Companies Americas Carmart
Americas Carmart (CRMT): executive pay, fiscal 2026
Free brief. Every figure links to the company’s own filing.
Email me Americas Carmart’s executive pay brief as a PDF
It arrives in about 2 minutes, with every figure cited to its filing.
After the PDF, up to three short notes on the deeper reports for this company. Reply “unsubscribe” to any of them, any time.
CEO vs. named peers6th pct.Of 17 peer CEOs
CEO pay, last three years
- $8,446,835FY2024
- $1,553,513FY2025
- $1,574,534FY2026
CEO total pay was $1,574,534 in fiscal 2026, up from $1,553,513 in fiscal 2025.
FY2026: salary $800,000 · bonus $0 · stock awards $0 · option awards $0
Full detail
Every table from the filing. Open any section.
Summary compensation table
| Named executive officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension / NQDC | All other | Total |
|---|---|---|---|---|---|---|---|---|
| Douglas Campbell | $800,000 | $0 | $0 | $0 | $746,760 | $0 | $27,774 | $1,574,534 |
| President, Chief Executive Officer | ||||||||
| Jonathan Collins | 427,500 | 0 | 325,009 | 317,017 | 270,828 | 0 | 21,012 | 1,361,366 |
| Former Chief Financial Officer 3 | ||||||||
| Jamie Fischer | 414,904 | 100,000 | 199,994 | 199,991 | 264,478 | 0 | 29,454 | 1,208,821 |
| Chief Operating Officer 5 | ||||||||
A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.
Three-year trend — total compensation per named executive
| Named executive officer | FY2026 total | FY2025 total | FY2024 total | Δ FY2025→2026 |
|---|---|---|---|---|
| Douglas Campbell | $1,574,534 | $1,553,513 | $8,446,835 | ↑ +21,021 |
| Jonathan Collins | 1,361,366 | — | — | — |
| Jamie Fischer | 1,208,821 | 1,051,048 | — | ↑ +157,773 |
Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.
Incentive-plan design — the Compensation Discussion & Analysis
Our compensation philosophy is to align the interests of our executive officers with those of our stockholders and induce our executive officers to remain in our employ. This is accomplished by paying competitive base salaries, offering short-term incentive cash bonuses conditioned on consolidated financial results or key operating metrics, and making periodic grants of restricted stock and/or stock options.
| CEO STI target (% of salary) | — |
|---|---|
| CEO LTI target (% of salary) | — |
| Independent consultant | Compensia, Inc. |
| Clawback policy | true |
| Anti-hedging | true |
| Anti-pledging | true |
Equity grants and outstanding awards
Grants of plan-based awards — fiscal year 2026
| Executive | Award | Grant date | Threshold | Target | Granted | Maximum | Grant-date fair value |
|---|---|---|---|---|---|---|---|
| Jamie Fischer | OPTION | 2025-09-17 | — | — | 12,005 | — | $199,991 |
| Jamie Fischer | RSU | 2025-09-17 | — | — | 6,211 | — | 199,994 |
| Jonathan Collins | OPTION | 2025-06-05 | — | — | 11,880 | — | 317,017 |
| Jonathan Collins | RSU | 2025-06-05 | — | — | 6,145 | — | 325,009 |
Vehicle mix — grant-date fair value by award type
| Named executive officer | Time-vested (RSU) | Performance-vested (PSU) | Options / SARs | % performance-vested |
|---|---|---|---|---|
| Jamie Fischer | $199,994 | $0 | $199,991 | 0.0% |
| Jonathan Collins | 325,009 | 0 | 317,017 | 0.0% |
% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.
Outstanding equity awards at fiscal year-end 2026
| Executive | Award | Shares unvested | Exercise price | Market value unvested |
|---|---|---|---|---|
| Jamie Fischer | RSU | 2,927 | — | $35,739 |
| Jonathan Collins | RSU | 6,145 | — | 75,030 |
| Jamie Fischer | RSU | 6,211 | — | 75,836 |
| Jonathan Collins | Option | 11,880 | 51.95 | — |
| Jamie Fischer | Option | 12,005 | 32.2 | — |
| Douglas Campbell | RSU | 15,870 | — | 193,773 |
| Douglas Campbell | Option | 162,486 | 70.57 | — |
Director compensation
| Director | Cash fees | Stock awards | Option awards | Non-equity incentive | All other | Total |
|---|---|---|---|---|---|---|
| Joshua G. WelchIndependent · Board Chair · Audit and Compliance · Finance · Special | $127,500 | $0 | $150,000 | $0 | $0 | $277,500 |
| Ann G. BordelonIndependent · Audit and Compliance · Compensation and Human Capital · Not standing for re-election | 70,833 | 150,000 | 0 | 0 | 0 | 220,833 |
| Daniel J. EnglanderIndependent · Audit and Compliance · Compensation and Human Capital (Chair) · Finance | 65,000 | 0 | 150,000 | 0 | 0 | 215,000 |
| Dawn C. MorrisIndependent · Audit and Compliance · Nominating and Governance (Chair) | 62,500 | 150,000 | 0 | 0 | 0 | 212,500 |
| Jonathan Z. BubaIndependent · Audit and Compliance · Finance (Chair) · Nominating and Governance · Special | 0 | 0 | 212,500 | 0 | 0 | 212,500 |
| Julia K. DavisNot independent · Departed during FY | 50,000 | 150,000 | 0 | 0 | 0 | 200,000 |
| Jeffrey A. WilliamsNot independent | 50,000 | 150,000 | 0 | 0 | 0 | 200,000 |
| Brandi N. JoplinIndependent · Audit and Compliance (Chair) | 33,333 | 89,589 | 0 | 0 | 0 | 122,922 |
| Douglas W. CampbellEmployee director | — | — | — | — | — | 0 |
| Michael J. WartellIndependent · Special · Newly elected | — | — | — | — | — | — |
| Gilbert E. NathanIndependent · Special · Newly elected | — | — | — | — | — | — |
| Adam C. PaulIndependent · Special (Chair) · Newly elected | — | — | — | — | — | — |
Board fee structure and ownership guideline
| Annual cash retainer | — |
|---|---|
| Annual equity retainer | — |
| Per board meeting fee | — |
| Committee chair fees (audit / comp / nom-gov) | — |
| Stock ownership guideline | — |
Total cost of the board
| Component | FY2026 |
|---|---|
| Cash retainers and fees | $459,166 |
| Equity awards (grant-date value) | $689,589 |
| All other compensation | $0 |
| Total cost of the board | $1,148,755 |
Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.
Peer group, and who names Americas Carmart as a peer
Companies that benchmark against CRMT
4 companies name CRMT as a compensation peer
- CarParts.com, Inc.PRTSFY2026
- MONRO, INC.MNROFY2026
- OneWater Marine Inc.ONEWFY2024
- Regional Management Corp.RMFY2025
Each company listed discloses CRMT in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named CRMT in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.
Disclosed peer group — fiscal year 2026
The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.
GDOT Green Dot CorporationSAH Sonic Automotive, Inc.OPLN OPENLANE, Inc.CVNA Carvana Co.GORV Lazydays Holdings, Inc.MNRO Monro, Inc.EZPW EZCORP, Inc.HVT Haverty Furniture Companies, Inc.WRLD World Acceptance CorporationCWH Camping World Holdings, Inc.PRG PROG Holdings, Inc.UPBD Upbound Group, Inc.CPSS Consumer Portfolio Services, Inc.KMX CarMax, Inc.ONEW OneWater Marine, Inc.ATLC Atlanticus Holdings CorporationCACC Credit Acceptance Corporation
Peer reciprocity
Of the companies Americas Carmart names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.
— Green Dot Corporation (GDOT)41— Sonic Automotive, Inc. (SAH)42 OPENLANE, Inc. (OPLN)— Carvana Co. (CVNA)43 Lazydays Holdings, Inc. (GORV)✓ Monro, Inc. (MNRO)44— EZCORP, Inc. (EZPW)45— Haverty Furniture Companies, Inc. (HVT)46 World Acceptance Corporation (WRLD)— Camping World Holdings, Inc. (CWH)47— PROG Holdings, Inc. (PRG)48— Upbound Group, Inc. (UPBD)49 Consumer Portfolio Services, Inc. (CPSS)— CarMax, Inc. (KMX)50✓ OneWater Marine, Inc. (ONEW)51 Atlanticus Holdings Corporation (ATLC)— Credit Acceptance Corporation (CACC)52
Reciprocity shown where the peer’s own current proxy has been read — each mark is cited in the register to that peer’s filing. A dash means the peer’s current proxy was read and names no reciprocal group including Americas Carmart.
Chief executive pay against the peer group
Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company’s own proxy statement.
| Rank | Company | FY | Chief executive | Salary | Stock awards | Option awards | Non-equity incentive | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | Credit Acceptance Corporation | 2025 | Vinayak Hegde | $147,671 | $61,633,600 | $0 | $0 | $62,567,647 |
| 2 | CarMax, Inc. | 2026 | William Nash | 927,216 | 6,024,695 | 5,249,987 | 487,226 | 14,245,563 |
| 3 | Sonic Automotive, Inc. | 2025 | David Bruton Smith | 1,737,276 | 3,979,216 | 0 | 5,646,147 | 11,830,626 |
| 4 | OPENLANE, Inc. | 2025 | Peter Kelly | 773,000 | 7,494,007 | — | 1,932,500 | 10,233,134 |
| 5 | PROG Holdings, Inc. | 2025 | Steven Michaels | 1,000,000 | 7,424,432 | 0 | 1,408,500 | 9,880,430 |
| 6 | Carvana Co. | 2025 | Ernest C. Garcia, III | 961,674 | 7,419,121 | 0 | 0 | 8,382,555 |
| 7 | Green Dot Corporation | 2024 | George Gresham | 818,270 | 6,687,635 | 0 | 619,001 | 8,132,670 |
| 8 | Upbound Group, Inc. | 2025 | Fahmi Karam | 1,081,183 | 5,024,042 | 0 | 1,221,000 | 7,363,260 |
| 9 | Monro, Inc. | 2026 | Peter Fitzsimmons | 290,769 | 3,802,400 | 0 | 107,251 | 6,539,830 |
| 10 | EZCORP, Inc. | 2025 | Lachlan Given | 750,000 | 3,472,920 | 0 | 1,530,000 | 5,885,735 |
| 11 | Consumer Portfolio Services, Inc. | 2025 | Charles Bradley | 995,000 | 0 | 1,139,790 | 3,283,500 | 5,439,647 |
| 12 | OneWater Marine, Inc. | 2025 | Anthony Aisquith | 800,000 | 2,520,040 | 0 | 1,180,000 | 4,545,986 |
| 13 | World Acceptance Corporation | 2026 | J. Tobin Turner | 364,662 | 2,564,635 | 0 | 0 | 2,961,396 |
| 14 | Haverty Furniture Companies, Inc. | 2025 | Steven Burdette | 650,000 | 1,072,192 | 0 | 844,350 | 2,635,789 |
| 15 | Atlanticus Holdings Corporation | 2025 | Jeffrey Howard | 850,000 | 238,503 | 0 | 0 | 2,099,003 |
| 16 | Americas Carmart | 2026 | Douglas Campbell | 800,000 | 0 | 0 | 746,760 | 1,574,534 |
| 17 | Camping World Holdings, Inc. | 2025 | Matthew Wagner | 300,000 | — | — | 925,114 | 1,282,701 |
| — | Lazydays Holdings, Inc. | — | — | — | — | — | — | not in coverage universe |
Each peer’s compensation is from its most recently filed proxy; fiscal years differ by company. Each peer’s figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.
Incentive design against the same peers
| Company | Annual incentive payout | Long-term vehicle mix | PSU measures include TSR | Compensation consultant |
|---|---|---|---|---|
| Americas Carmart | not disclosed | not disclosed | not disclosed | Compensia, Inc. |
| Atlanticus Holdings Corporation | not disclosed | RSU 100 | not disclosed | not disclosed |
| Camping World Holdings, Inc. | not disclosed | not disclosed | not disclosed | Meridian |
| CarMax, Inc. | 30% | PSU 50 · Options 50 | No | Semler Brossy |
| Carvana Co. | not disclosed | RSU 100 | not disclosed | Korn Ferry |
| Consumer Portfolio Services, Inc. | not disclosed | Option 100 | not disclosed | not disclosed |
| Credit Acceptance Corporation | not disclosed | RSU 100 | not disclosed | not disclosed |
| EZCORP, Inc. | not disclosed | PRSU 80 · RSU 20 | not disclosed | Mercer (US) Inc. |
| Green Dot Corporation | 50.4% | PRSU 75 · RSU 25 | Yes — Relative TSR vs. S&P 1500 Financials Index | Mercer |
| Haverty Furniture Companies, Inc. | not disclosed | PRSU 80 · RSU 20 | not disclosed | Meridian Compensation Partners, LLC |
| Lazydays Holdings, Inc. | not disclosed | not disclosed | not disclosed | not disclosed |
| Monro, Inc. | not disclosed | not disclosed | not disclosed | not disclosed |
| OneWater Marine, Inc. | not disclosed | not disclosed | not disclosed | Aon |
| OPENLANE, Inc. | 200% | not disclosed | Yes — Relative TSR | Exequity |
| PROG Holdings, Inc. | not disclosed | PSU 70 · RSU 30 | Yes — Relative TSR | Exequity LLP |
| Sonic Automotive, Inc. | not disclosed | PRSU 100 | not disclosed | Willis Towers Watson |
| Upbound Group, Inc. | not disclosed | PSU 75 · RSU 25 | Yes — three-year TSR compared to the S&P 1500 Specialty Retail Index | Korn Ferry, Inc. |
| World Acceptance Corporation | not disclosed | not disclosed | No | not disclosed |
Read from each company’s Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company’s filing does not state the item.
Say-on-pay history and pay ratio
No say-on-pay vote is on file for this company.
CEO pay ratio
| Ratio (CEO : median employee) | 42 : 1 |
|---|---|
| CEO total compensation | — |
| Median employee compensation | — |
Insider trades since the proxy
No insider equity transactions reported since the proxy statement.
Sources (52 citations)
Each figure is listed with the filing it comes from, where it appears in that filing, and the value as printed. Any figure can be independently confirmed against the source.
- Section 01, Douglas Campbell. DEF 14A, filed 2026-08-14. Section “Executive Compensation”. As printed: 1,574,534. View filing ↗
- Section 01, Jonathan Collins. DEF 14A, filed 2026-08-14. Section “Executive Compensation”. As printed: 1,361,366. View filing ↗
- Section 01, Jamie Fischer. DEF 14A, filed 2026-08-14. Section “Executive Compensation”. As printed: 1,208,821. View filing ↗
- Section 03, Jamie Fischer OPTION. DEF 14A, filed 2026-08-14. Section “Executive Compensation” · grants of plan-based awards table. View filing ↗
- Section 03, Jamie Fischer RSU. DEF 14A, filed 2026-08-14. Section “Executive Compensation” · grants of plan-based awards table. View filing ↗
- Section 03, Jonathan Collins OPTION. DEF 14A, filed 2026-08-14. Section “Executive Compensation” · grants of plan-based awards table. View filing ↗
- Section 03, Jonathan Collins RSU. DEF 14A, filed 2026-08-14. Section “Executive Compensation” · grants of plan-based awards table. View filing ↗
- Section 07, pay ratio. DEF 14A, filed 2026-08-14. Section “CEO Pay Ratio”. As printed: 42 : 1. View filing ↗
- Section 08, Joshua G. Welch. DEF 14A. Section “Director Compensation”. As printed: 277,500.
- Section 08, Ann G. Bordelon. DEF 14A, filed 2026-08-14. Section “Director Compensation”. As printed: 220,833. View filing ↗
- Section 08, Daniel J. Englander. DEF 14A. Section “Director Compensation”. As printed: 215,000.
- Section 08, Dawn C. Morris. DEF 14A. Section “Director Compensation”. As printed: 212,500.
- Section 08, Jonathan Z. Buba. DEF 14A, filed 2026-08-14. Section “Director Compensation”. As printed: 212,500. View filing ↗
- Section 08, Julia K. Davis. DEF 14A, filed 2026-08-14. Section “Director Compensation”. As printed: 200,000. View filing ↗
- Section 08, Jeffrey A. Williams. DEF 14A. Section “Director Compensation”. As printed: 200,000.
- Section 08, Brandi N. Joplin. DEF 14A. Section “Director Compensation”. As printed: 122,922.
- Section 08, Douglas W. Campbell. DEF 14A, filed 2026-08-14. Section “Director Compensation”. As printed: 0. View filing ↗
- Section 08, Michael J. Wartell. DEF 14A. Section “Director Compensation”. As printed: —.
- Section 08, Gilbert E. Nathan. DEF 14A, filed 2026-08-14. Section “Director Compensation”. As printed: —. View filing ↗
- Section 08, Adam C. Paul. DEF 14A. Section “Director Compensation”. As printed: —.
- Section 01 trend, Δ column (computed). Computed. Δ = current-FY total − prior-FY total per named officer.
- Section 03b vehicle mix (computed). Computed. RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).
- Section 09b board cost (computed). Computed. Cash 459,166 + equity 689,589 + all other 0 = 1,148,755, summed across the director compensation table rows.
- Credit Acceptance Corporation, Section 10b CEO total. DEF 14A, filed 2026-04-28. CEO total compensation as printed in Credit Acceptance Corporation's own proxy. As printed: 62,567,647. View filing ↗
- CarMax, Inc., Section 10b CEO total. DEF 14A, filed 2026-05-12. CEO total compensation as printed in CarMax, Inc.'s own proxy. As printed: 14,245,563. View filing ↗
- Sonic Automotive, Inc., Section 10b CEO total. DEF 14A, filed 2026-03-06. CEO total compensation as printed in Sonic Automotive, Inc.'s own proxy. As printed: 11,830,626. View filing ↗
- OPENLANE, Inc., Section 10b CEO total. DEF 14A, filed 2026-04-24. CEO total compensation as printed in OPENLANE, Inc.'s own proxy. As printed: 10,233,134. View filing ↗
- PROG Holdings, Inc., Section 10b CEO total. DEF 14A, filed 2026-03-26. CEO total compensation as printed in PROG Holdings, Inc.'s own proxy. As printed: 9,880,430. View filing ↗
- Carvana Co., Section 10b CEO total. DEF 14A, filed 2026-03-25. CEO total compensation as printed in Carvana Co.'s own proxy. As printed: 8,382,555. View filing ↗
- Green Dot Corporation, Section 10b CEO total. DEF 14A, filed 2025-04-11. CEO total compensation as printed in Green Dot Corporation's own proxy. As printed: 8,132,670. View filing ↗
- Upbound Group, Inc., Section 10b CEO total. DEF 14A, filed 2026-04-21. CEO total compensation as printed in Upbound Group, Inc.'s own proxy. As printed: 7,363,260. View filing ↗
- Monro, Inc., Section 10b CEO total. DEF 14A, filed 2026-07-02. CEO total compensation as printed in Monro, Inc.'s own proxy. As printed: 6,539,830. View filing ↗
- EZCORP, Inc., Section 10b CEO total. 10-K, filed 2025-11-13. CEO total compensation as printed in EZCORP, Inc.'s own proxy. As printed: 5,885,735. View filing ↗
- Consumer Portfolio Services, Inc., Section 10b CEO total. DEF 14A, filed 2026-09-30. CEO total compensation as printed in Consumer Portfolio Services, Inc.'s own proxy. As printed: 5,439,647. View filing ↗
- OneWater Marine, Inc., Section 10b CEO total. DEF 14A, filed 2026-01-09. CEO total compensation as printed in OneWater Marine, Inc.'s own proxy. As printed: 4,545,986. View filing ↗
- World Acceptance Corporation, Section 10b CEO total. DEF 14A, filed 2026-07-22. CEO total compensation as printed in World Acceptance Corporation's own proxy. As printed: 2,961,396. View filing ↗
- Haverty Furniture Companies, Inc., Section 10b CEO total. DEF 14A, filed 2026-03-27. CEO total compensation as printed in Haverty Furniture Companies, Inc.'s own proxy. As printed: 2,635,789. View filing ↗
- Atlanticus Holdings Corporation, Section 10b CEO total. DEF 14A, filed 2026-04-10. CEO total compensation as printed in Atlanticus Holdings Corporation's own proxy. As printed: 2,099,003. View filing ↗
- Americas Carmart (subject), Section 10b CEO total. DEF 14A, filed 2026-08-14. CEO total compensation as printed in Americas Carmart's own proxy. As printed: 1,574,534. View filing ↗
- Camping World Holdings, Inc., Section 10b CEO total. DEF 14A, filed 2026-04-09. CEO total compensation as printed in Camping World Holdings, Inc.'s own proxy. As printed: 1,282,701. View filing ↗
- Section 10a, Green Dot Corporation reciprocity. DEF 14A. Green Dot Corporation's most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, Sonic Automotive, Inc. reciprocity. DEF 14A. Sonic Automotive, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, Carvana Co. reciprocity. DEF 14A. Carvana Co.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, Monro, Inc. reciprocity. DEF 14A. Monro, Inc. names Americas Carmart in its own disclosed peer group (read from its most recent proxy). View filing ↗
- Section 10a, EZCORP, Inc. reciprocity. DEF 14A. EZCORP, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, Haverty Furniture Companies, Inc. reciprocity. DEF 14A. Haverty Furniture Companies, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, Camping World Holdings, Inc. reciprocity. DEF 14A. Camping World Holdings, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, PROG Holdings, Inc. reciprocity. DEF 14A. PROG Holdings, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, Upbound Group, Inc. reciprocity. DEF 14A. Upbound Group, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, CarMax, Inc. reciprocity. DEF 14A. CarMax, Inc.'s most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗
- Section 10a, OneWater Marine, Inc. reciprocity. DEF 14A. OneWater Marine, Inc. names Americas Carmart in its own disclosed peer group (read from its most recent proxy). View filing ↗
- Section 10a, Credit Acceptance Corporation reciprocity. DEF 14A. Credit Acceptance Corporation's most recent proxy was read; its disclosed peer group does not include Americas Carmart. View filing ↗