Chief Credit Officer · Oportun Financial Corp (OPRT)

Patrick Kirscht

A named executive officer of Oportun Financial in every fiscal year CompBrief holds from FY2017 to FY2025. Every figure below is printed as the company filed it and cited to the filing it came from.

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Total disclosed compensation, FY2025

$2,527,434

FY2024: $1,289,720

2nd of 3 named executive officers at Oportun Financial by FY2025 total.

3 named officers on file for Oportun Financial, FY2025

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What this number hides

The filing gives the total. Oportun Financial’s full Executive Compensation Report gives every award, the disclosed peer set and what the total leaves out — the pair adds the board’s.

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Compensation figures as of the proxy filed June 29, 2026 (DEF 14A).

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Patrick Kirscht compensation by year

Oportun Financial Summary Compensation Table · all 9 fiscal years held
In US dollars, as Oportun Financial reports it. Most recent year shaded. Totals are the company’s disclosed totals.
ComponentFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Salary$378,000$385,333$414,000$427,883$433,816$469,176$473,509$483,115$503,299
Bonus$0$0$0$0$0$0$0$0$0
Stock awards$0$1,500,001$643,974$1,500,008$375,005$1,136,034$208,704$360,845$1,653,911
Option awards$0$0$624,864$750,007$375,011$375,008$0$0$0
Non-equity incentive$231,511$283,342$256,587$281,613$358,158$234,682$121,881$445,759$370,224
Pension and deferred compensation$0$0$0$0$0$0$0$0$0
All other$10,794$22,337$14,807$37,243$36,150$38,949$39,819$0$0
Total$620,305$2,191,014$1,954,232$2,996,754$1,578,140$2,253,849$843,913$1,289,720$2,527,434

Each year as stated in that year's proxy. A dash means the company reported no figure in that column. Source: Oportun Financial Corp DEF 14A filed June 29, 2026, accession 0001140361-26-026773, and prior-year filings. Open the filing on EDGAR.

How this page was built: the Oportun Financial Corp filed document, accession 0001140361-26-026773. Every figure is read from that document and cited to the page and table it appears in. Filed June 29, 2026.

$620K
$2.2M
$2.0M
$3.0M
$1.6M
$2.3M
$844K
$1.3M
$2.5M
FY17
FY18
FY19
FY20
FY21
FY22
FY23
FY24
FY25
SalaryNon-equity incentiveStock awardsOption awardsAll other

Equity holdings

unvested awards at FY2025 year-end
TypeUnvested unitsValue at year-endExercise price
RSU110,295$583,461—
RSU95,603$505,740—
PSU73,530$388,974—
RSU53,818$284,697—
RSU21,211$112,206—
PSU20,181$106,757—
RSU16,447$87,005—
PSU12,334$65,247—
Option2,989—$13.39

Per the Outstanding Equity Awards at Fiscal Year-End table in Oportun Financial Corp's FY2025 proxy; value at the fiscal year-end close, as the company printed it.

Change-in-control & termination

estimated payments Oportun Financial discloses, by trigger · FY2025
TriggerCash severanceAccelerated equityBenefits continuationTotal as disclosed
Change in control, no termination—$1,077,018—$1,612,518
Involuntary termination without cause$510,000$505,740$27,852$1,579,092
Change in control and involuntary termination$841,500$2,650,126$27,852$4,054,978

Per the Potential Payments Upon Termination or Change in Control table in Oportun Financial Corp's FY2025 proxy. Estimates as the company printed them; a dash means it printed no figure.

Oportun Financial’s named executive officers, FY2025

as the company reported each
Named executive officerRoleFY2025 total
Raul VazquezChief Executive Officer$4,327,855
Patrick Kirscht · this pageChief Credit Officer$2,527,434
Kathleen LaytonChief Legal Officer and Corporate Secretary$1,868,125

Patrick Kirscht's compensation dossier, Oportun Financial

You have read Patrick Kirscht's totals and holdings. The dossier adds each equity grant Oportun Financial disclosed for Patrick Kirscht and Oportun Financial's own disclosed peer group, where the company discloses them, with every row in a PDF and a CSV cited to its filing.

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The full Oportun Financial compensation record

free company brief

This page is one person within Oportun Financial's record. The company brief lists every named executive, each linking to their own page.

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Compensation, the day it’s disclosed

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How this record is built

Every figure on this page is one figure from a public SEC filing, printed as the filing states it and cited to the document. Compensation totals are Oportun Financial's own disclosed totals, not summed by Velarion. Insider transactions are read from Form 4 filings and cover every line filed since the most recent proxy. Nothing is estimated by Velarion; where the company does not disclose a value the cell reads "—", and a section appears only where the company discloses the data. Corrections: records@velarion.ai.

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Patrick Kirscht's compensation dossier