Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-05-13

Farmers & Merchants Bancorp (FMCB)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$12,550,771
Kent Steinwert total, FY2025
99th
CEO pay percentile vs peers
144:1
CEO-to-median pay ratio
96.75%
Say-on-pay support, latest vote
Companies that benchmark against FMCB
5 companies name FMCB as a compensation peer

Each company listed discloses FMCB in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named FMCB in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Kent Steinwert$895,000$1,400,000$10,121,944$0$0$0$133,827$12,550,771
Chairman, President & Chief Executive Officer
Bart Olson567,500550,0002,501,99900091,1333,710,632
Executive Vice President Chief Financial Officer
Ryan Misasi410,000500,0002,501,999000102,9583,514,957
Executive Vice President Retail Banking Division Manager
David Zitterow406,250400,0001,100,903000114,6142,021,767
Executive Vice President Director of Wholesale Banking
John Weubbe380,000400,000799,56500083,1941,662,759
Executive Vice President Chief Credit Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Kent Steinwert$12,550,771$6,168,924$6,131,578+6,381,847
Bart Olson3,710,6322,104,4421,688,378+1,606,190
Ryan Misasi3,514,9571,785,2811,580,936+1,729,676
David Zitterow2,021,7671,420,4931,346,540+601,274
John Weubbe1,662,759

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Bart OlsonRSA2,422$2,501,999
Kent SteinwertRSA9,79010,113,364
David ZitterowRSA1,0641,099,144
John WeubbeRSA774799,565
Ryan MisasiRSA2,4222,501,999
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
John WeubbeRSU774$860,108
Kent SteinwertRSU9,79010,879,138
Bart OlsonRSU2,4222,691,448
David ZitterowRSU1,0641,182,370
Ryan MisasiRSU2,4222,691,448
05

Incentive-plan design — the Compensation Discussion & Analysis

To establish a competitive compensation package that rewards each officer based on their contribution and performance, thereby serving to attract and retain talented individuals who can implement the Company's strategic plan and maximize long-term stockholder value.

CEO STI target (% of salary)200%
CEO LTI target (% of salary)
Independent consultant
Clawback policy
Anti-hedgingFalse
Anti-pledgingFalse
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-05-11362,15512,15123,50696.75%Passed
20232023-05-15442,2538,46925,06298.12%Passed
20202020-05-18489,77345,96529,64891.42%Passed
20172017-05-15472,8719,47329,05798.04%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-05-1196.75%a
20232023-05-1598.12%b
20202020-05-1891.42%c

a. Voting standard not stated in the filing.

b. Voting standard not stated in the filing.

c. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)144 : 1
CEO total compensation$12,550,771
Median employee compensation$86,622
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Edward Corum, JrIndependent · Personnel (Chair) · Nominating · Audit & Risk · Loan (Co-Chair)$119,400$0$0$0$243,600$363,000
Stephenson K. GreenIndependent · Audit & Risk · Personnel · CRA (Chair)72,400000243,600316,000
Kevin SanguinettiIndependent · Audit & Risk (Chair) · Asset Liability · Personnel68,200151,8550091,600311,655
Gary J. LongIndependent · Nominating · Asset Liability · CRA · Cybersecurity and Technology60,400000243,600304,000
Craig W. JamesIndependent · Asset Liability (Co-Chair) · CRA · Nominating · Cybersecurity and Technology60,400000243,600304,000
Deborah E. SkinnerNot independent · Cybersecurity and Technology (Chair) · CRA · Asset Liability · Newly elected54,000000243,050297,050
Kent A. SteinwertEmployee director · Board Chair · Nominating (Chair) · Asset Liability · Loan00000
09

Board fee structure and ownership guideline

Annual cash retainer
Annual equity retainer
Per board meeting fee$3,200
Committee chair fees (audit / comp / nom-gov)3,200
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$434,800
Equity awards (grant-date value)$151,855
All other compensation$1,309,050
Total cost of the board$1,895,705

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

Bank of the Sierra Poppy Bank Tri Counties Bank Mechanics Bank Heritage Bank of CommerceBMRC Bank of Marin Five Star Bank Community West Bank Exchange Bank Bank of Stockton El Dorado Savings Bank First Northern Bank of Dixon Citizens Business Bank Fremont Bank
10a

Peer reciprocity

Of the companies Farmers & Merchants Bancorp names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Farmers & Merchants Bancorp.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Farmers & Merchants Bancorp2025Kent Steinwert$895,000$10,121,944$0$0$12,550,771
2Bank of Marin2025Timothy Myers693,250560,015001,930,086

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
Farmers & Merchants Bancorpnot disclosedRSU 100not disclosednot disclosed
Bank of Marin112%PSU 62 · RSU 38NoPearl Meyer & Partners

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

FAQ

Frequently asked questions

Who was the highest-paid executive at Farmers & Merchants Bancorp in fiscal 2025?
As disclosed, Kent Steinwert, serving as Chairman, President & Chief Executive Officer, was the highest-paid executive at Farmers & Merchants Bancorp in fiscal 2025 with total compensation of $12,550,771.
How does Farmers & Merchants Bancorp's chief executive pay compare to its disclosed peer group?
The filing shows that Kent Steinwert's compensation fell within the 99th percentile of the company's disclosed peer group.
What is Farmers & Merchants Bancorp's CEO-to-median employee pay ratio?
As disclosed, the CEO-to-median employee pay ratio was 144:1.
How did shareholders vote on Farmers & Merchants Bancorp's executive compensation?
The company reported that shareholders voted 96.75% in favor of executive compensation at the latest say-on-pay vote.
How much does Farmers & Merchants Bancorp spend in total on board compensation for fiscal 2025?
The filing shows that total board compensation for fiscal 2025 was $1,895,705.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Kent SteinwertDEF 14A2026-04-010001140361-26-012591Section “Named Executive Officer - 2025 Summary Compensation Table”. As printed: 12,550,771. Filing ↗machine: r1 · c23 · span 311148–311158
2Section 01, Bart OlsonDEF 14A2026-04-010001140361-26-012591Section “Named Executive Officer - 2025 Summary Compensation Table”. As printed: 3,710,632. Filing ↗machine: r5 · c23 · span 328556–328565
3Section 01, Ryan MisasiDEF 14A2026-04-010001140361-26-012591Section “Named Executive Officer - 2025 Summary Compensation Table”. As printed: 3,514,957. Filing ↗machine: r9 · c23 · span 345954–345963
4Section 01, David ZitterowDEF 14A2026-04-010001140361-26-012591Section “Named Executive Officer - 2025 Summary Compensation Table”. As printed: 2,021,767. Filing ↗machine: r13 · c23 · span 363363–363372
5Section 01, John WeubbeDEF 14A2026-04-010001140361-26-012591Section “Named Executive Officer - 2025 Summary Compensation Table”. As printed: 1,662,759. Filing ↗machine: r17 · c23 · span 380762–380771
6Section 03, Bart Olson RSADEF 14A2026-04-010001140361-26-012591Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t69 · r5 · c12 · span 326266–326275
7Section 03, Kent Steinwert RSADEF 14ASection “Executive Compensation” · grants of plan-based awards table.
8Section 03, David Zitterow RSADEF 14ASection “Executive Compensation” · grants of plan-based awards table.
9Section 03, John Weubbe RSADEF 14A2026-04-010001140361-26-012591Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t67 · r14 · c8 · span 299242–299249
10Section 03, Ryan Misasi RSADEF 14A2026-04-010001140361-26-012591Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t69 · r9 · c12 · span 343663–343672
11Section 07, pay ratioDEF 14A2026-04-010001140361-26-012591Section “CEO Pay Ratio”. As printed: 144 : 1. Filing ↗machine: span 261615–261618
12Section 08, Edward Corum, JrDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 363,000. Filing ↗machine: t34 · r1 · c19 · span 153145–153152
13Section 08, Stephenson K. GreenDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 316,000. Filing ↗machine: t34 · r2 · c19 · span 156683–156690
14Section 08, Kevin SanguinettiDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 311,655. Filing ↗machine: t34 · r5 · c19 · span 168441–168448
15Section 08, Gary J. LongDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 304,000. Filing ↗machine: t34 · r4 · c19 · span 164326–164333
16Section 08, Craig W. JamesDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 304,000. Filing ↗machine: t34 · r3 · c19 · span 160795–160802
17Section 08, Deborah E. SkinnerDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 297,050. Filing ↗machine: t34 · r6 · c19 · span 171978–171985
18Section 08, Kent A. SteinwertDEF 14A2026-04-010001140361-26-012591Section “Director Compensation”. As printed: 0. Filing ↗
19Section 06, 2026 voteForm 8-K2026-05-130001140361-26-020886Item 5.07 · say-on-pay result. As reported: 96.75% (votes for as printed: 362,155). Filing ↗
20Section 06, 2023 voteForm 8-K2023-05-160001140361-23-025031Item 5.07 · say-on-pay result. As reported: 98.12% (votes for as printed: 442,253). Filing ↗
21Section 06, 2020 voteForm 8-K2020-05-190001140361-20-011962Item 5.07 · say-on-pay result. As reported: 91.42%. Filing ↗
22Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
23Section 09b board cost (computed)ComputedcomputedCash 434,800 + equity 151,855 + all other 1,309,050 = 1,895,705, summed across the director compensation table rows.machine: formula: Σ = 1,895,705
24Farmers & Merchants Bancorp (subject), Section 10b CEO totalDEF 14A2026-04-010001140361-26-012591CEO total compensation as printed in Farmers & Merchants Bancorp's own proxy. As printed: 12,550,771. Filing ↗machine: r1 · c23 · span 311148–311158
25Bank of Marin, Section 10b CEO totalDEF 14A2026-04-220001104659-26-046455CEO total compensation as printed in Bank of Marin's own proxy. As printed: 1,930,086. Filing ↗machine: t116 · r5 · c14 · span 1084023–1084032
26Section 10a, Bank of Marin reciprocityDEF 14A0001104659-26-046455Bank of Marin's most recent proxy was read; its disclosed peer group does not include Farmers & Merchants Bancorp. Filing ↗