Velarion · Company Intelligence
Compensation Brief
Fiscal year 2025 · Filings through 2026-04-27

WaFd Inc (WAFD)

Fiscal year 2025 executive and director compensation, incentive-plan design, equity activity, and governance — every figure in this brief is traceable to its exact location in the company’s SEC filing — the document, the section, the page, and the table, linked directly.

$3,822,631
Brent Beardall total, FY2025
21st
CEO pay percentile vs peers
58:1
CEO-to-median pay ratio
96.07%
Say-on-pay support, latest vote
Companies that benchmark against WAFD
9 companies name WAFD as a compensation peer

Each company listed discloses WAFD in its own benchmarking peer group, as disclosed in each company's most recent proxy statement within the last two proxy seasons. Two companies are therefore absent by design: one that named WAFD in an earlier year and no longer does, and one whose own most recent disclosure is older than the last two seasons.

See WAFD's full peer web, pay-for-performance alignment, and every company benchmarked the same way — start a 3-day trial (no card required)
Or buy the full WAFD Executive Compensation Report ($1,500)
01

Summary Compensation Table — fiscal year 2025

Named executive officerSalaryBonusStock awardsOption awardsNon-equity incentivePension / NQDCAll otherTotal
Brent Beardall$1,050,000$0$1,567,414$0$997,500—$207,718$3,822,631
President and Chief Executive Officer
Ryan Mauer500,0000419,4060310,000—100,5971,330,003
Executive Vice President and Chief Credit Officer
Kim Robison500,0000419,4060310,000—96,2101,325,617
Executive Vice President and Chief Operating Officer
Kelli Holz500,0000419,4060310,000—89,3251,318,732
Executive Vice President and Chief Financial Officer
Cathy Cooper500,0000419,4060310,000—80,3171,309,723
Executive Vice President and Chief Experience Officer

A dash means the company reported no figure in that column; 0 means it reported zero. Figures are as printed in the filing, without adjustment.

Three-year trend — total compensation per named executive

Named executive officerFY2025 totalFY2024 totalFY2023 totalΔ FY2024→2025
Brent Beardall$3,822,631$4,030,461$6,308,674−207,830
Ryan Mauer1,330,0031,265,3222,830,808+64,681
Kim Robison1,325,6171,423,2182,681,626−97,601
Kelli Holz1,318,7321,412,5832,431,581−93,851
Cathy Cooper1,309,723—2,225,890—

Prior-year totals as disclosed in the corresponding proxy; deltas are computed values with the derivation shown in the register.

02

Equity transactions since the proxy statement was filed

Every insider equity transaction reported on Form 4 after the 2025 proxy statement — acquisitions, dispositions, exercises, and withholdings — and therefore not reflected in any table in that document.

InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Brent J. BeardallDirector2025-12-29D2,272.5$0$0CommonForm 4 ↗
Sean B. SingletonDirector2026-01-02D8083225,880CommonForm 4 ↗
Dividend-equivalent accruals2026-01-02—456——1 insider, 1 accrual row
Bradley M. ShusterDirector2026-01-02A3,31032106,019CommonForm 4 ↗
R. Shawn BiceDirector2026-01-02A3,31032106,019CommonForm 4 ↗
S. Steven SinghDirector2026-01-02A3,31032106,019CommonForm 4 ↗
M. Max YzaguirreDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Randall H. TalbotDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Sylvia R. HampelDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Linda S. BrowerDirector2026-01-02D9933231,806CommonForm 4 ↗
Linda S. BrowerDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Stephen M. GrahamDirector2026-01-02A3,31032106,019CommonForm 4 ↗
David K. GrantDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Sean B. SingletonDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Blayne SandenSVP & PAO2026-01-20A7503123,580CommonForm 4 ↗
Cathy CooperEVP & Chief Consumer Banker2026-02-06D5,30034178,981CommonForm 4 ↗
Blayne SandenSVP & PAO2026-02-27D46311,433CommonForm 4 ↗
Kim RobisonEVP & Chief Operations Officer2026-04-24D22,00035776,160CommonForm 4 ↗

Transaction codes per Form 4: A acquisition · S open-market sale · F tax withholding · M option exercise · G gift. Value = shares × price as reported. Dividend-equivalent and fractional-share accrual rows (derivative Class A, under $10,000 and under 2,000 shares) are aggregated per date; every row appears in full below.

View all 18 transactions
InsiderRoleTransaction dateCodeSharesPriceValueSecuritySource
Brent J. BeardallDirector2025-12-29D2,272.5$0$0CommonForm 4 ↗
Sean B. SingletonDirector2026-01-02D8083225,880CommonForm 4 ↗
Blayne SandenSVP & PAO2026-01-02A45600Derivative, Class A CommonForm 4 ↗
Bradley M. ShusterDirector2026-01-02A3,31032106,019CommonForm 4 ↗
R. Shawn BiceDirector2026-01-02A3,31032106,019CommonForm 4 ↗
S. Steven SinghDirector2026-01-02A3,31032106,019CommonForm 4 ↗
M. Max YzaguirreDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Randall H. TalbotDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Sylvia R. HampelDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Linda S. BrowerDirector2026-01-02D9933231,806CommonForm 4 ↗
Linda S. BrowerDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Stephen M. GrahamDirector2026-01-02A3,31032106,019CommonForm 4 ↗
David K. GrantDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Sean B. SingletonDirector2026-01-02A3,31032106,019CommonForm 4 ↗
Blayne SandenSVP & PAO2026-01-20A7503123,580CommonForm 4 ↗
Cathy CooperEVP & Chief Consumer Banker2026-02-06D5,30034178,981CommonForm 4 ↗
Blayne SandenSVP & PAO2026-02-27D46311,433CommonForm 4 ↗
Kim RobisonEVP & Chief Operations Officer2026-04-24D22,00035776,160CommonForm 4 ↗
03

Grants of plan-based awards — fiscal year 2025

ExecutiveAwardGrant dateThresholdTargetGrantedMaximumGrant-date fair value
Kim RobisonPSU2024-11-12—2,539—164,508$4,395
Cathy CooperPSU2024-11-12—6,810—254,898375,000
Ryan MauerPSU2024-11-12—6,810—254,898375,000
Brent BeardallPSU2024-11-12—22,048—825,2571,050,000
Kelli HolzPSU2024-11-12—6,810—254,898375,000
Ryan MauerPSU2024-11-12—2,539—164,5084,395
Kim RobisonPSU2024-11-12—6,810—254,898375,000
Cathy CooperPSU2024-11-12—2,539—164,5084,395
Kelli HolzPSU2024-11-12—2,539—164,5084,395
Brent BeardallPSU2024-11-12—11,453—742,15719,828
03b

Vehicle mix — grant-date fair value by award type

Named executive officerTime-vested (RSU)Performance-vested (PSU)Options / SARs% performance-vested
Kim Robison$0$379,395$0100.0%
Cathy Cooper0379,3950100.0%
Ryan Mauer0379,3950100.0%
Brent Beardall01,069,8280100.0%
Kelli Holz0379,3950100.0%

% performance-vested = PSU grant-date fair value ÷ (RSU + PSU + Options), a computed value with the derivation shown in the register.

04

Outstanding equity awards at fiscal year-end 2025

ExecutiveAwardShares unvestedExercise priceMarket value unvested
Cathy CooperPSU10,155—$133,127
Brent BeardallPSU22,048—667,834
Kelli HolzPSU1,785—54,068
Brent BeardallPSU41,360—542,209
Kelli HolzPSU9,167—120,175
Ryan MauerPSU3,327—43,615
Brent BeardallRSU49,177—644,687
Brent BeardallPSU19,905—602,922
Brent BeardallPSU45,813—600,586
Brent BeardallPSU15,010—196,774
Cathy CooperPSU3,327—43,615
Kelli HolzPSU400—12,116
Kelli HolzPSU6,148—186,223
Kelli HolzPSU6,810—206,275
Kelli HolzPSU640—19,386
Cathy CooperPSU6,148—186,223
Kim RobisonPSU6,148—186,223
Ryan MauerPSU10,155—133,127
Kim RobisonPSU10,155—133,127
Ryan MauerPSU2,231—67,577
Kim RobisonPSU2,231—67,577
Cathy CooperPSU9,167—120,175
Cathy CooperPSU6,810—206,275
Ryan MauerPSU6,148—186,223
Brent BeardallPSU7,224—218,815
Ryan MauerPSU6,810—206,275
Kim RobisonPSU6,810—206,275
Kelli HolzPSU10,155—133,127
Ryan MauerPSU9,167—120,175
Kim RobisonPSU3,327—43,615
Kim RobisonPSU9,167—120,175
Cathy CooperPSU2,231—67,577
Kelli HolzPSU2,662—34,898
05

Incentive-plan design — the Compensation Discussion & Analysis

Executive compensation must be competitive with relevant markets where the Company competes for employees, to ensure that the Company is able to attract, retain and motivate top performing executive officers

CEO STI target (% of salary)112%
CEO LTI target (% of salary)—
Independent consultantPearl Meyer
Clawback policytrue
Anti-hedging—
Anti-pledging—
06

Say-on-pay — recent advisory votes

Meeting yearMeeting dateForAgainstAbstainSupportOutcome
20262026-02-0356,263,7712,300,778258,84196.07%Passed
20252025-02-1165,624,8834,932,611115,77893.01%Passed
20242024-02-1350,789,7662,683,328133,27794.98%Passed
20222022-01-2550,113,5481,832,501339,38196.47%Passed
20212021-01-2659,903,7421,930,477391,95796.88%Passed
20202020-01-2262,615,7901,930,372279,53497.01%Passed

Rows are labeled by annual-meeting year, with the meeting date beside each; the vote held in a given year acts on the prior fiscal year's compensation.

Say-on-pay — history, company's computation

Meeting yearMeeting dateApproval — company's computation
20262026-02-0396.07%a
20252025-02-1193.01%b
20242024-02-1394.98%c

a. Approved under the standard stated in the filing — “Abstentions will not be counted either in favor of or against the election of the nominees or any other proposal.”.

b. Approved under the standard stated in the filing — “Abstentions will not be counted either in favor of or against the election of the nominees or any other proposal.”.

c. Approved under the standard stated in the filing — “Abstentions will not be counted either in favor of or against the election of the nominees or any other proposal.”.

Approval percentages are the company's own reported computations under its own stated standard, not recomputed by Velarion. Where a company does not state a standard, none is assumed.

07

CEO pay ratio

Ratio (CEO : median employee)58 : 1
CEO total compensation$3,822,631
Median employee compensation$65,525
08

Director compensation — fiscal year 2025

DirectorCash feesStock awardsOption awardsNon-equity incentiveAll otherTotal
M. Max YzaguirreIndependent · Compensation · Risk Management$80,000$156,009$0$0$0$236,009
Bradley M. ShusterIndependent · Audit · Nominating/Governance80,000156,009000236,009
Stephen M. GrahamIndependent · Board Chair · Executive (Chair) · Nominating/Governance120,000106,005000226,005
Randall H. TalbotIndependent · Executive · Risk Management (Chair) · Nominating/Governance (Chair) · Technology80,000106,005000186,005
R. Shawn BiceIndependent · Risk Management · Technology (Chair)80,000106,005000186,005
Linda S. BrowerIndependent · Executive · Audit · Compensation (Chair)80,000106,005000186,005
David K. GrantIndependent · Audit (Chair) · Compensation · Risk Management · Not standing for re-election80,000106,005000186,005
S. Steven SinghIndependent · Technology80,000106,005000186,005
Sylvia R. HampelIndependent · Audit · Compensation · Nominating/Governance80,000106,005000186,005
Sean B. SingletonIndependent · Audit · Risk Management · Technology80,000106,005000186,005
Brent J. BeardallEmployee director000—00
09

Board fee structure and ownership guideline

Annual cash retainer$80,000
Annual equity retainer$106,005
Per board meeting fee—
Committee chair fees (audit / comp / nom-gov)—
Stock ownership guideline$558,015
09b

Total cost of the board

ComponentFY2025
Cash retainers and fees$840,000
Equity awards (grant-date value)$1,160,058
All other compensation$0
Total cost of the board$2,000,058

Computed as the sum of the director compensation table rows above; inputs and formula shown in the register.

10

Disclosed peer group — fiscal year 2025

The compensation peer group as the company disclosed it in its own proxy — the reference set behind the percentile above.

FULT Fulton Financial CorporationASB Associated Banc-CorpUCB United Community Banks, Inc.BANR Banner CorporationBANC Banc of California, Inc.SFNC Simmons First National CorporationABCB Ameris BancorpFIBK First Interstate BancSystem, Inc.AUB Atlantic Union Bankshares Corp.BKU BankUnited, Inc.GBCI Glacier Bancorp, Inc.EBC Eastern Bankshares, Inc.HOMB Home BancShares, Inc.FHB First Hawaiian, Inc.HOPE Hope Bancorp, Inc.CADE Cadence BankCATY Cathay General BancorpFNB F.N.B. CorporationBOH Bank of Hawaii Corporation
10a

Peer reciprocity

Of the companies WaFd Inc names as compensation peers, which name it back in their own disclosed peer groups. A peer set the market reciprocates reads differently from one selected in a single direction.

— Fulton Financial Corporation (FULT)72— Associated Banc-Corp (ASB)73— United Community Banks, Inc. (UCB)74— Banner Corporation (BANR)75— Banc of California, Inc. (BANC)76— Simmons First National Corporation (SFNC)77— Ameris Bancorp (ABCB)78— First Interstate BancSystem, Inc. (FIBK)79— Atlantic Union Bankshares Corp. (AUB)80— BankUnited, Inc. (BKU)81— Glacier Bancorp, Inc. (GBCI)82✓ Eastern Bankshares, Inc. (EBC)83 Home BancShares, Inc. (HOMB)✓ First Hawaiian, Inc. (FHB)84 Hope Bancorp, Inc. (HOPE)— Cadence Bank (CADE)85— Cathay General Bancorp (CATY)86— F.N.B. Corporation (FNB)87 Bank of Hawaii Corporation (BOH)

Reciprocity shown where the peer's own current proxy has been read — each mark is cited in the register to that peer's filing. A dash means the peer's current proxy was read and names no reciprocal group including WaFd Inc.

10b

Chief executive pay against the peer group

Most recent fiscal-year chief executive compensation at each disclosed peer, taken from that company's own proxy statement.

RankCompanyFYChief executiveSalaryStock awardsOption awardsNon-equity incentiveTotal
1F.N.B. Corporation2025Vincent J. Delie, Jr.$1,222,893$3,843,347$0$2,876,400$8,472,627
2BankUnited, Inc.2025Rajinder Singh1,050,0003,018,78503,150,0007,437,175
3Home BancShares, Inc.2025John W. Allison798,9544,651,2000800,0007,221,420
4Associated Banc-Corp2025Andrew Harmening1,120,0002,799,98002,150,4006,354,626
5First Hawaiian, Inc.2025Robert Harrison1,072,5932,590,79501,586,8846,285,693
6United Community Banks, Inc.2025H. Lynn Harton1,125,0002,723,79202,179,2126,188,713
7Ameris Bancorp2025H. Palmer Proctor Jr.1,016,6672,861,19801,903,7846,077,507
8Bank of Hawaii Corporation2025Peter Ho915,3082,635,46302,312,5006,016,006
9Banc of California, Inc.2025Jared Wolff1,050,0002,713,66801,431,6755,303,882
10Fulton Financial Corporation2025Curtis Myers1,016,9232,558,16201,469,3525,184,944
11Cadence Bank2023James Rollins III1,000,0002,485,4650996,4605,107,944
12Eastern Bankshares, Inc.2025Denis Sheahan800,0003,371,297—792,0005,069,867
13Atlantic Union Bankshares Corp.2025John Asbury1,018,8752,364,37301,526,1145,066,713
14First Interstate BancSystem, Inc.2025James Reuter1,000,0002,534,83201,044,0004,615,009
15Simmons First National Corporation2025George Makris, Jr.1,000,0001,445,40201,676,7164,379,185
16Cathay General Bancorp2025Chang Liu987,7501,999,94901,129,2004,145,991
17WaFd Inc2025Brent Beardall1,050,0001,567,4140997,5003,822,631
18Hope Bancorp, Inc.2025Kevin Kim1,140,1921,575,1510778,0083,785,116
19Glacier Bancorp, Inc.2025Randall Chesler1,039,8601,363,94701,076,4503,661,972
20Banner Corporation2025Mark Grescovich949,8161,327,27601,147,3663,590,983

Each peer's compensation is from its most recently filed proxy; fiscal years differ by company. Each peer's figures come from its own filings; the subject company is highlighted. Peers whose chief executive compensation is outside our coverage universe are stated as such, never left blank.

10c

Incentive design against the same peers

CompanyAnnual incentive payoutLong-term vehicle mixPSU measures include TSRCompensation consultant
WaFd Inc95%PSU 64 · RSU 36NoPearl Meyer
Ameris Bancorpnot disclosedPSU 60 · RSU 40Yes — Relative Total Shareholder Return (TSR)Frederic W. Cook & Co., Inc.
Associated Banc-Corpnot disclosedPRSU 75 · RSU 25not disclosedMercer
Atlantic Union Bankshares Corp.149%PSU 60 · RSU 40Yes — Total Shareholder Return (TSR) - Relative to KBW Regional Banking IndexMeridian Compensation Partners, LLC
Banc of California, Inc.not disclosedPSU 50 · RSU 50Yes — total shareholder return (TSR)Meridian Compensation Partners, LLC
Bank of Hawaii Corporation250%PSU 100NoWillis Towers Watson
BankUnited, Inc.200%PSU 50 · RSU 50Yes — Relative three-year TSRPay Governance LLC
Banner Corporation110%PSU 60 · RSU 40Yes — Total Shareholder Return (TSR)Pearl Meyer & Partners
Cadence Banknot disclosedPSU 60 · RSU 40NoFrederick W. Cook & Co. (FW Cook) for 2023 grant cycle; Aon plc for 2024 and ongoing
Cathay General Bancorp113%PSU 100NoFrederic W. Cook & Co., Inc.
Eastern Bankshares, Inc.110%PSU 60 · RSU 40Yes — Relative Total Shareholder Return (TSR) vs. KRX BanksPearl Meyer
F.N.B. Corporation188%PSU 60 · RSU 40Nonot disclosed
First Hawaiian, Inc.147%PSU 60 · RSU 40Yes — Total Shareholder Return (TSR) vs. KBW Regional Bank IndexPearl Meyer
First Interstate BancSystem, Inc.87%PSU 60 · RSU 40NoPearl Meyer & Partners
Fulton Financial Corporation144.49%PSU 65 · RSU 35Yes — Relative TSR to 2025 Peer GroupFrederic W. Cook & Co., Inc.
Glacier Bancorp, Inc.138.09%RSU 100NoAon's Human Capital Solutions practice
Home BancShares, Inc.100%PSU 67 · RSU 33Nonot disclosed
Hope Bancorp, Inc.83%RSU 50 · PSU 50NoPearl Meyer
Simmons First National Corporation168%PSU 50 · RSU 50Yes — Relative Total Shareholder Return (TSR)Pearl Meyer & Partners, LLC
United Community Banks, Inc.not disclosedPRSU 60 · RSU 40not disclosedAon

Read from each company's Compensation Discussion and Analysis: annual incentive payout as a percentage of target, the disclosed long-term vehicle mix, whether performance-share measures include a total shareholder return component, and the retained compensation consultant. “Not disclosed” appears only where the company's filing does not state the item.

FAQ

Frequently asked questions

Who was the highest-paid executive at WaFd Inc in fiscal 2025?
As disclosed, the highest-paid executive at WaFd Inc in fiscal 2025 was Brent Beardall, President and Chief Executive Officer, with total compensation of $3,822,631.
How does WaFd Inc's chief executive pay compare to its disclosed peer group?
The filing shows that the CEO's pay placed him in the 21st percentile of the disclosed peer group.
What is WaFd Inc's CEO-to-median employee pay ratio?
As disclosed, the CEO-to-median employee pay ratio was 58:1.
How did shareholders vote on WaFd Inc's executive compensation?
The company reported that 96.07% of shareholders voted in support of the executive compensation plan at the latest Say on Pay vote.
How much does WaFd Inc spend in total on board compensation for fiscal 2025?
The filing shows total board compensation for fiscal 2025 was $2,000,058.

Answers are drawn only from the figures disclosed in this brief and cited to their location in the source filing. Where a figure required for an answer is not disclosed, that is stated rather than estimated.

11

Source register

Each figure's location is given both for the eye (section · page · table · row · column) and for a script (table/row/column index and exact character span in the filed document). Any figure can be independently confirmed against the source.

#SupportsDocumentFiledAccessionLocation in document
1Section 01, Brent BeardallDEF 14A2025-12-190000936528-25-000121Section “Summary Compensation Table” · page 36. As printed: 3,822,631. Filing ↗machine: r2 · c13 · span 1272154–1272163
2Section 01, Ryan MauerDEF 14A2025-12-190000936528-25-000121Section “Summary Compensation Table” · page 36. As printed: 1,330,003. Filing ↗machine: r11 · c13 · span 1323020–1323029
3Section 01, Kim RobisonDEF 14A2025-12-190000936528-25-000121Section “Summary Compensation Table” · page 36. As printed: 1,325,617. Filing ↗machine: r14 · c13 · span 1339997–1340006
4Section 01, Kelli HolzDEF 14A2025-12-190000936528-25-000121Section “Summary Compensation Table” · page 36. As printed: 1,318,732. Filing ↗machine: r5 · c13 · span 1289014–1289023
5Section 01, Cathy CooperDEF 14A2025-12-190000936528-25-000121Section “Summary Compensation Table” · page 36. As printed: 1,309,723. Filing ↗machine: r8 · c13 · span 1306104–1306113
6Section 03, Kim Robison PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r12 · c7 · span 1517293–1517298
7Section 03, Cathy Cooper PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r7 · c14 · span 1491949–1491954
8Section 03, Ryan Mauer PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r9 · c14 · span 1503295–1503300
9Section 03, Brent Beardall PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r3 · c14 · span 1469499–1469505
10Section 03, Kelli Holz PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r5 · c14 · span 1480537–1480542
11Section 03, Ryan Mauer PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r10 · c7 · span 1505821–1505826
12Section 03, Kim Robison PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r11 · c14 · span 1514741–1514746
13Section 03, Cathy Cooper PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r8 · c7 · span 1494229–1494234
14Section 03, Kelli Holz PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r6 · c7 · span 1483062–1483067
15Section 03, Brent Beardall PSUDEF 14A2025-12-190000936528-25-000121Section “Grants of Plan-Based Awards for the” · grants of plan-based awards table. Filing ↗machine: t118 · r4 · c7 · span 1471826–1471832
16Section 07, pay ratioDEF 14A2025-12-190000936528-25-000121Section “CEO Pay Ratio”. As printed: 58 : 1. Filing ↗machine: span 1859470–1859472
17Section 08, M. Max YzaguirreDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 236,009. Filing ↗machine: t153 · r11 · c8 · span 2150342–2150349
18Section 08, Bradley M. ShusterDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 236,009. Filing ↗machine: t153 · r7 · c8 · span 2135381–2135388
19Section 08, Stephen M. GrahamDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 226,005. Filing ↗machine: t153 · r4 · c8 · span 2124385–2124392
20Section 08, Randall H. TalbotDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r10 · c8 · span 2146398–2146405
21Section 08, R. Shawn BiceDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r2 · c8 · span 2117060–2117067
22Section 08, Linda S. BrowerDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r3 · c8 · span 2120726–2120733
23Section 08, David K. GrantDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r5 · c8 · span 2128040–2128047
24Section 08, S. Steven SinghDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r8 · c8 · span 2139057–2139064
25Section 08, Sylvia R. HampelDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r6 · c8 · span 2131712–2131719
26Section 08, Sean B. SingletonDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 186,005. Filing ↗machine: t153 · r9 · c8 · span 2142720–2142727
27Section 08, Brent J. BeardallDEF 14A2025-12-190000936528-25-000121Section “Director Compensation”. As printed: 0. Filing ↗
28Section 02, Brent J. Beardall 2025-12-29Form 42025-12-300001200836-25-000013Insider equity transaction reported since the proxy statement. Filing ↗
29Section 02, Sean B. Singleton 2026-01-02Form 42026-01-050001871887-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
30Section 02, Blayne Sanden 2026-01-02Form 42026-01-050001969133-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
31Section 02, Bradley M. Shuster 2026-01-02Form 42026-01-050000936528-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
32Section 02, R. Shawn Bice 2026-01-02Form 42026-01-050001864284-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
33Section 02, S. Steven Singh 2026-01-02Form 42026-01-050001079180-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
34Section 02, M. Max Yzaguirre 2026-01-02Form 42026-01-050000936528-26-000005Insider equity transaction reported since the proxy statement. Filing ↗
35Section 02, Randall H. Talbot 2026-01-02Form 42026-01-050001205179-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
36Section 02, Sylvia R. Hampel 2026-01-02Form 42026-01-050001871882-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
37Section 02, Linda S. Brower 2026-01-02Form 42026-01-050001267727-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
38Section 02, Linda S. Brower 2026-01-02Form 42026-01-050001267727-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
39Section 02, Stephen M. Graham 2026-01-02Form 42026-01-050001775480-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
40Section 02, David K. Grant 2026-01-02Form 42026-01-050001187438-26-000002Insider equity transaction reported since the proxy statement. Filing ↗
41Section 02, Sean B. Singleton 2026-01-02Form 42026-01-050001871887-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
42Section 02, Blayne Sanden 2026-01-20Form 42026-01-210001969133-26-000004Insider equity transaction reported since the proxy statement. Filing ↗
43Section 02, Cathy Cooper 2026-02-06Form 42026-02-060001687052-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
44Section 02, Blayne Sanden 2026-02-27Form 42026-03-020001969133-26-000006Insider equity transaction reported since the proxy statement. Filing ↗
45Section 02, Kim Robison 2026-04-24Form 42026-04-270001702713-26-000003Insider equity transaction reported since the proxy statement. Filing ↗
46Section 06, 2026 voteForm 8-K2026-02-040000936528-26-000023Item 5.07 · say-on-pay result. As reported: 96.07% (votes for as printed: 56,263,771). Filing ↗
47Section 06, 2025 voteForm 8-K2025-02-130000936528-25-000050Item 5.07 · say-on-pay result. As reported: 93.01% (votes for as printed: 65,624,883). Filing ↗
48Section 06, 2024 voteForm 8-K2024-02-140000936528-24-000048Item 5.07 · say-on-pay result. As reported: 94.98% (votes for as printed: 50,789,766). Filing ↗
49Section 01 trend, Δ column (computed)Computed—computedΔ = current-FY total − prior-FY total per named officer.machine: formula: Δ = FY(n) − FY(n−1)
50Section 03b vehicle mix (computed)Computed—computedRSU / PSU / Options grant-date fair values summed per officer from the grants table; % performance-vested = PSU ÷ (RSU+PSU+Options).machine: formula: sums + PSU ratio
51Section 09b board cost (computed)Computed—computedCash 840,000 + equity 1,160,058 + all other 0 = 2,000,058, summed across the director compensation table rows.machine: formula: Σ = 2,000,058
52F.N.B. Corporation, Section 10b CEO totalDEF 14A2026-03-250001193125-26-122941CEO total compensation as printed in F.N.B. Corporation's own proxy. As printed: 8,472,627. Filing ↗machine: t408 · r4 · c44 · span 1108880–1108889
53BankUnited, Inc., Section 10b CEO totalDEF 14A2026-04-100001504008-26-000037CEO total compensation as printed in BankUnited, Inc.'s own proxy. As printed: 7,437,175. Filing ↗machine: span 925764–925773
54Home BancShares, Inc., Section 10b CEO totalDEF 14A2026-02-270001331520-26-000055CEO total compensation as printed in Home BancShares, Inc.'s own proxy. As printed: 7,221,420. Filing ↗machine: span 732054–732063
55Associated Banc-Corp, Section 10b CEO totalDEF 14A2026-03-160000007789-26-000097CEO total compensation as printed in Associated Banc-Corp's own proxy. As printed: 6,354,626. Filing ↗machine: r2 · c8 · span 1463993–1464002
56First Hawaiian, Inc., Section 10b CEO totalDEF 14A2026-03-120001104659-26-026700CEO total compensation as printed in First Hawaiian, Inc.'s own proxy. As printed: 6,285,693. Filing ↗machine: t137 · r1 · c48 · span 1533144–1533153
57United Community Banks, Inc., Section 10b CEO totalDEF 14A2026-04-010001104659-26-038366CEO total compensation as printed in United Community Banks, Inc.'s own proxy. As printed: 6,188,713. Filing ↗machine: span 1593241–1593250
58Ameris Bancorp, Section 10b CEO totalDEF 14A——CEO total compensation as printed in Ameris Bancorp's own proxy. As printed: 6,077,507.
59Bank of Hawaii Corporation, Section 10b CEO totalDEF 14A2026-03-130000046195-26-000022CEO total compensation as printed in Bank of Hawaii Corporation's own proxy. As printed: 6,016,006. Filing ↗machine: r2 · c54 · span 964406–964415
60Banc of California, Inc., Section 10b CEO totalDEF 14A2026-03-260001628280-26-021447CEO total compensation as printed in Banc of California, Inc.'s own proxy. As printed: 5,303,882. Filing ↗machine: span 901949–901958
61Fulton Financial Corporation, Section 10b CEO totalDEF 14A2026-04-010001206774-26-000176CEO total compensation as printed in Fulton Financial Corporation's own proxy. As printed: 5,184,944. Filing ↗machine: r1 · c15 · span 682241–682250
62Cadence Bank, Section 10b CEO totalDEF 14A2024-12-30—CEO total compensation as printed in Cadence Bank's own proxy. As printed: 5,107,944. Filing ↗
63Eastern Bankshares, Inc., Section 10b CEO totalDEF 14A2026-03-260001193125-26-126283CEO total compensation as printed in Eastern Bankshares, Inc.'s own proxy. As printed: 5,069,867. Filing ↗machine: span 693146–693155
64Atlantic Union Bankshares Corp., Section 10b CEO totalDEF 14A2026-03-250001104659-26-034176CEO total compensation as printed in Atlantic Union Bankshares Corp.'s own proxy. As printed: 5,066,713. Filing ↗machine: t223 · r5 · c14 · span 1303349–1303358
65First Interstate BancSystem, Inc., Section 10b CEO totalDEF 14A2026-04-160000860413-26-000025CEO total compensation as printed in First Interstate BancSystem, Inc.'s own proxy. As printed: 4,615,009. Filing ↗machine: r2 · c8 · span 1699688–1699697
66Simmons First National Corporation, Section 10b CEO totalDEF 14A2026-04-080001193125-26-146412CEO total compensation as printed in Simmons First National Corporation's own proxy. As printed: 4,379,185. Filing ↗machine: t200 · r4 · c33 · span 860782–860791
67Cathay General Bancorp, Section 10b CEO totalDEF 14A2026-04-160001437749-26-012477CEO total compensation as printed in Cathay General Bancorp's own proxy. As printed: 4,145,991. Filing ↗machine: t117 · r1 · c28 · span 661672–661681
68WaFd Inc (subject), Section 10b CEO totalDEF 14A2025-12-190000936528-25-000121CEO total compensation as printed in WaFd Inc's own proxy. As printed: 3,822,631. Filing ↗machine: r2 · c13 · span 1272154–1272163
69Hope Bancorp, Inc., Section 10b CEO totalDEF 14A2026-04-100001539497-26-001123CEO total compensation as printed in Hope Bancorp, Inc.'s own proxy. As printed: 3,785,116. Filing ↗machine: r7 · c34 · span 1524910–1524919
70Glacier Bancorp, Inc., Section 10b CEO totalDEF 14A2026-03-120000868671-26-000030CEO total compensation as printed in Glacier Bancorp, Inc.'s own proxy. As printed: 3,661,972. Filing ↗machine: r2 · c21 · span 541300–541309
71Banner Corporation, Section 10b CEO totalDEF 14A2026-04-060000946673-26-000114CEO total compensation as printed in Banner Corporation's own proxy. As printed: 3,590,983. Filing ↗machine: t86 · r3 · c14 · span 600291–600300
72Section 10a, Fulton Financial Corporation reciprocityDEF 14A—0001206774-26-000176Fulton Financial Corporation's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
73Section 10a, Associated Banc-Corp reciprocityDEF 14A—0000007789-26-000097Associated Banc-Corp's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
74Section 10a, United Community Banks, Inc. reciprocityDEF 14A—0001104659-26-038366United Community Banks, Inc.'s most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
75Section 10a, Banner Corporation reciprocityDEF 14A—0000946673-26-000114Banner Corporation's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
76Section 10a, Banc of California, Inc. reciprocityDEF 14A—0001628280-26-021447Banc of California, Inc.'s most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
77Section 10a, Simmons First National Corporation reciprocityDEF 14A—0001193125-26-146412Simmons First National Corporation's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
78Section 10a, Ameris Bancorp reciprocityDEF 14A—0001140361-26-013509Ameris Bancorp's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
79Section 10a, First Interstate BancSystem, Inc. reciprocityDEF 14A—0000860413-26-000025First Interstate BancSystem, Inc.'s most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
80Section 10a, Atlantic Union Bankshares Corp. reciprocityDEF 14A—0001104659-26-034176Atlantic Union Bankshares Corp.'s most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
81Section 10a, BankUnited, Inc. reciprocityDEF 14A—0001504008-26-000037BankUnited, Inc.'s most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
82Section 10a, Glacier Bancorp, Inc. reciprocityDEF 14A—0000868671-26-000030Glacier Bancorp, Inc.'s most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
83Section 10a, Eastern Bankshares, Inc. reciprocityDEF 14A—0001193125-26-126283Eastern Bankshares, Inc. names WaFd Inc in its own disclosed peer group (read from its most recent proxy). Filing ↗
84Section 10a, First Hawaiian, Inc. reciprocityDEF 14A—0001104659-26-026700First Hawaiian, Inc. names WaFd Inc in its own disclosed peer group (read from its most recent proxy). Filing ↗
85Section 10a, Cadence Bank reciprocityDEF 14A—unresolved:CADE:FY2023:no_edgar_accessionCadence Bank's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
86Section 10a, Cathay General Bancorp reciprocityDEF 14A—0001437749-26-012477Cathay General Bancorp's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗
87Section 10a, F.N.B. Corporation reciprocityDEF 14A—0001193125-26-122941F.N.B. Corporation's most recent proxy was read; its disclosed peer group does not include WaFd Inc. Filing ↗