Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-10-07

Capital One Financial Corp. (COF)

CEO Richard Fairbank was paid $64,971,137 in fiscal year 2025, ↑ up 110.7% from fiscal year 2024, the 78th percentile of its disclosed peer group (SEC filing 0001193125-26-124131 ↗): executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$64,971,137 ↑
Richard Fairbank total, FY2025
78th
CEO pay percentile vs peers
526:1
CEO-to-median pay ratio
83.49%
Say-on-pay support, latest vote

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Sample answer — “What is the CEO’s total compensation?”
- Richard Fairbank (Chairman and Chief Executive Officer), FY2025 total compensation $64,971,137 (base salary $0) [exec_comp, SEC accession 0001193125-26-124131, filed 2026-03-25]

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COF's next annual pay disclosure, estimated March 23, 2027.est. Filing ↗

Page 2 of 35 of the Capital One Financial Corp. Executive Compensation Report, as it is delivered: Executive Summary.

That is page 2 of 35 of the full Executive Compensation Report, shown as it is delivered. The rest:

  1. Summary Compensation Table
  2. Equity transactions since the proxy statement
  3. Grants of plan-based awards
  4. Outstanding equity awards at fiscal year-end
  5. Incentive-plan design (CD&A)
  6. Say-on-pay
  7. CEO pay ratio
  8. Director compensation
  9. Board fee structure and ownership guideline
  10. Disclosed peer group
  11. Source register

Every figure above cites the filing it came from (accession 0001193125-26-124131, filed 2026-10-07) — see the source register, §11.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Richard Fairbank$0$6,700,000$58,127,029$0$0$10,831$133,277$64,971,137
Chairman and Chief Executive Officer
Matthew Cooper1,260,8465,025,0009,022,649000293,90615,602,401
General Counsel and Corporate Secretary; President, Discover Integration
Mark Daniel Mouadeb1,271,9232,957,0007,599,536000270,99112,099,450
President, Card
Frank LaPrade III1,448,1542,730,0006,317,239000261,02010,756,413
Chief Enterprise Services Officer and Chief of Staff to the CEO
Andrew Young1,091,3082,559,5005,860,498000260,0839,771,389
Chief Financial Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
Richard Fairbank$64,971,137$30,829,070$28,589,573↑ +34,142,067
Matthew Cooper15,602,4018,048,119—↑ +7,554,282
Mark Daniel Mouadeb12,099,450———
Frank LaPrade III10,756,4138,072,4048,480,298↑ +2,684,009
Andrew Young9,771,3896,032,6175,659,977↑ +3,738,772

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

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$64,971,137 Richard Fairbank total, FY2025

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Data as of October 7, 2026 · Source: 0001193125-26-124131 · Velarion Executive Compensation Database, deposited on Zenodo (doi:10.5281/zenodo.22283855).

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Companies that benchmark against COF
19 companies name COF as a compensation peer

Each company listed discloses COF in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named COF in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

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01c

Board of directors

One page per director: the seat, the committees and the fee table, read for one person at a time.

DirectorRoleFY2025 total
Ann Fritz HackettLead Independent Director$543,270
Christine DetrickIndependent Director$408,270
Craig Anthony WilliamsIndependent Director$390,770
Eileen SerraIndependent Director$453,270
Eli LeenaarsIndependent Director$488,270
François Locoh-DonouIndependent Director$413,270
Ime ArchibongIndependent Director$368,270
J. Michael ShepherdIndependent Director$315,062
Jennifer L. WongIndependent Director$301,133
Mayo A. Shattuck IIIIndependent Director$393,270
Peter E. RaskindIndependent Director$398,270
Peter Thomas KillaleaIndependent Director$393,270
Suni P. HarfordIndependent Director$413,270
Thomas G. MaherasIndependent Director$301,133
02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Celia KaramPres, Retail Bank2026-04-01D1,099$186$203,985CommonForm 4 ↗
Lia DeanPres, Banking & Prem. Products2026-04-01D1,692186314,052CommonForm 4 ↗
LaPrade,III Frank G.Chief Enterprise Srvcs Officer2026-04-07A11,04100CommonForm 4 ↗
Celia KaramPres, Retail Bank2026-05-01D1,749193336,822CommonForm 4 ↗
Eileen SerraDirector2026-05-08A1,29400CommonForm 4 ↗
J. Michael ShepherdDirector2026-05-08A1,29400CommonForm 4 ↗
Mayo A. Shattuck IIIDirector2026-05-08A1,29400CommonForm 4 ↗
Peter Thomas KillaleaDirector2026-05-08A1,29400CommonForm 4 ↗
Ime ArchibongDirector2026-05-08A1,29400CommonForm 4 ↗
Peter E. RaskindDirector2026-05-08A1,29400CommonForm 4 ↗
Eli LeenaarsDirector2026-05-08A1,29400CommonForm 4 ↗
Christine DetrickDirector2026-05-08A1,29400CommonForm 4 ↗
Jennifer L. WongDirector2026-05-08A1,29400CommonForm 4 ↗
Suni P. HarfordDirector2026-05-08A1,29400CommonForm 4 ↗
François Locoh-DonouDirector2026-05-08A1,29400CommonForm 4 ↗
Craig Anthony WilliamsDirector2026-05-08A1,29400CommonForm 4 ↗
Kaitlin HaggertyChief Human Resources Officer2026-05-12D1,307184240,397CommonForm 4 ↗
Matthew CooperGeneral Counsel & Corp Secy2026-05-12D3,500184643,755CommonForm 4 ↗
Kaitlin HaggertyChief Human Resources Officer2026-05-13D11918321,728CommonForm 4 ↗
Matthew CooperGeneral Counsel & Corp Secy2026-06-02D3,500183641,760CommonForm 4 ↗
Matthew CooperGeneral Counsel & Corp Secy2026-07-07D3,500208728,000CommonForm 4 ↗
Timothy P. GoldenSVP, Chief Accounting Officer2026-07-29D3,487211735,757CommonForm 4 ↗
Ravi RaghuPres, Software, Intl & Sm Bus2026-07-31D5,8202101,222,316CommonForm 4 ↗
Ravi RaghuPres, Software, Intl & Sm Bus2026-07-31D3,462209724,493CommonForm 4 ↗
Ravi RaghuPres, Software, Intl & Sm Bus2026-07-31D44421193,551CommonForm 4 ↗
Jason P. HansonPres.- Global Payment Network2026-08-01D2,01400Derivative, Class A CommonForm 4 ↗
Jason P. HansonPres.- Global Payment Network2026-08-01D893209186,646CommonForm 4 ↗
Jason P. HansonPres.- Global Payment Network2026-08-01A2,014——CommonForm 4 ↗
Mark Daniel MouadebPresident, Card2026-08-03D690215148,350CommonForm 4 ↗
Matthew CooperGeneral Counsel & Corp Secy2026-08-04D3,500219767,655CommonForm 4 ↗
Mark Daniel MouadebPresident, Card2026-08-04D1,183220260,260CommonForm 4 ↗
Ravi RaghuPres, Software, Intl & Sm Bus2026-08-07D5021810,925CommonForm 4 ↗
Michael ZamskyChief Credit & Fin'l Risk Off.2026-08-10D5,4732181,193,223CommonForm 4 ↗
Mark Daniel MouadebPresident, Card2026-08-13D1,199225269,775CommonForm 4 ↗
Celia KaramPres, Retail Bank2026-08-17D1,887226425,556CommonForm 4 ↗
Lia DeanPres, Banking & Prem. Products2026-08-17D1226226CommonForm 4 ↗
Celia KaramPres, Retail Bank2026-08-17D1226226CommonForm 4 ↗
Lia DeanPres, Banking & Prem. Products2026-08-17D2,192226494,340CommonForm 4 ↗
Matthew CooperGeneral Counsel & Corp Secy2026-09-01D3,500214749,350CommonForm 4 ↗
Lia DeanPres, Banking & Prem. Products2026-09-15D2,066206425,741CommonForm 4 ↗
Celia KaramPres, Retail Bank2026-09-15D2,017206415,643CommonForm 4 ↗
Matthew CooperGeneral Counsel & Corp Secy2026-10-06D3,500196686,770CommonForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Mark Daniel MouadebRSU2025-06-03——23,003—$4,500,077
Matthew CooperPSU2025-02-0409,601—14,4021,921,352
Matthew CooperRSU2025-06-03——28,115—5,500,137
Andrew YoungPSU2025-02-0407,796—11,6941,560,136
Richard FairbankRSU2025-02-04——12,493—2,500,099
Andrew YoungRSU2025-06-03——15,336—3,000,182
Frank LaPrade IIIRSU2025-06-03——12,780—2,500,151
Mark Daniel MouadebRSU2025-02-04——7,040—1,408,845
Matthew CooperRSU2025-02-04——8,001—1,601,160
Richard FairbankPSU2025-02-04011,244—16,8662,376,532
Richard FairbankRSU2025-06-03——76,675—14,999,930
Mark Daniel MouadebPSU2025-02-0408,448—12,6721,690,614
Richard FairbankRSU2025-06-03——76,676—15,000,126
Andrew YoungRSU2025-02-04——6,497—1,300,180
Richard FairbankRSU2025-02-04——24,986—5,000,198
Richard FairbankPSU2025-02-04091,296—136,79418,250,144
Frank LaPrade IIIPSU2025-02-04010,404—15,6062,082,048
Frank LaPrade IIIRSU2025-02-04——8,670—1,735,040
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Mark Daniel Mouadeb$5,908,922$1,690,614$022.2%
Matthew Cooper7,101,2971,921,352021.3%
Andrew Young4,300,3621,560,136026.6%
Richard Fairbank37,500,35320,626,676035.5%
Frank LaPrade III4,235,1912,082,048033.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Andrew YoungRSU3,396—$823,055
Mark Daniel MouadebRSU2,281—552,823
Andrew YoungRSU6,497—1,574,613
Frank LaPrade IIIRSU11,645—2,822,282
Frank LaPrade IIIRSU8,670—2,101,261
Andrew YoungRSU7,335—1,777,711
Richard FairbankRSU136,794—33,153,394
Matthew CooperRSU28,115—6,813,951
Mark Daniel MouadebRSU23,003—5,575,007
Andrew YoungRSU15,336—3,716,833
Frank LaPrade IIIRSU12,780—3,097,361
Andrew YoungRSU11,694—2,834,158
Richard FairbankRSU140,459—34,041,643
Richard FairbankRSU76,676—18,583,195
Richard FairbankRSU76,675—18,582,953
Richard FairbankRSU64,100—15,535,276
Richard FairbankRSU53,309—12,919,969
Richard FairbankRSU46,820—11,347,295
Frank LaPrade IIIRSU22,505—5,454,312
Matthew CooperRSU20,769—5,033,575
Richard FairbankRSU18,378—4,454,092
Andrew YoungRSU16,625—4,029,235
Mark Daniel MouadebRSU12,672—3,071,186
Richard FairbankRSU12,493—3,027,803
Matthew CooperRSU8,001—1,939,122
Matthew CooperRSU7,755—1,879,502
Matthew CooperRSU7,692—1,864,233
Mark Daniel MouadebRSU7,040—1,706,214
Richard FairbankRSU34,550—8,373,538
Richard FairbankRSU24,986—6,055,607
Richard FairbankRSU21,008—5,821,730
Richard FairbankRSU24,021—5,091,499
Richard FairbankRSU16,866—4,087,644
Frank LaPrade IIIRSU15,606—3,782,270
Matthew CooperRSU14,402—3,490,469
Mark Daniel MouadebRSU14,133—3,425,274
Frank LaPrade IIIRSU8,336—2,020,313
Andrew YoungRSU6,158—1,492,453
Mark Daniel MouadebRSU5,235—1,268,755
Mark Daniel MouadebRSU4,926—1,193,865
Matthew CooperRSU3,590—870,072
Frank LaPrade IIIRSU5,391—1,306,563
05

Incentive-plan design — the Compensation Discussion & Analysis

Capital One's executive compensation program is designed to attract, retain, motivate, and reward leaders who deliver strong business results, drive growth and innovation, and facilitate the long-term success of the Company. The Committee seeks to link the compensation of the NEOs directly to the Company's performance and the executives' contributions to that performance.

CEO STI target (% of salary)—
CEO LTI target (% of salary)—
Independent consultantFW Cook
Clawback policyTrue
Anti-hedgingTrue
Anti-pledgingTrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-08414,536,57481,945,395766,94083.49%Passed
20252025-05-08312,284,83414,264,217758,76695.63%Passed
20242024-05-02308,121,14515,908,838367,07995.09%Passed
20232023-05-04305,489,83822,041,386575,05893.11%Passed
20222022-05-05317,439,60521,656,170473,45393.61%Passed
20212021-05-06367,130,78426,332,719600,79993.17%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-0883.49%a
20252025-05-0895.63%b
20242024-05-0295.09%c

a. Approved under the standard stated in the filing — “2. Advisory vote on our Named Executive Officer compensation ("Say on Pay") FOR This item will be approved if a majority of the votes cast on the proposal are voted in favor of the proposal. No effect No effect”.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)526 : 1
CEO total compensation$64,971,137
Median employee compensation$123,454
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Ann Fritz HackettIndependent · Lead Independent Director · Compensation Committee · Governance and Nominating Committee (Chair) · Risk Committee · Not standing for re-election$290,000$235,170$0—$18,100$543,270
Eli LeenaarsIndependent · Audit Committee · Compensation Committee · Risk Committee (Chair)240,000235,1700—13,100488,270
Eileen SerraIndependent · Audit Committee (Chair) · Risk Committee200,000235,1700—18,100453,270
Suni P. HarfordIndependent · Audit Committee · Risk Committee160,000235,1700—18,100413,270
François Locoh-DonouIndependent · Compensation Committee (Chair) · Governance and Nominating Committee160,000235,1700—18,100413,270
Christine DetrickIndependent · Audit Committee · Risk Committee160,000235,1700—13,100408,270
Peter E. RaskindIndependent · Governance and Nominating Committee · Risk Committee145,000235,1700—18,100398,270
Peter Thomas KillaleaIndependent · Compensation Committee · Risk Committee145,000235,1700—13,100393,270
Mayo A. Shattuck IIIIndependent · Compensation Committee · Governance and Nominating Committee140,000235,1700—18,100393,270
Craig Anthony WilliamsIndependent · Audit Committee · Compensation Committee137,500235,1700—18,100390,770
Ime ArchibongIndependent · Compensation Committee115,000235,1700—18,100368,270
J. Michael ShepherdIndependent · Audit Committee · Risk Committee · Partial-year service · Newly elected76,484228,5780—10,000315,062
Thomas G. MaherasIndependent · Partial-year service · Newly elected62,555228,5780—10,000301,133
Jennifer L. WongIndependent · Risk Committee · Partial-year service · Newly elected62,555228,5780—10,000301,133
Richard D. FairbankEmployee director · Board Chair000—00
09

Board fee structure and ownership guideline

Annual cash retainer$100,000
Annual equity retainer$235,170
Per board meeting fee—
Committee chair fees (audit / comp / nom-gov)40,000 / 45,000 / 45,000
Stock ownership guideline$500,000
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$2,094,094
Equity awards (grant-date value)$3,272,604
All other compensation$214,100
Total cost of the board$5,580,798

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies Capital One Financial Corp. names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Capital One Financial Corp..

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Goldman Sachs Group, Inc.2025David Solomon$2,000,000$101,177,384$0$0$118,135,674
2Citigroup Inc.2025Jane Fraser1,500,00059,570,80028,600,000095,757,800
3Wells Fargo & Company2025Charles Scharf2,500,00051,938,27829,988,820094,522,642
4Fiserv, Inc.2025Michael Lyons1,214,23655,881,2790070,341,992
5Capital One Financial Corp.2025Richard Fairbank058,127,0290064,971,137
6American Express Company2025Stephen Squeri1,729,16723,486,2575,399,962046,239,805
7JPMorgan Chase & Co.2025James Dimon1,500,00032,500,000——40,632,724
8Morgan Stanley2025Edward Pick1,500,00024,476,4630037,187,657
9Intuit Inc.2025Sasan Goodarzi1,300,00024,285,3848,650,1682,600,00036,845,552
10Mastercard Incorporated2025Michael Miebach1,375,00020,711,4564,950,0097,957,95035,422,518
11Bank of America Corporation2025Brian Moynihan1,500,00030,666,7470033,711,521
12Visa Inc.2025Ryan McInerney1,505,78218,723,3065,687,5095,250,00031,560,660
13PNC Financial Services Group, Inc.2025William Demchak1,300,00017,500,18409,200,00029,503,081
14PayPal Holdings, Inc.2025Alex Chriss1,325,34223,365,2940025,243,486
15Synchrony Financial2025Brian Doubles1,260,09615,929,31502,942,70021,373,734
16Charles Schwab Corporation2025Richard Wurster1,248,4687,612,5535,075,0194,727,41618,755,222
17U.S. Bancorp2025Gunjan Kedia1,141,66711,499,99603,232,26716,674,515
18Truist Financial Corporation2025William Rogers1,200,0007,275,12604,095,00014,313,770
19Ally Financial2025Michael Rhodes1,000,0007,203,0550012,770,194

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
Capital One Financial Corp.not disclosedPSU 62 · RSU 21 · Cash LTI 17Yes — Total Shareholder Return (TSR)FW Cook
Ally Financialnot disclosedRSU 50 · PSU 50Yes — TSR modifierFrederic W. Cook & Co., Inc. (FW Cook)
American Express Company181%PSU 100Yes — 3-year TSR compared to LTIA Performance Peer GroupSemler Brossy
Bank of America Corporationnot disclosednot disclosedNoSemler Brossy
Charles Schwab Corporation116.5%PSU 60 · Options 40NoSemler Brossy Consulting Group LLC
Citigroup Inc.not disclosedPSU 50 · RSU 50Yes — TSRFW Cook
Fiserv, Inc.not disclosednot disclosednot disclosednot disclosed
Goldman Sachs Group, Inc.not disclosednot disclosedNoFrederic W. Cook & Co., Inc. (FW Cook)
Intuit Inc.not disclosedPSU 50 · RSU 25 · Options 25Yes — Relative TSR (60th percentile target)Frederic W. Cook & Co. (FW Cook)
JPMorgan Chase & Co.not disclosedcash 40 · PSU 30 · RSU 30Nonot disclosed
Mastercard Incorporated227%PSU 60 · RSU 20 · Options 20NoFW Cook
Morgan Stanleynot disclosedPSU 100NoSemler Brossy
PayPal Holdings, Inc.98%PSU 50 · RSU 50Yes — rTSR vs S&P 500Compensia
PNC Financial Services Group, Inc.not disclosedPSU 60 · RSU 40NoMeridian Compensation Partners, LLC
Synchrony Financial115.4%PSU 55 · RSU 45NoMeridian
Truist Financial Corporation105%not disclosedYes — 3-Year Relative TSRFarient Advisors LLC
U.S. Bancorpnot disclosedPRSU 60 · RSU 40NoMeridian Compensation Partners, LLC
Visa Inc.140%PSU 50 · RSU 25 · Options 25Yes — Relative TSR vs. S&P 500Meridian
Wells Fargo & Companynot disclosedPSU 65 · RSU 35Yes — Relative TSRMeridian Compensation Partners

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

10d

Frequently asked questions

Who was the highest-paid executive at Capital One Financial Corp. in fiscal 2025?
As disclosed, Richard Fairbank (Chairman and Chief Executive Officer) was the highest-paid executive at Capital One Financial Corp. in fiscal 2025, with total compensation of $64,971,137.
How does Capital One Financial Corp.'s chief executive pay compare to its disclosed peer group?
As disclosed, Richard Fairbank's total compensation ranked at the 78th percentile of Capital One Financial Corp.'s disclosed peer group.
What is Capital One Financial Corp.'s CEO-to-median employee pay ratio?
As disclosed, Capital One Financial Corp.'s CEO-to-median employee pay ratio was 526:1.
How did shareholders vote on Capital One Financial Corp.'s executive compensation?
As disclosed, 83.49% of shareholders supported Capital One Financial Corp.'s executive compensation in the latest say-on-pay vote.
How much does Capital One Financial Corp. spend in total on board compensation for fiscal 2025?
As disclosed, Capital One Financial Corp. reported total board compensation of $5,580,798 for fiscal 2025.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Richard FairbankDEF 14A2026-03-250001193125-26-124131Section “Section VII - Named Executive Officer Compensation” · page 98. As printed: 64,971,137. Filing ↗machine: t570 · r3 · c16 · span 1580979–1580990
2Section 01, Matthew CooperDEF 14A2026-03-250001193125-26-124131Section “Section VII - Named Executive Officer Compensation” · page 98. As printed: 15,602,401. Filing ↗machine: r9 · c16 · span 1597886–1597897
3Section 01, Mark Daniel MouadebDEF 14A2026-03-250001193125-26-124131Section “Section VII - Named Executive Officer Compensation” · page 98. As printed: 12,099,450. Filing ↗machine: r12 · c16 · span 1606191–1606202
4Section 01, Frank LaPrade IIIDEF 14A2026-03-250001193125-26-124131Section “Section VII - Named Executive Officer Compensation” · page 98. As printed: 10,756,413. Filing ↗machine: t570 · r15 · c16 · span 1614957–1614967
5Section 01, Andrew YoungDEF 14A2026-03-250001193125-26-124131Section “Section VII - Named Executive Officer Compensation” · page 98. As printed: 9,771,389. Filing ↗machine: r6 · c16 · span 1589195–1589205
6Section 03, Mark Daniel Mouadeb RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1727201–1727211
7Section 03, Matthew Cooper PSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1712197–1712207
8Section 03, Matthew Cooper RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1717843–1717853
9Section 03, Andrew Young PSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1703366–1703376
10Section 03, Richard Fairbank RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1693919–1693929
11Section 03, Andrew Young RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1708998–1709008
12Section 03, Frank LaPrade III RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1736056–1736066
13Section 03, Mark Daniel Mouadeb RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1723932–1723942
14Section 03, Matthew Cooper RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1714924–1714934
15Section 03, Richard Fairbank PSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1688675–1688685
16Section 03, Richard Fairbank RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1696724–1696735
17Section 03, Mark Daniel Mouadeb PSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1721569–1721579
18Section 03, Richard Fairbank RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1699643–1699654
19Section 03, Andrew Young RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1705729–1705739
20Section 03, Richard Fairbank RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1691479–1691489
21Section 03, Richard Fairbank PSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1686274–1686285
22Section 03, Frank LaPrade III PSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1730410–1730420
23Section 03, Frank LaPrade III RSUDEF 14A1900-01-010001193125-26-124131Section “2025 Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: span 1733137–1733147
24Section 07, pay ratioDEF 14A2026-03-250001193125-26-124131Section “CEO Pay Ratio”. As printed: 526 : 1. Filing ↗machine: t691 · span 2219415–2219480
25Section 08, Ann Fritz HackettDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 543,270. Filing ↗machine: t275 · r5 · c19 · span 761295–761564
26Section 08, Eli LeenaarsDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 488,270. Filing ↗machine: t275 · r8 · c19 · span 776577–776846
27Section 08, Eileen SerraDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 453,270. Filing ↗machine: t275 · r12 · c19 · span 796928–797197
28Section 08, Suni P. HarfordDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 413,270. Filing ↗machine: t275 · r6 · c19 · span 766379–766648
29Section 08, François Locoh-DonouDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 413,270. Filing ↗machine: t275 · r9 · c19 · span 781646–781915
30Section 08, Christine DetrickDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 408,270. Filing ↗machine: t275 · r4 · c19 · span 756234–756503
31Section 08, Peter E. RaskindDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 398,270. Filing ↗machine: t275 · r11 · c19 · span 791847–792116
32Section 08, Peter Thomas KillaleaDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 393,270. Filing ↗machine: r7 · c19 · span 771440–771709
33Section 08, Mayo A. Shattuck IIIDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 393,270. Filing ↗machine: t275 · r13 · c19 · span 801992–802261
34Section 08, Craig Anthony WilliamsDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 390,770. Filing ↗machine: t275 · r15 · c19 · span 812207–812476
35Section 08, Ime ArchibongDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 368,270. Filing ↗machine: t275 · r3 · c19 · span 751148–751417
36Section 08, J. Michael ShepherdDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 315,062. Filing ↗machine: t275 · r14 · c19 · span 807141–807410
37Section 08, Thomas G. MaherasDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 301,133. Filing ↗machine: t275 · r10 · c19 · span 786787–787056
38Section 08, Jennifer L. WongDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 301,133. Filing ↗machine: t275 · r16 · c19 · span 817347–817616
39Section 08, Richard D. FairbankDEF 14A2026-03-250001193125-26-124131Section “Director Compensation”. As printed: 0. Filing ↗machine: t275 · r2 · c19 · span 746058–746059
40Section 02, Celia Karam 2026-04-01Form 42026-04-030001741344-26-000017Insider equity transaction reported since the proxy statement. Filing ↗
41Section 02, Lia Dean 2026-04-01Form 42026-04-030001741273-26-000015Insider equity transaction reported since the proxy statement. Filing ↗
42Section 02, LaPrade,III Frank G. 2026-04-07Form 42026-04-090001497948-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
43Section 02, Celia Karam 2026-05-01Form 42026-05-040001741344-26-000019Insider equity transaction reported since the proxy statement. Filing ↗
44Section 02, Eileen Serra 2026-05-08Form 42026-05-120001721344-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
45Section 02, J. Michael Shepherd 2026-05-08Form 42026-05-120001680502-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
46Section 02, Mayo A. Shattuck III 2026-05-08Form 42026-05-120001087426-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
47Section 02, Peter Thomas Killalea 2026-05-08Form 42026-05-120001638728-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
48Section 02, Ime Archibong 2026-05-08Form 42026-05-120001848476-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
49Section 02, Peter E. Raskind 2026-05-08Form 42026-05-120001181669-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
50Section 02, Eli Leenaars 2026-05-08Form 42026-05-120001549838-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
51Section 02, Christine Detrick 2026-05-08Form 42026-05-120001594796-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
52Section 02, Jennifer L. Wong 2026-05-08Form 42026-05-120001663651-26-000009Insider equity transaction reported since the proxy statement. Filing ↗
53Section 02, Suni P. Harford 2026-05-08Form 42026-05-120002015867-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
54Section 02, François Locoh-Donou 2026-05-08Form 42026-05-120001526624-26-000013Insider equity transaction reported since the proxy statement. Filing ↗
55Section 02, Craig Anthony Williams 2026-05-08Form 42026-05-120001848752-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
56Section 02, Kaitlin Haggerty 2026-05-12Form 42026-05-140001905899-26-000009Insider equity transaction reported since the proxy statement. Filing ↗
57Section 02, Matthew Cooper 2026-05-12Form 42026-05-140001727277-26-000010Insider equity transaction reported since the proxy statement. Filing ↗
58Section 02, Kaitlin Haggerty 2026-05-13Form 42026-05-140001905899-26-000009Insider equity transaction reported since the proxy statement. Filing ↗
59Section 02, Matthew Cooper 2026-06-02Form 42026-06-030001727277-26-000012Insider equity transaction reported since the proxy statement. Filing ↗
60Section 02, Matthew Cooper 2026-07-07Form 42026-07-080001727277-26-000014Insider equity transaction reported since the proxy statement. Filing ↗
61Section 02, Timothy P. Golden 2026-07-29Form 42026-07-300001706865-26-000007Insider equity transaction reported since the proxy statement. Filing ↗
62Section 02, Ravi Raghu 2026-07-31Form 42026-08-030001938203-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
63Section 02, Ravi Raghu 2026-07-31Form 42026-08-030001938203-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
64Section 02, Ravi Raghu 2026-07-31Form 42026-08-030001938203-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
65Section 02, Jason P. Hanson 2026-08-01Form 42026-08-040001982604-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
66Section 02, Jason P. Hanson 2026-08-01Form 42026-08-040001982604-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
67Section 02, Jason P. Hanson 2026-08-01Form 42026-08-040001982604-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
68Section 02, Mark Daniel Mouadeb 2026-08-03Form 42026-08-040001938196-26-000012Insider equity transaction reported since the proxy statement. Filing ↗
69Section 02, Matthew Cooper 2026-08-04Form 42026-08-050001727277-26-000016Insider equity transaction reported since the proxy statement. Filing ↗
70Section 02, Mark Daniel Mouadeb 2026-08-04Form 42026-08-050001938196-26-000015Insider equity transaction reported since the proxy statement. Filing ↗
71Section 02, Ravi Raghu 2026-08-07Form 42026-08-100001938203-26-000013Insider equity transaction reported since the proxy statement. Filing ↗
72Section 02, Michael Zamsky 2026-08-10Form 42026-08-110001938261-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
73Section 02, Mark Daniel Mouadeb 2026-08-13Form 42026-08-170001938196-26-000017Insider equity transaction reported since the proxy statement. Filing ↗
74Section 02, Celia Karam 2026-08-17Form 42026-08-180001741344-26-000021Insider equity transaction reported since the proxy statement. Filing ↗
75Section 02, Lia Dean 2026-08-17Form 42026-08-180001741273-26-000017Insider equity transaction reported since the proxy statement. Filing ↗
76Section 02, Celia Karam 2026-08-17Form 42026-08-180001741344-26-000021Insider equity transaction reported since the proxy statement. Filing ↗
77Section 02, Lia Dean 2026-08-17Form 42026-08-180001741273-26-000017Insider equity transaction reported since the proxy statement. Filing ↗
78Section 02, Matthew Cooper 2026-09-01Form 42026-09-020001727277-26-000018Insider equity transaction reported since the proxy statement. Filing ↗
79Section 02, Lia Dean 2026-09-15Form 42026-09-160001741273-26-000020Insider equity transaction reported since the proxy statement. Filing ↗
80Section 02, Celia Karam 2026-09-15Form 42026-09-160001741344-26-000024Insider equity transaction reported since the proxy statement. Filing ↗
81Section 02, Matthew Cooper 2026-10-06Form 42026-10-070001727277-26-000020Insider equity transaction reported since the proxy statement. Filing ↗
82Section 06, 2026 voteForm 8-K2026-05-080000927628-26-000050Item 5.07 · say-on-pay result. As reported: 83.49% (votes for as printed: 414,536,574). Filing ↗
83Section 06, 2025 voteForm 8-K2025-05-080000927628-25-000144Item 5.07 · say-on-pay result. As reported: 95.63% (votes for as printed: 312,284,834). Filing ↗
84Section 06, 2024 voteForm 8-K2024-05-030000927628-24-000178Item 5.07 · say-on-pay result. As reported: 95.09% (votes for as printed: 308,121,145). Filing ↗
85Section 01 trend, Δ column (computed)Computed——Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
86Section 03b vehicle mix (computed)Computed——RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
87Section 09b board cost (computed)Computed——Cash 2,094,094 + equity 3,272,604 + all other 214,100 = 5,580,798, summed across the director compensation table rows.machine: formula: Σ = 5,580,798
88Goldman Sachs Group, Inc., Section 10b CEO totalDEF 14A2026-03-200001193125-26-117433CEO total compensation as printed in Goldman Sachs Group, Inc.'s own proxy. As printed: 118,135,674. Filing ↗machine: t209 · span 2465661–2465672
89Citigroup Inc., Section 10b CEO totalDEF 14A2026-04-020001206774-26-000185CEO total compensation as printed in Citigroup Inc.'s own proxy. As printed: 95,757,800. Filing ↗machine: t303 · r1 · c9 · span 1389939–1389949
90Wells Fargo & Company, Section 10b CEO totalDEF 14A2026-03-180000072971-26-000200CEO total compensation as printed in Wells Fargo & Company's own proxy. As printed: 94,522,642. Filing ↗machine: r3 · c24 · span 1599000–1599010
91Fiserv, Inc., Section 10b CEO totalDEF 14A2026-04-020001140361-26-013003CEO total compensation as printed in Fiserv, Inc.'s own proxy. As printed: 70,341,992. Filing ↗machine: r2 · c22 · span 1028715–1028725
92Capital One Financial Corp. (subject), Section 10b CEO totalDEF 14A2026-03-250001193125-26-124131CEO total compensation as printed in Capital One Financial Corp.'s own proxy. As printed: 64,971,137. Filing ↗machine: t570 · r3 · c16 · span 1580979–1580990
93American Express Company, Section 10b CEO totalDEF 14A2026-03-250001104659-26-034163CEO total compensation as printed in American Express Company's own proxy. As printed: 46,239,805. Filing ↗machine: span 2098186–2098196
94JPMorgan Chase & Co., Section 10b CEO totalDEF 14A2026-04-060000019617-26-000096CEO total compensation as printed in JPMorgan Chase & Co.'s own proxy. As printed: 40,632,724. Filing ↗machine: span 1754306–1754316
95Morgan Stanley, Section 10b CEO totalDEF 14A2026-04-020001140361-26-012975CEO total compensation as printed in Morgan Stanley's own proxy. As printed: 37,187,657. Filing ↗machine: t623 · r2 · c22 · span 1563319–1563329
96Intuit Inc., Section 10b CEO totalDEF 14A2025-11-260000896878-25-000057CEO total compensation as printed in Intuit Inc.'s own proxy. As printed: 36,845,552. Filing ↗machine: span 1544523–1544533
97Mastercard Incorporated, Section 10b CEO totalDEF 14A2026-04-270001141391-26-000021CEO total compensation as printed in Mastercard Incorporated's own proxy. As printed: 35,422,518. Filing ↗machine: r3 · c54 · span 1446723–1446733
98Bank of America Corporation, Section 10b CEO totalDEF 14A2026-03-230001193125-26-118929CEO total compensation as printed in Bank of America Corporation's own proxy. As printed: 33,711,521. Filing ↗machine: r3 · c39 · span 1377520–1377530
99Visa Inc., Section 10b CEO totalDEF 14A2025-12-080001308179-25-000635CEO total compensation as printed in Visa Inc.'s own proxy. As printed: 31,560,660. Filing ↗machine: t249 · span 1369402–1369412
100PNC Financial Services Group, Inc., Section 10b CEO totalDEF 14A2026-03-110001193125-26-102189CEO total compensation as printed in PNC Financial Services Group, Inc.'s own proxy. As printed: 29,503,081. Filing ↗
101PayPal Holdings, Inc., Section 10b CEO totalDEF 14A2026-04-070001193125-26-145721CEO total compensation as printed in PayPal Holdings, Inc.'s own proxy. As printed: 25,243,486. Filing ↗machine: t411 · r4 · c27 · span 1387299–1387309
102Synchrony Financial, Section 10b CEO totalDEF 14A2026-04-290001601712-26-000017CEO total compensation as printed in Synchrony Financial's own proxy. As printed: 21,373,734. Filing ↗machine: r3 · c33 · span 933831–933842
103Charles Schwab Corporation, Section 10b CEO totalDEF 14A2026-04-060001193125-26-142826CEO total compensation as printed in Charles Schwab Corporation's own proxy. As printed: 18,755,222. Filing ↗machine: span 943741–943751
104U.S. Bancorp, Section 10b CEO totalDEF 14A2026-03-100001104659-26-025844CEO total compensation as printed in U.S. Bancorp's own proxy. As printed: 16,674,515. Filing ↗machine: r1 · c42 · span 1202461–1202471
105Truist Financial Corporation, Section 10b CEO totalDEF 14A2026-03-160001193125-26-107144CEO total compensation as printed in Truist Financial Corporation's own proxy. As printed: 14,313,770. Filing ↗machine: r4 · c39 · span 1270472–1270482
106Ally Financial, Section 10b CEO totalDEF 14A2026-03-180001193125-26-113819CEO total compensation as printed in Ally Financial's own proxy. As printed: 12,770,194. Filing ↗machine: r4 · c12 · span 3276441–3276451
107Section 10a, Fiserv, Inc. reciprocityDEF 14A—0001140361-26-013003Fiserv, Inc.'s most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
108Section 10a, Morgan Stanley reciprocityDEF 14A—0001140361-26-012975Morgan Stanley names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
109Section 10a, U.S. Bancorp reciprocityDEF 14A—0001104659-26-025844U.S. Bancorp names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
110Section 10a, Intuit Inc. reciprocityDEF 14A—0000896878-25-000057Intuit Inc.'s most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
111Section 10a, Mastercard Incorporated reciprocityDEF 14A—0001141391-26-000021Mastercard Incorporated's most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
112Section 10a, Ally Financial reciprocityDEF 14A—0001193125-26-113819Ally Financial names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
113Section 10a, PayPal Holdings, Inc. reciprocityDEF 14A—0001193125-26-145721PayPal Holdings, Inc. names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
114Section 10a, Synchrony Financial reciprocityDEF 14A—0001601712-26-000017Synchrony Financial names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
115Section 10a, American Express Company reciprocityDEF 14A—0001104659-26-034163American Express Company names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
116Section 10a, Truist Financial Corporation reciprocityDEF 14A—0001193125-26-107144Truist Financial Corporation's most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
117Section 10a, JPMorgan Chase & Co. reciprocityDEF 14A—0000019617-26-000096JPMorgan Chase & Co.'s most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
118Section 10a, Charles Schwab Corporation reciprocityDEF 14A—0001193125-26-142826Charles Schwab Corporation's most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
119Section 10a, Goldman Sachs Group, Inc. reciprocityDEF 14A—0001193125-26-117433Goldman Sachs Group, Inc.'s most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
120Section 10a, Wells Fargo & Company reciprocityDEF 14A—0000072971-26-000200Wells Fargo & Company's most recent proxy was read; its disclosed peer group does not include Capital One Financial Corp.. Filing ↗
121Section 10a, Bank of America Corporation reciprocityDEF 14A—0001193125-26-118929Bank of America Corporation names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
122Section 10a, Visa Inc. reciprocityDEF 14A—0001308179-25-000635Visa Inc. names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
123Section 10a, Citigroup Inc. reciprocityDEF 14A—0001206774-26-000185Citigroup Inc. names Capital One Financial Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗

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