Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-01

Ready Capital Corp. (RC)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$2,766,435
Andrew Ahlborn total, FY2025
Chief Financial Officerhighest-paid officer; CEO Thomas Capasse: $0
CEO (Thomas Capasse) pay percentile vs peers
CEO-to-median pay ratio
88.19%
Say-on-pay support, latest vote
Companies that benchmark against RC
2 companies name RC as a compensation peer

Each company listed discloses RC in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named RC in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Andrew Ahlborn$550,000$0$1,200,000$0$946,000$0$70,435$2,766,435
Chief Financial Officer
Gary Taylor450,0000800,0000747,000065,6402,062,640
Former Chief Operating Officer
Adam Zausmer550,00001,200,00000070,6601,820,660
Former Chief Credit Officer
Thomas Capasse0
Chairman, Chief Executive Officer and Chief Investment Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Andrew Ahlborn$2,766,435$2,328,575$3,858,327+437,860
Gary Taylor2,062,6402,040,4312,577,578+22,209
Adam Zausmer1,820,6602,279,6693,858,421−459,009
Thomas Capasse00+0

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Adam ZausmerPRSU$1,200,000
Andrew AhlbornPRSU1,200,000
Gary TaylorPRSU800,000
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Adam ZausmerRSU89,286$194,643
Adam ZausmerRSU29,43264,162
Andrew AhlbornRSU89,286194,643
Gary TaylorRSU10,27222,393
Andrew AhlbornRSU29,43264,162
Gary TaylorRSU59,524129,762
Gary TaylorRSU29,43264,162
Adam ZausmerRSU10,27222,393
Andrew AhlbornRSU10,27222,393
05

Incentive-plan design — the Compensation Discussion & Analysis

our Manager's compensation philosophy is to seek to align the interests of its professionals with those of its investors and investors in the vehicles that it manages, including us

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantFarient
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20252025-06-2573,946,8449,902,349875,23688.19%Passed
20242024-07-2574,979,13313,083,7761,178,26085.14%Passed
20232023-08-2280,865,1803,334,2991,331,64296.04%Passed
20222022-06-2341,452,7766,867,0682,481,63085.79%Passed
20212021-07-1437,179,7456,367,7262,209,36785.38%Passed
20202020-07-1532,272,9114,964,659297,04386.67%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20252025-06-2588.19%a
20242024-07-2585.14%b
20232023-08-2296.04%c

a. Approved under the standard stated in the filing — “Abstentions will have no effect on the voting results for any of the proposals.”.

b. Approved under the standard stated in the filing — “Abstentions will have no effect on the voting results for any of the proposals.”.

c. Approved under the standard stated in the filing — “Abstentions will have no effect on the voting results for any of the proposals.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)
CEO total compensation
Median employee compensation
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Dominique MielleIndependent · Audit (Chair) · Compensation$135,000$120,000$0$0$0$255,000
Meredith MarshallIndependent · Audit · Compensation · Nominating and Corporate Governance130,000120,000000250,000
Todd M. SinaiIndependent · Compensation (Chair) · Nominating and Corporate Governance127,500120,000000247,500
J. Mitchell ReeseIndependent · Lead Independent Director · Audit · Nominating and Corporate Governance (Chair)127,500120,000000247,500
Gilbert E. NathanIndependent · Audit · Nominating and Corporate Governance120,000120,000000240,000
Jack J. RossEmployee director00000
Thomas E. CapasseEmployee director · Board Chair00000
09

Board fee structure and ownership guideline

Annual cash retainer$95,000
Annual equity retainer$115,000
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)25,000 / 15,000 / 10,000
Stock ownership guidelineadopted a number of corporate governance guidelines...including minimum equity ownership guidelines for our directors
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$640,000
Equity awards (grant-date value)$600,000
All other compensation$0
Total cost of the board$1,240,000

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies Ready Capital Corp. names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Ready Capital Corp..

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Rithm Capital2025Michael Nierenberg$1,000,000$12,000,007$0$7,440,000$20,450,903
2Walker & Dunlop, Inc.2025William Walker1,000,00013,170,93101,324,82115,500,252
3AGNC Investment Corp.2025Peter Federico900,0005,750,000014,208,500
4Ladder Capital Corp.2025Brian Harris1,000,0008,816,83304,124,70013,944,233
5Arbor Realty Trust, Inc.2025Ivan Kaufman1,200,0005,259,1520011,785,559
6Radian Group Inc.2025Richard Thornberry1,000,0007,085,3473,120,00011,318,967
7Hannon Armstrong Sustainable Infrastructure Capital, Inc.2025Jeffrey Lipson807,3086,032,13802,709,8759,566,821
8Adamas Trust, Inc.2025Jason Serrano920,0004,102,96202,992,5008,175,252
9Dynex Capital, Inc.2025Byron Boston900,0003,122,24803,192,4807,771,011
10MFA Financial, Inc.2025Craig Knutson825,0004,080,0111,605,1237,079,634
11Chimera Investment Corporation2025Phillip Kardis II900,0003,890,78101,356,1806,167,961
12Redwood Trust, Inc.2025Christopher Abate975,0003,262,48101,808,0166,131,948
13BrightSpire Capital, Inc.2025Michael Mazzei800,0003,283,90501,750,0005,849,879
14Two Harbors Investment Corp.2024William Greenberg919,0383,066,56101,799,6805,785,279
15Ready Capital Corp.2025Thomas Capasse0

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
Ready Capital Corp.not disclosedRSU 50 · PSU 50Yes — Relative TSRFarient
Adamas Trust, Inc.130%PSU 60 · RSU 40YesPearl Meyer
AGNC Investment Corp.not disclosedPSU 67 · RSU 33NoFW Cook
Arbor Realty Trust, Inc.not disclosedRSU 100Yes — Total Shareholder Return (TSR)not disclosed
BrightSpire Capital, Inc.97.2%RSU 50 · PSU 50YesFerguson Partners
Chimera Investment Corporation65%RSU 50 · PSU 50Yes — Relative TSRFrederic W. Cook & Co.
Dynex Capital, Inc.355%PSU 60 · RSU 40NoFPC
Hannon Armstrong Sustainable Infrastructure Capital, Inc.190%LTIP Units 100Yes — Relative TSRPay Governance
Ladder Capital Corp.not disclosedRSU 100not disclosedFTI Consulting, Inc.
MFA Financial, Inc.107.0%PSU 60 · RSU 40Yes — Absolute TSRFrederic W. Cook & Co., Inc. (FW Cook)
Radian Group Inc.not disclosedPSU 60 · RSU 40not disclosedWillis Towers Watson
Redwood Trust, Inc.86%PSU 55 · RSU 45Yes — relative TSR (rTSR)Semler Brossy Consulting Group LLC
Rithm Capital186%PSU 75 · RSU 25NoFW Cook
Two Harbors Investment Corp.94.7%PSU 50 · RSU 50Yes — Three-year Absolute TSRPay Governance LLC
Walker & Dunlop, Inc.132%not disclosedNoPay Governance

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

FAQ

Frequently asked questions

Who was the highest-paid executive at Ready Capital Corp. in fiscal 2025?
Andrew Ahlborn, Chief Financial Officer, was the highest-paid executive at Ready Capital Corp. in fiscal 2025 with total compensation of $2,766,435.
How does Ready Capital Corp.'s chief executive pay compare to its disclosed peer group?
The company reported that the CEO pay percentile of disclosed peers was not disclosed in this extract.
What is Ready Capital Corp.'s CEO-to-median employee pay ratio?
The filing shows that the CEO-to-median employee pay ratio was not disclosed in this extract.
How did shareholders vote on Ready Capital Corp.'s executive compensation?
Shareholders voted 88.19% in support of the executive compensation plan at the latest Say on Pay vote.
How much does Ready Capital Corp. spend in total on board compensation for fiscal 2025?
The total board compensation for fiscal 2025 was $1,240,000.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Andrew AhlbornDEF 14A2026-06-010001628280-26-039531Section “SUMMARY COMPENSATION TABLE” · page 30. As printed: 2,766,435. Filing ↗machine: span 962389–962398
2Section 01, Gary TaylorDEF 14A2026-06-010001628280-26-039531Section “SUMMARY COMPENSATION TABLE” · page 30. As printed: 2,062,640. Filing ↗machine: span 987063–987072
3Section 01, Adam ZausmerDEF 14A2026-06-010001628280-26-039531Section “SUMMARY COMPENSATION TABLE” · page 30. As printed: 1,820,660. Filing ↗machine: span 1009478–1009487
4Section 01, Thomas CapasseDEF 14A2026-06-010001628280-26-039531Section “Executive Compensation”. As printed: 0. Filing ↗
5Section 03, Adam Zausmer PRSUDEF 14A2026-06-010001628280-26-039531Section “Summary Compensation Table” · grants of plan-based awards table. Filing ↗machine: t70 · r4 · c4 · span 868600–868609
6Section 03, Andrew Ahlborn PRSUDEF 14A2026-06-010001628280-26-039531Section “Summary Compensation Table” · grants of plan-based awards table. Filing ↗machine: t78 · r4 · c10 · span 959056–959065
7Section 03, Gary Taylor PRSUDEF 14A2026-06-010001628280-26-039531Section “Summary Compensation Table” · grants of plan-based awards table. Filing ↗machine: t70 · r3 · c4 · span 866202–866209
8Section 07, pay ratioDEF 14A2026-06-010001628280-26-039531Section “CEO Pay Ratio”. As printed: —. Filing ↗
9Section 08, Dominique MielleDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 255,000. Filing ↗machine: t37 · r4 · c9 · span 520872–520879
10Section 08, Meredith MarshallDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 250,000. Filing ↗
11Section 08, Todd M. SinaiDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 247,500. Filing ↗machine: t37 · r7 · c9 · span 530876–530883
12Section 08, J. Mitchell ReeseDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 247,500. Filing ↗machine: t37 · r6 · c9 · span 527544–527551
13Section 08, Gilbert E. NathanDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 240,000. Filing ↗machine: t37 · r5 · c9 · span 524208–524215
14Section 08, Jack J. RossDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 0. Filing ↗
15Section 08, Thomas E. CapasseDEF 14A2026-06-010001628280-26-039531Section “Director Compensation”. As printed: 0. Filing ↗
16Section 06, 2025 voteForm 8-K2025-07-010001628280-25-033766Item 5.07 · say-on-pay result. As reported: 88.19% (votes for as printed: 73,946,844). Filing ↗
17Section 06, 2024 voteForm 8-K2024-07-300001104659-24-083972Item 5.07 · say-on-pay result. As reported: 85.14% (votes for as printed: 74,979,133). Filing ↗
18Section 06, 2023 voteForm 8-K2023-08-230001104659-23-094335Item 5.07 · say-on-pay result. As reported: 96.04% (votes for as printed: 80,865,180). Filing ↗
19Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
20Section 09b board cost (computed)ComputedcomputedCash 640,000 + equity 600,000 + all other 0 = 1,240,000, summed across the director compensation table rows.machine: formula: Σ = 1,240,000
21Rithm Capital, Section 10b CEO totalDEF 14A2026-04-090001104659-26-041536CEO total compensation as printed in Rithm Capital's own proxy. As printed: 20,450,903. Filing ↗machine: span 416665–416675
22Walker & Dunlop, Inc., Section 10b CEO totalDEF 14A2026-04-010001104659-26-038515CEO total compensation as printed in Walker & Dunlop, Inc.'s own proxy. As printed: 15,500,252. Filing ↗machine: t197 · r6 · c14 · span 849398–849408
23AGNC Investment Corp., Section 10b CEO totalDEF 14A2026-03-060001423689-26-000058CEO total compensation as printed in AGNC Investment Corp.'s own proxy. As printed: 14,208,500. Filing ↗machine: r2 · c18 · span 710764–710774
24Ladder Capital Corp., Section 10b CEO totalDEF 14A2026-04-210001577670-26-000018CEO total compensation as printed in Ladder Capital Corp.'s own proxy. As printed: 13,944,233. Filing ↗machine: r3 · c36 · span 603013–603023
25Arbor Realty Trust, Inc., Section 10b CEO totalDEF 14A2026-04-160001253986-26-000027CEO total compensation as printed in Arbor Realty Trust, Inc.'s own proxy. As printed: 11,785,559. Filing ↗machine: span 343111–343121
26Radian Group Inc., Section 10b CEO totalDEF 14A2026-04-020001193125-26-140155CEO total compensation as printed in Radian Group Inc.'s own proxy. As printed: 11,318,967. Filing ↗
27Hannon Armstrong Sustainable Infrastructure Capital, Inc., Section 10b CEO totalDEF 14A2026-04-130001561894-26-000061CEO total compensation as printed in Hannon Armstrong Sustainable Infrastructure Capital, Inc.'s own proxy. As printed: 9,566,821. Filing ↗machine: r2 · c18 · span 998911–998920
28Adamas Trust, Inc., Section 10b CEO totalDEF 14A2026-04-240001273685-26-000038CEO total compensation as printed in Adamas Trust, Inc.'s own proxy. As printed: 8,175,252. Filing ↗machine: span 827801–827810
29Dynex Capital, Inc., Section 10b CEO totalDEF 14A2026-04-070001104659-26-040189CEO total compensation as printed in Dynex Capital, Inc.'s own proxy. As printed: 7,771,011. Filing ↗machine: t104 · r2 · c19 · span 1099489–1099498
30MFA Financial, Inc., Section 10b CEO totalDEF 14A2026-04-170001140361-26-015388CEO total compensation as printed in MFA Financial, Inc.'s own proxy. As printed: 7,079,634. Filing ↗machine: r2 · c22 · span 815805–815814
31Chimera Investment Corporation, Section 10b CEO totalDEF 14A2026-04-230001206774-26-000238CEO total compensation as printed in Chimera Investment Corporation's own proxy. As printed: 6,167,961. Filing ↗machine: t63 · r1 · c7 · span 507844–507854
32Redwood Trust, Inc., Section 10b CEO totalDEF 14A2026-03-310000930236-26-000011CEO total compensation as printed in Redwood Trust, Inc.'s own proxy. As printed: 6,131,948. Filing ↗machine: span 755087–755096
33BrightSpire Capital, Inc., Section 10b CEO totalDEF 14A2026-04-010001717547-26-000026CEO total compensation as printed in BrightSpire Capital, Inc.'s own proxy. As printed: 5,849,879. Filing ↗machine: t89 · r7 · c18 · span 543725–543734
34Two Harbors Investment Corp., Section 10b CEO totalDEF 14A2025-04-020001465740-25-000090CEO total compensation as printed in Two Harbors Investment Corp.'s own proxy. As printed: 5,785,279. Filing ↗machine: r2 · c42 · span 566941–566950
35Ready Capital Corp. (subject), Section 10b CEO totalDEF 14A2026-06-010001628280-26-039531CEO total compensation as printed in Ready Capital Corp.'s own proxy. As printed: 0. Filing ↗
36Section 10a, Redwood Trust, Inc. reciprocityDEF 14A0000930236-26-000011Redwood Trust, Inc.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
37Section 10a, AGNC Investment Corp. reciprocityDEF 14A0001423689-26-000058AGNC Investment Corp.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
38Section 10a, Radian Group Inc. reciprocityDEF 14A0001193125-26-140155Radian Group Inc.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
39Section 10a, Two Harbors Investment Corp. reciprocityDEF 14A0001465740-25-000090Two Harbors Investment Corp.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
40Section 10a, Ladder Capital Corp. reciprocityDEF 14A0001577670-26-000018Ladder Capital Corp.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
41Section 10a, BrightSpire Capital, Inc. reciprocityDEF 14A0001717547-26-000026BrightSpire Capital, Inc.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
42Section 10a, Dynex Capital, Inc. reciprocityDEF 14A0001104659-26-040189Dynex Capital, Inc.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
43Section 10a, Adamas Trust, Inc. reciprocityDEF 14A0001273685-26-000038Adamas Trust, Inc.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
44Section 10a, MFA Financial, Inc. reciprocityDEF 14A0001140361-26-015388MFA Financial, Inc. names Ready Capital Corp. in its own disclosed peer group (read from its most recent proxy). Filing ↗
45Section 10a, Walker & Dunlop, Inc. reciprocityDEF 14A0001104659-26-038515Walker & Dunlop, Inc.'s most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗
46Section 10a, Chimera Investment Corporation reciprocityDEF 14A0001206774-26-000238Chimera Investment Corporation's most recent proxy was read; its disclosed peer group does not include Ready Capital Corp.. Filing ↗