Velarion · Company Intelligence
Compensation Brief
Fiscal year 2023 · Filings through 2024-04-29

Moneylion (ML)

Fiscal year 2023 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$6,595,566
Diwakar Choubey total, FY2023
CEO pay percentile vs peers
CEO-to-median pay ratio
Say-on-pay support, latest vote
Companies that benchmark against ML
15 companies name ML as a compensation peer

Each company listed discloses ML in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named ML in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2023

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Diwakar Choubey$650,000$1,084,082$4,848,284$0$0$13,200$6,595,566
Chief Executive Officer and Director
Richard Correia600,000808,1633,206,7120010,3084,625,183
President, Chief Financial Officer and Treasurer
Adam VanWagner475,000555,1821,794,1480013,2002,837,530
Chief Legal Officer and Secretary
Timmie Hong500,000584,4021,674,7830013,2002,772,385
Chief Product Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2023 totalFY2022 totalFY2021 totalΔ FY20222023
Diwakar Choubey$6,595,566
Richard Correia4,625,183
Adam VanWagner2,837,530
Timmie Hong2,772,385

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2023

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Adam VanWagnerPSU$1,794,148
Richard CorreiaPSU3,206,712
Timmie HongPSU1,674,783
Diwakar ChoubeyPSU4,848,284
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Adam VanWagner$0$1,794,148$0100.0%
Richard Correia03,206,7120100.0%
Timmie Hong01,674,7830100.0%
Diwakar Choubey04,848,2840100.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2023

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Diwakar ChoubeyRSU99,999$6,268,937
Richard CorreiaPSU44,4422,786,069
Richard CorreiaRSU18,8981,184,716
Timmie HongPSU18,3321,149,233
Adam VanWagnerRSU7,589475,754
Richard CorreiaPSU10,500658,245
Richard CorreiaRSU6,702420,148
Timmie HongRSU6,259392,377
Timmie HongPSU11,250705,263
Diwakar ChoubeyPSU16,5001,034,385
Adam VanWagnerOption25517.7
Timmie HongRSU27,4981,723,850
Richard CorreiaOption56917.7
Richard CorreiaOption10,38977.4
Diwakar ChoubeyPSU66,6654,179,229
Timmie HongRSU2,215138,858
Richard CorreiaRSU66,6644,179,166
Richard CorreiaRSU28,0001,755,320
Adam VanWagnerRSU33,3322,089,583
Diwakar ChoubeyRSU30,3591,903,206
Timmie HongRSU30,0001,880,700
Adam VanWagnerRSU24,0001,504,560
Adam VanWagnerPSU22,2201,392,972
Diwakar ChoubeyRSU10,769675,109
Adam VanWagnerRSU2,690168,636
Diwakar ChoubeyOption56917.7
Diwakar ChoubeyOption18,90077.4
Timmie HongOption10,38977.4
Timmie HongOption2,84617.7
Adam VanWagnerOption1,59577.4
Adam VanWagnerPSU9,000564,210
Diwakar ChoubeyRSU44,0002,758,360
05

Incentive-plan design — the Compensation Discussion & Analysis

MoneyLion believes they are necessary to help attract and retain executive talent which is fundamental to its success.

CEO STI target (% of salary)
CEO LTI target (% of salary)
Independent consultantnot disclosed
Clawback policytrue
Anti-hedgingtrue
Anti-pledgingtrue
08

Director compensation — fiscal year 2023

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
John ChrystalIndependent · Board Chair · Audit$0$143,150
Dwight BushIndependent · Audit · Risk and Compliance (Chair)0128,150
Chris SugdenIndependent · Compensation (Chair) · Risk and Compliance0120,150
Jeffrey GaryIndependent · Audit (Chair)0118,150
Matt DerellaIndependent · Audit · Compensation0114,150
Lisa GershIndependent · Compensation · Nominating and Corporate Governance (Chair)0112,150
Annette NazarethIndependent · Nominating and Corporate Governance · Risk and Compliance0112,150
Michael PaullIndependent · Compensation · Nominating and Corporate Governance0108,150
Diwakar (Dee) ChoubeyEmployee director00000
09

Board fee structure and ownership guideline

Annual cash retainer
Annual equity retainer
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)
Stock ownership guideline
09b

Total cost of the board

ComponentFY2023
Cash retainers and fees$0
Equity awards (grant-date value)$0
All other compensation$0
Total cost of the board$0

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Moneylion2023Diwakar Choubey$650,000$4,848,284$0$0$6,595,566

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Diwakar ChoubeyDEF 14A2024-04-290001213900-24-037177Section “Summary Compensation Table”. As printed: 6,595,566. Filing ↗machine: t8 · span 387803–387812
2Section 01, Richard CorreiaDEF 14A2024-04-290001213900-24-037177Section “Summary Compensation Table”. As printed: 4,625,183. Filing ↗machine: t8 · span 409607–409616
3Section 01, Adam VanWagnerDEF 14A2024-04-290001213900-24-037177Section “Summary Compensation Table”. As printed: 2,837,530. Filing ↗machine: t8 · span 453238–453247
4Section 01, Timmie HongDEF 14A2024-04-290001213900-24-037177Section “Summary Compensation Table”. As printed: 2,772,385. Filing ↗machine: t8 · span 431452–431461
5Section 03, Adam VanWagner PSUDEF 14A2024-04-290001213900-24-037177Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r10 · c8 · span 450795–450804
6Section 03, Richard Correia PSUDEF 14A2024-04-290001213900-24-037177Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r4 · c8 · span 407164–407173
7Section 03, Timmie Hong PSUDEF 14A2024-04-290001213900-24-037177Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r7 · c8 · span 429009–429018
8Section 03, Diwakar Choubey PSUDEF 14A2024-04-290001213900-24-037177Section “EXECUTIVE COMPENSATION” · grants of plan-based awards table. Filing ↗machine: t8 · r1 · c8 · span 385318–385327
9Section 08, John ChrystalDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 143,150. Filing ↗machine: t10 · r2 · c6 · span 1071316–1071317
10Section 08, Dwight BushDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 128,150. Filing ↗machine: t10 · r1 · c6 · span 1067056–1067057
11Section 08, Chris SugdenDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 120,150. Filing ↗machine: t10 · r8 · c6 · span 1096453–1096454
12Section 08, Jeffrey GaryDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 118,150. Filing ↗machine: t10 · r4 · c6 · span 1079694–1079695
13Section 08, Matt DerellaDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 114,150. Filing ↗machine: t10 · r3 · c6 · span 1075515–1075516
14Section 08, Lisa GershDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 112,150. Filing ↗machine: t10 · r5 · c6 · span 1083891–1083892
15Section 08, Annette NazarethDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 112,150. Filing ↗machine: t10 · r6 · c6 · span 1088074–1088075
16Section 08, Michael PaullDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 108,150. Filing ↗machine: t10 · r7 · c6 · span 1092274–1092275
17Section 08, Diwakar (Dee) ChoubeyDEF 14A2024-04-290001213900-24-037177Section “Director Compensation”. As printed: 0. Filing ↗
18Section 03b vehicle mix (computed)ComputedcomputedRSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
19Section 09b board cost (computed)ComputedcomputedCash 0 + equity 0 + all other 0 = 0, summed across the director compensation table rows.machine: formula: Σ = 0
20Moneylion (subject), Section 10b CEO totalDEF 14A2024-04-290001213900-24-037177CEO total compensation as printed in Moneylion's own proxy. As printed: 6,595,566. Filing ↗machine: t8 · span 387803–387812