Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.
Each company listed discloses ECPG in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named ECPG in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.
| Named executive officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension / NQDC | All other | Total |
|---|---|---|---|---|---|---|---|---|
| Ashish Masih | $923,005 | $0 | $4,863,999 | $0 | $2,307,449 | $0 | $12,000 | $8,106,453 |
| President and Chief Executive Officer | ||||||||
| John Yung | 531,667 | 0 | 1,007,189 | 0 | 1,063,324 | 0 | 568,344 | 3,170,523 |
| President of International and Cabot Credit Management | ||||||||
| Tomas Hernanz | 472,194 | 0 | 911,272 | 0 | 771,880 | 0 | 817,440 | 2,972,786 |
| Executive Vice President, Chief Financial Officer and Treasurer | ||||||||
| Ryan Bell | 566,339 | 0 | 1,055,163 | 0 | 1,132,647 | 0 | 23,498 | 2,777,647 |
| President, Midland Credit Management | ||||||||
| Andrew Asch | 453,535 | 0 | 599,475 | 0 | 544,226 | 0 | 13,852 | 1,611,088 |
| Senior Vice President, General Counsel, Government Affairs and Corporate Secretary | ||||||||
| Jonathan Clark | 171,763 | 0 | 0 | 0 | 0 | 0 | 10,500 | 182,263 |
| Former Executive Vice President, Chief Financial Officer and Treasurer | ||||||||
A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.
| Named executive officer | FY2025 total | FY2024 total | FY2023 total | Δ FY2024→2025 |
|---|---|---|---|---|
| Ashish Masih | $8,106,453 | $5,335,337 | $5,023,957 | +2,771,116 |
| John Yung | 3,170,523 | 2,422,313 | 1,898,154 | +748,210 |
| Tomas Hernanz | 2,972,786 | — | — | — |
| Ryan Bell | 2,777,647 | 2,251,416 | 2,048,364 | +526,231 |
| Andrew Asch | 1,611,088 | 1,241,463 | 1,071,031 | +369,625 |
| Jonathan Clark | 182,263 | 2,759,326 | 2,592,228 | −2,577,063 |
Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.
Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.
| Insider | Role | Transaction date | Code | Shares | Price | Value | Security | Source |
|---|---|---|---|---|---|---|---|---|
| Ash Gupta | Director | 2026-06-01 | A | 340 | $79 | $26,710 | Common | Form 4 ↗ |
| Andrew Asch | SVP, General Counsel | 2026-06-09 | D | 556 | 82 | 45,764 | Common | Form 4 ↗ |
| Andrew Asch | SVP, General Counsel | 2026-06-09 | D | 833 | 81 | 67,065 | Common | Form 4 ↗ |
| Andrew Asch | SVP, General Counsel | 2026-06-09 | D | 6,922 | 82 | 564,281 | Common | Form 4 ↗ |
| Andrew Asch | SVP, General Counsel | 2026-06-09 | D | 774 | 82 | 63,530 | Common | Form 4 ↗ |
| John Yung | President, Intl. and Cabot | 2026-06-10 | D | 2,000 | 81 | 161,020 | Common | Form 4 ↗ |
| John Yung | President, Intl. and Cabot | 2026-06-10 | D | 2,000 | 82 | 164,160 | Common | Form 4 ↗ |
| Michael P. Monaco | Director | 2026-06-22 | A | 2,144 | 84 | 179,989 | Common | Form 4 ↗ |
| Jeffrey A. Hilzinger | Director | 2026-06-22 | A | 2,144 | 84 | 179,989 | Common | Form 4 ↗ |
| A. Knight Angela | Director | 2026-06-22 | A | 2,144 | 84 | 179,989 | Common | Form 4 ↗ |
| Laura Newman Olle | Director | 2026-06-22 | A | 2,144 | 0 | 0 | Common | Form 4 ↗ |
| Richard P. Stovsky | Director | 2026-06-22 | A | 2,144 | 84 | 179,989 | Common | Form 4 ↗ |
| William C. Goings | Director | 2026-06-22 | A | 2,144 | 84 | 179,989 | Common | Form 4 ↗ |
| Ash Gupta | Director | 2026-06-22 | A | 2,144 | 84 | 179,989 | Common | Form 4 ↗ |
Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.
| Executive | Award | Grant date | Threshold | Target | Granted | Maximum | Grant-date fair value |
|---|---|---|---|---|---|---|---|
| Andrew Asch | PSU | 2025-04-15 | — | 4,371 | — | — | $130,780 |
| Andrew Asch | PSU | 2025-03-09 | — | 4,280 | — | — | 156,220 |
| John Yung | PSU | 2025-04-15 | — | 7,344 | — | — | 219,732 |
| Tomas Hernanz | PSU | 2025-04-15 | — | 6,645 | — | — | 198,818 |
| John Yung | PSU | 2025-03-09 | — | 7,191 | — | — | 262,472 |
| Ryan Bell | PSU | 2025-03-09 | — | 7,534 | — | — | 274,991 |
| Ashish Masih | PSU | 2025-03-09 | — | 68,493 | — | — | 2,499,995 |
| Ashish Masih | PSU | 2025-04-15 | — | 23,363 | — | — | 699,021 |
| Tomas Hernanz | PSU | 2025-03-09 | — | 6,506 | — | — | 237,469 |
| Ryan Bell | PSU | 2025-04-15 | — | 7,694 | — | — | 230,204 |
| Named executive officer | Time-vested (RSU) | Performance-vested (PSU) | Options / SARs | % performance-vested |
|---|---|---|---|---|
| Andrew Asch | $0 | $287,000 | $0 | 100.0% |
| John Yung | 0 | 482,204 | 0 | 100.0% |
| Tomas Hernanz | 0 | 436,287 | 0 | 100.0% |
| Ryan Bell | 0 | 505,195 | 0 | 100.0% |
| Ashish Masih | 0 | 3,199,016 | 0 | 100.0% |
% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.
| Executive | Award | Shares unvested | Exercise price | Market value unvested |
|---|---|---|---|---|
| Andrew Asch | RSU | 1,997 | — | $108,537 |
| Andrew Asch | RSU | 964 | — | 52,393 |
| Ashish Masih | RSU | 102,740 | — | 5,583,892 |
| Ashish Masih | RSU | 33,398 | — | 1,815,181 |
| Tomas Hernanz | RSU | 5,649 | — | 307,023 |
| Andrew Asch | RSU | 1,331 | — | 72,340 |
| Ashish Masih | PSU | 31,150 | — | 1,693,003 |
| Tomas Hernanz | RSU | 13,290 | — | 722,312 |
| Andrew Asch | RSU | 3,323 | — | 180,605 |
| Tomas Hernanz | RSU | 1,997 | — | 108,537 |
| Ryan Bell | RSU | 4,244 | — | 230,661 |
| John Yung | RSU | 1,642 | — | 89,243 |
| Ashish Masih | RSU | 46,586 | — | 2,531,949 |
| Ashish Masih | RSU | 22,266 | — | 1,210,157 |
| John Yung | RSU | 8,972 | — | 487,628 |
| Ashish Masih | RSU | 8,206 | — | 445,969 |
| Ryan Bell | PSU | 10,258 | — | 557,522 |
| Andrew Asch | RSU | 8,743 | — | 475,182 |
| John Yung | RSU | 4,896 | — | 266,098 |
| Jonathan Clark | RSU | 7,976 | — | 433,496 |
| Jonathan Clark | RSU | 3,662 | — | 199,030 |
| John Yung | RSU | 5,982 | — | 325,122 |
| Ryan Bell | RSU | 2,829 | — | 153,756 |
| Jonathan Clark | RSU | 2,939 | — | 159,735 |
| Jonathan Clark | RSU | 2,653 | — | 144,191 |
| John Yung | RSU | 2,204 | — | 119,787 |
| Ryan Bell | RSU | 2,050 | — | 111,418 |
| John Yung | RSU | 1,581 | — | 85,927 |
| Tomas Hernanz | PSU | 8,860 | — | 481,541 |
| John Yung | RSU | 2,372 | — | 128,918 |
| Ryan Bell | RSU | 2,450 | — | 133,130 |
| Ryan Bell | RSU | 9,970 | — | 541,870 |
| Andrew Asch | PSU | 5,828 | — | 316,752 |
| Tomas Hernanz | RSU | 4,430 | — | 240,771 |
| John Yung | RSU | 1,146 | — | 62,258 |
| John Yung | RSU | 10,786 | — | 586,219 |
| John Yung | RSU | 14,689 | — | 798,347 |
| Ryan Bell | RSU | 11,301 | — | 614,209 |
| Andrew Asch | RSU | 6,420 | — | 348,927 |
| Andrew Asch | RSU | 4,984 | — | 270,880 |
| Andrew Asch | RSU | 2,914 | — | 158,376 |
| Andrew Asch | RSU | 1,224 | — | 66,524 |
| Ashish Masih | RSU | 15,576 | — | 846,556 |
| Ryan Bell | RSU | 15,388 | — | 836,338 |
| Ashish Masih | RSU | 14,482 | — | 787,097 |
| Jonathan Clark | RSU | 11,964 | — | 650,243 |
| John Yung | PSU | 9,792 | — | 532,195 |
| Tomas Hernanz | RSU | 9,759 | — | 530,402 |
| Ashish Masih | RSU | 9,655 | — | 524,749 |
| Ashish Masih | RSU | 6,995 | — | 380,178 |
| Ryan Bell | RSU | 6,646 | — | 361,210 |
| Jonathan Clark | RSU | 5,493 | — | 298,545 |
| Ryan Bell | RSU | 5,130 | — | 278,816 |
The principal objectives of our executive compensation program are: Motivate our executive officers to achieve both short- and long-term goals that promote sustained stockholder value; Retain and attract highly-talented executive officers who possess the skills and competencies needed for us to execute our strategy and achieve our objectives; Encourage and reward corporate and individual performance, innovation and growth, without promoting undue risk; and Reinforce our Company Mission, Vision, and Values.
| CEO STI target (% of salary) | 125% |
|---|---|
| CEO LTI target (% of salary) | — |
| Independent consultant | FW Cook |
| Clawback policy | true |
| Anti-hedging | true |
| Anti-pledging | True |
| Meeting year | Meeting date | For | Against | Abstain | Support | Outcome |
|---|---|---|---|---|---|---|
| 2026 | 2026-06-12 | 17,997,698 | 313,483 | 48,970 | 98.03% | Passed |
| 2025 | 2025-06-06 | 19,168,015 | 489,661 | 117,565 | 97.51% | Passed |
| 2024 | 2024-06-07 | 19,838,295 | 369,847 | 43,830 | 98.17% | Passed |
| 2023 | 2023-06-09 | 19,410,500 | 715,780 | 118,987 | 96.44% | Passed |
| 2022 | 2022-06-10 | 19,849,939 | 772,146 | 7,679 | 96.26% | Passed |
| 2021 | 2021-06-11 | 26,066,047 | 604,768 | 9,337 | 97.73% | Passed |
Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.
| Meeting year | Meeting date | Approval — company's computation |
|---|---|---|
| 2026 | 2026-06-12 | 98.03%a |
| 2025 | 2025-06-06 | 97.51%b |
| 2024 | 2024-06-07 | 98.17%c |
a. Approved under the standard stated in the filing — “Abstentions will have the same effect as a vote "AGAINST" this proposal.”.
b. Voting standard not stated in the filing.
c. Voting standard not stated in the filing.
Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.
| Ratio (CEO : median employee) | 255 : 1 |
|---|---|
| CEO total compensation | $8,106,453 |
| Median employee compensation | $31,804 |
| Director | Cash fees | Stock awards | Option awards | Non-equity incentive | All other | Total |
|---|---|---|---|---|---|---|
| Michael P. MonacoIndependent · Board Chair · Audit | $207,667 | $154,996 | $0 | $0 | $0 | $362,663 |
| Richard P. StovskyIndependent · Audit (Chair) · NCG | 112,667 | 154,996 | 0 | 0 | 0 | 267,663 |
| Wendy G. HannamIndependent · Audit · Risk (Chair) · Not standing for re-election | 112,667 | 154,996 | 0 | 0 | 0 | 267,663 |
| Angela A. KnightIndependent · Compensation · NCG | 105,000 | 154,996 | 0 | 0 | 0 | 259,996 |
| Ash GuptaIndependent · Audit · Risk | 105,000 | 154,996 | 0 | 0 | 0 | 259,996 |
| Jeffrey A. HilzingerIndependent · Compensation (Chair) · NCG | 102,667 | 154,996 | 0 | 0 | 0 | 257,663 |
| William C. GoingsIndependent · Compensation · NCG (Chair) | 100,000 | 154,996 | 0 | 0 | 0 | 254,996 |
| Laura Newman OlleIndependent · Compensation · Risk | 95,000 | 154,996 | 0 | 0 | 0 | 249,996 |
| Ashish MasihEmployee director | 0 | 0 | 0 | — | 0 | 0 |
| Annual cash retainer | $75,000 |
|---|---|
| Annual equity retainer | $154,996 |
| Per board meeting fee | — |
| Committee chair fees (audit / comp / nom-gov) | — |
| Stock ownership guideline | — |
| Component | FY2025 |
|---|---|
| Cash retainers and fees | $940,668 |
| Equity awards (grant-date value) | $1,239,968 |
| All other compensation | $0 |
| Total cost of the board | $2,180,636 |
Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.
The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.
Of the companies Encore Capital Group Inc names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.
Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Encore Capital Group Inc.
Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.
| Rank | Company | FY | Chief executive | Salary | Stock awards | Option awards | Non-equity incentive | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | Credit Acceptance Corporation | 2025 | Vinayak Hegde | $147,671 | $61,633,600 | $0 | $0 | $62,567,647 |
| 2 | FirstCash Holdings, Inc. | 2025 | Rick Wessel | 1,452,946 | 9,706,654 | 0 | 4,358,838 | 15,658,761 |
| 3 | Walker & Dunlop, Inc. | 2025 | William Walker | 1,000,000 | 13,170,931 | 0 | 1,324,821 | 15,500,252 |
| 4 | WEX Inc. | 2024 | Melissa Smith | 955,769 | 10,529,340 | 0 | 966,713 | 12,594,328 |
| 5 | Enova International, Inc. | 2025 | David Fisher | 1,030,385 | 4,121,406 | 3,969,397 | 1,519,815 | 11,703,176 |
| 6 | CSG Systems International, Inc. | 2024 | Brian Shepherd | 754,519 | 9,467,733 | 0 | 682,898 | 11,394,373 |
| 7 | SLM Corporation | 2025 | Jonathan Witter | 1,100,000 | 8,444,994 | 0 | 1,672,000 | 11,261,733 |
| 8 | PROG Holdings, Inc. | 2025 | Steven Michaels | 1,000,000 | 7,424,432 | 0 | 1,408,500 | 9,880,430 |
| 9 | ePlus Inc. | 2026 | Mark Marron | 975,000 | 4,799,821 | 0 | 2,612,631 | 8,496,983 |
| 10 | Encore Capital Group Inc | 2025 | Ashish Masih | 923,005 | 4,863,999 | 0 | 2,307,449 | 8,106,453 |
| 11 | Navient Corporation | 2025 | Dave Yowan | 895,548 | 3,330,733 | 0 | 1,296,000 | 5,539,945 |
| 12 | PRA Group, Inc. | 2025 | Martin Sjolund | 746,829 | 3,312,393 | 0 | 827,781 | 4,938,095 |
| 13 | LendingTree, Inc. | 2025 | Scott Peyree | 507,308 | 3,848,975 | 0 | 521,909 | 4,888,692 |
| 14 | LendingClub Corporation | 2025 | Scott Sanborn | 575,000 | 2,690,865 | 0 | 1,004,813 | 4,823,478 |
| 15 | World Acceptance Corporation | 2026 | J. Tobin Turner | 364,662 | 2,564,635 | 0 | 0 | 2,961,396 |
| 16 | Nelnet, Inc. | 2025 | Jeffrey Noordhoek | 906,921 | 275,114 | 0 | 0 | 2,243,420 |
| 17 | Green Dot Corporation | 2024 | William Jacobs | 0 | 0 | 0 | 0 | 0 |
Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.
| Company | Annual incentive payout | Long-term vehicle mix | PSU measures include TSR | Compensation consultant |
|---|---|---|---|---|
| Encore Capital Group Inc | 200% | PSU 67 · RSU 33 | No | FW Cook |
| Credit Acceptance Corporation | not disclosed | RSU 100 | not disclosed | not disclosed |
| CSG Systems International, Inc. | 60.3% | PSU 75 · RSU 25 | Yes — Three-Year Relative TSR | Semler Brossy |
| Enova International, Inc. | 142% | RSU 50 · Options 50 | not disclosed | Willis Towers Watson |
| ePlus Inc. | 200% | RSU 57 · PSU 34 · Cash LTI 9 | No | Pay Governance LLC |
| FirstCash Holdings, Inc. | 300% | PSU 50 · RSU 50 | Yes — Three-year TSR vs. compensation peer group | Pay Governance |
| Green Dot Corporation | 50.4% | PRSUs 75 · RSUs 25 | Yes — Relative TSR vs. S&P 1500 Financials Index | Mercer, LLC |
| LendingClub Corporation | 116.5% | PSU 41 · RSU 34 · Cash LTI 25 | Yes — Relative TSR | FW Cook |
| LendingTree, Inc. | 119% | RSU 50 · PSU 50 | No | FW Cook |
| Navient Corporation | 96% | PSU 60 · RSU 40 | Yes — Relative Total Shareholder Return (rTSR) | Pearl Meyer |
| Nelnet, Inc. | 110% | RSU 100 | not disclosed | Towers Watson |
| PRA Group, Inc. | not disclosed | PSU 50 · RSU 50 | Yes — Relative TSR | Pearl Meyer |
| PROG Holdings, Inc. | 93.9% | PSU 70 · RSU 30 | Yes — Relative TSR | Exequity |
| SLM Corporation | 96.2% | PSU 60 · RSU 40 | Yes — relative total shareholder return (TSR) | Aon's Human Capital Solutions practice (McLagan) |
| Walker & Dunlop, Inc. | 132% | not disclosed | No | Pay Governance |
| WEX Inc. | 66.1% | PSU 65 · MSU 35 | No | Compensation Advisory Partners LLC |
| World Acceptance Corporation | not disclosed | not disclosed | No | not disclosed |
Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.
Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.
Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.
| # | Supports | Document | Filed | Accession | Location in document |
|---|---|---|---|---|---|
| 1 | Section 01, Ashish Masih | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “SUMMARY COMPENSATION TABLE” · page 33. As printed: 8,106,453. Filing ↗machine: span 506772–506781 |
| 2 | Section 01, John Yung | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “SUMMARY COMPENSATION TABLE” · page 33. As printed: 3,170,523. Filing ↗machine: span 532028–532037 |
| 3 | Section 01, Tomas Hernanz | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “SUMMARY COMPENSATION TABLE” · page 33. As printed: 2,972,786. Filing ↗machine: span 517256–517265 |
| 4 | Section 01, Ryan Bell | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “SUMMARY COMPENSATION TABLE” · page 33. As printed: 2,777,647. Filing ↗machine: span 522077–522086 |
| 5 | Section 01, Andrew Asch | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “SUMMARY COMPENSATION TABLE” · page 33. As printed: 1,611,088. Filing ↗machine: span 541385–541394 |
| 6 | Section 01, Jonathan Clark | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “SUMMARY COMPENSATION TABLE” · page 33. As printed: 182,263. Filing ↗machine: span 551594–551601 |
| 7 | Section 03, Andrew Asch PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r6 · c12 · span 413690–413695 |
| 8 | Section 03, Andrew Asch PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r6 · c19 · span 414695–414700 |
| 9 | Section 03, John Yung PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r5 · c12 · span 409879–409884 |
| 10 | Section 03, Tomas Hernanz PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t72 · r4 · c12 · span 570430–570437 |
| 11 | Section 03, John Yung PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r5 · c19 · span 410884–410889 |
| 12 | Section 03, Ryan Bell PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r4 · c19 · span 407080–407085 |
| 13 | Section 03, Ashish Masih PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r2 · c19 · span 399375–399381 |
| 14 | Section 03, Ashish Masih PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r2 · c12 · span 398222–398228 |
| 15 | Section 03, Tomas Hernanz PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t72 · r4 · c7 · span 569752–569759 |
| 16 | Section 03, Ryan Bell PSU | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t55 · r4 · c12 · span 406075–406080 |
| 17 | Section 07, pay ratio | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “CEO Pay Ratio”. As printed: 255 : 1. Filing ↗machine: span 861337–861342 |
| 18 | Section 08, Michael P. Monaco | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 362,663. Filing ↗machine: t100 · r7 · c11 · span 962932–962939 |
| 19 | Section 08, Richard P. Stovsky | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 267,663. Filing ↗machine: t100 · r9 · c11 · span 967034–967041 |
| 20 | Section 08, Wendy G. Hannam | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 267,663. Filing ↗machine: t100 · r4 · c11 · span 956768–956775 |
| 21 | Section 08, Angela A. Knight | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 259,996. Filing ↗machine: t100 · r6 · c11 · span 960878–960885 |
| 22 | Section 08, Ash Gupta | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 259,996. Filing ↗machine: t100 · r3 · c11 · span 954719–954726 |
| 23 | Section 08, Jeffrey A. Hilzinger | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 257,663. Filing ↗machine: t100 · r5 · c11 · span 958825–958832 |
| 24 | Section 08, William C. Goings | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 254,996. Filing ↗machine: t100 · r2 · c11 · span 952647–952654 |
| 25 | Section 08, Laura Newman Olle | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 249,996. Filing ↗machine: t100 · r8 · c11 · span 964982–964989 |
| 26 | Section 08, Ashish Masih | DEF 14A | 2026-04-29 | 0001084961-26-000030 | Section “Director Compensation”. As printed: 0. Filing ↗ |
| 27 | Section 02, Ash Gupta 2026-06-01 | Form 4 | 2026-06-02 | 0001405635-26-000005 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 28 | Section 02, Andrew Asch 2026-06-09 | Form 4 | 2026-06-11 | 0001942102-26-000003 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 29 | Section 02, Andrew Asch 2026-06-09 | Form 4 | 2026-06-11 | 0001942102-26-000003 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 30 | Section 02, Andrew Asch 2026-06-09 | Form 4 | 2026-06-11 | 0001942102-26-000003 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 31 | Section 02, Andrew Asch 2026-06-09 | Form 4 | 2026-06-11 | 0001942102-26-000003 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 32 | Section 02, John Yung 2026-06-10 | Form 4 | 2026-06-11 | 0001749518-26-000003 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 33 | Section 02, John Yung 2026-06-10 | Form 4 | 2026-06-11 | 0001749518-26-000003 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 34 | Section 02, Michael P. Monaco 2026-06-22 | Form 4 | 2026-06-23 | 0001047593-26-000002 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 35 | Section 02, Jeffrey A. Hilzinger 2026-06-22 | Form 4 | 2026-06-23 | 0001676079-26-000002 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 36 | Section 02, A. Knight Angela 2026-06-22 | Form 4 | 2026-06-23 | 0001788087-26-000002 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 37 | Section 02, Laura Newman Olle 2026-06-22 | Form 4 | 2026-06-23 | 0001601513-26-000002 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 38 | Section 02, Richard P. Stovsky 2026-06-22 | Form 4 | 2026-06-23 | 0001747237-26-000002 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 39 | Section 02, William C. Goings 2026-06-22 | Form 4 | 2026-06-23 | 0001671108-26-000004 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 40 | Section 02, Ash Gupta 2026-06-22 | Form 4 | 2026-06-23 | 0001405635-26-000007 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 41 | Section 06, 2026 vote | Form 8-K | 2026-06-16 | 0001084961-26-000050 | Item 5.07 · say-on-pay result. As reported: 98.03% (votes for as printed: 17,997,698). Filing ↗ |
| 42 | Section 06, 2025 vote | Form 8-K | 2025-06-10 | 0001084961-25-000063 | Item 5.07 · say-on-pay result. As reported: 97.51% (votes for as printed: 19,168,015). Filing ↗ |
| 43 | Section 06, 2024 vote | Form 8-K | 2024-06-10 | 0001084961-24-000057 | Item 5.07 · say-on-pay result. As reported: 98.17% (votes for as printed: 19,838,295). Filing ↗ |
| 44 | Section 01 trend, Δ column (computed) | Computed | — | computed | Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1) |
| 45 | Section 03b vehicle mix (computed) | Computed | — | computed | RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio |
| 46 | Section 09b board cost (computed) | Computed | — | computed | Cash 940,668 + equity 1,239,968 + all other 0 = 2,180,636, summed across the director compensation table rows.machine: formula: Σ = 2,180,636 |
| 47 | Credit Acceptance Corporation, Section 10b CEO total | DEF 14A | 2026-04-28 | 0000885550-26-000073 | CEO total compensation as printed in Credit Acceptance Corporation's own proxy. As printed: 62,567,647. Filing ↗machine: span 275912–275922 |
| 48 | FirstCash Holdings, Inc., Section 10b CEO total | DEF 14A | 2026-04-28 | 0001104659-26-049885 | CEO total compensation as printed in FirstCash Holdings, Inc.'s own proxy. As printed: 15,658,761. Filing ↗machine: t199 · r7 · c27 · span 587037–587047 |
| 49 | Walker & Dunlop, Inc., Section 10b CEO total | DEF 14A | 2026-04-01 | 0001104659-26-038515 | CEO total compensation as printed in Walker & Dunlop, Inc.'s own proxy. As printed: 15,500,252. Filing ↗machine: t197 · r6 · c14 · span 849398–849408 |
| 50 | WEX Inc., Section 10b CEO total | DEF 14A | 2025-04-17 | 0001309108-25-000073 | CEO total compensation as printed in WEX Inc.'s own proxy. As printed: 12,594,328. Filing ↗machine: span 840532–840542 |
| 51 | Enova International, Inc., Section 10b CEO total | DEF 14A | 2026-04-02 | 0001193125-26-138937 | CEO total compensation as printed in Enova International, Inc.'s own proxy. As printed: 11,703,176. Filing ↗machine: t29 · r2 · c29 · span 933846–933856 |
| 52 | CSG Systems International, Inc., Section 10b CEO total | DEF 14A | 2025-04-01 | 0001308179-25-000330 | CEO total compensation as printed in CSG Systems International, Inc.'s own proxy. As printed: 11,394,373. Filing ↗machine: r1 · c29 · span 542637–542647 |
| 53 | SLM Corporation, Section 10b CEO total | DEF 14A | 2026-04-27 | 0001193125-26-182200 | CEO total compensation as printed in SLM Corporation's own proxy. As printed: 11,261,733. Filing ↗machine: r3 · c18 · span 948614–948624 |
| 54 | PROG Holdings, Inc., Section 10b CEO total | DEF 14A | 2026-03-26 | 0001808834-26-000053 | CEO total compensation as printed in PROG Holdings, Inc.'s own proxy. As printed: 9,880,430. Filing ↗machine: t188 · r2 · c22 · span 827603–827612 |
| 55 | ePlus Inc., Section 10b CEO total | DEF 14A | 2026-07-24 | 0001140361-26-029593 | CEO total compensation as printed in ePlus Inc.'s own proxy. As printed: 8,496,983. Filing ↗machine: span 894393–894402 |
| 56 | Encore Capital Group Inc (subject), Section 10b CEO total | DEF 14A | 2026-04-29 | 0001084961-26-000030 | CEO total compensation as printed in Encore Capital Group Inc's own proxy. As printed: 8,106,453. Filing ↗machine: span 506772–506781 |
| 57 | Navient Corporation, Section 10b CEO total | DEF 14A | 2026-04-16 | 0001140361-26-014980 | CEO total compensation as printed in Navient Corporation's own proxy. As printed: 5,539,945. Filing ↗machine: t232 · r1 · c9 · span 994517–994526 |
| 58 | PRA Group, Inc., Section 10b CEO total | DEF 14A | 2026-04-30 | 0001185348-26-000012 | CEO total compensation as printed in PRA Group, Inc.'s own proxy. As printed: 4,938,095. Filing ↗machine: r3 · c18 · span 716564–716573 |
| 59 | LendingTree, Inc., Section 10b CEO total | DEF 14A | 2026-04-27 | 0001140361-26-017148 | CEO total compensation as printed in LendingTree, Inc.'s own proxy. As printed: 4,888,692. Filing ↗machine: r2 · c7 · span 645947–645956 |
| 60 | LendingClub Corporation, Section 10b CEO total | DEF 14A | 2026-04-21 | 0001140361-26-015923 | CEO total compensation as printed in LendingClub Corporation's own proxy. As printed: 4,823,478. Filing ↗machine: r2 · c25 · span 802228–802237 |
| 61 | World Acceptance Corporation, Section 10b CEO total | DEF 14A | 2026-07-22 | 0000108385-26-000029 | CEO total compensation as printed in World Acceptance Corporation's own proxy. As printed: 2,961,396. Filing ↗machine: r18 · c27 · span 390709–390718 |
| 62 | Nelnet, Inc., Section 10b CEO total | DEF 14A | 2026-04-02 | 0001258602-26-000024 | CEO total compensation as printed in Nelnet, Inc.'s own proxy. As printed: 2,243,420. Filing ↗machine: r3 · c36 · span 363075–363084 |
| 63 | Green Dot Corporation, Section 10b CEO total | DEF 14A | 2025-04-11 | 0001386278-25-000020 | CEO total compensation as printed in Green Dot Corporation's own proxy. As printed: 0. Filing ↗ |
| 64 | Section 10a, Enova International, Inc. reciprocity | DEF 14A | — | 0001193125-26-138937 | Enova International, Inc.'s most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |
| 65 | Section 10a, LendingClub Corporation reciprocity | DEF 14A | — | 0001140361-26-015923 | LendingClub Corporation's most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |
| 66 | Section 10a, Walker & Dunlop, Inc. reciprocity | DEF 14A | — | 0001104659-26-038515 | Walker & Dunlop, Inc. names Encore Capital Group Inc in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 67 | Section 10a, LendingTree, Inc. reciprocity | DEF 14A | — | 0001140361-26-017148 | LendingTree, Inc.'s most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |
| 68 | Section 10a, WEX Inc. reciprocity | DEF 14A | — | 0001309108-25-000073 | WEX Inc.'s most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |
| 69 | Section 10a, Navient Corporation reciprocity | DEF 14A | — | 0001140361-26-014980 | Navient Corporation's most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |
| 70 | Section 10a, PRA Group, Inc. reciprocity | DEF 14A | — | 0001185348-26-000012 | PRA Group, Inc. names Encore Capital Group Inc in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 71 | Section 10a, Green Dot Corporation reciprocity | DEF 14A | — | 0001386278-25-000020 | Green Dot Corporation's most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |
| 72 | Section 10a, PROG Holdings, Inc. reciprocity | DEF 14A | — | 0001808834-26-000053 | PROG Holdings, Inc. names Encore Capital Group Inc in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 73 | Section 10a, SLM Corporation reciprocity | DEF 14A | — | 0001193125-26-182200 | SLM Corporation's most recent proxy was read; its disclosed peer group does not include Encore Capital Group Inc. Filing ↗ |