Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-09-17

OFG BANCORP (OFG)

CEO José Fernández was paid $3,479,297 in fiscal year 2025, ↓ down 44.8% from fiscal year 2024, the 68th percentile of its disclosed peer group (SEC filing 0001030469-26-000016 ↗): executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$3,479,297 ↓
José Fernández total, FY2025
68th
CEO pay percentile vs peers
80:1
CEO-to-median pay ratio
98.25%
Say-on-pay support, latest vote

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Sample answer — “What is the CEO’s total compensation?”
- José Fernández (President & Chief Executive Officer), FY2025 total compensation $3,479,297 (base salary $981,750) [exec_comp, SEC accession 0001030469-26-000016, filed 2026-03-03]

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OFG's next annual pay disclosure, estimated February 15, 2027.est. Filing ↗

01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
José Fernández$981,750$600$1,179,020$0$1,117,600$0$200,327$3,479,297
President & Chief Executive Officer
Maritza Arizmendi478,170600324,8150381,100071,7521,256,437
Chief Financial Officer
Mari Evelyn Rodríguez380,363600165,3300241,800042,410829,903
Chief Retail Banking Officer
César Ortiz350,625600165,3300204,900053,962774,817
Chief Risk Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
José Fernández$3,479,297$6,305,842$3,489,475↓ −2,826,545
Maritza Arizmendi1,256,4371,173,6021,188,954↑ +82,835
Mari Evelyn Rodríguez829,903756,629841,776↑ +73,274
César Ortiz774,817729,312637,298↑ +45,505

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

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$3,479,297 José Fernández total, FY2025

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Data as of September 17, 2026 · Source: 0001030469-26-000016 · Velarion Executive Compensation Database, deposited on Zenodo (doi:10.5281/zenodo.22283855).

Reports for OFG

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Companies that benchmark against OFG
1 company names OFG as a compensation peer

Each company listed discloses OFG in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named OFG in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

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01c

Board of directors

One page per director: the seat, the committees and the fee table, read for one person at a time.

DirectorRoleFY2025 total
Angel VázquezIndependent Director$134,625
Annette FranquiIndependent Director$128,625
Jorge Colón-GerenaIndependent Director$128,625
Lynda GrindstaffIndependent Director$79,673
Néstor De JesúsLead Independent Director$190,292
Rafael VélezIndependent Director$137,875
Roberto GarcíaIndependent Director$81,340
Susan HarnettIndependent Director$127,625
02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Rodriguez Roberto GarciaDirector2026-03-03A300——CommonForm 4 ↗
Rodriguez Roberto GarciaDirector2026-03-03D300——Derivative, Class A CommonForm 4 ↗
Rodriguez Roberto GarciaDirector2026-03-03D30431,280CommonForm 4 ↗
Lynda GrindstaffDirector2026-03-04A300——CommonForm 4 ↗
Rafael A. Velez-DominguezDirector2026-03-04D1,500——Derivative, Class A CommonForm 4 ↗
Rafael A. Velez-DominguezDirector2026-03-04A1,500——CommonForm 4 ↗
Susan HarnettDirector2026-03-04A1,500——CommonForm 4 ↗
Jorge ColonDirector2026-03-04D150436,399CommonForm 4 ↗
Jorge ColonDirector2026-03-04A1,500——CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-04D1,410——Derivative, Class A CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-04D202418,361CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-04A1,410——CommonForm 4 ↗
Lynda GrindstaffDirector2026-03-04D30431,280CommonForm 4 ↗
Annette FranquiDirector2026-03-04A1,500——CommonForm 4 ↗
Rafael A. Velez-DominguezDirector2026-03-04D150436,399CommonForm 4 ↗
Susan HarnettDirector2026-03-04D1,500——Derivative, Class A CommonForm 4 ↗
Susan HarnettDirector2026-03-04D150436,399CommonForm 4 ↗
De Jesus NestorDirector2026-03-04D150436,399CommonForm 4 ↗
Jorge ColonDirector2026-03-04D1,500——Derivative, Class A CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-04D1,5234364,971CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-04A11,490——CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-04D2784111,506CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-04A1,310——CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-04D2,996——Derivative, Class A CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-04D3944316,808CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-04D1,410——Derivative, Class A CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-04D3814316,253CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-04D4124117,053CommonForm 4 ↗
Angel E. VazquezDirector2026-03-04A1,500——CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-04A1,410——CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-04D1,410——Derivative, Class A CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-04A2,996——CommonForm 4 ↗
Angel E. VazquezDirector2026-03-04D150436,399CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-04D196438,361CommonForm 4 ↗
Lynda GrindstaffDirector2026-03-04D300——Derivative, Class A CommonForm 4 ↗
Annette FranquiDirector2026-03-04D1,500——Derivative, Class A CommonForm 4 ↗
Annette FranquiDirector2026-03-04D150436,399CommonForm 4 ↗
De Jesus NestorDirector2026-03-04D1,500——Derivative, Class A CommonForm 4 ↗
De Jesus NestorDirector2026-03-04A1,500——CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-04D11,490——Derivative, Class A CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-04D2,1954190,851CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-04D1,310——Derivative, Class A CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-04D2824312,030CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-04D5164121,357CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-04A1,410——CommonForm 4 ↗
Angel E. VazquezDirector2026-03-04D1,500——Derivative, Class A CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-04D2484310,580CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-04D660——Derivative, Class A CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-04D183437,807CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-04A660——CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-04D2604110,761CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-10D5,150——Derivative, Class A CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-10D1,6674168,997CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-10A5,150——CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-10A667——CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-10D4314117,839CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-10D717——Derivative, Class A CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-10D231419,561CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-10A717——CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-10A1,417——CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-10D717——Derivative, Class A CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-10D717——Derivative, Class A CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-10D3764115,563CommonForm 4 ↗
Patrick J. HaggartyManaging Director Comm. Bankin2026-03-10D175417,243CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-10D667——Derivative, Class A CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-10D2504110,348CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-10D1,417——Derivative, Class A CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-10D199418,237CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-10A717——CommonForm 4 ↗
Ada GarciaManaging Dir Customer Intelli2026-03-10A717——CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-10D717——Derivative, Class A CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-10A717——CommonForm 4 ↗
Jose Rafael FernandezDirector2026-03-19A14,390——Derivative, Class A CommonForm 4 ↗
César OrtizChief Risk Officer2026-03-19A2,145——Derivative, Class A CommonForm 4 ↗
Lynda GrindstaffDirector2026-03-22A1,500——Derivative, Class A CommonForm 4 ↗
Hugh GonzalezGeneral Counsel2026-03-26A2,080——Derivative, Class A CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-03-26A4,090——Derivative, Class A CommonForm 4 ↗
Susan HarnettDirector2026-03-27A1,500——Derivative, Class A CommonForm 4 ↗
De Jesus NestorDirector2026-03-30A1,500——Derivative, Class A CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-03-30A2,790——Derivative, Class A CommonForm 4 ↗
Jose Rafael FernandezDirector2026-04-23D10,000——CommonForm 4 ↗
Annette FranquiDirector2026-04-24A1,500——Derivative, Class A CommonForm 4 ↗
Jorge ColonDirector2026-04-24A1,500——Derivative, Class A CommonForm 4 ↗
Rodriguez Roberto GarciaDirector2026-04-29A1,500——Derivative, Class A CommonForm 4 ↗
Angel E. VazquezDirector2026-05-04A1,500——Derivative, Class A CommonForm 4 ↗
Rafael A. Velez-DominguezDirector2026-05-11A1,500——Derivative, Class A CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-05-19A8,750——CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-05-19D3,500——Derivative, Class A CommonForm 4 ↗
Mari Evelyn RodriguezChief Retail Banking Officer2026-05-19D1,9574689,513CommonForm 4 ↗
Jose Rafael FernandezDirector2026-07-24D52,352522,745,773CommonForm 4 ↗
De Jesus NestorDirector2026-08-12D4,00053212,000CommonForm 4 ↗
Maritza ArizmendiChief Financial Officer2026-08-14D10,00053533,480CommonForm 4 ↗
Rodriguez Roberto GarciaDirector2026-08-26D552259CommonForm 4 ↗
Rodriguez Roberto GarciaDirector2026-08-26A50——CommonForm 4 ↗
Rodriguez Roberto GarciaDirector2026-08-26D50——Derivative, Class A CommonForm 4 ↗
Lynda GrindstaffDirector2026-08-26D50——Derivative, Class A CommonForm 4 ↗
Lynda GrindstaffDirector2026-08-26D552259CommonForm 4 ↗
Lynda GrindstaffDirector2026-08-26A50——CommonForm 4 ↗
Jose Rafael FernandezDirector2026-09-09D600——CommonForm 4 ↗
Jose Rafael FernandezDirector2026-09-15D10,000——CommonForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Maritza ArizmendiPSU2025-02-203,890162,408—243,611$162,408
Mari Evelyn RodríguezRSU2025-02-20——1,980—82,665
Roberto GarcíaRSU2025-02-20——1,980—82,665
José FernándezRSU2025-02-20——14,120—589,510
Mari Evelyn RodríguezPSU2025-02-2041,33382,665—123,99882,665
Maritza ArizmendiRSU2025-02-20——3,890—162,408
Roberto GarcíaPSU2025-02-2041,33382,665—123,99882,665
José FernándezPSU2025-02-2014,120589,510—884,265589,510
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Maritza Arizmendi$162,408$162,408$050.0%
Mari Evelyn Rodríguez82,66582,665050.0%
Roberto García82,66582,665050.0%
José Fernández589,510589,510050.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
José FernándezRSU193,709—$7,938,212
Maritza ArizmendiRSU28,284—1,159,078
Mari Evelyn RodríguezRSU18,359—752,352
César OrtizRSU13,734—562,819
05

Incentive-plan design — the Compensation Discussion & Analysis

CEO STI target (% of salary)100%
CEO LTI target (% of salary)—
Independent consultantPearl Meyer
Clawback policytrue
Anti-hedging—
Anti-pledging—
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-04-2236,003,479599,69041,11998.25%Passed
20252025-04-3035,472,8352,978,65247,39792.14%Passed
20242024-05-0840,886,692685,10626,26898.29%Passed
20232023-04-2640,875,764712,28715,86298.25%Passed
20222022-04-2741,790,694595,90130,03698.52%Passed
20212021-04-2840,476,166792,17323,65298.02%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-04-2298.25%a
20252025-04-3092.14%b
20242024-05-0898.29%c

a. Approved under the standard stated in the filing — “Abstentions will have the same effect as a negative vote, and broker non-votes will not be counted in determining the number of shares necessary for approval.”.

b. Approved under the standard stated in the filing — “Abstentions will have the same effect as a negative vote, and broker non-votes will not be counted in determining the number of shares necessary for approval.”.

c. Approved under the standard stated in the filing — “Abstentions will have the same effect as a negative vote, and broker non-votes will not be counted in determining the number of shares necessary for approval.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)80 : 1
CEO total compensation$3,479,297
Median employee compensation$43,732
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
Néstor De JesúsIndependent · Lead Independent Director · Risk · Compensation · Nominating/Governance$127,667$62,625$0—$0$190,292
Rafael VélezIndependent · Audit (Chair)75,25062,6250—0137,875
Angel VázquezIndependent · Audit · Risk72,00062,6250—0134,625
Jorge Colón-GerenaIndependent · Compensation (Chair)66,00062,6250—0128,625
Annette FranquiIndependent · Compensation · Nominating/Governance · Risk66,00062,6250—0128,625
Susan HarnettIndependent · Risk · Nominating/Governance65,00062,6250—0127,625
Roberto GarcíaIndependent · Audit66,66714,6730—081,340
Lynda GrindstaffIndependent · Risk65,00014,6730—079,673
José R. FernándezEmployee director · Board Chair—————0
09

Board fee structure and ownership guideline

Annual cash retainer$60,000
Annual equity retainer$62,625
Per board meeting fee$1,000
Committee chair fees (audit / comp / nom-gov)15,000 / 10,000
Stock ownership guideline—
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$603,584
Equity awards (grant-date value)$405,096
All other compensation$0
Total cost of the board$1,008,680

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

10a

Peer reciprocity

Of the companies OFG BANCORP names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including OFG BANCORP.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1Nicolet Bankshares, Inc.2025Michael Daniels$850,000$12,391,200$0$1,593,750$14,944,068
2Amerant Bancorp Inc.2025Gerald Plush872,0001,212,318005,883,243
3First BanCorp.2025Aurelio Alemán1,107,9142,178,24201,635,2735,026,356
4Byline Bancorp, Inc.2025Roberto Herencia937,2221,992,46301,567,4834,537,621
5Seacoast Banking Corporation of Florida2025Charles Shaffer991,3751,749,96301,500,0004,481,361
6FB Financial Corporation2025Christopher Holmes787,5191,650,03901,263,2283,766,403
7National Bank Holdings Corporation2025G. Timothy Laney930,7691,444,94601,153,2413,725,952
8OFG BANCORP2025José Fernández981,7501,179,02001,117,6003,479,297
9Renasant Corporation2025Kevin D. Chapman775,0001,083,01101,402,5203,356,927
10First Financial Bankshares, Inc.2025F. Scott Dueser1,201,042899,9670945,9253,356,547
11Eagle Bancorp, Inc.2025Susan Riel1,030,7142,110,824003,249,643
12NBT Bancorp Inc.2025Scott A. Kingsley820,192663,3750670,2922,990,037
13ServisFirst Bancshares, Inc.2025Thomas A. Broughton III785,000824,2500579,0362,474,442
14S&T Bancorp, Inc.2025Christopher McComish806,077888,7990620,2992,398,854
151st Source Corporation2025Andrea Short526,3461,054,9770476,1502,190,564
16Univest Financial Corporation2025Jeffrey Schweitzer830,000539,5330663,2342,097,674
17Sandy Spring Bancorp, Inc.2023Daniel Schrider875,000787,5010386,4882,090,265
18First Commonwealth Financial Corporation2025T. Michael Price700,000515,7460745,0632,000,604
19QCR Holdings, Inc.2025Todd Gipple430,760490,3890558,1461,713,726
20First Bancorp.2025Richard Moore550,000774,3810224,3811,639,497
21Peoples Bancorp Inc.2025Tyler Wilcox700,000259,1950416,8001,500,327
22Premier Financial Corp.2023Gary Small617,077309,5900119,3401,107,726
23BancFirst Corporation2025David R. Harlow725,00000181,2501,007,628

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
OFG BANCORPnot disclosedPSU 50 · RSU 50NoPearl Meyer
1st Source Corporationnot disclosednot disclosedNoPearl Meyer
Amerant Bancorp Inc.not disclosedRSU 50 · PSU 50NoAon
BancFirst Corporation20% of base salary for Mr. Harlow, Ms. Andrus, Mr. Schmidt, and Mr. Copeland. 22.5% of base salary for Mr. Slay.%RSUs 100not disclosednot disclosed
Byline Bancorp, Inc.not disclosedPSU 50 · RSU 50Yes — Total Stockholder Return (TSR)Pearl Meyer
Eagle Bancorp, Inc.not disclosedPRSU 60 · RSU 20 · Option 20Yes — Total Shareholder Return ("TSR")Aon
FB Financial Corporationnot disclosednot disclosedNoFW Cook
First Bancorp.108.8%RSU 100not disclosedMeridien Compensation Partners
First BanCorp.146.4%PSU 50 · RSU 50Yes — TSR relative to KBW Regional Bank IndexPearl Meyer
First Commonwealth Financial Corporation163.75%PSU 50 · RSU 50Yes — TSR Relative to PeersMeridian Compensation Partners, LLC
First Financial Bankshares, Inc.not disclosednot disclosedNoPearl Meyer
National Bank Holdings Corporationnot disclosedPSU 50 · RSU 50Yes — 3-year Relative Total Shareholder Return (TSR) (percentile rank)Pay Governance, LLC
NBT Bancorp Inc.108.33%PSU 50 · RSU 50Yes — Relative 3-year TSRMeridian Compensation Partners, LLC
Nicolet Bankshares, Inc.not disclosednot disclosedNoPearl Meyer & Partners, LLC
Peoples Bancorp Inc.60%Restricted Common Shares 100NoPay Governance
Premier Financial Corp.not disclosedPSU 67 · RSU 33Yes — 3-year Total Shareholder Return (rTSR)Pearl Meyer & Partners, LLC
QCR Holdings, Inc.not disclosedRSU 100not disclosedFrederic W. Cook & Co., Inc.
Renasant Corporation104%RSU 50 · PSU 50NoMeridian Compensation Advisors, LLC
S&T Bancorp, Inc.119%RSU 50 · PRSU 50NoAon
Sandy Spring Bancorp, Inc.not disclosedPRSU 50 · RSU 50NoMeridian Compensation Partners, LLC
Seacoast Banking Corporation of Florida150%PSU 75 · RSU 25NoMeridian Compensation Partners
ServisFirst Bancshares, Inc.101.9%RSU 50 · PSU 50Yes — Company TSR relative to 2024 / 2025 Peer GroupAon
Univest Financial Corporation122.9%PSU 70 · RSU 30NoAon plc

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

10d

Frequently asked questions

Who was the highest-paid executive at OFG BANCORP in fiscal 2025?
As disclosed, José Fernández (President & Chief Executive Officer) was the highest-paid executive at OFG BANCORP in fiscal 2025, with total compensation of $3,479,297.
How does OFG BANCORP's chief executive pay compare to its disclosed peer group?
As disclosed, José Fernández's total compensation ranked at the 68th percentile of OFG BANCORP's disclosed peer group.
What is OFG BANCORP's CEO-to-median employee pay ratio?
As disclosed, OFG BANCORP's CEO-to-median employee pay ratio was 80:1.
How did shareholders vote on OFG BANCORP's executive compensation?
As disclosed, 98.25% of shareholders supported OFG BANCORP's executive compensation in the latest say-on-pay vote.
How much does OFG BANCORP spend in total on board compensation for fiscal 2025?
As disclosed, OFG BANCORP reported total board compensation of $1,008,680 for fiscal 2025.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, José FernándezDEF 14A2026-03-030001030469-26-000016Section “Executive Compensation”. As printed: 3,479,297. Filing ↗machine: r2 · c42 · span 451559–451568
2Section 01, Maritza ArizmendiDEF 14A2026-03-030001030469-26-000016Section “Executive Compensation”. As printed: 1,256,437. Filing ↗machine: r6 · c42 · span 459670–459679
3Section 01, Mari Evelyn RodríguezDEF 14A2026-03-030001030469-26-000016Section “Executive Compensation”. As printed: 829,903. Filing ↗machine: r18 · c42 · span 480943–480950
4Section 01, César OrtizDEF 14A2026-03-030001030469-26-000016Section “Executive Compensation”. As printed: 774,817. Filing ↗machine: r14 · c42 · span 473767–473774
5Section 03, Maritza Arizmendi PSUDEF 14A2026-03-030001030469-26-000016Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t63 · r8 · c19 · span 520327–520334
6Section 03, Mari Evelyn Rodríguez RSUDEF 14A—0001030469-26-000016Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
7Section 03, Roberto García RSUDEF 14A—0001030469-26-000016Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
8Section 03, José Fernández RSUDEF 14A—0001030469-26-000016Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
9Section 03, Mari Evelyn Rodríguez PSUDEF 14A—0001030469-26-000016Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
10Section 03, Maritza Arizmendi RSUDEF 14A2026-03-030001030469-26-000016Section “Grants of Plan-Based Awards” · grants of plan-based awards table. Filing ↗machine: t63 · r8 · c19 · span 520327–520334
11Section 03, Roberto García PSUDEF 14A—0001030469-26-000016Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
12Section 03, José Fernández PSUDEF 14A—0001030469-26-000016Section “Executive Compensation” · grants of plan-based awards table. Filing ↗
13Section 07, pay ratioDEF 14A2026-03-030001030469-26-000016Section “CEO Pay Ratio”. As printed: 80 : 1. Filing ↗
14Section 08, Néstor De JesúsDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 190,292. Filing ↗machine: span 632808–633012
15Section 08, Rafael VélezDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 137,875. Filing ↗machine: span 643611–643815
16Section 08, Angel VázquezDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 134,625. Filing ↗machine: span 641912–642141
17Section 08, Jorge Colón-GerenaDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 128,625. Filing ↗machine: span 631071–631329
18Section 08, Annette FranquiDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 128,625. Filing ↗machine: span 634719–634948
19Section 08, Susan HarnettDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 127,625. Filing ↗machine: span 639998–640202
20Section 08, Roberto GarcíaDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 81,340. Filing ↗machine: span 636404–636607
21Section 08, Lynda GrindstaffDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 79,673. Filing ↗machine: span 638315–638543
22Section 08, José R. FernándezDEF 14A2026-03-030001030469-26-000016Section “Director Compensation”. As printed: 0. Filing ↗
23Section 02, Rodriguez Roberto Garcia 2026-03-03Form 42026-03-050001434653-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
24Section 02, Rodriguez Roberto Garcia 2026-03-03Form 42026-03-050001434653-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
25Section 02, Rodriguez Roberto Garcia 2026-03-03Form 42026-03-050001434653-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
26Section 02, Lynda Grindstaff 2026-03-04Form 42026-03-060002037278-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
27Section 02, Rafael A. Velez-Dominguez 2026-03-04Form 42026-03-060001894398-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
28Section 02, Rafael A. Velez-Dominguez 2026-03-04Form 42026-03-060001894398-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
29Section 02, Susan Harnett 2026-03-04Form 42026-03-060001783028-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
30Section 02, Jorge Colon 2026-03-04Form 42026-03-060001609916-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
31Section 02, Jorge Colon 2026-03-04Form 42026-03-060001609916-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
32Section 02, Ada Garcia 2026-03-04Form 42026-03-060001963993-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
33Section 02, Patrick J. Haggarty 2026-03-04Form 42026-03-060001963953-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
34Section 02, Patrick J. Haggarty 2026-03-04Form 42026-03-060001963953-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
35Section 02, Lynda Grindstaff 2026-03-04Form 42026-03-060002037278-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
36Section 02, Annette Franqui 2026-03-04Form 42026-03-060001849146-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
37Section 02, Rafael A. Velez-Dominguez 2026-03-04Form 42026-03-060001894398-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
38Section 02, Susan Harnett 2026-03-04Form 42026-03-060001783028-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
39Section 02, Susan Harnett 2026-03-04Form 42026-03-060001783028-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
40Section 02, De Jesus Nestor 2026-03-04Form 42026-03-060001666162-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
41Section 02, Jorge Colon 2026-03-04Form 42026-03-060001609916-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
42Section 02, Jose Rafael Fernandez 2026-03-04Form 42026-03-060001254550-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
43Section 02, Jose Rafael Fernandez 2026-03-04Form 42026-03-060001254550-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
44Section 02, Hugh Gonzalez 2026-03-04Form 42026-03-060001964070-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
45Section 02, Hugh Gonzalez 2026-03-04Form 42026-03-060001964070-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
46Section 02, Maritza Arizmendi 2026-03-04Form 42026-03-060001613664-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
47Section 02, Maritza Arizmendi 2026-03-04Form 42026-03-060001613664-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
48Section 02, César Ortiz 2026-03-04Form 42026-03-060001380905-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
49Section 02, César Ortiz 2026-03-04Form 42026-03-060001380905-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
50Section 02, César Ortiz 2026-03-04Form 42026-03-060001380905-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
51Section 02, Angel E. Vazquez 2026-03-04Form 42026-03-060001976002-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
52Section 02, Ada Garcia 2026-03-04Form 42026-03-060001963993-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
53Section 02, Patrick J. Haggarty 2026-03-04Form 42026-03-060001963953-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
54Section 02, Maritza Arizmendi 2026-03-04Form 42026-03-060001613664-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
55Section 02, Angel E. Vazquez 2026-03-04Form 42026-03-060001976002-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
56Section 02, Patrick J. Haggarty 2026-03-04Form 42026-03-060001963953-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
57Section 02, Lynda Grindstaff 2026-03-04Form 42026-03-060002037278-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
58Section 02, Annette Franqui 2026-03-04Form 42026-03-060001849146-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
59Section 02, Annette Franqui 2026-03-04Form 42026-03-060001849146-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
60Section 02, De Jesus Nestor 2026-03-04Form 42026-03-060001666162-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
61Section 02, De Jesus Nestor 2026-03-04Form 42026-03-060001666162-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
62Section 02, Jose Rafael Fernandez 2026-03-04Form 42026-03-060001254550-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
63Section 02, Jose Rafael Fernandez 2026-03-04Form 42026-03-060001254550-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
64Section 02, Hugh Gonzalez 2026-03-04Form 42026-03-060001964070-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
65Section 02, Hugh Gonzalez 2026-03-04Form 42026-03-060001964070-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
66Section 02, Maritza Arizmendi 2026-03-04Form 42026-03-060001613664-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
67Section 02, César Ortiz 2026-03-04Form 42026-03-060001380905-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
68Section 02, Angel E. Vazquez 2026-03-04Form 42026-03-060001976002-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
69Section 02, Ada Garcia 2026-03-04Form 42026-03-060001963993-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
70Section 02, Mari Evelyn Rodriguez 2026-03-04Form 42026-03-060001430794-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
71Section 02, Mari Evelyn Rodriguez 2026-03-04Form 42026-03-060001430794-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
72Section 02, Mari Evelyn Rodriguez 2026-03-04Form 42026-03-060001430794-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
73Section 02, Ada Garcia 2026-03-04Form 42026-03-060001963993-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
74Section 02, Jose Rafael Fernandez 2026-03-10Form 42026-03-120001254550-26-000007Insider equity transaction reported since the proxy statement. Filing ↗
75Section 02, Jose Rafael Fernandez 2026-03-10Form 42026-03-120001254550-26-000007Insider equity transaction reported since the proxy statement. Filing ↗
76Section 02, Jose Rafael Fernandez 2026-03-10Form 42026-03-120001254550-26-000007Insider equity transaction reported since the proxy statement. Filing ↗
77Section 02, Hugh Gonzalez 2026-03-10Form 42026-03-120001964070-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
78Section 02, Maritza Arizmendi 2026-03-10Form 42026-03-120001613664-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
79Section 02, Ada Garcia 2026-03-10Form 42026-03-120001963993-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
80Section 02, Ada Garcia 2026-03-10Form 42026-03-120001963993-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
81Section 02, Patrick J. Haggarty 2026-03-10Form 42026-03-120001963953-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
82Section 02, Maritza Arizmendi 2026-03-10Form 42026-03-120001613664-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
83Section 02, Mari Evelyn Rodriguez 2026-03-10Form 42026-03-120001430794-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
84Section 02, Patrick J. Haggarty 2026-03-10Form 42026-03-120001963953-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
85Section 02, César Ortiz 2026-03-10Form 42026-03-120001380905-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
86Section 02, Patrick J. Haggarty 2026-03-10Form 42026-03-120001963953-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
87Section 02, Hugh Gonzalez 2026-03-10Form 42026-03-120001964070-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
88Section 02, Hugh Gonzalez 2026-03-10Form 42026-03-120001964070-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
89Section 02, Maritza Arizmendi 2026-03-10Form 42026-03-120001613664-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
90Section 02, Mari Evelyn Rodriguez 2026-03-10Form 42026-03-120001430794-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
91Section 02, Mari Evelyn Rodriguez 2026-03-10Form 42026-03-120001430794-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
92Section 02, Ada Garcia 2026-03-10Form 42026-03-120001963993-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
93Section 02, César Ortiz 2026-03-10Form 42026-03-120001380905-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
94Section 02, César Ortiz 2026-03-10Form 42026-03-120001380905-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
95Section 02, Jose Rafael Fernandez 2026-03-19Form 42026-03-200001254550-26-000009Insider equity transaction reported since the proxy statement. Filing ↗
96Section 02, César Ortiz 2026-03-19Form 42026-03-200001380905-26-000007Insider equity transaction reported since the proxy statement. Filing ↗
97Section 02, Lynda Grindstaff 2026-03-22Form 42026-03-240002037278-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
98Section 02, Hugh Gonzalez 2026-03-26Form 42026-03-270001964070-26-000011Insider equity transaction reported since the proxy statement. Filing ↗
99Section 02, Maritza Arizmendi 2026-03-26Form 42026-03-270001613664-26-000009Insider equity transaction reported since the proxy statement. Filing ↗
100Section 02, Susan Harnett 2026-03-27Form 42026-03-310001783028-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
101Section 02, De Jesus Nestor 2026-03-30Form 42026-04-010001666162-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
102Section 02, Mari Evelyn Rodriguez 2026-03-30Form 42026-04-010001430794-26-000007Insider equity transaction reported since the proxy statement. Filing ↗
103Section 02, Jose Rafael Fernandez 2026-04-23Form 42026-04-240001254550-26-000012Insider equity transaction reported since the proxy statement. Filing ↗
104Section 02, Annette Franqui 2026-04-24Form 42026-04-280001849146-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
105Section 02, Jorge Colon 2026-04-24Form 42026-04-280001609916-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
106Section 02, Rodriguez Roberto Garcia 2026-04-29Form 42026-05-010001434653-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
107Section 02, Angel E. Vazquez 2026-05-04Form 42026-05-060001976002-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
108Section 02, Rafael A. Velez-Dominguez 2026-05-11Form 42026-05-130001894398-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
109Section 02, Mari Evelyn Rodriguez 2026-05-19Form 42026-05-210001430794-26-000010Insider equity transaction reported since the proxy statement. Filing ↗
110Section 02, Mari Evelyn Rodriguez 2026-05-19Form 42026-05-210001430794-26-000010Insider equity transaction reported since the proxy statement. Filing ↗
111Section 02, Mari Evelyn Rodriguez 2026-05-19Form 42026-05-210001430794-26-000010Insider equity transaction reported since the proxy statement. Filing ↗
112Section 02, Jose Rafael Fernandez 2026-07-24Form 42026-07-280001254550-26-000019Insider equity transaction reported since the proxy statement. Filing ↗
113Section 02, De Jesus Nestor 2026-08-12Form 42026-08-140001666162-26-000013Insider equity transaction reported since the proxy statement. Filing ↗
114Section 02, Maritza Arizmendi 2026-08-14Form 42026-08-140001613664-26-000014Insider equity transaction reported since the proxy statement. Filing ↗
115Section 02, Rodriguez Roberto Garcia 2026-08-26Form 42026-08-280001434653-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
116Section 02, Rodriguez Roberto Garcia 2026-08-26Form 42026-08-280001434653-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
117Section 02, Rodriguez Roberto Garcia 2026-08-26Form 42026-08-280001434653-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
118Section 02, Lynda Grindstaff 2026-08-26Form 42026-08-280002037278-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
119Section 02, Lynda Grindstaff 2026-08-26Form 42026-08-280002037278-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
120Section 02, Lynda Grindstaff 2026-08-26Form 42026-08-280002037278-26-000008Insider equity transaction reported since the proxy statement. Filing ↗
121Section 02, Jose Rafael Fernandez 2026-09-09Form 42026-09-110001254550-26-000021Insider equity transaction reported since the proxy statement. Filing ↗
122Section 02, Jose Rafael Fernandez 2026-09-15Form 42026-09-170001254550-26-000023Insider equity transaction reported since the proxy statement. Filing ↗
123Section 06, 2026 voteForm 8-K2026-04-230001030469-26-000024Item 5.07 · say-on-pay result. As reported: 98.25% (votes for as printed: 36,003,479). Filing ↗
124Section 06, 2025 voteForm 8-K2025-05-070001030469-25-000016Item 5.07 · say-on-pay result. As reported: 92.14% (votes for as printed: 35,472,835). Filing ↗
125Section 06, 2024 voteForm 8-K2024-05-140001030469-24-000022Item 5.07 · say-on-pay result. As reported: 98.29% (votes for as printed: 40,886,692). Filing ↗
126Section 01 trend, Δ column (computed)Computed——Δ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
127Section 03b vehicle mix (computed)Computed——RSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
128Section 09b board cost (computed)Computed——Cash 603,584 + equity 405,096 + all other 0 = 1,008,680, summed across the director compensation table rows.machine: formula: Σ = 1,008,680
129Nicolet Bankshares, Inc., Section 10b CEO totalDEF 14A2026-03-240001174850-26-000086CEO total compensation as printed in Nicolet Bankshares, Inc.'s own proxy. As printed: 14,944,068. Filing ↗machine: t24 · r3 · c21 · span 428027–428037
130Amerant Bancorp Inc., Section 10b CEO totalDEF 14A2026-04-210001734342-26-000026CEO total compensation as printed in Amerant Bancorp Inc.'s own proxy. As printed: 5,883,243. Filing ↗machine: r17 · c18 · span 2263743–2263752
131First BanCorp., Section 10b CEO totalDEF 14A2026-03-250001140361-26-011118CEO total compensation as printed in First BanCorp.'s own proxy. As printed: 5,026,356. Filing ↗machine: r2 · c22 · span 1479579–1479588
132Byline Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-200001193125-26-162758CEO total compensation as printed in Byline Bancorp, Inc.'s own proxy. As printed: 4,537,621. Filing ↗machine: span 1703328–1703337
133Seacoast Banking Corporation of Florida, Section 10b CEO totalDEF 14A2026-04-100001628280-26-024690CEO total compensation as printed in Seacoast Banking Corporation of Florida's own proxy. As printed: 4,481,361. Filing ↗machine: t35 · r2 · c9 · span 1567215–1567224
134FB Financial Corporation, Section 10b CEO totalDEF 14A2026-04-060001649749-26-000027CEO total compensation as printed in FB Financial Corporation's own proxy. As printed: 3,766,403. Filing ↗machine: r2 · c24 · span 578306–578315
135National Bank Holdings Corporation, Section 10b CEO totalDEF 14A2026-04-030001475841-26-000013CEO total compensation as printed in National Bank Holdings Corporation's own proxy. As printed: 3,725,952. Filing ↗
136OFG BANCORP (subject), Section 10b CEO totalDEF 14A2026-03-030001030469-26-000016CEO total compensation as printed in OFG BANCORP's own proxy. As printed: 3,479,297. Filing ↗machine: r2 · c42 · span 451559–451568
137Renasant Corporation, Section 10b CEO totalDEF 14A2026-03-180000715072-26-000030CEO total compensation as printed in Renasant Corporation's own proxy. As printed: 3,356,927. Filing ↗machine: span 771069–771078
138First Financial Bankshares, Inc., Section 10b CEO totalDEF 14A2026-03-060001193125-26-095645CEO total compensation as printed in First Financial Bankshares, Inc.'s own proxy. As printed: 3,356,547. Filing ↗machine: r2 · c41 · span 1225314–1225323
139Eagle Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-030001050441-26-000053CEO total compensation as printed in Eagle Bancorp, Inc.'s own proxy. As printed: 3,249,643. Filing ↗machine: r2 · c24 · span 926110–926120
140NBT Bancorp Inc., Section 10b CEO totalDEF 14A2026-04-060001140361-26-013237CEO total compensation as printed in NBT Bancorp Inc.'s own proxy. As printed: 2,990,037. Filing ↗machine: r2 · c22 · span 862129–862138
141ServisFirst Bancshares, Inc., Section 10b CEO totalDEF 14A2026-04-060001171843-26-002258CEO total compensation as printed in ServisFirst Bancshares, Inc.'s own proxy. As printed: 2,474,442. Filing ↗machine: t104 · span 550355–550364
142S&T Bancorp, Inc., Section 10b CEO totalDEF 14A2026-03-300001193125-26-131720CEO total compensation as printed in S&T Bancorp, Inc.'s own proxy. As printed: 2,398,854. Filing ↗machine: r2 · c31 · span 570969–570978
1431st Source Corporation, Section 10b CEO totalDEF 14A2026-03-130000034782-26-000021CEO total compensation as printed in 1st Source Corporation's own proxy. As printed: 2,190,564. Filing ↗machine: r8 · c33 · span 732069–732078
144Univest Financial Corporation, Section 10b CEO totalDEF 14A2026-03-130000102212-26-000015CEO total compensation as printed in Univest Financial Corporation's own proxy. As printed: 2,097,674. Filing ↗machine: r2 · c51 · span 398636–398645
145Sandy Spring Bancorp, Inc., Section 10b CEO totalDEF 14A2024-04-100001193125-24-091479CEO total compensation as printed in Sandy Spring Bancorp, Inc.'s own proxy. As printed: 2,090,265. Filing ↗machine: r4 · c39 · span 916757–916766
146First Commonwealth Financial Corporation, Section 10b CEO totalDEF 14A2026-03-190001193125-26-115933CEO total compensation as printed in First Commonwealth Financial Corporation's own proxy. As printed: 2,000,604. Filing ↗machine: r4 · c34 · span 658732–658741
147QCR Holdings, Inc., Section 10b CEO totalDEF 14A2026-04-090001171843-26-002356CEO total compensation as printed in QCR Holdings, Inc.'s own proxy. As printed: 1,713,726. Filing ↗machine: span 516480–516489
148First Bancorp., Section 10b CEO totalDEF 14A2026-03-190000811589-26-000062CEO total compensation as printed in First Bancorp.'s own proxy. As printed: 1,639,497. Filing ↗machine: span 385715–385724
149Peoples Bancorp Inc., Section 10b CEO totalDEF 14A2026-03-060000318300-26-000104CEO total compensation as printed in Peoples Bancorp Inc.'s own proxy. As printed: 1,500,327. Filing ↗machine: span 1008837–1008847
150Premier Financial Corp., Section 10b CEO totalDEF 14A2024-03-180001140361-24-013910CEO total compensation as printed in Premier Financial Corp.'s own proxy. As printed: 1,107,726. Filing ↗machine: span 599128–599137
151BancFirst Corporation, Section 10b CEO totalDEF 14A2026-04-030001193125-26-141692CEO total compensation as printed in BancFirst Corporation's own proxy. As printed: 1,007,628. Filing ↗machine: t16 · r4 · c30 · span 773934–773943
152Section 10a, First Financial Bankshares, Inc. reciprocityDEF 14A—0001193125-26-095645First Financial Bankshares, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
153Section 10a, Eagle Bancorp, Inc. reciprocityDEF 14A—0001050441-26-000053Eagle Bancorp, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
154Section 10a, QCR Holdings, Inc. reciprocityDEF 14A—0001171843-26-002356QCR Holdings, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
155Section 10a, S&T Bancorp, Inc. reciprocityDEF 14A—0001193125-26-131720S&T Bancorp, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
156Section 10a, FB Financial Corporation reciprocityDEF 14A—0001649749-26-000027FB Financial Corporation's most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
157Section 10a, Sandy Spring Bancorp, Inc. reciprocityDEF 14A—0001193125-24-091479Sandy Spring Bancorp, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
158Section 10a, Premier Financial Corp. reciprocityDEF 14A—0001140361-24-013910Premier Financial Corp.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
159Section 10a, 1st Source Corporation reciprocityDEF 14A—0000034782-26-0000211st Source Corporation's most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
160Section 10a, Amerant Bancorp Inc. reciprocityDEF 14A—0001734342-26-000026Amerant Bancorp Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
161Section 10a, Byline Bancorp, Inc. reciprocityDEF 14A—0001193125-26-162758Byline Bancorp, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
162Section 10a, First Commonwealth Financial Corporation reciprocityDEF 14A—0001193125-26-115933First Commonwealth Financial Corporation's most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
163Section 10a, National Bank Holdings Corporation reciprocityDEF 14A—0001475841-26-000013National Bank Holdings Corporation's most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
164Section 10a, NBT Bancorp Inc. reciprocityDEF 14A—0001140361-26-013237NBT Bancorp Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
165Section 10a, Nicolet Bankshares, Inc. reciprocityDEF 14A—0001174850-26-000086Nicolet Bankshares, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
166Section 10a, Peoples Bancorp Inc. reciprocityDEF 14A—0000318300-26-000104Peoples Bancorp Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
167Section 10a, Renasant Corporation reciprocityDEF 14A—0000715072-26-000030Renasant Corporation's most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
168Section 10a, Seacoast Banking Corporation of Florida reciprocityDEF 14A—0001628280-26-024690Seacoast Banking Corporation of Florida's most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
169Section 10a, ServisFirst Bancshares, Inc. reciprocityDEF 14A—0001171843-26-002258ServisFirst Bancshares, Inc.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗
170Section 10a, First BanCorp. reciprocityDEF 14A—0001140361-26-011118First BanCorp. names OFG BANCORP in its own disclosed peer group (read from its most recent proxy). Filing ↗
171Section 10a, First Bancorp. reciprocityDEF 14A—0000811589-25-000016First Bancorp.'s most recent proxy was read; its disclosed peer group does not include OFG BANCORP. Filing ↗

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