Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-08-06

FIVE STAR BANCORP (FSBC)

CEO James Beckwith was paid $1,780,757 in fiscal year 2025, ↑ up 15.0% from fiscal year 2024 (SEC filing 0001628280-26-022075 ↗): executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$1,780,757 ↑
James Beckwith total, FY2025
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CEO pay percentile vs peers
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CEO-to-median pay ratio
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Say-on-pay support, latest vote

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Sample answer — “What is the CEO’s total compensation?”
- James Beckwith (President and Chief Executive Officer), FY2025 total compensation $1,780,757 (base salary $698,988) [exec_comp, SEC accession 0001628280-26-022075, filed 2026-03-30]

Answered within 24 hours, every figure cited to its SEC filing. If our database cannot answer your question, you are refunded automatically.

FSBC's next annual pay disclosure, estimated March 27, 2027.est. Filing ↗

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
James Beckwith$698,988$0$439,963$0$605,365$0$36,441$1,780,757
President and Chief Executive Officer
Don Kurtze308,867292,500199,97000019,581820,918
Executive Vice President and San Francisco Bay Area Region President
Michael Rizzo399,2630199,9700146,695037,943783,871
Executive Vice President and Chief Banking Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
James Beckwith$1,780,757$1,547,837$947,396↑ +232,920
Don Kurtze820,918———
Michael Rizzo783,871570,391475,827↑ +213,480

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

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$1,780,757 James Beckwith total, FY2025

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Data as of August 6, 2026 · Source: 0001628280-26-022075 · Velarion Executive Compensation Database, deposited on Zenodo (doi:10.5281/zenodo.22283855).

Reports for FSBC

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Companies that benchmark against FSBC
10 companies name FSBC as a compensation peer

Each company listed discloses FSBC in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named FSBC in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

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01c

Board of directors

One page per director: the seat, the committees and the fee table, read for one person at a time.

DirectorRoleFY2025 total
David F. NickumIndependent Director$89,235
Donna L. LucasIndependent Director$86,235
Judson T. RiggsIndependent Director$89,235
Kevin F. RamosIndependent Director$93,735
Larry E. AllbaughIndependent Director$93,735
Leigh A. WhiteFormer director (through FY2025)—
Randall E. ReynosoIndependent Director$93,735
Robert T. Perry-SmithChair of the Board$141,735
Shannon Deary-BellIndependent Director$86,235
Warren P. KashiwagiIndependent Director$86,235
02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Lydia Ann Ramirez-MedinaEVP & Chief Operating Officer2026-05-06D400$41$16,396CommonForm 4 ↗
Michael Eugene LeeSVP & Chief Regulatory Officer2026-05-07D1,6414167,708CommonForm 4 ↗
Brett Levi WaitSVP & CIO2026-05-14D2,58341106,179CommonForm 4 ↗
James Eugene BeckwithDirector2026-05-20D2,42841100,374CommonForm 4 ↗
James Eugene BeckwithDirector2026-05-20D2,0004182,240CommonForm 4 ↗
James Eugene BeckwithDirector2026-05-20D2,0004182,440CommonForm 4 ↗
Don KurtzeEVP, SF Bay Area President2026-05-21A2,71500CommonForm 4 ↗
Heather Christina LuckEVP, Chief Financial Officer2026-05-21A2,71500CommonForm 4 ↗
Michael Eugene LeeSVP, Chief Regulatory Officer2026-05-21D8674135,746CommonForm 4 ↗
Brett Levi WaitSVP, Chief Information Officer2026-05-21A90500CommonForm 4 ↗
Shelley Ronan WettonSVP, Chief Marketing Officer2026-05-21A90500CommonForm 4 ↗
Michael RizzoEVP, Chief Banking Officer2026-05-21A2,71500CommonForm 4 ↗
John William DaltonSVP, Chief Credit Officer2026-05-21A90500CommonForm 4 ↗
Michael Eugene LeeSVP, Chief Regulatory Officer2026-05-21A90500CommonForm 4 ↗
Lydia Ann Ramirez-MedinaEVP, Chief Operating Officer2026-05-21A2,71500CommonForm 4 ↗
Brett Levi WaitSVP, Chief Information Officer2026-05-26D1,6404269,323CommonForm 4 ↗
Larry E. AllbaughDirector2026-05-29D150,00000Common, indirectForm 4 ↗
Donna L. LucasDirector2026-07-22A1,1364449,984CommonForm 4 ↗
Kevin F. RamosDirector2026-07-22A5,68244250,008CommonForm 4 ↗
Judson T. RiggsDirector2026-07-22A2,27344100,012CommonForm 4 ↗
Shannon Deary-BellDirector2026-07-22A5,68244250,008CommonForm 4 ↗
Robert T. Perry-SmithDirector2026-07-22A31,363441,379,972CommonForm 4 ↗
Larry E. AllbaughDirector2026-07-22A90,909443,999,996Common, indirectForm 4 ↗
Larry E. AllbaughDirector2026-07-22A5,68244250,008CommonForm 4 ↗
Larry E. AllbaughDirector2026-08-04D50,00000Common, indirectForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
James BeckwithPSU2025-06-18————$220,000
James BeckwithRSA2025-06-18————220,000
Don KurtzePSU2025-04-17————100,000
Michael RizzoRSA2025-04-17————100,000
Michael RizzoPSU2025-04-17————100,000
Don KurtzeRSA2025-04-17————100,000
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
James Beckwith$0$220,000$0100.0%
Don Kurtze0100,0000100.0%
Michael Rizzo0100,0000100.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Don KurtzePSU3,629—$129,846
James BeckwithPSU19,284—689,982
James BeckwithPSU16,000—572,480
James BeckwithPSU7,062—252,678
Michael RizzoPSU4,800—171,744
Michael RizzoPSU3,629—129,846
James BeckwithPSU3,531—126,339
Don KurtzePSU1,605—57,427
Michael RizzoPSU1,605—57,427
Michael RizzoPSU1,400—50,092
Don KurtzePSU333—11,915
05

Incentive-plan design — the Compensation Discussion & Analysis

reinforce the long-term alignment of the Company's executives with the interests of our shareholders. The PSUs are intended to strengthen our pay-for-performance philosophy, while the service-based RSAs are granted to promote share ownership and executive retention.

CEO STI target (% of salary)75%
CEO LTI target (% of salary)—
Independent consultantPearl Meyer Partners, LLC
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-21—————
20252025-05-15—————
20242024-05-16—————
20232023-05-18—————

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-21—a
20252025-05-15—b
20242024-05-16—c

a. Voting standard not stated in the filing.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)—
CEO total compensation—
Median employee compensation—
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Robert T. Perry-SmithIndependent · Board Chair · Audit (Chair) · Compensation · Governance and Nominating$103,875$37,860$0$0$0$141,735
Kevin F. RamosIndependent · Compensation55,87537,86000093,735
Larry E. AllbaughIndependent55,87537,86000093,735
Randall E. ReynosoIndependent · Audit55,87537,86000093,735
David F. NickumIndependent51,37537,86000089,235
Judson T. RiggsIndependent · Compensation (Chair) · Finance51,37537,86000089,235
Warren P. KashiwagiIndependent · Audit48,37537,86000086,235
Donna L. LucasIndependent · Compensation · Loan Committee (Chair)48,37537,86000086,235
Shannon Deary-BellIndependent · Governance and Nominating48,37537,86000086,235
Leigh A. WhiteIndependent · Departed during FY000000
James E. BeckwithEmployee director000—00
09

Board fee structure and ownership guideline

Annual cash retainer$38,496
Annual equity retainer$37,860
Per board meeting fee—
Committee chair fees (audit / comp / nom-gov)15,000 / 7,500 / 7,500
Stock ownership guideline—
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$519,375
Equity awards (grant-date value)$340,740
All other compensation$0
Total cost of the board$860,115

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1FIVE STAR BANCORP2025James Beckwith$698,988$439,963$0$605,365$1,780,757

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10d

Frequently asked questions

Who was the highest-paid executive at FIVE STAR BANCORP in fiscal 2025?
As disclosed, James Beckwith (President and Chief Executive Officer) was the highest-paid executive at FIVE STAR BANCORP in fiscal 2025, with total compensation of $1,780,757.
How much does FIVE STAR BANCORP spend in total on board compensation for fiscal 2025?
As disclosed, FIVE STAR BANCORP reported total board compensation of $860,115 for fiscal 2025.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, James BeckwithDEF 14A2026-03-300001628280-26-022075Section “Summary Compensation Table” · page 23. As printed: 1,780,757. Filing ↗machine: span 236440–236449
2Section 01, Don KurtzeDEF 14A2026-03-300001628280-26-022075Section “Summary Compensation Table” · page 23. As printed: 820,918. Filing ↗machine: r4 · c24 · span 242536–242543
3Section 01, Michael RizzoDEF 14A2026-03-300001628280-26-022075Section “Summary Compensation Table” · page 23. As printed: 783,871. Filing ↗machine: r7 · c24 · span 246696–246703
4Section 03, James Beckwith PSUDEF 14A2026-03-300001628280-26-022075Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
5Section 03, James Beckwith RSADEF 14A2026-03-300001628280-26-022075Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
6Section 03, Don Kurtze PSUDEF 14A2026-03-300001628280-26-022075Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
7Section 03, Michael Rizzo RSADEF 14A2026-03-300001628280-26-022075Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
8Section 03, Michael Rizzo PSUDEF 14A2026-03-300001628280-26-022075Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
9Section 03, Don Kurtze RSADEF 14A2026-03-300001628280-26-022075Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
10Section 07, pay ratio10-K2026-02-270001628280-26-012724Section “CEO Pay Ratio”. As printed: —. Filing ↗
11Section 08, Robert T. Perry-SmithDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 141,735. Filing ↗machine: span 345884–346009
12Section 08, Kevin F. RamosDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 93,735. Filing ↗machine: span 347048–347172
13Section 08, Larry E. AllbaughDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 93,735. Filing ↗machine: span 339916–340046
14Section 08, Randall E. ReynosoDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 93,735. Filing ↗machine: span 348215–348339
15Section 08, David F. NickumDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 89,235. Filing ↗machine: span 344713–344837
16Section 08, Judson T. RiggsDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 89,235. Filing ↗machine: span 349379–349503
17Section 08, Warren P. KashiwagiDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 86,235. Filing ↗machine: span 342386–342510
18Section 08, Donna L. LucasDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 86,235. Filing ↗machine: span 343549–343673
19Section 08, Shannon Deary-BellDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 86,235. Filing ↗machine: span 341218–341342
20Section 08, Leigh A. WhiteDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 0. Filing ↗
21Section 08, James E. BeckwithDEF 14A2026-03-300001628280-26-022075Section “Director Compensation”. As printed: 0. Filing ↗
22Section 02, Lydia Ann Ramirez-Medina 2026-05-06Form 42026-05-070001628280-26-032244Insider equity transaction reported since the proxy statement. Filing ↗
23Section 02, Michael Eugene Lee 2026-05-07Form 42026-05-080001628280-26-032745Insider equity transaction reported since the proxy statement. Filing ↗
24Section 02, Brett Levi Wait 2026-05-14Form 42026-05-150001628280-26-035481Insider equity transaction reported since the proxy statement. Filing ↗
25Section 02, James Eugene Beckwith 2026-05-20Form 42026-05-220001628280-26-037837Insider equity transaction reported since the proxy statement. Filing ↗
26Section 02, James Eugene Beckwith 2026-05-20Form 42026-05-220001628280-26-037837Insider equity transaction reported since the proxy statement. Filing ↗
27Section 02, James Eugene Beckwith 2026-05-20Form 42026-05-220001628280-26-037837Insider equity transaction reported since the proxy statement. Filing ↗
28Section 02, Don Kurtze 2026-05-21Form 42026-05-260001628280-26-038075Insider equity transaction reported since the proxy statement. Filing ↗
29Section 02, Heather Christina Luck 2026-05-21Form 42026-05-260001628280-26-038078Insider equity transaction reported since the proxy statement. Filing ↗
30Section 02, Michael Eugene Lee 2026-05-21Form 42026-05-260001628280-26-038077Insider equity transaction reported since the proxy statement. Filing ↗
31Section 02, Brett Levi Wait 2026-05-21Form 42026-05-260001628280-26-038087Insider equity transaction reported since the proxy statement. Filing ↗
32Section 02, Shelley Ronan Wetton 2026-05-21Form 42026-05-260001628280-26-038088Insider equity transaction reported since the proxy statement. Filing ↗
33Section 02, Michael Rizzo 2026-05-21Form 42026-05-260001628280-26-038080Insider equity transaction reported since the proxy statement. Filing ↗
34Section 02, John William Dalton 2026-05-21Form 42026-05-260001628280-26-038073Insider equity transaction reported since the proxy statement. Filing ↗
35Section 02, Michael Eugene Lee 2026-05-21Form 42026-05-260001628280-26-038077Insider equity transaction reported since the proxy statement. Filing ↗
36Section 02, Lydia Ann Ramirez-Medina 2026-05-21Form 42026-05-260001628280-26-038079Insider equity transaction reported since the proxy statement. Filing ↗
37Section 02, Brett Levi Wait 2026-05-26Form 42026-05-270001628280-26-038406Insider equity transaction reported since the proxy statement. Filing ↗
38Section 02, Larry E. Allbaugh 2026-05-29Form 42026-06-020001628280-26-039759Insider equity transaction reported since the proxy statement. Filing ↗
39Section 02, Donna L. Lucas 2026-07-22Form 42026-07-240001628280-26-049618Insider equity transaction reported since the proxy statement. Filing ↗
40Section 02, Kevin F. Ramos 2026-07-22Form 42026-07-240001628280-26-049615Insider equity transaction reported since the proxy statement. Filing ↗
41Section 02, Judson T. Riggs 2026-07-22Form 42026-07-240001628280-26-049616Insider equity transaction reported since the proxy statement. Filing ↗
42Section 02, Shannon Deary-Bell 2026-07-22Form 42026-07-240001628280-26-049619Insider equity transaction reported since the proxy statement. Filing ↗
43Section 02, Robert T. Perry-Smith 2026-07-22Form 42026-07-240001628280-26-049621Insider equity transaction reported since the proxy statement. Filing ↗
44Section 02, Larry E. Allbaugh 2026-07-22Form 42026-07-240001628280-26-049623Insider equity transaction reported since the proxy statement. Filing ↗
45Section 02, Larry E. Allbaugh 2026-07-22Form 42026-07-240001628280-26-049623Insider equity transaction reported since the proxy statement. Filing ↗
46Section 02, Larry E. Allbaugh 2026-08-04Form 42026-08-060001628280-26-054536Insider equity transaction reported since the proxy statement. Filing ↗
47Section 06, 2026 voteForm 8-K2026-05-280001628280-26-038727Item 5.07 · say-on-pay result. As reported: —. Filing ↗
48Section 06, 2025 voteForm 8-K2025-05-200001275168-25-000108Item 5.07 · say-on-pay result. As reported: —. Filing ↗
49Section 06, 2024 voteForm 8-K2024-05-200001275168-24-000097Item 5.07 · say-on-pay result. As reported: —. Filing ↗
50Section 01 trend, Δ column (computed)Computed——Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
51Section 03b vehicle mix (computed)Computed——RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
52Section 09b board cost (computed)Computed——Cash 519,375 + equity 340,740 + all other 0 = 860,115, summed across the director compensation table rows.machine: formula: Σ = 860,115
53FIVE STAR BANCORP (subject), Section 10b CEO totalDEF 14A2026-03-300001628280-26-022075CEO total compensation as printed in FIVE STAR BANCORP's own proxy. As printed: 1,780,757. Filing ↗machine: span 236440–236449

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