Bread Financial Holdings, Inc., Section 10b CEO totalDEF 14A2026-04-070001193125-26-144512CEO total compensation as printed in Bread Financial Holdings, Inc.'s own proxy. As printed: 11,921,231. Filing ↗machine: r2 · c16 · span 2988661–2988671
85Enova International, Inc. (subject), Section 10b CEO totalDEF 14A2026-04-020001193125-26-138937CEO total compensation as printed in Enova International, Inc.'s own proxy. As printed: 11,703,176. Filing ↗machine: t29 · r2 · c29 · span 933846–933856
86The Western Union Company, Section 10b CEO totalDEF 14A2026-03-310001206774-26-000167CEO total compensation as printed in The Western Union Company's own proxy. As printed: 10,697,800. Filing ↗
87NCR Atleos Corporation, Section 10b CEO totalDEF 14A2026-04-030001104659-26-039425CEO total compensation as printed in NCR Atleos Corporation's own proxy. As printed: 10,291,882. Filing ↗machine: t219 · r3 · c18 · span 975943–975953
88PROG Holdings, Inc., Section 10b CEO totalDEF 14A2026-03-260001808834-26-000053CEO total compensation as printed in PROG Holdings, Inc.'s own proxy. As printed: 9,880,430. Filing ↗machine: t188 · r2 · c22 · span 827603–827612
89Morningstar, Section 10b CEO totalDEF 14A2026-03-270001193125-26-129081CEO total compensation as printed in Morningstar's own proxy. As printed: 9,070,695. Filing ↗machine: span 881694–881703
90Jack Henry & Associates, Inc., Section 10b CEO totalDEF 14A2025-10-020000779152-25-000079CEO total compensation as printed in Jack Henry & Associates, Inc.'s own proxy. As printed: 7,016,992. Filing ↗machine: r6 · c24 · span 564431–564440
91Navient Corporation, Section 10b CEO totalDEF 14A2026-04-160001140361-26-014980CEO total compensation as printed in Navient Corporation's own proxy. As printed: 5,539,945. Filing ↗machine: t232 · r1 · c9 · span 994517–994526
92LendingTree, Inc., Section 10b CEO totalDEF 14A2026-04-270001140361-26-017148CEO total compensation as printed in LendingTree, Inc.'s own proxy. As printed: 4,888,692. Filing ↗machine: r2 · c7 · span 645947–645956
93Envestnet, Inc., Section 10b CEO totalDEF 14A2024-04-050001104659-24-044267CEO total compensation as printed in Envestnet, Inc.'s own proxy. As printed: 4,880,843. Filing ↗machine: r1 · c48 · span 863945–863954
94LendingClub Corporation, Section 10b CEO totalDEF 14A2026-04-210001140361-26-015923CEO total compensation as printed in LendingClub Corporation's own proxy. As printed: 4,823,478. Filing ↗machine: r2 · c25 · span 802228–802237
95Euronet Worldwide, Inc., Section 10b CEO totalDEF 14A2026-04-130001554855-26-000595CEO total compensation as printed in Euronet Worldwide, Inc.'s own proxy. As printed: 2,786,575. Filing ↗machine: span 581086–581095
96Nelnet, Inc., Section 10b CEO totalDEF 14A2026-04-020001258602-26-000024CEO total compensation as printed in Nelnet, Inc.'s own proxy. As printed: 2,243,420. Filing ↗machine: r3 · c36 · span 363075–363084
97Green Dot Corporation, Section 10b CEO totalDEF 14A2025-04-110001386278-25-000020CEO total compensation as printed in Green Dot Corporation's own proxy. As printed: 0. Filing ↗
98Section 10a, PROG Holdings, Inc. reciprocityDEF 14A0001808834-26-000053PROG Holdings, Inc. names Enova International, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗
99Section 10a, NCR Atleos Corporation reciprocityDEF 14A0001104659-26-039425NCR Atleos Corporation's most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
100Section 10a, Envestnet, Inc. reciprocityDEF 14A0001104659-24-044267Envestnet, Inc.'s most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
101Section 10a, TransUnion reciprocityDEF 14A0001193125-24-073865TransUnion's most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
102Section 10a, The Western Union Company reciprocityDEF 14A0001206774-26-000167The Western Union Company's most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
103Section 10a, Bread Financial Holdings, Inc. reciprocityDEF 14A0001193125-25-070902Bread Financial Holdings, Inc.'s most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
104Section 10a, OneMain Holdings, Inc. reciprocityDEF 14A0001584207-26-000012OneMain Holdings, Inc.'s most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
105Section 10a, LendingClub Corporation reciprocityDEF 14A0001140361-26-015923LendingClub Corporation names Enova International, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗
106Section 10a, LendingTree, Inc. reciprocityDEF 14A0001140361-26-017148LendingTree, Inc. names Enova International, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗
107Section 10a, SoFi Technologies, Inc. reciprocityDEF 14A0001818874-26-000032SoFi Technologies, Inc.'s most recent proxy was read; its disclosed peer group does not include Enova International, Inc.. Filing ↗
108Section 10a, Green Dot Corporation reciprocityDEF 14A0001386278-25-000020Green Dot Corporation names Enova International, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗
109Section 10a, Navient Corporation reciprocityDEF 14A0001140361-26-014980Navient Corporation names Enova International, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗