Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.
Each company listed discloses ACT in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named ACT in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.
| Named executive officer | Salary | Bonus | Stock awards | Option awards | Non-equity incentive | Pension / NQDC | All other | Total |
|---|---|---|---|---|---|---|---|---|
| Rohit Gupta | $1,000,000 | $0 | $5,869,867 | $0 | $2,610,000 | $58,950 | $335,238 | $9,874,055 |
| President and Chief Executive Officer | ||||||||
| Hardin Dean Mitchell | 525,000 | 0 | 1,222,912 | 0 | 783,000 | 0 | 142,527 | 2,673,439 |
| Executive Vice President, Chief Financial Officer and Treasurer | ||||||||
| Evan Stolove | 450,000 | 0 | 489,191 | 0 | 470,000 | 0 | 86,425 | 1,495,616 |
| Executive Vice President, General Counsel, and Corporate Secretary | ||||||||
| Michael Derstine | 425,000 | 0 | 489,191 | 0 | 475,000 | 0 | 97,163 | 1,486,354 |
| Executive Vice President and Chief Risk Officer | ||||||||
| Brian Gould | 350,000 | 0 | 391,353 | 0 | 268,000 | 0 | 87,948 | 1,097,301 |
| Executive Vice President and Chief Operations Officer | ||||||||
A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.
| Named executive officer | FY2025 total | FY2024 total | FY2023 total | Δ FY2024→2025 |
|---|---|---|---|---|
| Rohit Gupta | $9,874,055 | $9,960,723 | $8,084,993 | −86,668 |
| Hardin Dean Mitchell | 2,673,439 | 2,806,508 | 2,618,764 | −133,069 |
| Evan Stolove | 1,495,616 | — | 1,653,546 | — |
| Michael Derstine | 1,486,354 | 1,537,121 | 1,276,084 | −50,767 |
| Brian Gould | 1,097,301 | 1,181,238 | 1,207,644 | −83,937 |
Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.
Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.
| Insider | Role | Transaction date | Code | Shares | Price | Value | Security | Source |
|---|---|---|---|---|---|---|---|---|
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-03-31 | D | 820,567 | $41 | $33,579,571 | Common | Form 4 ↗ |
| Dividend-equivalent accruals | 2026-04-01 | — | 594 | — | — | 1 insider, 1 accrual row | ||
| James McMullen | Controller | 2026-04-01 | D | 169 | 41 | 6,856 | Common | Form 4 ↗ |
| James McMullen | Controller | 2026-04-01 | A | 594 | — | — | Common | Form 4 ↗ |
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-04-30 | D | 560,453 | 43 | 23,848,452 | Common | Form 4 ↗ |
| H. Elizabeth Mitchell | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Debra W. Still | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-05-13 | A | 6,720.82 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Westley V. Thompson | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| John D. Fisk | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Robert P. Restrepo Jr | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Michael A. Bless | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Sheila Hooda | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-05-29 | D | 602,440 | 43 | 25,853,291 | Common | Form 4 ↗ |
| Brian Gould | EVP & Chief Operations Officer | 2026-06-01 | D | 23,000 | 41 | 947,204 | Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-06-03 | A | 9,293 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-06-03 | D | 9,293 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Dividend-equivalent accruals | 2026-06-18 | — | 2,492 | — | — | 14 insiders, 28 accrual rows | ||
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-06-30 | D | 605,067 | 42 | 25,580,418 | Common | Form 4 ↗ |
Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.
| Insider | Role | Transaction date | Code | Shares | Price | Value | Security | Source |
|---|---|---|---|---|---|---|---|---|
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-03-31 | D | 820,567 | $41 | $33,579,571 | Common | Form 4 ↗ |
| James McMullen | Controller | 2026-04-01 | D | 594 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| James McMullen | Controller | 2026-04-01 | D | 169 | 41 | 6,856 | Common | Form 4 ↗ |
| James McMullen | Controller | 2026-04-01 | A | 594 | — | — | Common | Form 4 ↗ |
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-04-30 | D | 560,453 | 43 | 23,848,452 | Common | Form 4 ↗ |
| H. Elizabeth Mitchell | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Debra W. Still | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-05-13 | A | 6,720.82 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Westley V. Thompson | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| John D. Fisk | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Robert P. Restrepo Jr | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Michael A. Bless | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Sheila Hooda | Director | 2026-05-13 | A | 3,939.79 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-05-29 | D | 602,440 | 43 | 25,853,291 | Common | Form 4 ↗ |
| Brian Gould | EVP & Chief Operations Officer | 2026-06-01 | D | 23,000 | 41 | 947,204 | Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-06-03 | A | 9,293 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-06-03 | D | 9,293 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Michael A. Bless | Director | 2026-06-18 | A | 176 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Debra W. Still | Director | 2026-06-18 | A | 201 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Dominic J. Addesso | Director | 2026-06-18 | A | 348 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Evan Stolove | EVP, Gen. Counsel & Secretary | 2026-06-18 | A | 15 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Evan Stolove | EVP, Gen. Counsel & Secretary | 2026-06-18 | A | 24 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| H. Elizabeth Mitchell | Director | 2026-06-18 | A | 56 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Hardin Dean Mitchell | EVP, CFO and Treasurer | 2026-06-18 | A | 58 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Rohit Gupta | Director | 2026-06-18 | A | 217 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Robert P. Restrepo Jr | Director | 2026-06-18 | A | 201 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Michael Derstine | EVP and Chief Risk Officer | 2026-06-18 | A | 24 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| James McMullen | Controller | 2026-06-18 | A | 8 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| John D. Fisk | Director | 2026-06-18 | A | 201 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Brian Gould | EVP & Chief Operations Officer | 2026-06-18 | A | 19 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Evan Stolove | EVP, Gen. Counsel & Secretary | 2026-06-18 | A | 28 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Hardin Dean Mitchell | EVP, CFO and Treasurer | 2026-06-18 | A | 36 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Hardin Dean Mitchell | EVP, CFO and Treasurer | 2026-06-18 | A | 75 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Rohit Gupta | Director | 2026-06-18 | A | 173 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Michael Derstine | EVP and Chief Risk Officer | 2026-06-18 | A | 39 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| James McMullen | Controller | 2026-06-18 | A | 5 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| James McMullen | Controller | 2026-06-18 | A | 4 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| James McMullen | Controller | 2026-06-18 | A | 10 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Sheila Hooda | Director | 2026-06-18 | A | 201 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Rohit Gupta | Director | 2026-06-18 | A | 107 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Michael Derstine | EVP and Chief Risk Officer | 2026-06-18 | A | 15 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Westley V. Thompson | Director | 2026-06-18 | A | 201 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| James McMullen | Controller | 2026-06-18 | A | 15 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Brian Gould | EVP & Chief Operations Officer | 2026-06-18 | A | 12 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Brian Gould | EVP & Chief Operations Officer | 2026-06-18 | A | 23 | 0 | 0 | Derivative, Class A Common | Form 4 ↗ |
| Genworth Holdings, Inc. | Greater-than-10% holder | 2026-06-30 | D | 605,067 | 42 | 25,580,418 | Common | Form 4 ↗ |
| Executive | Award | Grant date | Threshold | Target | Granted | Maximum | Grant-date fair value |
|---|---|---|---|---|---|---|---|
| Dean Mitchell | RSU | 2025-02-21 | — | — | 14,859 | — | $489,158 |
| Michael Derstine | RSU | 2025-02-21 | — | — | 5,944 | — | 195,676 |
| Evan Stolove | RSU | 2025-02-21 | — | — | 5,944 | — | 195,676 |
| Named executive officer | Time-vested (RSU) | Performance-vested (PSU) | Options / SARs | % performance-vested |
|---|---|---|---|---|
| Dean Mitchell | $489,158 | $0 | $0 | 0.0% |
| Michael Derstine | 195,676 | 0 | 0 | 0.0% |
| Evan Stolove | 195,676 | 0 | 0 | 0.0% |
% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.
| Executive | Award | Shares unvested | Exercise price | Market value unvested |
|---|---|---|---|---|
| Brian Gould | RSU | 2,609 | — | $103,421 |
| Brian Gould | PSU | 14,592 | — | 578,427 |
| Mitchell | PSU | 45,588 | — | 1,807,108 |
| Evan Stolove | RSU | 6,080 | — | 241,011 |
| Rohit Gupta | PSU | 337,788 | — | 13,389,916 |
| Rohit Gupta | PSU | 273,484 | — | 10,840,906 |
| Rohit Gupta | PSU | 190,594 | — | 7,555,146 |
| Mitchell | PSU | 42,616 | — | 1,689,298 |
| Rohit Gupta | RSU | 37,533 | — | 1,487,808 |
| Michael Derstine | PSU | 17,952 | — | 711,617 |
| Brian Gould | PSU | 15,710 | — | 622,744 |
| Mitchell | RSU | 7,095 | — | 281,246 |
| Brian Gould | RSU | 4,006 | — | 158,798 |
| Mitchell | PSU | 56,304 | — | 2,231,891 |
| Rohit Gupta | RSU | 45,583 | — | 1,806,910 |
| Rohit Gupta | RSU | 31,762 | — | 1,259,046 |
| Evan Stolove | PSU | 19,072 | — | 756,014 |
| Brian Gould | PSU | 18,022 | — | 714,392 |
| Mitchell | RSU | 15,196 | — | 602,369 |
| Mitchell | RSU | 12,512 | — | 495,976 |
| Brian Gould | RSU | 4,864 | — | 192,809 |
| Michael Derstine | RSU | 2,981 | — | 118,167 |
| Evan Stolove | RSU | 3,170 | — | 125,659 |
| Michael Derstine | PSU | 22,528 | — | 893,010 |
| Evan Stolove | PSU | 18,238 | — | 722,954 |
| Evan Stolove | PSU | 22,528 | — | 893,010 |
| Michael Derstine | PSU | 18,238 | — | 722,954 |
| Michael Derstine | RSU | 6,080 | — | 241,011 |
| Evan Stolove | RSU | 5,006 | — | 198,438 |
| Michael Derstine | RSU | 5,006 | — | 198,438 |
Our objectives in compensating executive officers are to attract, retain, and motivate executives of superior ability who are dedicated to the long-term interests of our stockholders.
| CEO STI target (% of salary) | 175% |
|---|---|
| CEO LTI target (% of salary) | — |
| Independent consultant | FW Cook |
| Clawback policy | true |
| Anti-hedging | — |
| Anti-pledging | True |
| Meeting year | Meeting date | For | Against | Abstain | Support | Outcome |
|---|---|---|---|---|---|---|
| 2026 | 2026-05-13 | 137,729,223 | 538,585 | 7,447 | 99.61% | Passed |
| 2025 | 2025-05-14 | 145,107,452 | 1,428,827 | 96,441 | 98.96% | Passed |
| 2024 | 2024-05-16 | 152,266,974 | 1,109,683 | 69,308 | 99.23% | Passed |
| 2023 | 2023-05-12 | 160,912,094 | 401,668 | 12,851 | 99.74% | Passed |
| 2022 | 2022-05-12 | 158,923,426 | 3,238,030 | 6,061 | 98% | Passed |
Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.
| Meeting year | Meeting date | Approval — company's computation |
|---|---|---|
| 2026 | 2026-05-13 | 99.61%a |
| 2025 | 2025-05-14 | 98.96%b |
| 2024 | 2024-05-16 | 99.23%c |
a. Approved under the standard stated in the filing — “Abstentions will have the same effect as votes "against" the advisory vote to approve NEO compensation, and the proposal to ratify the selection of KPMG as our independent registered public accounting firm for 2026.”.
b. Approved under the standard stated in the filing — “Abstentions will have the same effect as votes "against" the advisory vote to approve NEO compensation, and the proposal to ratify the selection of KPMG as our independent registered public accounting firm for 2025.”.
c. Approved under the standard stated in the filing — “Abstentions will have the same effect as votes "against" the advisory vote to approve NEO compensation, the proposal to ratify the selection of KPMG as our independent registered public accounting firm for 2024, and the proposal to amend the Corporation's Certificate of Incorporation to adopt provisions limiting the liability of certain officers as permitted under Delaware law.”.
Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.
| Ratio (CEO : median employee) | 61 : 1 |
|---|---|
| CEO total compensation | $9,874,055 |
| Median employee compensation | $161,788 |
| Director | Cash fees | Stock awards | Option awards | Non-equity incentive | All other | Total |
|---|---|---|---|---|---|---|
| Dominic J. AddessoIndependent · Board Chair · Independent Capital | $197,500 | $290,000 | $0 | $0 | $1,000 | $488,500 |
| H. Elizabeth MitchellIndependent · Audit (Chair) | 118,532 | 198,209 | 0 | 0 | 10,000 | 326,741 |
| Debra W. StillIndependent · Compensation (Chair) | 142,500 | 170,000 | 0 | 0 | 0 | 312,500 |
| Sheila HoodaIndependent · Audit · Nominating and Corporate Governance (Chair) | 137,500 | 170,000 | 0 | 0 | 5,000 | 312,500 |
| John D. FiskIndependent · Independent Capital · Risk (Chair) | 141,250 | 170,000 | 0 | 0 | 0 | 311,250 |
| Michael A. BlessIndependent · Independent Capital (Chair) · Risk | 137,500 | 170,000 | 0 | 0 | 0 | 307,500 |
| Robert P. Restrepo JrIndependent · Audit · Nominating and Corporate Governance | 117,500 | 170,000 | 0 | 0 | 10,000 | 297,500 |
| Westley V. ThompsonIndependent · Compensation · Nominating and Corporate Governance | 117,500 | 170,000 | 0 | 0 | 0 | 287,500 |
| Anne G. WaleskiIndependent · Audit · Not standing for re-election · Departed during FY | 53,777 | 0 | 0 | 0 | 10,000 | 63,777 |
| Thomas J. McInerneyNot independent · Compensation | 0 | 0 | 0 | 0 | 0 | 0 |
| Gregory UptonNot independent | 0 | 0 | 0 | 0 | 0 | 0 |
| Rohit GuptaEmployee director | 0 | 0 | 0 | — | 0 | 0 |
| Annual cash retainer | $80,000 |
|---|---|
| Annual equity retainer | $120,000 |
| Per board meeting fee | — |
| Committee chair fees (audit / comp / nom-gov) | 35,000 / 25,000 / 20,000 |
| Stock ownership guideline | $500,000 |
| Component | FY2025 |
|---|---|
| Cash retainers and fees | $1,163,559 |
| Equity awards (grant-date value) | $1,508,209 |
| All other compensation | $36,000 |
| Total cost of the board | $2,707,768 |
Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.
The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.
Of the companies Enact Holdings, Inc. names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.
Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Enact Holdings, Inc..
Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.
| Rank | Company | FY | Chief executive | Salary | Stock awards | Option awards | Non-equity incentive | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | Walker & Dunlop, Inc. | 2025 | William Walker | $1,000,000 | $13,170,931 | $0 | $1,324,821 | $15,500,252 |
| 2 | Arch Capital Group Ltd. | 2025 | Nicolas Papadopoulo | 1,300,000 | 5,520,506 | 1,820,186 | 5,200,000 | 14,626,320 |
| 3 | Assured Guaranty Ltd. | 2025 | Dominic Frederico | 1,250,000 | 9,413,231 | 0 | 2,510,955 | 13,841,716 |
| 4 | PennyMac Financial Services | 2025 | David Spector | 1,483,333 | 5,437,444 | 2,025,687 | 3,608,250 | 12,660,536 |
| 5 | Axos Financial, Inc. | 2025 | Gregory Garrabrants | 700,000 | 8,892,443 | 0 | 2,088,672 | 11,694,915 |
| 6 | Radian Group, Inc. | 2025 | Richard Thornberry | 1,000,000 | 7,085,347 | — | 3,120,000 | 11,318,967 |
| 7 | NMI Holdings, Inc. | 2025 | Adam Pollitzer | 975,000 | 6,337,450 | 0 | 2,839,200 | 10,209,615 |
| 8 | Essent Group Ltd. | 2025 | Mark Casale | 1,000,000 | 5,124,644 | 0 | 3,062,500 | 10,039,676 |
| 9 | Enact Holdings, Inc. | 2025 | Rohit Gupta | 1,000,000 | 5,869,867 | 0 | 2,610,000 | 9,874,055 |
| 10 | MGIC Investment Corporation | 2025 | Timothy Mattke | 1,050,000 | 4,881,783 | 0 | 2,236,238 | 8,369,392 |
| 11 | First American Financial Corporation | 2025 | Mark Seaton | 907,827 | 4,800,870 | 0 | 2,556,000 | 8,281,947 |
| 12 | Old Republic International | 2025 | Craig Smiddy | 990,385 | 4,017,533 | 972,856 | 2,177,460 | 8,238,993 |
| 13 | Stewart Information Services Corp. | 2025 | Frederick Eppinger | 1,100,000 | 4,399,910 | 0 | 2,206,174 | 7,865,929 |
| 14 | RLI Corp. | 2025 | Craig Kliethermes | 677,596 | 0 | 831,805 | 6,075,319 | 7,691,732 |
Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.
| Company | Annual incentive payout | Long-term vehicle mix | PSU measures include TSR | Compensation consultant |
|---|---|---|---|---|
| Enact Holdings, Inc. | 149% | PSU 70 · RSU 30 | No | FW Cook |
| Arch Capital Group Ltd. | 200% | PSU 55 · Options 25 · RSU 20 | No | Pay Governance LLC |
| Assured Guaranty Ltd. | 201% | PSU 60 · RSU 40 | Yes — TSR relative to Russell Midcap Index - Financials 55th percentile | FW Cook |
| Axos Financial, Inc. | 199% | RSU 100 | No | not disclosed |
| Essent Group Ltd. | 306% | PSU 75 · RSU 25 | No | Korn Ferry |
| First American Financial Corporation | 142% | RSU 50 · PSU 50 | No | Semler Brossy Consulting Group, LLC |
| MGIC Investment Corporation | not disclosed | PSU 60 · RSU 40 | No | Not named — referred to only as 'the Compensation Consultant' throughout the CD&A |
| NMI Holdings, Inc. | 166.4% | PSU 60 · RSU 40 | No | Semler Brossy |
| Old Republic International | 110% | not disclosed | No | Fredrick W. Cook, Inc. |
| PennyMac Financial Services | 84.9% | PSU 50 · RSU 25 · Options 25 | No | Pearl Meyer |
| Radian Group, Inc. | not disclosed | PSU 60 · RSU 40 | not disclosed | Willis Towers Watson |
| RLI Corp. | not disclosed | Options 100 | not disclosed | Lockton Financial Advisors, LLC |
| Stewart Information Services Corp. | 114.6% | PSU 50 · RSU 50 | No | Mercer (US) LLC |
| Walker & Dunlop, Inc. | 132% | not disclosed | No | Pay Governance |
Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.
Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.
Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.
| # | Supports | Document | Filed | Accession | Location in document |
|---|---|---|---|---|---|
| 1 | Section 01, Rohit Gupta | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “2025 Summary Compensation Table” · page 39. As printed: 9,874,055. Filing ↗machine: r2 · c24 · span 794504–794513 |
| 2 | Section 01, Hardin Dean Mitchell | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “2025 Summary Compensation Table” · page 39. As printed: 2,673,439. Filing ↗machine: r5 · c24 · span 804492–804501 |
| 3 | Section 01, Evan Stolove | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “2025 Summary Compensation Table” · page 39. As printed: 1,495,616. Filing ↗machine: r8 · c24 · span 813906–813915 |
| 4 | Section 01, Michael Derstine | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “2025 Summary Compensation Table” · page 39. As printed: 1,486,354. Filing ↗machine: r11 · c24 · span 823578–823587 |
| 5 | Section 01, Brian Gould | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “2025 Summary Compensation Table” · page 39. As printed: 1,097,301. Filing ↗machine: r17 · c24 · span 833279–833288 |
| 6 | Section 03, Dean Mitchell RSU | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Grants of Plan-Based Awards Table” · grants of plan-based awards table. Filing ↗machine: t101 · r7 · c12 · span 892442–892449 |
| 7 | Section 03, Michael Derstine RSU | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Grants of Plan-Based Awards Table” · grants of plan-based awards table. Filing ↗machine: t101 · r13 · c12 · span 909073–909080 |
| 8 | Section 03, Evan Stolove RSU | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Grants of Plan-Based Awards Table” · grants of plan-based awards table. Filing ↗machine: t101 · r10 · c12 · span 900908–900915 |
| 9 | Section 07, pay ratio | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “CEO Pay Ratio”. As printed: 61 : 1. Filing ↗machine: span 1160476–1160480 |
| 10 | Section 08, Dominic J. Addesso | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 488,500. Filing ↗machine: t63 · r2 · c7 · span 568212–568219 |
| 11 | Section 08, H. Elizabeth Mitchell | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 326,741. Filing ↗machine: t63 · r6 · c7 · span 575819–575826 |
| 12 | Section 08, Debra W. Still | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 312,500. Filing ↗machine: t63 · r8 · c7 · span 579631–579638 |
| 13 | Section 08, Sheila Hooda | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 312,500. Filing ↗machine: t63 · r5 · c7 · span 573911–573918 |
| 14 | Section 08, John D. Fisk | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 311,250. Filing ↗machine: t63 · r4 · c7 · span 572013–572020 |
| 15 | Section 08, Michael A. Bless | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 307,500. Filing ↗machine: t63 · r3 · c7 · span 570113–570120 |
| 16 | Section 08, Robert P. Restrepo Jr | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 297,500. Filing ↗machine: t63 · r7 · c7 · span 577728–577735 |
| 17 | Section 08, Westley V. Thompson | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 287,500. Filing ↗machine: t63 · r9 · c7 · span 581538–581545 |
| 18 | Section 08, Anne G. Waleski | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 63,777. Filing ↗machine: t63 · r10 · c7 · span 583903–583909 |
| 19 | Section 08, Thomas J. McInerney | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 0. Filing ↗ |
| 20 | Section 08, Gregory Upton | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 0. Filing ↗ |
| 21 | Section 08, Rohit Gupta | DEF 14A | 2026-03-25 | 0001823529-26-000098 | Section “Director Compensation”. As printed: 0. Filing ↗ |
| 22 | Section 02, Genworth Holdings, Inc. 2026-03-31 | Form 4 | 2026-04-01 | 0001572983-26-000008 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 23 | Section 02, James McMullen 2026-04-01 | Form 4 | 2026-04-03 | 0001823529-26-000102 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 24 | Section 02, James McMullen 2026-04-01 | Form 4 | 2026-04-03 | 0001823529-26-000102 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 25 | Section 02, James McMullen 2026-04-01 | Form 4 | 2026-04-03 | 0001823529-26-000102 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 26 | Section 02, Genworth Holdings, Inc. 2026-04-30 | Form 4 | 2026-05-01 | 0001572983-26-000010 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 27 | Section 02, H. Elizabeth Mitchell 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000135 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 28 | Section 02, Debra W. Still 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000132 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 29 | Section 02, Dominic J. Addesso 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000131 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 30 | Section 02, Westley V. Thompson 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000133 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 31 | Section 02, John D. Fisk 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000130 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 32 | Section 02, Robert P. Restrepo Jr 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000128 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 33 | Section 02, Michael A. Bless 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000129 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 34 | Section 02, Sheila Hooda 2026-05-13 | Form 4 | 2026-05-15 | 0001823529-26-000134 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 35 | Section 02, Genworth Holdings, Inc. 2026-05-29 | Form 4 | 2026-06-01 | 0001572983-26-000012 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 36 | Section 02, Brian Gould 2026-06-01 | Form 4 | 2026-06-03 | 0001823529-26-000138 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 37 | Section 02, Dominic J. Addesso 2026-06-03 | Form 4 | 2026-06-05 | 0001823529-26-000140 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 38 | Section 02, Dominic J. Addesso 2026-06-03 | Form 4 | 2026-06-05 | 0001823529-26-000140 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 39 | Section 02, Michael A. Bless 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000182 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 40 | Section 02, Debra W. Still 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000181 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 41 | Section 02, Dominic J. Addesso 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000179 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 42 | Section 02, Evan Stolove 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000178 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 43 | Section 02, Evan Stolove 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000178 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 44 | Section 02, H. Elizabeth Mitchell 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000177 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 45 | Section 02, Hardin Dean Mitchell 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000176 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 46 | Section 02, Rohit Gupta 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000175 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 47 | Section 02, Robert P. Restrepo Jr 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000174 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 48 | Section 02, Michael Derstine 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000173 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 49 | Section 02, James McMullen 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000170 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 50 | Section 02, John D. Fisk 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000172 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 51 | Section 02, Brian Gould 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000183 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 52 | Section 02, Evan Stolove 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000178 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 53 | Section 02, Hardin Dean Mitchell 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000176 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 54 | Section 02, Hardin Dean Mitchell 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000176 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 55 | Section 02, Rohit Gupta 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000175 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 56 | Section 02, Michael Derstine 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000173 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 57 | Section 02, James McMullen 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000170 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 58 | Section 02, James McMullen 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000170 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 59 | Section 02, James McMullen 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000170 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 60 | Section 02, Sheila Hooda 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000180 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 61 | Section 02, Rohit Gupta 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000175 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 62 | Section 02, Michael Derstine 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000173 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 63 | Section 02, Westley V. Thompson 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000171 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 64 | Section 02, James McMullen 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000170 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 65 | Section 02, Brian Gould 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000183 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 66 | Section 02, Brian Gould 2026-06-18 | Form 4 | 2026-06-23 | 0001823529-26-000183 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 67 | Section 02, Genworth Holdings, Inc. 2026-06-30 | Form 4 | 2026-07-01 | 0001572983-26-000014 | Insider equity transaction reported since the proxy statement. Filing ↗ |
| 68 | Section 06, 2026 vote | Form 8-K | 2026-05-15 | 0001823529-26-000127 | Item 5.07 · say-on-pay result. As reported: 99.61% (votes for as printed: 137,729,223). Filing ↗ |
| 69 | Section 06, 2025 vote | Form 8-K | 2025-05-19 | 0001823529-25-000146 | Item 5.07 · say-on-pay result. As reported: 98.96% (votes for as printed: 145,107,452). Filing ↗ |
| 70 | Section 06, 2024 vote | Form 8-K | 2024-05-20 | 0001823529-24-000124 | Item 5.07 · say-on-pay result. As reported: 99.23% (votes for as printed: 152,266,974). Filing ↗ |
| 71 | Section 01 trend, Δ column (computed) | Computed | — | computed | Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1) |
| 72 | Section 03b vehicle mix (computed) | Computed | — | computed | RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio |
| 73 | Section 09b board cost (computed) | Computed | — | computed | Cash 1,163,559 + equity 1,508,209 + all other 36,000 = 2,707,768, summed across the director compensation table rows.machine: formula: Σ = 2,707,768 |
| 74 | Walker & Dunlop, Inc., Section 10b CEO total | DEF 14A | 2026-04-01 | 0001104659-26-038515 | CEO total compensation as printed in Walker & Dunlop, Inc.'s own proxy. As printed: 15,500,252. Filing ↗machine: t197 · r6 · c14 · span 849398–849408 |
| 75 | Arch Capital Group Ltd., Section 10b CEO total | DEF 14A | 2026-03-24 | 0000947484-26-000038 | CEO total compensation as printed in Arch Capital Group Ltd.'s own proxy. As printed: 14,626,320. Filing ↗machine: t151 · r2 · c13 · span 2735621–2735631 |
| 76 | Assured Guaranty Ltd., Section 10b CEO total | DEF 14A | 2026-03-18 | 0001273813-26-000028 | CEO total compensation as printed in Assured Guaranty Ltd.'s own proxy. As printed: 13,841,716. Filing ↗machine: r2 · c18 · span 998629–998640 |
| 77 | PennyMac Financial Services, Section 10b CEO total | DEF 14A | 2026-04-20 | 0001193125-26-164086 | CEO total compensation as printed in PennyMac Financial Services's own proxy. As printed: 12,660,536. Filing ↗machine: r3 · c26 · span 1032650–1032660 |
| 78 | Axos Financial, Inc., Section 10b CEO total | DEF 14A | 2025-09-25 | 0001299709-25-000174 | CEO total compensation as printed in Axos Financial, Inc.'s own proxy. As printed: 11,694,915. Filing ↗machine: span 846585–846595 |
| 79 | Radian Group, Inc., Section 10b CEO total | DEF 14A | 2026-04-02 | 0001193125-26-140155 | CEO total compensation as printed in Radian Group, Inc.'s own proxy. As printed: 11,318,967. Filing ↗ |
| 80 | NMI Holdings, Inc., Section 10b CEO total | DEF 14A | 2026-03-26 | 0001547903-26-000019 | CEO total compensation as printed in NMI Holdings, Inc.'s own proxy. As printed: 10,209,615. Filing ↗machine: t110 · r3 · c7 · span 892462–892472 |
| 81 | Essent Group Ltd., Section 10b CEO total | DEF 14A | 2026-03-26 | 0001104659-26-035242 | CEO total compensation as printed in Essent Group Ltd.'s own proxy. As printed: 10,039,676. Filing ↗machine: r1 · c53 · span 990390–990400 |
| 82 | Enact Holdings, Inc. (subject), Section 10b CEO total | DEF 14A | 2026-03-25 | 0001823529-26-000098 | CEO total compensation as printed in Enact Holdings, Inc.'s own proxy. As printed: 9,874,055. Filing ↗machine: r2 · c24 · span 794504–794513 |
| 83 | MGIC Investment Corporation, Section 10b CEO total | DEF 14A | 2026-03-20 | 0000876437-26-000013 | CEO total compensation as printed in MGIC Investment Corporation's own proxy. As printed: 8,369,392. Filing ↗machine: r2 · c24 · span 727151–727160 |
| 84 | First American Financial Corporation, Section 10b CEO total | DEF 14A | 2026-03-30 | 0001193125-26-130349 | CEO total compensation as printed in First American Financial Corporation's own proxy. As printed: 8,281,947. Filing ↗machine: t120 · r3 · c36 · span 1481750–1481759 |
| 85 | Old Republic International, Section 10b CEO total | DEF 14A | 2026-03-31 | 0001140361-26-012317 | CEO total compensation as printed in Old Republic International's own proxy. As printed: 8,238,993. Filing ↗machine: r4 · c28 · span 1685820–1685829 |
| 86 | Stewart Information Services Corp., Section 10b CEO total | DEF 14A | 2026-03-25 | 0001104659-26-034511 | CEO total compensation as printed in Stewart Information Services Corp.'s own proxy. As printed: 7,865,929. Filing ↗machine: span 772754–772763 |
| 87 | RLI Corp., Section 10b CEO total | DEF 14A | 2026-03-26 | 0001104659-26-035213 | CEO total compensation as printed in RLI Corp.'s own proxy. As printed: 7,691,732. Filing ↗machine: t146 · r9 · c18 · span 1221310–1221319 |
| 88 | Section 10a, Assured Guaranty Ltd. reciprocity | DEF 14A | — | 0001273813-26-000028 | Assured Guaranty Ltd.'s most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 89 | Section 10a, MGIC Investment Corporation reciprocity | DEF 14A | — | 0000876437-26-000013 | MGIC Investment Corporation names Enact Holdings, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 90 | Section 10a, RLI Corp. reciprocity | DEF 14A | — | 0001104659-26-035213 | RLI Corp.'s most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 91 | Section 10a, Walker & Dunlop, Inc. reciprocity | DEF 14A | — | 0001104659-26-038515 | Walker & Dunlop, Inc.'s most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 92 | Section 10a, NMI Holdings, Inc. reciprocity | DEF 14A | — | 0001547903-26-000019 | NMI Holdings, Inc. names Enact Holdings, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 93 | Section 10a, Radian Group, Inc. reciprocity | DEF 14A | — | 0001193125-26-140155 | Radian Group, Inc. names Enact Holdings, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 94 | Section 10a, Axos Financial, Inc. reciprocity | DEF 14A | — | 0001299709-25-000174 | Axos Financial, Inc.'s most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 95 | Section 10a, First American Financial Corporation reciprocity | DEF 14A | — | 0001193125-26-130349 | First American Financial Corporation's most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 96 | Section 10a, Old Republic International reciprocity | DEF 14A | — | 0001140361-26-012317 | Old Republic International's most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 97 | Section 10a, Essent Group Ltd. reciprocity | DEF 14A | — | 0001104659-26-035242 | Essent Group Ltd. names Enact Holdings, Inc. in its own disclosed peer group (read from its most recent proxy). Filing ↗ |
| 98 | Section 10a, Arch Capital Group Ltd. reciprocity | DEF 14A | — | 0000947484-26-000038 | Arch Capital Group Ltd.'s most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |
| 99 | Section 10a, Stewart Information Services Corp. reciprocity | DEF 14A | — | 0001104659-26-034511 | Stewart Information Services Corp.'s most recent proxy was read; its disclosed peer group does not include Enact Holdings, Inc.. Filing ↗ |