Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.
Each company listed discloses FSBC in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named FSBC in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.
| Named executive officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension / NQDC | All other | Total |
|---|---|---|---|---|---|---|---|---|
| James Beckwith | $698,988 | $0 | $439,963 | $0 | $605,365 | $0 | $36,441 | $1,780,757 |
| President and Chief Executive Officer | ||||||||
| Don Kurtze | 308,867 | 292,500 | 199,970 | 0 | 0 | 0 | 19,581 | 820,918 |
| Executive Vice President and San Francisco Bay Area Region President | ||||||||
| Michael Rizzo | 399,263 | 0 | 199,970 | 0 | 146,695 | 0 | 37,943 | 783,871 |
| Executive Vice President and Chief Banking Officer | ||||||||
A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.
| Named executive officer | FY2025 total | FY2024 total | FY2023 total | Δ FY2024→2025 |
|---|---|---|---|---|
| James Beckwith | $1,780,757 | $1,547,837 | — | +232,920 |
| Don Kurtze | 820,918 | — | — | — |
| Michael Rizzo | 783,871 | 570,391 | — | +213,480 |
Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.
Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.
| Insider | Role | Transaction date | Code | Shares | Price | Value | Security | Source |
|---|---|---|---|---|---|---|---|---|
| Lydia Ann Ramirez-Medina | EVP & Chief Operating Officer | 2026-05-06 | D | 400 | $41 | $16,396 | Common | Form 4 ↗ |
| Michael Eugene Lee | SVP & Chief Regulatory Officer | 2026-05-07 | D | 1,641 | 41 | 67,708 | Common | Form 4 ↗ |
| Brett Levi Wait | SVP & CIO | 2026-05-14 | D | 2,583 | 41 | 106,179 | Common | Form 4 ↗ |
| James Eugene Beckwith | Director | 2026-05-20 | D | 2,000 | 41 | 82,240 | Common | Form 4 ↗ |
| James Eugene Beckwith | Director | 2026-05-20 | D | 2,428 | 41 | 100,374 | Common | Form 4 ↗ |
| James Eugene Beckwith | Director | 2026-05-20 | D | 2,000 | 41 | 82,440 | Common | Form 4 ↗ |
| Shelley Ronan Wetton | SVP, Chief Marketing Officer | 2026-05-21 | A | 905 | 0 | 0 | Common | Form 4 ↗ |
| Don Kurtze | EVP, SF Bay Area President | 2026-05-21 | A | 2,715 | 0 | 0 | Common | Form 4 ↗ |
| Brett Levi Wait | SVP, Chief Information Officer | 2026-05-21 | A | 905 | 0 | 0 | Common | Form 4 ↗ |
| Michael Rizzo | EVP, Chief Banking Officer | 2026-05-21 | A | 2,715 | 0 | 0 | Common | Form 4 ↗ |
| Michael Eugene Lee | SVP, Chief Regulatory Officer | 2026-05-21 | A | 905 | 0 | 0 | Common | Form 4 ↗ |
| Lydia Ann Ramirez-Medina | EVP, Chief Operating Officer | 2026-05-21 | A | 2,715 | 0 | 0 | Common | Form 4 ↗ |
| Heather Christina Luck | EVP, Chief Financial Officer | 2026-05-21 | A | 2,715 | 0 | 0 | Common | Form 4 ↗ |
| Michael Eugene Lee | SVP, Chief Regulatory Officer | 2026-05-21 | D | 867 | 41 | 35,746 | Common | Form 4 ↗ |
| John William Dalton | SVP, Chief Credit Officer | 2026-05-21 | A | 905 | 0 | 0 | Common | Form 4 ↗ |
| Brett Levi Wait | SVP, Chief Information Officer | 2026-05-26 | D | 1,640 | 42 | 69,323 | Common | Form 4 ↗ |
| Larry E. Allbaugh | Director | 2026-05-29 | D | 150,000 | 0 | 0 | Common, indirect | Form 4 ↗ |
| Donna L. Lucas | Director | 2026-07-22 | A | 1,136 | 44 | 49,984 | Common | Form 4 ↗ |
| Larry E. Allbaugh | Director | 2026-07-22 | A | 90,909 | 44 | 3,999,996 | Common, indirect | Form 4 ↗ |
| Larry E. Allbaugh | Director | 2026-07-22 | A | 5,682 | 44 | 250,008 | Common | Form 4 ↗ |
| Robert T. Perry-Smith | Director | 2026-07-22 | A | 31,363 | 44 | 1,379,972 | Common | Form 4 ↗ |
| Judson T. Riggs | Director | 2026-07-22 | A | 2,273 | 44 | 100,012 | Common | Form 4 ↗ |
| Kevin F. Ramos | Director | 2026-07-22 | A | 5,682 | 44 | 250,008 | Common | Form 4 ↗ |
Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.
| Executive | Award | Grant date | Threshold | Target | Granted | Maximum | Grant-date fair value |
|---|---|---|---|---|---|---|---|
| Michael Rizzo | PSU | 2025-04-17 | — | — | — | — | $100,000 |
| James Beckwith | PSU | 2025-06-18 | — | — | — | — | 220,000 |
| Don Kurtze | PSU | 2025-04-17 | — | — | — | — | 100,000 |
| Named executive officer | Time-vested (RSU) | Performance-vested (PSU) | Options / SARs | % performance-vested |
|---|---|---|---|---|
| Michael Rizzo | $0 | $100,000 | $0 | 100.0% |
| James Beckwith | 0 | 220,000 | 0 | 100.0% |
| Don Kurtze | 0 | 100,000 | 0 | 100.0% |
% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.
| Executive | Award | Shares unvested | Exercise price | Market value unvested |
|---|---|---|---|---|
| Michael Rizzo | PSU | 1,605 | — | $57,427 |
| James Beckwith | PSU | 16,000 | — | 572,480 |
| James Beckwith | PSU | 3,531 | — | 126,339 |
| Don Kurtze | PSU | 1,605 | — | 57,427 |
| Michael Rizzo | PSU | 1,400 | — | 50,092 |
| Michael Rizzo | PSU | 4,800 | — | 171,744 |
| Don Kurtze | PSU | 3,629 | — | 129,846 |
| Michael Rizzo | PSU | 3,629 | — | 129,846 |
| James Beckwith | PSU | 19,284 | — | 689,982 |
| James Beckwith | PSU | 7,062 | — | 252,678 |
| Don Kurtze | PSU | 333 | — | 11,915 |
reinforce the long-term alignment of the Company's executives with the interests of our shareholders. The PSUs are intended to strengthen our pay-for-performance philosophy, while the service-based RSAs are granted to promote share ownership and executive retention.
| CEO STI target (% of salary) | 75% |
|---|---|
| CEO LTI target (% of salary) | — |
| Independent consultant | Pearl Meyer Partners, LLC |
| Clawback policy | true |
| Anti-hedging | true |
| Anti-pledging | True |
| Ratio (CEO : median employee) | — |
|---|---|
| CEO total compensation | — |
| Median employee compensation | — |
| Director | Cash fees | Stock awards | Option awards | Non-equity incentive | All other | Total |
|---|---|---|---|---|---|---|
| Robert T. Perry-SmithIndependent · Board Chair · Audit (Chair) · Compensation · Governance and Nominating | $103,875 | $37,860 | $0 | $0 | $0 | $141,735 |
| Randall E. ReynosoIndependent · Audit | 55,875 | 37,860 | 0 | 0 | 0 | 93,735 |
| Larry E. AllbaughIndependent · Governance and Nominating (Chair) | 55,875 | 37,860 | 0 | 0 | 0 | 93,735 |
| Kevin F. RamosIndependent · Compensation | 55,875 | 37,860 | 0 | 0 | 0 | 93,735 |
| Judson T. RiggsIndependent · Compensation (Chair) | 51,375 | 37,860 | 0 | 0 | 0 | 89,235 |
| David F. NickumIndependent · Loan | 51,375 | 37,860 | 0 | 0 | 0 | 89,235 |
| Donna L. LucasIndependent · Compensation | 48,375 | 37,860 | 0 | 0 | 0 | 86,235 |
| Warren P. KashiwagiIndependent · Audit | 48,375 | 37,860 | 0 | 0 | 0 | 86,235 |
| Shannon Deary-BellIndependent · Governance and Nominating | 48,375 | 37,860 | 0 | 0 | 0 | 86,235 |
| James E. BeckwithEmployee director | 0 | 0 | 0 | — | 0 | 0 |
| Leigh A. WhiteIndependent · Loan · Departed during FY | 0 | 0 | 0 | 0 | 0 | 0 |
| Annual cash retainer | $38,496 |
|---|---|
| Annual equity retainer | $37,860 |
| Per board meeting fee | — |
| Committee chair fees (audit / comp / nom-gov) | 15,000 / 7,500 / 7,500 |
| Stock ownership guideline | — |
| Component | FY2025 |
|---|---|
| Cash retainers and fees | $519,375 |
| Equity awards (grant-date value) | $340,740 |
| All other compensation | $0 |
| Total cost of the board | $860,115 |
Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.
Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.
| Rank | Company | FY | Chief executive | Salary | Stock awards | Option awards | Non-equity incentive | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | Five Star Bancorp | 2025 | James Beckwith | $698,988 | $439,963 | $0 | $605,365 | $1,780,757 |
Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.
Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.
Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.
| # | Supports | Document | Filed | Accession | Location in document |
|---|---|---|---|---|---|
| 1 | Section 01, James Beckwith | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Summary Compensation Table” · page 23. As printed: 1,780,757. Filing ↗machine: span 236440–236449 |
| 2 | Section 01, Don Kurtze | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Summary Compensation Table” · page 23. As printed: 820,918. Filing ↗machine: r4 · c24 · span 242536–242543 |
| 3 | Section 01, Michael Rizzo | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Summary Compensation Table” · page 23. As printed: 783,871. Filing ↗machine: r7 · c24 · span 246696–246703 |
| 4 | Section 03, Michael Rizzo PSU | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: span 274423–274430 |
| 5 | Section 03, James Beckwith PSU | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: span 274570–274577 |
| 6 | Section 03, Don Kurtze PSU | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: span 274423–274430 |
| 7 | Section 07, pay ratio | 10-K | 2026-02-27 | 0001628280-26-012724 | Section “CEO Pay Ratio”. As printed: —. Filing ↗ |
| 8 | Section 08, Robert T. Perry-Smith | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 141,735. Filing ↗machine: t7 · r7 · c6 · span 345995–346002 |
| 9 | Section 08, Randall E. Reynoso | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 93,735. Filing ↗machine: t7 · r9 · c6 · span 348326–348332 |
| 10 | Section 08, Larry E. Allbaugh | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 93,735. Filing ↗machine: t7 · r2 · c11 · span 340027–340033 |
| 11 | Section 08, Kevin F. Ramos | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 93,735. Filing ↗machine: t7 · r8 · c6 · span 347159–347165 |
| 12 | Section 08, Judson T. Riggs | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 89,235. Filing ↗machine: t7 · r10 · c6 · span 349490–349496 |
| 13 | Section 08, David F. Nickum | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 89,235. Filing ↗machine: t7 · r6 · c6 · span 344824–344830 |
| 14 | Section 08, Donna L. Lucas | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 86,235. Filing ↗machine: t7 · r5 · c6 · span 343660–343666 |
| 15 | Section 08, Warren P. Kashiwagi | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 86,235. Filing ↗machine: t7 · r4 · c6 · span 342497–342503 |
| 16 | Section 08, Shannon Deary-Bell | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 86,235. Filing ↗machine: t7 · r3 · c6 · span 341329–341335 |
| 17 | Section 08, James E. Beckwith | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 0. Filing ↗ |
| 18 | Section 08, Leigh A. White | DEF 14A | 2026-03-30 | 0001628280-26-022075 | Section “Director Compensation”. As printed: 0. Filing ↗machine: t7 · r11 · c6 · span 350753–350754 |
| 19 | Section 02, Lydia Ann Ramirez-Medina 2026-05-06 | Form 4 | 2026-05-07 | 0001628280-26-032244 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 20 | Section 02, Michael Eugene Lee 2026-05-07 | Form 4 | 2026-05-08 | 0001628280-26-032745 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 21 | Section 02, Brett Levi Wait 2026-05-14 | Form 4 | 2026-05-15 | 0001628280-26-035481 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 22 | Section 02, James Eugene Beckwith 2026-05-20 | Form 4 | 2026-05-22 | 0001628280-26-037837 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 23 | Section 02, James Eugene Beckwith 2026-05-20 | Form 4 | 2026-05-22 | 0001628280-26-037837 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 24 | Section 02, James Eugene Beckwith 2026-05-20 | Form 4 | 2026-05-22 | 0001628280-26-037837 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 25 | Section 02, Shelley Ronan Wetton 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038088 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 26 | Section 02, Don Kurtze 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038075 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 27 | Section 02, Brett Levi Wait 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038087 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 28 | Section 02, Michael Rizzo 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038080 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 29 | Section 02, Michael Eugene Lee 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038077 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 30 | Section 02, Lydia Ann Ramirez-Medina 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038079 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 31 | Section 02, Heather Christina Luck 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038078 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 32 | Section 02, Michael Eugene Lee 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038077 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 33 | Section 02, John William Dalton 2026-05-21 | Form 4 | 2026-05-26 | 0001628280-26-038073 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 34 | Section 02, Brett Levi Wait 2026-05-26 | Form 4 | 2026-05-27 | 0001628280-26-038406 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 35 | Section 02, Larry E. Allbaugh 2026-05-29 | Form 4 | 2026-06-02 | 0001628280-26-039759 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 36 | Section 02, Donna L. Lucas 2026-07-22 | Form 4 | 2026-07-24 | 0001628280-26-049618 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 37 | Section 02, Larry E. Allbaugh 2026-07-22 | Form 4 | 2026-07-24 | 0001628280-26-049623 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 38 | Section 02, Larry E. Allbaugh 2026-07-22 | Form 4 | 2026-07-24 | 0001628280-26-049623 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 39 | Section 02, Robert T. Perry-Smith 2026-07-22 | Form 4 | 2026-07-24 | 0001628280-26-049621 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 40 | Section 02, Judson T. Riggs 2026-07-22 | Form 4 | 2026-07-24 | 0001628280-26-049616 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 41 | Section 02, Kevin F. Ramos 2026-07-22 | Form 4 | 2026-07-24 | 0001628280-26-049615 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 42 | Section 01 trend, Δ column (computed) | Computed | — | computed | Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1) |
| 43 | Section 03b vehicle mix (computed) | Computed | — | computed | RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio |
| 44 | Section 09b board cost (computed) | Computed | — | computed | Cash 519,375 + equity 340,740 + all other 0 = 860,115, summed across the director compensation table rows.machine: formula: Σ = 860,115 |
| 45 | Five Star Bancorp (subject), Section 10b CEO total | DEF 14A | 2026-03-30 | 0001628280-26-022075 | CEO total compensation as printed in Five Star Bancorp's own proxy. As printed: 1,780,757. Filing ↗machine: span 236440–236449 |