Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-05-15

Beacon Financial (BHLB)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$8,542,850
Nitin Mhatre total, FY2025
Former Chief Executive Officer, Berkshirehighest-paid officer; CEO Paul Perrault: $1,284,440
1st
CEO (Paul Perrault) pay percentile vs peers
CEO-to-median pay ratio
60.05%
Say-on-pay support, latest vote
Companies that benchmark against BHLB
2 companies name BHLB as a compensation peer

Each company listed discloses BHLB in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named BHLB in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Nitin Mhatre$567,800$0$0$0$0$0$7,975,050$8,542,850
Former Chief Executive Officer, Berkshire
James Brown319,600000002,746,8953,066,495
Former Head of Commercial, Berkshire
Sean Gray595,680100,00000469,63501,654,0542,819,369
Chief Operations Officer
Jacqueline Courtwright340,93330,00000204,56001,646,7062,222,199
Chief Human Resources Officer
Gregory Lindenmuth241,63810,00000001,895,3762,147,014
Former Chief Risk Officer, Berkshire
Wm. Gordon Prescott320,66760,00000192,40001,551,5992,124,666
General Counsel
Brett Brbovic221,00040,00000001,686,3951,947,395
Former Chief Financial Officer, Berkshire
Paul Perrault333,3330452,6840242,5000255,9231,284,440
President and Chief Executive Officer
Carl Carlson199,0000199,0240115,850054,397568,271
Chief Financial and Strategy Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Nitin Mhatre$8,542,850$2,662,950$2,633,381+5,879,900
James Brown3,066,4951,176,173841,669+1,890,322
Sean Gray2,819,3691,790,9721,595,463+1,028,397
Jacqueline Courtwright2,222,199
Gregory Lindenmuth2,147,014723,914680,959+1,423,100
Wm. Gordon Prescott2,124,666
Brett Brbovic1,947,395592,653436,184+1,354,742
Paul Perrault1,284,440
Carl Carlson568,271

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Paul PerraultRSU17,921$472,577
Carl CarlsonRSU7,879207,769
05

Incentive-plan design — the Compensation Discussion & Analysis

The Company's compensation philosophy is grounded in a pay-for-performance approach that balances short-term and long-term incentives to align executive interests with stockholder value. The program is designed to be competitive with the market median for similarly-sized banks, rewarding strong and prudent corporate performance while emphasizing the retention of qualified executives who influence long-term growth.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantMeridian Compensation Partners, LLC
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-1335,782,77123,800,639297,38660.05%Passed
20252025-05-2135,579,920883,027102,95997.58%Passed
20242024-05-1633,247,3391,315,857139,22896.19%Passed
20232023-05-1835,870,276635,899185,89898.26%Passed
20222022-05-2037,827,919906,537163,92297.66%Passed
20212021-05-2038,875,7751,153,193189,96597.12%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-1360.05%a
20252025-05-2197.58%b
20242024-05-1696.19%c

a. Voting standard not stated in the filing.

b. Approved under the standard stated in the filing — “Therefore, abstentions and broker non-votes will have no impact on the outcome of these proposals Solicitation of Proxies.”.

c. Approved under the standard stated in the filing — “Therefore, abstentions and broker non-votes will have no impact on the outcome of these proposals Solicitation of Proxies.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
David M. BrunelleIndependent · Board Chair · Compensation Committee · Corporate Governance and Nominating Committee$218,000$0$1,938$219,938
Sylvia MaxfieldIndependent · Audit Committee (Chair) · Risk Committee170,00001,938171,938
Nina A. CharnleyIndependent · Audit Committee151,00001,938152,938
Eric S. RosengrenIndependent · Compensation Committee · Risk Committee (Chair)149,00001,938150,938
Mary Anne CallahanIndependent · Audit Committee142,00001,938143,938
Karyn PolitoIndependent · Compensation Committee · Corporate Governance and Nominating Committee134,00001,938135,938
Mihir A. DesaiIndependent · Risk Committee131,00001,938132,938
William H. Hughes IIIIndependent · Corporate Governance and Nominating Committee131,00001,938132,938
Thomas J. HollisterIndependent · Audit Committee · Corporate Governance and Nominating Committee (Chair) · Newly elected97,5000097,500
Bogdan NowakIndependent · Compensation Committee (Chair) · Corporate Governance and Nominating Committee · Newly elected84,1670084,167
Margaret Boles FitzgeraldIndependent · Risk Committee · Newly elected84,1670084,167
Willard I. Hill JrIndependent · Audit · Compensation · Newly elected80,0000080,000
Joanne B. ChangIndependent · Audit Committee · Corporate Governance and Nominating Committee · Newly elected80,0000080,000
Merrill W. ShermanIndependent · Risk Committee · Newly elected80,0000080,000
John M. PereiraIndependent · Compensation Committee · Risk Committee · Newly elected80,0000080,000
Paul A. PerraultEmployee director · Newly elected0
09

Board fee structure and ownership guideline

Annual cash retainer$45,000
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)13,000 / 6,000 / 6,000
Stock ownership guideline$225,000
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$1,811,834
Equity awards (grant-date value)$0
All other compensation$15,504
Total cost of the board$1,827,338

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies Beacon Financial names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Beacon Financial.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Eastern Bankshares, Inc.2025Denis Sheahan$800,000$3,371,297$792,000$5,069,867
2ConnectOne Bancorp, Inc.2025Frank Sorrentino III992,0001,674,00101,272,2404,399,936
3Dime Community Bancshares2025Stuart Lubow1,043,1641,163,27103,467,632
4NBT Bancorp, Inc.2025Scott A. Kingsley820,192663,3750670,2922,990,037
5Flushing Financial Corporation2024John Buran1,160,500395,0350687,3422,433,701
6First Commonwealth Financial Corporation2025T. Michael Price700,000515,7460745,0632,000,604
7Beacon Financial2025Paul Perrault333,333452,6840242,5001,284,440

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
Beacon Financialnot disclosedRSU 100not disclosedMeridian Compensation Partners, LLC
ConnectOne Bancorp, Inc.135%PSU 55 · RSU 45NoMeridian Compensation Partners, LLC
Dime Community Bancshares117.9%PSU 60 · RSU 40NoPay Governance
Eastern Bankshares, Inc.110%PSU 60 · RSU 40Yes — Relative Total Shareholder Return (TSR) vs. KRX BanksPearl Meyer
First Commonwealth Financial Corporation163.75%PSU 50 · RSU 50Yes — TSR Relative to PeersMeridian Compensation Partners LLC
Flushing Financial Corporationnot disclosedPRSU 50 · RSU 50not disclosedPearl Meyer
NBT Bancorp, Inc.108.33%PSU 50 · RSU 50Yes — Relative 3-year TSRMeridian Compensation Partners, LLC

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Nitin MhatreDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 8,542,850. Filing ↗machine: span 697926–697935
2Section 01, James BrownDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 3,066,495. Filing ↗machine: span 717265–717274
3Section 01, Sean GrayDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 2,819,369. Filing ↗machine: span 678891–678900
4Section 01, Jacqueline CourtwrightDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 2,222,199. Filing ↗machine: span 688613–688622
5Section 01, Gregory LindenmuthDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 2,147,014. Filing ↗machine: span 726638–726647
6Section 01, Wm. Gordon PrescottDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 2,124,666. Filing ↗machine: span 693107–693116
7Section 01, Brett BrbovicDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 1,947,395. Filing ↗machine: span 707317–707326
8Section 01, Paul PerraultDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 1,284,440. Filing ↗machine: span 669887–669896
9Section 01, Carl CarlsonDEF 14A2026-04-020001628280-26-022949Section “Named Executive Officer Compensation” · page 48. As printed: 568,271. Filing ↗machine: span 674388–674395
10Section 08, David M. BrunelleDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 219,938. Filing ↗machine: span 395279–395546
11Section 08, Sylvia MaxfieldDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 171,938. Filing ↗machine: span 415174–415412
12Section 08, Nina A. CharnleyDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 152,938. Filing ↗machine: span 401944–402182
13Section 08, Eric S. RosengrenDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 150,938. Filing ↗machine: span 423975–424213
14Section 08, Mary Anne CallahanDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 143,938. Filing ↗machine: span 397541–397779
15Section 08, Karyn PolitoDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 135,938. Filing ↗machine: span 421772–422010
16Section 08, Mihir A. DesaiDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 132,938. Filing ↗machine: span 404144–404382
17Section 08, William H. Hughes IIIDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 132,938. Filing ↗machine: span 412973–413211
18Section 08, Thomas J. HollisterDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 97,500. Filing ↗machine: span 409218–409455
19Section 08, Bogdan NowakDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 84,167. Filing ↗machine: span 415824–416061
20Section 08, Margaret Boles FitzgeraldDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 84,167. Filing ↗machine: span 404807–405044
21Section 08, Willard I. Hill JrDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 80,000. Filing ↗machine: span 407013–407250
22Section 08, Joanne B. ChangDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 80,000. Filing ↗machine: span 398194–398431
23Section 08, Merrill W. ShermanDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 80,000. Filing ↗machine: span 424689–424955
24Section 08, John M. PereiraDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 80,000. Filing ↗machine: span 418025–418262
25Section 08, Paul A. PerraultDEF 14A2026-04-020001628280-26-022949Section “Director Compensation”. As printed: 0. Filing ↗
26Section 06, 2026 voteForm 8-K2026-05-150001104659-26-062720Item 5.07 · say-on-pay result. As reported: 60.05% (votes for as printed: 35,782,771). Filing ↗
27Section 06, 2025 voteForm 8-K2025-05-220000943374-25-000227Item 5.07 · say-on-pay result. As reported: 97.58% (votes for as printed: 35,579,920). Filing ↗
28Section 06, 2024 voteForm 8-K2024-05-170000943374-24-000183Item 5.07 · say-on-pay result. As reported: 96.19% (votes for as printed: 33,247,339). Filing ↗
29Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
30Section 09b board cost (computed)ComputedcomputedCash 1,811,834 + equity 0 + all other 15,504 = 1,827,338, summed across the director compensation table rows.machine: formula: Σ = 1,827,338
31Eastern Bankshares, Inc., Section 10b CEO totalDEF 14A2026-03-260001193125-26-126283CEO total compensation as printed in Eastern Bankshares, Inc.'s own proxy. As printed: 5,069,867. Filing ↗machine: span 693146–693155
32ConnectOne Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-090001437749-26-011892CEO total compensation as printed in ConnectOne Bancorp, Inc.'s own proxy. As printed: 4,399,936. Filing ↗
33Dime Community Bancshares, Section 10b CEO totalDEF 14A2026-04-130001104659-26-042646CEO total compensation as printed in Dime Community Bancshares's own proxy. As printed: 3,467,632. Filing ↗machine: t198 · r8 · c9 · span 1068574–1068584
34NBT Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-060001140361-26-013237CEO total compensation as printed in NBT Bancorp, Inc.'s own proxy. As printed: 2,990,037. Filing ↗machine: r2 · c22 · span 862129–862138
35Flushing Financial Corporation, Section 10b CEO totalDEF 14A2025-04-170001193125-25-083786CEO total compensation as printed in Flushing Financial Corporation's own proxy. As printed: 2,433,701. Filing ↗machine: r3 · c34 · span 460495–460504
36First Commonwealth Financial Corporation, Section 10b CEO totalDEF 14A2026-03-190001193125-26-115933CEO total compensation as printed in First Commonwealth Financial Corporation's own proxy. As printed: 2,000,604. Filing ↗machine: r4 · c34 · span 658732–658741
37Beacon Financial (subject), Section 10b CEO totalDEF 14A2026-04-020001628280-26-022949CEO total compensation as printed in Beacon Financial's own proxy. As printed: 1,284,440. Filing ↗machine: span 669887–669896
38Section 10a, NBT Bancorp, Inc. reciprocityDEF 14A0001140361-26-013237NBT Bancorp, Inc.'s most recent proxy was read; its disclosed peer group does not include Beacon Financial. Filing ↗
39Section 10a, Eastern Bankshares, Inc. reciprocityDEF 14A0001193125-26-126283Eastern Bankshares, Inc.'s most recent proxy was read; its disclosed peer group does not include Beacon Financial. Filing ↗
40Section 10a, Flushing Financial Corporation reciprocityDEF 14A0001193125-25-083786Flushing Financial Corporation names Beacon Financial in its own disclosed peer group (read from its most recent proxy). Filing ↗
41Section 10a, First Commonwealth Financial Corporation reciprocityDEF 14A0001193125-26-115933First Commonwealth Financial Corporation's most recent proxy was read; its disclosed peer group does not include Beacon Financial. Filing ↗
42Section 10a, Dime Community Bancshares reciprocityDEF 14A0001104659-26-042646Dime Community Bancshares's most recent proxy was read; its disclosed peer group does not include Beacon Financial. Filing ↗