Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-12

Clover Health Investments (CLOV)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$2,045,067
Peter Kuipers total, FY2025
Chief Financial Officerhighest-paid officer; CEO Jamie Reynoso: $1,468,166
1st
CEO (Jamie Reynoso) pay percentile vs peers
10:1
CEO-to-median pay ratio
99.03%
Say-on-pay support, latest vote
Companies that benchmark against CLOV
4 companies name CLOV as a compensation peer

Each company listed discloses CLOV in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named CLOV in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Peter Kuipers$525,000$0$1,175,929$0$344,138$0$0$2,045,067
Chief Financial Officer
Jamie Reynoso550,001000904,626013,5391,468,166
Chief Executive Officer of Medicare Advantage
Andrew Toy800,000000509,53909,8461,319,385
Co-Founder and Chief Executive Officer
Conrad Wai495,000000704,461012,4771,211,938
Chief Executive Officer of Counterpart Health
Brady Priest495,000000704,461001,199,461
Chief Executive Officer of Clover Care Services

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Peter Kuipers$2,045,067$4,984,336−2,939,269
Jamie Reynoso1,468,1664,792,1472,494,844−3,323,981
Andrew Toy1,319,3859,476,7232,224,456−8,157,338
Conrad Wai1,211,9384,465,698−3,253,760
Brady Priest1,199,4614,454,8211,346,996−3,255,360

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Peter KuipersPRSU2025-05-19326,647$1,175,929
03b

Vehicle mix — grant-date fair value by award type

Grant-level vehicle detail not disclosed.

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Jamie ReynosoPSU544,585$1,279,775
Andrew ToyPSU3,042,0357,148,782
Jamie ReynosoPSU110,620259,957
Peter KuipersRSU326,647767,620
Jamie ReynosoPSU31,93575,047
Peter KuipersPSU4,280,82110,059,929
Andrew ToyRSU3,582,2918,418,384
Andrew ToyPSU1,433,1213,367,834
Brady PriestRSU544,5851,279,775
Jamie ReynosoPSU66,255155,699
Jamie ReynosoOption465,3164.67
Andrew ToyOption3,786,2011.67
Andrew ToyOption3,669,6075.45
Conrad WaiPSU193,799455,428
Conrad WaiRSU544,5851,279,775
Andrew ToyRSU11,142,32826,184,471
Andrew ToyOption5,334,5152.23
Andrew ToyPSU505,3261,187,516
Brady PriestRSU317,797746,823
Brady PriestOption362,2521.67
Brady PriestOption79,3491.26
Jamie ReynosoOption51,7013.66
05

Incentive-plan design — the Compensation Discussion & Analysis

The cornerstone of our compensation philosophy is pay-for-performance while also ensuring retention of key executive talent. We tie a significant portion of the total compensation for our executive officers to the achievement of both near-term and long-term Company operating and financial results.

CEO STI target (% of salary)100%
CEO LTI target (% of salary)
Independent consultantAon, plc (Human Capital Practice)
Clawback policyTrue
Anti-hedgingTrue
Anti-pledgingTrue
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-06-101,003,065,4029,811,8251,663,81299.03%Passed
20252025-06-10988,724,2806,196,9822,101,32099.38%Passed
20242024-06-10950,591,27210,963,4601,793,76698.86%Passed
20232023-06-07938,847,12315,400,8981,440,94798.24%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-06-1099.03%a
20252025-06-1099.38%b
20242024-06-1098.86%c

a. Approved under the standard stated in the filing — “Abstentions and broker non-votes will have no effect on the outcome of Items 1 and 2 and abstentions will have no effect on the outcome of Item 3.”.

b. Approved under the standard stated in the filing — “Abstentions and broker non-votes will have no effect on the non-binding advisory proposal.”.

c. Approved under the standard stated in the filing — “Abstentions have no effect on the non-binding advisory proposal.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)10 : 1
CEO total compensation
Median employee compensation$136,911
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Demetrios L. KouzoukasIndependent · Lead Independent Director · Audit · Nominating and Corporate Governance · Clinical$95,000$206,096$0$0$0$301,096
William G. Robinson, JrIndependent · Talent and Compensation (Chair) · Audit80,000206,096000286,096
Anna U. LoengardIndependent · Talent and Compensation · Clinical (Chair)72,500206,096000278,596
Thomas L. TranIndependent · Audit (Chair) · Nominating and Corporate Governance (Chair)69,083206,096000275,179
Carladenise Armbrister EdwardsIndependent · Talent and Compensation · Nominating and Corporate Governance · Clinical67,500206,096000273,596
Chelsea ClintonIndependent · Talent and Compensation · Nominating and Corporate Governance · Departed during FY65,065206,096000271,161
Lee A. ShapiroIndependent · Departed during FY62,750206,096000268,846
Vivek GaripalliEmployee director · Board Chair00000
Andrew ToyEmployee director00000
09

Board fee structure and ownership guideline

Annual cash retainer$50,000
Annual equity retainer$200,000
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)25,000 / 50,000 / 25,000
Stock ownership guideline3x salary (CEO); 1.5x salary (other executive officers)
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$511,898
Equity awards (grant-date value)$1,442,672
All other compensation$0
Total cost of the board$1,954,570

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies Clover Health Investments names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including Clover Health Investments.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1GoHealth2025Vijay Kotte$969,231$10,734,997$0$0$13,757,255
2Privia Health Group2025Parth Mehrotra650,0008,588,37301,218,75010,472,698
3Phreesia2026Chaim Indig515,0007,562,706008,077,706
4Omnicell2025Randall Lipps846,8915,219,57601,411,4857,531,852
5Progyny2025Peter Anevski870,0003,499,9802,099,995736,8907,220,612
6Jamf2024John Strosahl550,0015,999,9970539,0007,106,371
7DocGo2025Lee Bienstock785,0001,926,3460831,3153,571,951
8SelectQuote2025Timothy Danker556,9732,212,1430701,7863,487,527
9eHealth2025Derrick Duke290,7691,956,0000414,2473,262,665
10Clover Health Investments2025Jamie Reynoso550,00100904,6261,468,166
Veradigmnot in coverage universe
ModivCarenot in coverage universe

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
Clover Health Investments64%RSU 60 · Cash LTI 40NoAon, plc (Human Capital Practice)
DocGo105.9%RSU 50 · PSU 50Yes — TSR relative to the TSR of the constituents of the Nasdaq Health Care IndexCompensia
eHealthnot disclosedPSU 50 · RSU 50NoAon
GoHealth50%RSU 100not disclosedPearl Meyer and Partners, LLC
Jamf98%RSU 100not disclosedRadford
ModivCarenot disclosednot disclosednot disclosednot disclosed
Omnicell133.3%RSU 50 · PSU 50NoExequity
Phreesia140.3%PSU 50 · RSU 50Yes — Relative TSRFW Cook, Inc.
Privia Health Group150%PSU 60 · RSU 40NoKorn Ferry (through September 2025), WTW (starting September 2025)
Progyny85%RSU 40 · Options 30 · PSU 30NoSemler Brossy
SelectQuote126%RSU 50 · MSU 50NoSemler Brossy
Veradigmnot disclosednot disclosednot disclosednot disclosed

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Peter KuipersDEF 14A2026-04-280001801170-26-000102Section “Summary Compensation Table”. As printed: 2,045,067. Filing ↗machine: r5 · c48 · span 506500–506509
2Section 01, Jamie ReynosoDEF 14A2026-04-280001801170-26-000102Section “Summary Compensation Table”. As printed: 1,468,166. Filing ↗machine: r7 · c48 · span 515548–515557
3Section 01, Andrew ToyDEF 14A2026-04-280001801170-26-000102Section “Summary Compensation Table”. As printed: 1,319,385. Filing ↗machine: t30 · r2 · c22 · span 493279–493288
4Section 01, Conrad WaiDEF 14A2026-04-280001801170-26-000102Section “Summary Compensation Table”. As printed: 1,211,938. Filing ↗machine: r10 · c48 · span 529162–529171
5Section 01, Brady PriestDEF 14A2026-04-280001801170-26-000102Section “Summary Compensation Table”. As printed: 1,199,461. Filing ↗machine: r12 · c48 · span 538242–538251
6Section 03, Peter Kuipers PRSUDEF 14A2026-04-280001801170-26-000102Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t31 · r7 · c23 · span 574005–574014
7Section 07, pay ratioDEF 14A2026-04-280001801170-26-000102Section “CEO Pay Ratio”. As printed: 10 : 1. Filing ↗machine: span 795912–795914
8Section 08, Demetrios L. KouzoukasDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 301,096. Filing ↗machine: t11 · r5 · c8 · span 251009–251016
9Section 08, William G. Robinson, JrDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 286,096. Filing ↗machine: t11 · r7 · c8 · span 254439–254446
10Section 08, Anna U. LoengardDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 278,596. Filing ↗machine: t11 · r6 · c8 · span 252723–252730
11Section 08, Thomas L. TranDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 275,179. Filing ↗machine: t11 · r9 · c8 · span 258027–258034
12Section 08, Carladenise Armbrister EdwardsDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 273,596. Filing ↗machine: t11 · r3 · c8 · span 247411–247418
13Section 08, Chelsea ClintonDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 271,161. Filing ↗machine: t11 · r2 · c8 · span 245682–245689
14Section 08, Lee A. ShapiroDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 268,846. Filing ↗machine: t11 · r8 · c8 · span 256321–256328
15Section 08, Vivek GaripalliDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 0. Filing ↗machine: t11 · r4 · c8 · span 249157–249158
16Section 08, Andrew ToyDEF 14A2026-04-280001801170-26-000102Section “Director Compensation”. As printed: 0. Filing ↗
17Section 06, 2026 voteForm 8-K2026-06-120001801170-26-000148Item 5.07 · say-on-pay result. As reported: 99.03% (votes for as printed: 1,003,065,402). Filing ↗
18Section 06, 2025 voteForm 8-K2025-06-120001801170-25-000154Item 5.07 · say-on-pay result. As reported: 99.38% (votes for as printed: 988,724,280). Filing ↗
19Section 06, 2024 voteForm 8-K2024-06-130001801170-24-000122Item 5.07 · say-on-pay result. As reported: 98.86% (votes for as printed: 950,591,272). Filing ↗
20Section 01 trend, Δ column (computed)ComputedcomputedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
21Section 09b board cost (computed)ComputedcomputedCash 511,898 + equity 1,442,672 + all other 0 = 1,954,570, summed across the director compensation table rows.machine: formula: Σ = 1,954,570
22GoHealth, Section 10b CEO totalDEF 14A2026-04-300001140361-26-018208CEO total compensation as printed in GoHealth's own proxy. As printed: 13,757,255. Filing ↗machine: r3 · c24 · span 302282–302293
23Privia Health Group, Section 10b CEO totalDEF 14A2026-04-020001193125-26-138997CEO total compensation as printed in Privia Health Group's own proxy. As printed: 10,472,698. Filing ↗machine: t166 · r3 · c39 · span 538905–538915
24Phreesia, Section 10b CEO totalDEF 14A2026-05-140001412408-26-000155CEO total compensation as printed in Phreesia's own proxy. As printed: 8,077,706. Filing ↗machine: span 634967–634976
25Omnicell, Section 10b CEO totalDEF 14A2026-04-130001104659-26-042631CEO total compensation as printed in Omnicell's own proxy. As printed: 7,531,852. Filing ↗machine: r1 · c47 · span 668949–668958
26Progyny, Section 10b CEO totalDEF 14A2026-04-100001551306-26-000055CEO total compensation as printed in Progyny's own proxy. As printed: 7,220,612. Filing ↗machine: r2 · c48 · span 493966–493975
27Jamf, Section 10b CEO totalDEF 14A2025-04-290001104659-25-041308CEO total compensation as printed in Jamf's own proxy. As printed: 7,106,371. Filing ↗machine: t13 · r1 · c41 · span 429483–429492
28DocGo, Section 10b CEO totalDEF 14A2026-04-220001213900-26-046600CEO total compensation as printed in DocGo's own proxy. As printed: 3,571,951. Filing ↗machine: r1 · c12 · span 689916–689925
29SelectQuote, Section 10b CEO totalDEF 14A2025-10-020001794783-25-000086CEO total compensation as printed in SelectQuote's own proxy. As printed: 3,487,527. Filing ↗machine: span 501676–501685
30eHealth, Section 10b CEO totalDEF 14A2026-04-280001333493-26-000020CEO total compensation as printed in eHealth's own proxy. As printed: 3,262,665. Filing ↗machine: t62 · r3 · c16 · span 885391–885400
31Clover Health Investments (subject), Section 10b CEO totalDEF 14A2026-04-280001801170-26-000102CEO total compensation as printed in Clover Health Investments's own proxy. As printed: 1,468,166. Filing ↗machine: r7 · c48 · span 515548–515557
32Section 10a, SelectQuote reciprocityDEF 14A0001794783-25-000086SelectQuote's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗
33Section 10a, DocGo reciprocityDEF 14A0001213900-26-046600DocGo's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗
34Section 10a, Privia Health Group reciprocityDEF 14A0001193125-26-138997Privia Health Group's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗
35Section 10a, eHealth reciprocityDEF 14A0001333493-25-000047eHealth names Clover Health Investments in its own disclosed peer group (read from its most recent proxy). Filing ↗
36Section 10a, Omnicell reciprocityDEF 14A0001104659-26-042631Omnicell's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗
37Section 10a, Phreesia reciprocityDEF 14A0001412408-26-000155Phreesia's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗
38Section 10a, Progyny reciprocityDEF 14A0001551306-26-000055Progyny's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗
39Section 10a, Jamf reciprocityDEF 14A0001104659-25-041308Jamf's most recent proxy was read; its disclosed peer group does not include Clover Health Investments. Filing ↗