Synchrony Financial (SYF)

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

You have just read Synchrony Financial's Summary Compensation Table. The whole free brief as a PDF, emailed now, with every figure cited — then a few short notes on the deeper SYF reports.

We send the PDF right away, then up to three short notes. Reply “unsubscribe” to any of them, any time.

One page per officer: the same table above, read for one person at a time — his own figure and every fiscal year the register holds.

One page per director: the seat, the committees and the fee table, read for one person at a time.

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

Synchrony's executive compensation programs are designed to reward financial performance and incentivize long-term stakeholder value creation while discouraging excessive or imprudent risk-taking and are guided by the following principles: Performance, Values, Stockholder Alignment, Market Competitiveness, Internal Equity, Prudent Risk, Fair Customer Treatment, and Reporting Concerns.

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

a. Approved under the standard stated in the filing — “Agenda Election of 12 directors named in this proxy statement Ratify the selection of KPMG LLP as our independent registered public accounting firm for 2026 Advisory approval of our named executive officers' compensation Voting standard: Majority of votes cast Page Reference -- 16 Board Recommendation FOR Voting standard: Majority of votes cast Page Reference -- 30 Board Recommendation FOR Voting standard: Majority of votes cast Page Reference -- 31 Board Recommendation FOR 4 / 2026 Annual Meeting and Proxy Statement Table of Contents Proxy Summary Synchrony Financial is a proxy statement Majority of votes cast Not counted as votes cast and therefore will have no effect FOR Auditor ratification Majority of votes cast Abstentions not counted as votes cast and therefore will have no effect.”.

b. Approved under the standard stated in the filing — “How many votes are required to approve each matter to be considered at the Annual Meeting? VOTING ITEM VOTING STANDARD TREATMENT OF ABSTENTIONS AND BROKER NON-VOTES BOARD RECOMMENDATION Election of 11 directors named in this proxy statement Majority of votes cast Not counted as votes cast and therefore will have no effect FOR Auditor ratification Majority of votes cast Abstentions not counted as votes cast and therefore will have no effect.”.

c. Approved under the standard stated in the filing — “standard: Majority of votes cast Page Reference -- 18 BOARD RECOMMENDATION FOR Ratify the selection of KPMG LLP as our independent registered public accounting firm for 2024 Voting standard: Majority of votes cast Page Reference -- 32 BOARD RECOMMENDATION FOR Advisory approval of our named executive officers' compensation Voting standard: Majority of votes cast Page Reference -- 33 BOARD RECOMMENDATION FOR Approval of Synchrony Financial 2024 Long-Term Incentive Plan Approval of an Amendment to the Company's Amended and Restated Certification of Incorporation to reflect recently amended Delaware law provisions regarding officer exculpation Voting standard: Majority of votes proxy statement Majority of votes cast Not counted as votes cast and therefore will have no effect FOR Auditor ratification Majority of votes cast Abstentions not counted as votes cast and therefore will have no effect.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

Of the companies Synchrony Financial names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Synchrony Financial.

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

The Pay Desk — the free weekly executive pay briefing, one company at a time, every number traceable to a public filing.

You'll confirm on The Pay Desk's sign-up page.