Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-06-04

Chime Financial (CHYM)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$98,935,542
Christopher Britt total, FY2025
CEO pay percentile vs peers
CEO-to-median pay ratio
99.04%
Say-on-pay support, latest vote
Companies that benchmark against CHYM
No companies currently name CHYM as a compensation peer in their most recent disclosure.

This is the complete answer, not a partial one — the list is never padded.

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Christopher Britt$500,000$1,500$97,769,843$0$0$0$664,199$98,935,542
Co-Founder, Chairman, and Chief Executive Officer
Mark Troughton497,4431,50010,228,06411,583,879240,0000273,94622,824,832
President
Matthew Newcomb495,8331,5008,314,4649,318,507350,000010,69818,491,002
Chief Financial Officer
Adam Frankel447,9173002,245,7682,448,668275,00008,0315,425,684
General Counsel and Corporate Secretary

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY20242025
Christopher Britt$98,935,542
Mark Troughton22,824,832
Matthew Newcomb18,491,002
Adam Frankel5,425,684

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

No insider equity transactions reported since the proxy statement.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Christopher BrittRSU2025-04-031,000,000$23,960,500
Christopher BrittRSU2025-04-033,000,00063,225,000
Adam FrankelRSU2025-03-0683,3002,245,768
Christopher BrittRSU2025-04-03376,66710,584,343
Adam FrankelOPTION2025-03-06166,6002,448,668
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Christopher Britt$97,769,843$0$00.0%
Adam Frankel2,245,76802,448,6680.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Christopher BrittRSU3,000,000$75,510,000
Ryan KingRSU1,800,00045,306,000
Christopher BrittRSU1,000,00025,170,000
Ryan KingRSU600,00015,102,000
Christopher BrittRSU306,0427,703,077
Matthew NewcombRSU191,7004,825,089
Mark TroughtonRSU191,7004,825,089
Ryan KingRSU151,6673,817,458
Mark TroughtonRSU131,2503,303,563
Matthew NewcombRSU94,8192,386,594
Mark TroughtonRSU94,8192,386,594
Adam FrankelRSU80,9382,037,209
Mark TroughtonRSU80,0002,013,600
Matthew NewcombRSU75,0001,887,750
Adam FrankelRSU67,6821,703,556
Matthew NewcombRSU58,5941,474,811
Adam FrankelRSU37,500943,875
Mark TroughtonRSU36,459917,673
Christopher BrittOption281,25013.89
Christopher BrittOption108,33417.35
Christopher BrittOption379,16717.35
Matthew NewcombOption109,37513.89
Adam FrankelOption72,91723.51
Matthew NewcombOption144,44515.7
Adam FrankelOption154,16716.56
Adam FrankelOption131,89227.9
Matthew NewcombOption184,77527.9
Matthew NewcombOption383,40027.9
Ryan KingOption281,25013.89
Ryan KingOption379,16717.35
Mark TroughtonOption262,50015.7
Ryan KingOption108,33417.35
Mark TroughtonOption68,05613.89
Mark TroughtonOption184,77527.9
Mark TroughtonOption383,40027.9
Mark TroughtonOption156,66723.92
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-06-02685,837,1926,658,614217,94399.04%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-06-0299.04%a

a. Voting standard not stated in the filing.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Susan DeckerIndependent · Audit (Chair)$80,000$200,006$0$280,006
James DunneIndependent · Audit · Nominating and Corporate Governance75,000200,0060275,006
Cynthia MarshallIndependent · Compensation · Nominating and Corporate Governance72,500200,0060272,506
James M.P. FeuilleIndependent · Lead Independent Director · Audit · Compensation (Chair) · Nominating and Corporate Governance (Chair)63,750200,0060263,756
Shawn CarolanIndependent · Compensation32,500200,0060232,506
Ryan KingEmployee director0
Christopher BrittEmployee director · Board Chair0
09

Board fee structure and ownership guideline

Annual cash retainer$55,000
Annual equity retainer$200,000
Per board meeting fee
Committee chair fees (audit / comp / nom-gov)12,500 / 20,000 / 15,000
Stock ownership guideline
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$323,750
Equity awards (grant-date value)$1,000,030
All other compensation$0
Total cost of the board$1,323,780

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Chime Financial2025Christopher Britt$500,000$97,769,843$0$0$98,935,542

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Christopher BrittDEF 14A2026-04-170001795586-26-000028Section “Summary Compensation Table” · page 46. As printed: 98,935,542. Filing ↗machine: r3 · c24 · span 612822–612832
2Section 01, Mark TroughtonDEF 14A2026-04-170001795586-26-000028Section “Summary Compensation Table” · page 46. As printed: 22,824,832. Filing ↗
3Section 01, Matthew NewcombDEF 14A2026-04-170001795586-26-000028Section “Summary Compensation Table” · page 46. As printed: 18,491,002. Filing ↗
4Section 01, Adam FrankelDEF 14A2026-04-170001795586-26-000028Section “Summary Compensation Table” · page 46. As printed: 5,425,684. Filing ↗
5Section 03, Christopher Britt RSUDEF 14A2026-04-170001795586-26-000028Section “Grants of Plan-Based Awards in 2025” · grants of plan-based awards table. Filing ↗machine: span 649943–649953
6Section 03, Christopher Britt RSUDEF 14A2026-04-170001795586-26-000028Section “Grants of Plan-Based Awards in 2025” · grants of plan-based awards table. Filing ↗machine: span 647434–647444
7Section 03, Adam Frankel RSUDEF 14A2026-04-170001795586-26-000028Section “Grants of Plan-Based Awards in 2025” · grants of plan-based awards table. Filing ↗machine: span 668048–668057
8Section 03, Christopher Britt RSUDEF 14A2026-04-170001795586-26-000028Section “Grants of Plan-Based Awards in 2025” · grants of plan-based awards table. Filing ↗machine: span 652450–652460
9Section 03, Adam Frankel OPTIONDEF 14A2026-04-170001795586-26-000028Section “Grants of Plan-Based Awards in 2025” · grants of plan-based awards table. Filing ↗machine: span 670552–670561
10Section 08, Susan DeckerDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 280,006. Filing ↗
11Section 08, James DunneDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 275,006. Filing ↗
12Section 08, Cynthia MarshallDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 272,506. Filing ↗
13Section 08, James M.P. FeuilleDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 263,756. Filing ↗
14Section 08, Shawn CarolanDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 232,506. Filing ↗
15Section 08, Ryan KingDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 0. Filing ↗
16Section 08, Christopher BrittDEF 14A2026-04-170001795586-26-000028Section “Director Compensation”. As printed: 0. Filing ↗
17Section 06, 2026 voteForm 8-K2026-06-040001795586-26-000042Item 5.07 · say-on-pay result. As reported: 99.04% (votes for as printed: 685,837,192). Filing ↗
18Section 03b vehicle mix (computed)ComputedcomputedRSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
19Section 09b board cost (computed)ComputedcomputedCash 323,750 + equity 1,000,030 + all other 0 = 1,323,780, summed across the director compensation table rows.machine: formula: Σ = 1,323,780
20Chime Financial (subject), Section 10b CEO totalDEF 14A2026-04-170001795586-26-000028CEO total compensation as printed in Chime Financial's own proxy. As printed: 98,935,542. Filing ↗machine: r3 · c24 · span 612822–612832